92 Howell Bluff Rd

Ponce de Leon, FL 32455

$399,000
Price
3
Beds
2,278 Sq. Ft.
$175 / Sq. Ft.
2,278
Sq. Ft.
$175
per Sq. Ft.

Description

Discover peaceful riverfront living on nearly 4 acres with this beautifully updated brick home located just off Highway 20 at the Choctawhatchee River Bridge. Offering a rare combination of privacy, space, and convenience to nearby boat ramps, this property is ideal for anyone who loves the outdoors, working on projects, or simply enjoying a quiet, natural setting. Step inside to find a fully renovated interior featuring an open layout, new flooring, stylish lighting, and a large living area centered...Discover peaceful riverfront living on nearly 4 acres with this beautifully updated brick home located just off Highway 20 at the Choctawhatchee River Bridge. Offering a rare combination of privacy, space, and convenience to nearby boat ramps, this property is ideal for anyone who loves the outdoors, working on projects, or simply enjoying a quiet, natural setting. Step inside to find a fully renovated interior featuring an open layout, new flooring, stylish lighting, and a large living area centered around a brick fireplace. The kitchen includes custom cabinetry, a center island, gas range, and stainless-steel appliances. Both bathrooms have been updated, with the primary bath offering a double vanity and walk-in closet. The expansive enclosed patio provides year-round enjoyment with floor-to-ceiling windows overlooking the wooded acreage. Multiple outbuildings, including a workshop, shed, and oversized RV/boat parking, create endless flexibility for storage, hobbies, and equipment. With direct river frontage and public boat ramps just minutes away, fishing, kayaking, and river exploring are all easily accessible. Additional features include a metal roof, private well, septic, natural gas, and plenty of parking for vehicles, trailers, or recreational gear. Whether used as a full-time home or a weekend retreat, this property offers room to breathe and a setting that's hard to find.
  1. Listed by The Wheeler Sauls Collective • Salty Marlin Realty LLC

Property Details for 92 Howell Bluff Road

Architectural Style
Ranch
Parking Features
Additional Parking, Rv Access Parking
Subdivision Name
Howell Bluff
Zoning Description
Resid Single Family
LISTING UPDATED: 12/02/2025 06:16 AM

Property Details for 92 Howell Bluff Road

StatusActive
MLS #781732
Days on Market37
Taxes$781 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Single Family Residence / Single Family Residence
Year Built1961
Lot Size3.82 AC / 166,399 SF
CountyWalton County

Location

Listing Courtesy of Salty Marlin Realty LLC
Add your commute

Building Information for 92 Howell Bluff Road

Stories-Year Built1961Building Size-Lot Size3.82 AC / 166,399 SF

Payment Calculator

$2,037 per month

30 year fixed, 6.28% Interest

Principal and Interest

$1,972

Property Taxes

$65

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Property Information for 92 Howell Bluff Road

Summary
Location and General Information
  • City: Ponce De Leon
  • County Or Parish: Walton
  • Directions: Follow Highway 20 East through Bruce and Hwy 81, continue east to the foot of the Choctawhatchee River Bridge. Boat Ramp Rd/Big Cedar Rd and Cowford Landing are located on the south side of Hwy 20, Howell Bluff is on the north side. Left on Howell Bluff Rd
  • State Region: FL
  • Postal Code: 32455
  • Latitude: 30.453025
  • Longitude: -85.900149
  • State Or Province: FL
  • MLS Area Major: 12 - Walton County
  • MLS Area Minor: 1211 - Walton - Bruce
Taxes and HOA Information
  • Parcel Number: 36-1N-17-04000-031-0010
  • Association: No
  • Tax Annual Amount: $781.00
  • Tax Legal Description: COM NE/C OF NE1/4 OF NW1/4 GOVT LOT 4 S 00 DEG 40 MIN 12 SEC W 639.80 FT FOR POB CONT S 00 DEG 40 MIN 12 SEC W 680.31 FT S 89 DEG 56 MIN 20 SEC W 352.91 FT TO EDGE OF PUBLIC RD NELY ALONG RD 770 FT TO POB OR 93-341 ALSO COM ''NW/C NE4, S 03 DEG 90'58'' ''W'' 1289.89 FT TO POB, S 88 DEG 19 MIN 25 SEC E 483.78 FT TO RIVER BANK, SOUTH ALONG BANK 30 FT, N 88 DEG 19 MIN 25 SEC W 484.43 FT, N 03 DEG 09
  • Tax Year: 2024
Parking
  • Attached Garage: No
  • Garage: No
Property
Lot Information
  • Building Area Total: 2278.0
  • Lot Features: Paved
  • Lot Size Acres: 3.82
  • Lot Size Area: 3.82
  • Lot Size Dimensions: 470X1000x42x680x370x125
  • Lot Size Units: Acres
  • Lot Size Square Feet: 166399.0
  • Living Area Source: Appraiser
Property and Assessments
  • Other Structures: Rv Boat Storage, Sheds, Workshop
  • Year Built: 1961
  • New Construction: No
  • Human Modified: No
Utilities
  • Utilities: Electricity Available
Interior and Exterior Features
Exterior Features
  • Exterior Features: Patio
  • Construction Materials: Brick
  • Patio And Porch Features: Enclosed, Patio
  • Security Features: Smoke Detectors
Interior Features
  • Levels: One
  • Stories: 1
  • Bathrooms Full: 1
  • Bathrooms Half: 1
  • Bathrooms Total: 2
  • Bedrooms Total: 3
  • Rooms Total: 3
  • Cooling: Yes
  • Cooling: Central Air
  • Heating: Yes
  • Heating: Central, Electric
  • Appliances: Gas Range
Room Information
Room 1
  • Room Dimensions: 10 x 11
  • Room Length: 10.0
  • Room Level: First
  • Room Type: Bedroom
  • Room Width: 11.0
Room 2
  • Room Dimensions: 10 x 13
  • Room Length: 10.0
  • Room Level: First
  • Room Type: Bedroom
  • Room Width: 13.0
Room 3
  • Room Dimensions: 11 x 14
  • Room Length: 11.0
  • Room Level: First
  • Room Type: Primary Bedroom
  • Room Width: 14.0
Multi Family
Multi-Family Information
  • Units Furnished: None
Mobile Home
Mobile Home Information
  • Mobile Dim Units: Feet
Rental
Rental Information
  • Occupant Type: Vacant

Property History for 92 Howell Bluff Road

DateEvent & SourcePriceAppreciation
Dec 16, 2025

Listed (Active)

ECAR #991371

$399,000—
Dec 1, 2025

Price Change

CPAR #781732

$399,000—
Nov 17, 2025

Listed (Active)

CPAR #781732

$420,000—
Sep 4, 2025

Sold (Public Record)

Public Record #1912701638

$100,000—
Aug 28, 2025

Sold (Public Record)

Public Record #1912701637

$50,000—
DateEvent & SourcePrice
12/16/2025

Listed (Active)

ECAR #991371

$399,000
12/01/2025

Price Change

CPAR #781732

$399,000
11/17/2025

Listed (Active)

CPAR #781732

$420,000
09/04/2025

Sold (Public Record)

Public Record #1912701638

$100,000
08/28/2025

Sold (Public Record)

Public Record #1912701637

$50,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 92 Howell Bluff Road

Taxable ValueLand$45,840Additions$69,883Total$115,723
Tax Record2024$781 ($65 / month)
Home Facts
Beds0Total Finished SqFt2,278 SqFtAbove Grade Finished SqFt2,278 SqFtStories1Lot Size166,399 SqFtStyleSingle Family ResidenceYear Built1961CountyWALTONAPN36-1N-17-04000-031-0010Fireplace TypeHas Fireplace

Schools near 92 Howell Bluff Road

This home is within Walton.
Rating
School
Type
Grades
Distance
Freeport Elementary School
Public - PK to 4
Freeport Middle School
Public - 5 to 8
Freeport Senior High School
Public - 9 to 12
Seaside Neighborhood School
Charter - 5 to 12
Rating
School
Distance
Freeport Elementary School
PublicPK to 4

Freeport Middle School
Public5 to 8

Freeport Senior High School
Public9 to 12

Seaside Neighborhood School
Charter5 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

Similar Sold Homes

Explore Nearby Homes

More information about 92 Howell Bluff Road, Ponce de Leon, FL 32455

92 Howell Bluff Road is a single family home for sale in Ponce de Leon, FL 32455. This property was listed for sale on November 17, 2025 by Salty Marlin Realty LLC, it's currently listed at $399,000. It has been on the market for a total of 37 days and was last sold on September 4, 2025. This listing's school district is Walton. Nearby schools include Freeport Elementary School, Freeport Middle School and Freeport Senior High School. 92 Howell Bluff Road is a 3-bed, 2-bath, 2,278 sqft single family home built in 1961.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Salty Marlin Realty LLC

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2025 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.