8700 Front Beach Rd, Unit 5309

Panama City Beach, FL 32407

$219,900
Price
1
Bed
1,588 Sq. Ft.
$138 / Sq. Ft.
1,588
Sq. Ft.
$138
per Sq. Ft.

Description

Welcome to Island Reserve — where resort-style living meets everyday comfort and a true sense of community. This beautifully maintained 1-bedroom, 1.5-bath condo offers an impressive amount of storage space within its 1,588 square feet that you truly have to see to believe. Step inside and you will find soaring 10-foot ceilings on both levels, giving the home a bright and open feel. The main level features an inviting living space and a well-appointed kitchen enhanced with a custom cabinet organization...Welcome to Island Reserve — where resort-style living meets everyday comfort and a true sense of community. This beautifully maintained 1-bedroom, 1.5-bath condo offers an impressive amount of storage space within its 1,588 square feet that you truly have to see to believe. Step inside and you will find soaring 10-foot ceilings on both levels, giving the home a bright and open feel. The main level features an inviting living space and a well-appointed kitchen enhanced with a custom cabinet organization system. Upstairs, the spacious primary suite is a true retreat. With no neighbors on one side, you will enjoy extra windows that fill the space with natural light as well as a private balcony. The en-suite master bathroom offers a tiled walk-in shower with glass door and a separate soaking tub, double vanities and two walk-in closets. The interior is filled with thoughtful upgrades, including high-quality shelving in many of the closets and storage areas, under cabinet lighting, granite countertops and tile backsplash. Need a bit more flexibility? The upstairs 16x4 bonus room may serve many different purposes such as a private office, cozy reading nook, additional sleeping space for guests or a nursery. Two balconies — one on each floor — overlook what many consider the most beautiful pool and landscaping in Panama City Beach. Whether you are enjoying your morning coffee or unwinding while overlooking the luscious grounds, the view is always a treat. Unlike most condominiums, you can park on the same level as your residence here, making running errands like grocery shopping so much more convenient. Life here feels like a permanent vacation with endless opportunities for entertainment, including an indoor basketball court and pickleball court, a fully equipped gym, party room, a theater, and a charming library where you can ''give a book, take a book''. The active Social Committee ensures there is always a way to connect, from live music by the pool to community Thanksgiving dinners and holiday parties. Located just minutes from the beach, the airport, and shopping and dining at Pier Park, this condo offers the perfect balance of excitement and serenity. You will feel truly at home, since there are no short-term rentals in Island Reserve. Offered turn-key furnished and move-in ready, this condo is ready for new owners to begin their next great adventure.
  1. Listed by The Beninateam • Beachy Beach Real Estate

Property Details for 8700 Front Beach Road, Unit 5309

Architectural Style
Mid Rise
Parking Features
Electric Gate, Gated
Subdivision Name
Island Reserve
Zoning Description
Resort
LISTING UPDATED: 02/12/2026 12:52 PM

Property Details for 8700 Front Beach Road, Unit 5309

StatusActive
MLS #783513
Days on Market13
Taxes$1,957 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeCondo
MLS TypeResidential / Condominium / Condominium
Year Built2008
CountyBay County

Location

Listing Courtesy of Beachy Beach Real Estate
Add your commute

Building Information for 8700 Front Beach Road, Unit 5309

Building/Complex8700 Front Beach RdFloor-Stories4Residences-Pet Policy-Pet Policy Details-Year Built2008

Payment Calculator

$1,235 per month

30 year fixed, 6.15% Interest

Principal and Interest

$1,072

Property Taxes

$163

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Property Information for 8700 Front Beach Road, Unit 5309

Summary
Location and General Information
  • City: Panama City Beach
  • County Or Parish: Bay
  • Directions: Enter Island Reserve at the Front Beach Rd entrance, go straight through parking garage, take the garage to the top floor, cross the bridge walk-over for building 5. Condo is on the left side with a Supra box on the door.
  • State Region: FL
  • Postal Code: 32407
  • Latitude: 30.185117
  • Longitude: -85.783733
  • State Or Province: FL
  • Road Frontage Type: Private Road
  • MLS Area Major: 03 - Bay County - Beach
  • MLS Area Minor: 0320 - Beach - Middle Central
Taxes and HOA Information
  • Parcel Number: 40001-100-183
  • Association: Yes
  • Tax Annual Amount: $1,957.00
  • Tax Legal Description: ISLAND RESERVE 31 3S 15W TYPE C BLDG 5 UNIT 5309 MAP 57C4 1BR 1.5B 1588 H&C ORB 3018 P 563 222 BALC ORB 4532 P 2018
  • Tax Year: 2025
School Information
  • Elementary School: Breakfast Point
  • High School: Arnold
  • Middle Or Junior School: Breakfast Point
Parking
  • Attached Garage: No
  • Garage: No
Property
Lot Information
  • Building Area Total: 1588.0
  • Lot Features: Paved
  • Lot Size Dimensions: 0x0
  • Living Area Source: Appraiser
Property and Assessments
  • Other Structures: Pool House
  • Senior Community: No
  • Year Built: 2008
  • New Construction: No
  • Human Modified: No
Utilities
  • Sewer: Public Sewer
  • Utilities: Cable Connected, Electricity Available
Interior and Exterior Features
Exterior Features
  • Pool Features: Fenced, In Ground, Community
  • Association Amenities: Business Center, Game Room, Gated, Picnic Area
  • Community Features: Basketball Court, Clubhouse, Conference Meeting Room, Fitness Center, Game Room, Pool, Community Pool
  • Construction Materials: Hardiplank Type, Concrete
  • Foundation Details: Slab
  • Patio And Porch Features: Balcony
  • Security Features: Building Security, Secured Garage Parking, Fire Alarm, Security Gate, Smoke Detectors, Security Service
  • Spa Features: Community
Interior Features
  • Stories: 4
  • Stories Total: 4
  • Flooring: Luxury Vinyl Plank
  • Bathrooms Full: 1
  • Bathrooms Half: 1
  • Bathrooms Total: 2
  • Bedrooms Total: 1
  • Rooms Total: 7
  • Cooling: Yes
  • Cooling: Central Air, Ceiling Fans
  • Heating: Yes
  • Heating: Central, Electric
  • Appliances: Electric Oven, Electric Range, Electric Water Heater
  • Interior Features: Interior Steps
Room Information
Room 1
  • Room Dimensions: 16 x 4
  • Room Length: 16.0
  • Room Level: Second
  • Room Type: Bonus Room
  • Room Width: 4.0
Room 2
  • Room Dimensions: 10 x 4
  • Room Features: Balcony
  • Room Length: 10.0
  • Room Level: Second
  • Room Type: Other
  • Room Width: 4.0
Room 3
  • Room Dimensions: 10 x 4
  • Room Features: Balcony
  • Room Length: 10.0
  • Room Level: First
  • Room Type: Other
  • Room Width: 4.0
Room 4
  • Room Dimensions: 12 x 11
  • Room Length: 12.0
  • Room Level: Second
  • Room Type: Primary Bathroom
  • Room Width: 11.0
Room 5
  • Room Dimensions: 12 x 11
  • Room Length: 12.0
  • Room Level: First
  • Room Type: Kitchen
  • Room Width: 11.0
Room 6
  • Room Dimensions: 20 x 19
  • Room Length: 20.0
  • Room Level: First
  • Room Type: Living Room
  • Room Width: 19.0
Room 7
  • Room Dimensions: 19 x 15
  • Room Length: 19.0
  • Room Level: Second
  • Room Type: Primary Bedroom
  • Room Width: 15.0
Multi Family
Multi-Family Information
  • Units Furnished: All Units
Mobile Home
Mobile Home Information
  • Mobile Dim Units: Feet
Rental
Rental Information
  • Occupant Type: Occupied
  • Land Lease: No

Property History for 8700 Front Beach Road, Unit 5309

DateEvent & SourcePriceAppreciation
Jan 11, 2026

Listed (Active)

CPAR #783513

$219,900—
Jan 1, 2026

Expired

CPAR #774957

$219,900—
Oct 14, 2025

Price Change

CPAR #774957

$222,900—
Jun 16, 2025

Listed (Active)

CPAR #774957

$227,900—
Jun 9, 2025

Withdrawn

CPAR #764317

$227,900—
Jun 9, 2025

Withdrawn

ECAR #961769

$227,900—
Oct 28, 2024

Listed (Active)

CPAR #764317

$249,900—
Oct 25, 2024

Listed (Active)

ECAR #961769

$149,900—
Mar 4, 2022

Sold (Public Record)

Public Record #1485629330

$220,000

+12.0% / yr

Mar 4, 2022

Sold

CPAR #718818

$220,000—
Jan 22, 2022

Pending

CPAR #718818

—
Nov 6, 2021

Listed (Active)

CPAR #718818

$229,500—
Nov 22, 2019

Sold (Public Record)

Public Record #657830950

$170,000

+3.0% / yr

Nov 22, 2019

Sold

CPAR #688725

$170,000—
Nov 22, 2019

Sold

ECAR #831713

$170,000—
Sep 30, 2019

Pending

CPAR #688725

—
Sep 28, 2019

Pending

ECAR #831713

—
Sep 20, 2019

Listed (Active)

ECAR #831713

$170,000—
Sep 19, 2019

Listed (Active)

CPAR #688725

$170,000—
Jul 31, 2009

Sold (Public Record)

Public Record #274408238

$125,000—
Jul 31, 2009

Sold

CPAR #398637

$125,000—
DateEvent & SourcePrice
01/11/2026

Listed (Active)

CPAR #783513

$219,900
01/01/2026

Expired

CPAR #774957

$219,900
10/14/2025

Price Change

CPAR #774957

$222,900
06/16/2025

Listed (Active)

CPAR #774957

$227,900
06/09/2025

Withdrawn

CPAR #764317

$227,900
06/09/2025

Withdrawn

ECAR #961769

$227,900
10/28/2024

Listed (Active)

CPAR #764317

$249,900
10/25/2024

Listed (Active)

ECAR #961769

$149,900
03/04/2022

Sold (Public Record)

Public Record #1485629330

$220,000

+12.0% / yr

03/04/2022

Sold

CPAR #718818

$220,000
01/22/2022

Pending

CPAR #718818

—
11/06/2021

Listed (Active)

CPAR #718818

$229,500
11/22/2019

Sold (Public Record)

Public Record #657830950

$170,000

+3.0% / yr

11/22/2019

Sold

CPAR #688725

$170,000
11/22/2019

Sold

ECAR #831713

$170,000
09/30/2019

Pending

CPAR #688725

—
09/28/2019

Pending

ECAR #831713

—
09/20/2019

Listed (Active)

ECAR #831713

$170,000
09/19/2019

Listed (Active)

CPAR #688725

$170,000
07/31/2009

Sold (Public Record)

Public Record #274408238

$125,000
07/31/2009

Sold

CPAR #398637

$125,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 8700 Front Beach Road, Unit 5309

Taxable ValueLand-Additions$195,500Total-
Tax Record2025$1,917 ($160 / month)
Home Facts
Beds1Total Finished SqFt1,588 SqFtAbove Grade Finished SqFt1,588 SqFtStyleCondominiumYear Built2008CountyBAYAPN40001-100-183

Schools near 8700 Front Beach Road, Unit 5309

This home is within Bay.
Rating
School
Type
Grades
Distance
Breakfast Point Academy
Public - PK to 8
J.R. Arnold High School
Public - 9 to 12
A. Gary Walsingham Academy
Public - PK to 3
St. Andrew School
Public - PK to 5
Rating
School
Distance
Breakfast Point Academy
PublicPK to 8

J.R. Arnold High School
Public9 to 12

A. Gary Walsingham Academy
PublicPK to 3

St. Andrew School
PublicPK to 5

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 8700 Front Beach Road, Unit 5309, Panama City Beach, FL 32407

8700 Front Beach Road, Unit 5309 is a condo for sale in Panama City Beach, FL 32407. This property was listed for sale on January 12, 2026 by Beachy Beach Real Estate, it's currently listed at $219,900. It has been on the market for a total of 13 days and was last sold on March 4, 2022. This listing's school district is Bay. Nearby schools include Breakfast Point Academy, J.R. Arnold High School and A. Gary Walsingham Academy. 8700 Front Beach Road, Unit 5309 is a 1-bed, 2-bath, 1,588 sqft condo built in 2008.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Beachy Beach Real Estate

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.