Last Sold Price
3 beds2,324 sqft$529/sqft
90 White Cottage Rd, Santa Rosa Beach, FL 32459

Description

This beautifully designed 3.5BR, 3.5BA coastal home offers an exceptional blend of modern luxury and Southern charm, tucked within the serene Cottage Grove community. Built in 2020 and surrounded by state forest and preserve, it provides both privacy and proximity with plenty of room for a pool, and just a mile from the beach with a new multi-use path leading directly to Gulf Place on 30A. Inside, 10-ft. ceilings and engineered hardwood floors set the stage for refined coastal living. The gourmet...This beautifully designed 3.5BR, 3.5BA coastal home offers an exceptional blend of modern luxury and Southern charm, tucked within the serene Cottage Grove community. Built in 2020 and surrounded by state forest and preserve, it provides both privacy and proximity with plenty of room for a pool, and just a mile from the beach with a new multi-use path leading directly to Gulf Place on 30A. Inside, 10-ft. ceilings and engineered hardwood floors set the stage for refined coastal living. The gourmet kitchen is a chef's dream, featuring a large island with ample storage, KitchenAid commercial-style appliances, and a wine refrigerator with custom cabinetry in the dining area. Plus a half bath featuring designer tile flooring and a dedicated extra home office with single bed offers flexibility on the main level, while designer lighting and quartz countertops elevate the space. Upstairs, the spacious primary bedroom offers a luxurious tile shower with dual vanities, and a large walk-in closet. The suite opens to a private balcony overlooking the tranquil community pond, which is a perfect spot for morning coffee and stunning sunsets. The second floor also offers another guest room with ensuite bathroom, and a huge bunk room with four built-in bunks, plus another guest bathroom. The screened porch with a summer kitchen extends the living space outdoors, overlooking a spacious backyard with an outdoor firepit and plenty of room for a pool. Notable additions include an epoxy-finished garage floor, surround sound speakers and security system. Move-in ready and sold furnished with a few exclusions, this home also includes a golf cart for effortless coastal cruising. With a gated entrance, community pool, and the opportunity for 30+ day rentals, Cottage Grove offers a peaceful retreat minutes from everything 30A has to offer.
LISTING CLOSED: 01/16/2026 12:00 AM

  1. Listed by Kandace N Tomes-Holland • Brokerage DRE #2027627 • Scenic Sotheby's International Realty
    P: (615) 972-1411 C: (615) 972-1411 kandace@scenicsir.com

Property Details for 90 White Cottage Road

Status
MLS #
985198
Days on Market
72
Taxes
$6,445 / year
HOA Fees
$961 / quarter
Condo/Co-op Fees
-
Property Type
MLS Type
Residential / Detached Single Family
Year Built
2020
Lot Size
-
View
Pond
Zoning
Resid Single Family
Architectural Style
Beach House
Subdivision Name
COTTAGE GROVE

Location

Listing Courtesy of Scenic Sotheby's International Realty

Sold By REV Realty

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Building Information for 90 White Cottage Road

Stories2Year Built2020Building Size-Lot Size-

Payment Calculator

$7,109 per month

30 year fixed, 6.55% Interest

Principal and Interest

$6,252

Property Taxes

$537

HOA Dues

$320

The Payment Calculator is for illustrative purposes only.

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Property Information for 90 White Cottage Road

Summary
Location and General Information
  • Community Features: Gated Community, No Rental, Pets Allowed, Pool
  • Directions: Heading south from Hwy 98 onto on Hwy 393, turn right into the gated community of Cottage Grove. The property is the fifth home on the right.
  • MLS Area Minor: 1701 - Santa Rosa Beach S of 98 West of 393
  • MLS Area Major: 17 - 30A West
  • Latitude: 30.364981
  • Longitude: -86.230663
  • Location Tax and Legal:Sub Area: 1701 - Santa Rosa Beach S of 98 West of 393
  • Location Tax and Legal:Elementary School: Van R Butler
  • Location Tax and Legal:Middle School: Emerald Coast
  • Location Tax and Legal:High School: South Walton
  • Location Tax and Legal:Legal Description: Lot 5 Cottage Grove-A Coastal Neighborhood Pb 21-79 Or 3112-1057 Or 3156-2421 Or 3201-4243
  • Project Facilities: Gated Community, No Rental, Pets Allowed2, Pool2
Taxes and HOA
  • Association Fee Frequency: Quarterly
  • Association Fee Includes: Ground Keeping, Legal, Management, Recreational Faclty, Trash
  • Association Fee2: $961
  • Tax Legal Description: Lot 5 Cottage Grove-A Coastal Neighborhood Pb 21-79 Or 3112-1057 Or 3156-2421 Or 3201-4243
  • Parcel Number: 34-2S-20-33272-000-0050
  • Association Fee: $0
  • Association YN: Yes
  • Tax Annual Amount: $6,445
  • Listing Info Tax Legal:Last Taxes: $6,445
  • Listing Info Tax Legal:Last Tax Year: 2024.0
School Information
  • Elementary School: Van R Butler
  • Middle Or Junior School: Emerald Coast
  • High School: South Walton
Parking
  • Carport YN: No
  • Attached Garage YN: Yes
  • Parking Features: Guest
  • Garage Spaces: 1.0
  • General Property Info:Driveway Spaces: 2.0
  • General Property Info:Street Spaces: 1.0
  • Parking Features: Garage Attached, Guest
Property
Lot Information
  • Building Area Source: Building Plan
  • Lot Size Dimensions: 54'x130'x54'x123
  • Lot Size Units: Acres
  • Property Condition: Construction Complete
  • Lot Features: Covenants, Curb & Gutter, Restrictions, Sidewalk, Survey Available, Wooded, See Remarks
  • Building Area Total: 2324.0
  • General Property Info:SqFt Source: Building Plan
  • Waterview: Pond2
  • Lot Features: Covenants, Curb Gutter, Restrictions, Sidewalk, Survey Available, Wooded, See Remarks6
Property and Assessments
  • Tax Year: 2024.0
  • Floor Plans Count: 0.0
  • Property Type: Residential
  • Year Built: 2020.0
  • Property Sub Type: Detached Single Family
  • New Construction YN: No
  • General Property Info:Sub-Type: Detached Single Family
  • General Property Info:Design: Beach House
  • Listing Info Tax Legal:Homestead: false
  • Construction Status: Construction Complete
  • Construction Siding: Roof Metal, Siding CmntFbrHrdBrd
  • Occupancy Status: Vacant
Utilities
  • Sewer: Public Sewer
  • Utilities: Electric, Gas - Natural, Public Water, TV Cable
  • Electric: True
  • Utilities: Electric, Gas - Natural, Public Sewer, Public Water, TV Cable
  • Energy: AC - 2 or More, AC - Central Elect, Double Pane Windows, Storm Doors, Storm Windows, Water Heater - Tnkls
Interior and Exterior Features
Exterior Features
  • Exterior Features: Balcony, BBQ Pit/Grill, Fenced Back Yard, Sprinkler System, Summer Kitchen
  • Construction Materials: Siding CmntFbrHrdBrd
  • Stories: 2.0
  • Pool Features: Pool Type
  • Patio And Porch Features: Deck Covered, Patio Covered, Patio Open, Porch Screened
  • Fencing: Fenced Lot-All
  • General Property Info:Pool: Yes
  • General Property Info:Pool Type: Community
  • Exterior: Balcony, BBQ PitGrill, Deck Covered, Fenced Back Yard, Fenced Lot-All, Patio Covered, Patio Open, Porch Screened, Sprinkler System, Summer Kitchen
Interior Features
  • Cooling: Central Air
  • Interior Features: Breakfast Bar, Ceiling Crwn Molding, Kitchen Island, Lighting Recessed, Pantry, Walls Wainscoting, Washer/Dryer Hookup, Wet Bar
  • Flooring: Floor Hardwood, Floor Tile
  • Window Features: Window Treatment All, Double Pane Windows, Storm Windows
  • Door Features: Storm Door(s)
  • Room Type: Living Room, Dining Room, Kitchen, Office, Sun Room, Master Bedroom, Bedroom, Balcony, Garage
  • Rooms Total: 10.0
  • Bathrooms Total Integer: 4.0
  • Bathrooms Total Decimal: 3.5
  • Bathrooms Total Notational: 3.1
  • Cooling YN: Yes
  • Bedrooms Total: 3.0
  • Bathrooms Full: 3.0
  • Bathrooms Half: 1.0
  • Interior: Breakfast Bar, Ceiling Crwn Molding, Floor Hardwood, Floor Tile, Furnished - Some, Kitchen Island, Lighting Recessed, Pantry, Walls Wainscoting, WasherDryer Hookup, Wet Bar, Window Treatment All
  • Appliances: Auto Garage Door Opn, Cooktop, Dishwasher, Disposal, Dryer, Microwave, Oven Double, Range Hood, Refrigerator WIceMk, Security System, Smoke Detector, StoveOven Gas, Washer, Wine Refrigerator
  • Furnished: Furnished - Some
Room Information
Room 1
  • Room Type: Living Room
  • Room Level: First
  • Room Length: 21.0
  • Room Width: 14.0
  • Room Dimensions: 21 x 14
Room 2
  • Room Type: Dining Room
  • Room Level: First
  • Room Length: 18.0
  • Room Width: 11.0
  • Room Dimensions: 18 x 11
Room 3
  • Room Type: Kitchen
  • Room Level: First
  • Room Length: 17.0
  • Room Width: 12.0
  • Room Dimensions: 17 x 12
Room 4
  • Room Type: Office
  • Room Level: First
  • Room Length: 8.0
  • Room Width: 7.0
  • Room Description: Single Bed & Desk
  • Room Dimensions: 8 x 7
Room 5
  • Room Type: Sun Room
  • Room Level: First
  • Room Length: 17.0
  • Room Width: 11.0
  • Room Description: Screened Back Porch with Summer Kitchen
  • Room Dimensions: 17 x 11
Room 6
  • Room Type: Master Bedroom
  • Room Level: Second
  • Room Length: 15.0
  • Room Width: 14.0
  • Room Dimensions: 15 x 14
Room 7
  • Room Type: Bedroom
  • Room Level: Second
  • Room Length: 12.0
  • Room Description: Bunk Room
  • Room Dimensions: 12 x 14.5
Room 8
  • Room Type: Bedroom
  • Room Level: Second
  • Room Length: 12.0
  • Room Width: 12.0
  • Room Description: Ensuite Bathroom
  • Room Dimensions: 12 x 12
Room 9
  • Room Type: Balcony
  • Room Level: Second
  • Room Length: 22.0
  • Room Width: 8.0
  • Room Description: First and Second Level
  • Room Dimensions: 22 x 8
Room 10
  • Room Type: Garage
  • Room Level: First
  • Room Length: 22.0
  • Room Width: 11.5
  • Room Dimensions: 22 x 11.5
Rental
Rent Information
  • General Property Info:Immediate Occupancy: true
  • Listing Info Tax Legal:Is Subject Leased: false

Property History for 90 White Cottage Road

DateEvent & SourcePriceAppreciation
Jan 16, 2026

Sold

ECAR #985198

$1,230,000
Jan 8, 2026

Sold (Public Record)

Public Record #1927155967

$1,230,000

+2.5% / yr

Nov 23, 2025

Pending

ECAR #985198

DateEvent & SourcePrice
01/16/2026

Sold

ECAR #985198

$1,230,000
01/08/2026

Sold (Public Record)

Public Record #1927155967

$1,230,000

+2.5% / yr

11/23/2025

Pending

ECAR #985198

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 90 White Cottage Road

Taxable ValueLand$113,400Additions$834,810Total$948,210
Tax Record2024$6,446 ($537 / month)
Home Facts
Beds3Total Finished SqFt2,324 SqFtAbove Grade Finished SqFt2,324 SqFtStories2Lot Size6,273 SqFtStyleSingle Family ResidenceYear Built2020CountyWALTONAPN34-2S-20-33272-000-0050

Schools near 90 White Cottage Road

This home is within Walton.
Rating
School
Type
Grades
Distance
Public - K to 5
Public - 6 to 8
Public - 9 to 12
Charter - 5 to 12
Rating
School
Distance
Van R. Butler Elementary School
PublicK to 5

Emerald Coast Middle School
Public6 to 8

South Walton High School
Public9 to 12

Seaside Neighborhood School
Charter5 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Scenic Sotheby's International Realty

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.