91 Cobia St

Destin, FL 32541

$1,900,000
Price
6
Beds
2,542 Sq. Ft.
$747 / Sq. Ft.
2,542
Sq. Ft.
$747
per Sq. Ft.
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Description

Just one block from the sugar-white sands of the Gulf, 91 Cobia Street offers the perfect blend of coastal luxury and exceptional investment potential in Destin's highly sought-after Crystal Beach community. This beautifully renovated beach home features six bedrooms and three-and-a-half bathrooms across more than 2,500 square feet, providing ample space for large gatherings and vacation guests. Inside, the home showcases stylish upgrades including new flooring, quartz countertops, and a bright open-concept...Just one block from the sugar-white sands of the Gulf, 91 Cobia Street offers the perfect blend of coastal luxury and exceptional investment potential in Destin's highly sought-after Crystal Beach community. This beautifully renovated beach home features six bedrooms and three-and-a-half bathrooms across more than 2,500 square feet, providing ample space for large gatherings and vacation guests. Inside, the home showcases stylish upgrades including new flooring, quartz countertops, and a bright open-concept layout designed for effortless entertaining. Large living and dining spaces flow seamlessly together, creating an inviting atmosphere perfect for hosting family and friends after a day at the beach. Step outside to your own private resort-style setting, complete with a brand-new pool, outdoor kitchen, and a rare private pickleball court--amenities that help the property stand out in the highly competitive Destin vacation rental market. Multiple porches and balconies offer the perfect place to unwind in the coastal breeze while enjoying the relaxed charm of Crystal Beach. With its unbeatable one-block walk to the beach and close proximity to Destin's top dining, shopping, and entertainment, the property is ideally positioned for both personal enjoyment and strong rental performance. Whether you're seeking a luxury vacation retreat, a turnkey income-producing property, or the best of both worlds, 91 Cobia Street presents an exceptional opportunity along the Emerald Coast.
  1. Listed by At The Beach Team • Brokerage DRE #1012107 • Keller Williams Realty Destin
    P: (850)-654-3325 C: (850)-217-7618 johnmoran@atthebeachteam.com
  2. Listed by Courtney Ledezma • Brokerage DRE #2023116 • Keller Williams Realty SRB
    P: (850)-608-0677 C: (850)-608-0677 courtneyledezma@atthebeachteam.com

Property Details for 91 Cobia Street

Zoning
Resid Single Family
Architectural Style
Beach House
Subdivision Name
CRYSTAL BEACH
LISTING UPDATED: 03/20/2026 07:29 AM

Property Details for 91 Cobia Street

StatusActive
MLS #997307
Days on Market26
Taxes$12,708 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Detached Single Family
Year Built1996
Lot Size0.17 AC / 7,500 SF
CountyOkaloosa County
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Location

Listing Courtesy of Keller Williams Realty Destin; Keller Williams Realty SRB
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Building Information for 91 Cobia Street

Stories2Year Built1996Building Size-Lot Size0.17 AC / 7,500 SF

Payment Calculator

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$10,280 per month

30 year fixed, 6.11% Interest

Principal and Interest

$9,221

Property Taxes

$1,059

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 91 Cobia Street

Summary
Location and General Information
  • Community Features: Short Term Rental - Allowed, Pickle Ball, BBQ Pit/Grill, Beach, Pets Allowed, Pool
  • Directions: From Crystal Beach Drive, take a left on Luke Avenue. Then, take a right on Cobia Street. The home will be on the left. There is a for sale sign out front.
  • MLS Area Minor: 1404 - Destin Beach East
  • MLS Area Major: 14 - Destin
  • Latitude: 30.384455
  • Longitude: -86.418729
  • Location Tax and Legal:Sub Area: 1404 - Destin Beach East
  • Location Tax and Legal:Elementary School: Destin
  • Location Tax and Legal:Middle School: Destin
  • Location Tax and Legal:High School: Destin
  • Location Tax and Legal:Legal Description: CRYSTAL BCH S/D LOT 15 BLK 24
  • Project Facilities: BBQ PitGrill2, Beach, Pets Allowed2, Pickle Ball, Pool2, Short Term Rental - Allowed
  • Garage: false
Taxes and HOA
  • Tax Legal Description: CRYSTAL BCH S/D LOT 15 BLK 24
  • Parcel Number: 00-2S-22-0580-0024-0150
  • Association Fee: $0
  • Tax Annual Amount: $12,708
  • Listing Info Tax Legal:Last Taxes: $12,708
  • Listing Info Tax Legal:Last Tax Year: 2025.0
School Information
  • Elementary School: Destin
  • Middle Or Junior School: Destin
  • High School: Destin
Parking
  • Carport YN: No
  • General Property Info:Driveway Spaces: 8.0
Property
Lot Information
  • Building Area Source: County PA Records
  • Lot Size Dimensions: 50 x 150
  • Lot Size Units: Acres
  • Property Condition: Renovated, Construction Complete
  • Lot Features: Interior, Sidewalk, Within 1/2 Mile to Water
  • Building Area Total: 2542.0
  • General Property Info:SqFt Source: County PA Records
  • LotParcel Access: Paved Road
  • Lot Features: Interior, Sidewalk, Within 12 Mile to Water
Property and Assessments
  • Road Surface Type: Paved
  • Tax Year: 2025.0
  • Floor Plans Count: 0.0
  • Property Type: Residential
  • Year Built: 1996.0
  • Property Sub Type: Detached Single Family
  • New Construction YN: No
  • General Property Info:Sub-Type: Detached Single Family
  • General Property Info:Design: Beach House
  • Construction Status: Construction Complete
  • Construction Siding: Brick, Roof ShingleShake
  • Occupancy Status: Vacation Rental
Utilities
  • Sewer: Public Sewer
  • Utilities: Electric, Gas - Natural, Public Water
  • Electric: True
  • Utilities: Electric, Gas - Natural, Public Sewer, Public Water
  • Energy: AC - Central Elect, Ceiling Fans, Heat Cntrl Electric, Water Heater - Elect
Interior and Exterior Features
Exterior Features
  • Exterior Features: Balcony, BBQ Pit/Grill, Fenced Back Yard
  • Construction Materials: Brick
  • Stories: 2.0
  • Security Features: Fire Alarm/Sprinkler
  • Pool Features: Pool - In-Ground, Pool Type
  • Patio And Porch Features: Patio Covered, Patio Open
  • General Property Info:Pool: Yes
  • General Property Info:Pool Type: Private
  • Exterior: Balcony, BBQ PitGrill, Fenced Back Yard, Patio Covered, Patio Open, Pool - In-Ground, Renovated
Interior Features
  • Heating: Central
  • Cooling: Ceiling Fans, Central Air
  • Interior Features: Kitchen Island, Newly Painted, Washer/Dryer Hookup
  • Flooring: Floor Vinyl
  • Window Features: Window Treatment All
  • Room Type: Living Room, Foyer, Bedroom, Kitchen, Master Bathroom, Master Bedroom, Laundry
  • Rooms Total: 8.0
  • Bathrooms Total Integer: 4.0
  • Bathrooms Total Decimal: 3.5
  • Bathrooms Total Notational: 3.1
  • Cooling YN: Yes
  • Heating YN: Yes
  • Bedrooms Total: 6.0
  • Bathrooms Full: 3.0
  • Bathrooms Half: 1.0
  • Interior: Floor Vinyl, Furnished - All, Kitchen Island, Newly Painted, Renovated2, WasherDryer Hookup, Window Treatment All
  • Appliances: Dishwasher, Dryer, Fire AlarmSprinkler, Microwave, Range Hood, Refrigerator WIceMk, Smoke Detector, StoveOven Electric, Washer
Room Information
Room 1
  • Room Type: Living Room
  • Room Level: First
  • Room Length: 24.0
  • Room Width: 14.0
  • Room Dimensions: 24 x 14
Room 2
  • Room Type: Foyer
  • Room Level: First
  • Room Length: 7.0
  • Room Width: 6.0
  • Room Dimensions: 7 x 6
Room 3
  • Room Type: Bedroom
  • Room Level: First
  • Room Length: 13.0
  • Room Width: 11.0
  • Room Dimensions: 13 x 11
Room 4
  • Room Type: Kitchen
  • Room Level: First
  • Room Length: 18.0
  • Room Width: 13.0
  • Room Dimensions: 18 x 13
Room 5
  • Room Type: Master Bathroom
  • Room Level: First
  • Room Length: 14.0
  • Room Width: 13.0
  • Room Dimensions: 14 x 13
Room 6
  • Room Type: Master Bedroom
  • Room Level: First
  • Room Length: 15.0
  • Room Width: 13.0
  • Room Dimensions: 15 x 13
Room 7
  • Room Type: Bedroom
  • Room Level: First
  • Room Length: 13.0
  • Room Dimensions: 13 x 13
Room 8
  • Room Type: Laundry
  • Room Level: First
  • Room Length: 9.0
  • Room Width: 7.0
  • Room Dimensions: 9 x 7
Multi Family
Multi Family Information
  • Furnished: Furnished - All
Rental
Rent Information
  • General Property Info:Immediate Occupancy: true
  • Listing Info Tax Legal:Is Subject Leased: false

Property History for 91 Cobia Street

DateEvent & SourcePriceAppreciation
Mar 7, 2026

Listed (Active)

ECAR #997307

$1,900,000—
Jan 1, 2026

Expired

ECAR #979031

$1,950,000—
Jul 9, 2025

Withdrawn

ECAR #979031

$1,950,000—
Jun 17, 2025

Listed (Active)

ECAR #979031

$1,950,000—
Apr 1, 2025

Withdrawn

ECAR #962056

$1,799,000—
Oct 30, 2024

Listed (Active)

ECAR #962056

$1,825,000—
Feb 27, 2024

Sold (Public Record)

Public Record #1528685925

$1,385,000

+56.9% / yr

Sep 15, 2023

Sold (Public Record)

Public Record #1520855379

$1,130,000

+54.9% / yr

Sep 15, 2023

Sold

ECAR #932416

$1,130,000—
Sep 15, 2023

Listed (Active)

ECAR #932416

$1,130,000—
Jun 5, 2023

Sold (Public Record)

Public Record #1513098853

$1,000,000

+8.6% / yr

Jun 5, 2023

Sold

ECAR #923522

$999,990—
May 19, 2023

Pending

ECAR #923522

—
May 18, 2023

Listed (Active)

ECAR #923522

$999,990—
May 30, 2014

Sold (Public Record)

Public Record #418162926

$476,000—
May 30, 2014

Sold

ECAR #702976

$476,000—
Apr 21, 2014

Pending

ECAR #702976

—
Apr 9, 2014

Listed (Active)

ECAR #702976

$489,000—
DateEvent & SourcePrice
03/07/2026

Listed (Active)

ECAR #997307

$1,900,000
01/01/2026

Expired

ECAR #979031

$1,950,000
07/09/2025

Withdrawn

ECAR #979031

$1,950,000
06/17/2025

Listed (Active)

ECAR #979031

$1,950,000
04/01/2025

Withdrawn

ECAR #962056

$1,799,000
10/30/2024

Listed (Active)

ECAR #962056

$1,825,000
02/27/2024

Sold (Public Record)

Public Record #1528685925

$1,385,000

+56.9% / yr

09/15/2023

Sold (Public Record)

Public Record #1520855379

$1,130,000

+54.9% / yr

09/15/2023

Sold

ECAR #932416

$1,130,000
09/15/2023

Listed (Active)

ECAR #932416

$1,130,000
06/05/2023

Sold (Public Record)

Public Record #1513098853

$1,000,000

+8.6% / yr

06/05/2023

Sold

ECAR #923522

$999,990
05/19/2023

Pending

ECAR #923522

—
05/18/2023

Listed (Active)

ECAR #923522

$999,990
05/30/2014

Sold (Public Record)

Public Record #418162926

$476,000
05/30/2014

Sold

ECAR #702976

$476,000
04/21/2014

Pending

ECAR #702976

—
04/09/2014

Listed (Active)

ECAR #702976

$489,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 91 Cobia Street

Taxable ValueLand$566,284Additions$506,731Total$1,073,015
Tax Record2025$12,708 ($1,059 / month)
Home Facts
Beds6Total Finished SqFt2,542 SqFtAbove Grade Finished SqFt2,542 SqFtStories2Lot Size7,499 SqFtStyleSingle Family ResidenceYear Built1996CountyOKALOOSAAPN00-2S-22-0580-0024-0150Fireplace TypeHas Fireplace

Schools near 91 Cobia Street

This home is within Okaloosa County School District.
Rating
School
Type
Grades
Distance
Destin Elementary School
Public - PK to 4
Destin Middle School
Public - 5 to 8
Fort Walton Beach High School
Public - 9 to 12
Destin High School
Charter - 9 to 12
Rating
School
Distance
Destin Elementary School
PublicPK to 4

Destin Middle School
Public5 to 8

Fort Walton Beach High School
Public9 to 12

Destin High School
Charter9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 91 Cobia Street, Destin, FL 32541

91 Cobia Street is a single family home for sale in Destin, FL 32541. This property was listed for sale on March 7, 2026 by Keller Williams Realty Destin, it's currently listed at $1,900,000. It has been on the market for a total of 26 days and was last sold on February 27, 2024. This listing's school district is Okaloosa County School District. Nearby schools include Destin Elementary School, Destin Middle School and Fort Walton Beach High School. 91 Cobia Street is a 6-bed, 4-bath, 2,542 sqft single family home built in 1996.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Keller Williams Realty Destin; Keller Williams Realty SRB

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.