92 Howell Bluff Rd

2,278 Sq. Ft.
$154 / Sq. Ft.
2,278
Sq. Ft.
$154
per Sq. Ft.

Description

Privacy, space, and nature come together on nearly 4 acres, just a short walk from the Choctawhatchee River in this beautifully updated brick home. The home has received significant updates, including new ceilings, updated flooring, and thoughtfully renovated kitchen and bathrooms. The kitchen features newer stainless steel appliances and a spacious island with additional seating. A warm wood-burning fireplace welcomes you as you enter, while the expansive sunroom showcases large windows that flood...Privacy, space, and nature come together on nearly 4 acres, just a short walk from the Choctawhatchee River in this beautifully updated brick home. The home has received significant updates, including new ceilings, updated flooring, and thoughtfully renovated kitchen and bathrooms. The kitchen features newer stainless steel appliances and a spacious island with additional seating. A warm wood-burning fireplace welcomes you as you enter, while the expansive sunroom showcases large windows that flood the space with natural light and bring the outdoors in. The bedrooms are generously sized and offer excellent storage throughout. Outside, you'll find a large outbuilding with endless potential for a workshop, RV/boat storage, or hobbies, along with a covered front-yard carport. Additional features include a metal roof, private well and septic system, and natural gas. With unmatched privacy and wide-open land, this property is truly a dream for those seeking space and tranquility.
  1. Listed by Kelly Flanagan • Keller Williams Success Realty

Property Details for 92 Howell Bluff Road

Architectural Style
Ranch
Waterfront
Yes
Waterfront Features
River Front
Parking Features
Gravel, Rv Carport, Rv Access Parking
Subdivision Name
Howell Bluff
LISTING UPDATED: 03/06/2026 06:26 PM

Property Details for 92 Howell Bluff Road

StatusActive
MLS #784793
Days on Market45
Taxes$403 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Single Family Residence / Single Family Residence
Year Built1961
Lot Size3.82 AC / 166,399 SF
CountyWalton County

Location

Listing Courtesy of Keller Williams Success Realty
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Building Information for 92 Howell Bluff Road

Stories-Year Built1961Building Size-Lot Size3.82 AC / 166,399 SF

Payment Calculator

$1,732 per month

30 year fixed, 6.11% Interest

Principal and Interest

$1,699

Property Taxes

$34

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 92 Howell Bluff Road

Summary
Location and General Information
  • City: Ponce De Leon
  • County Or Parish: Walton
  • Directions: Follow Highway 20 East through Bruce and Hwy 81, continue east to the foot of the Choctawhatchee River Bridge. Boat Ramp Rd/Big Cedar Rd and Cowford Landing are located on the south side of Hwy 20, Howell Bluff is on the north side. Left on Howell Bluff Rd
  • State Region: FL
  • Postal Code: 32455
  • Latitude: 30.45297
  • Longitude: -85.900323
  • State Or Province: FL
  • MLS Area Major: 12 - Walton County
  • MLS Area Minor: 1211 - Walton - Bruce
Taxes and HOA Information
  • Parcel Number: 36-1N-17-04000-031-0030
  • Association: No
  • Tax Annual Amount: $403.00
  • Tax Legal Description: LOT 4 LESS ALL E OF 1/2 SEC LINE + W OF W BANK OF RIVER LESS LOTS SOLD IN RIO VISTA S/D UNREC PLAT AND LESS RD RIGHT-OF-WAY LESS & EXCEPT, COM AT THE NE COR OF NE1/4 OF NW1/4 RUN W ALG N LINE FORTY ''684.00 FT,S 00 DEG 40'13''''W'' 535.00 FT TO POB,S 00 DEG 40'1 ''3''''W TO SOUTH LINE OF NORTH'' 790.00 FT OF NE1/4 OF NW1/4, WEST ALONG SAID LINE TO WEST LINE OF NE1/4 OF NW1/4, NORTH ALONG WEST LINE
  • Tax Year: 2025
School Information
  • Elementary School: Freeport
  • High School: Freeport
  • Middle Or Junior School: Freeport
Parking
  • Attached Garage: No
  • Garage: No
Property
Lot Information
  • Building Area Total: 2278.0
  • Lot Features: Paved
  • Lot Size Acres: 3.82
  • Lot Size Area: 3.82
  • Lot Size Dimensions: 470X1000x42x680x370x125
  • Lot Size Units: Acres
  • Lot Size Square Feet: 166399.0
  • Living Area Source: Appraiser
Property and Assessments
  • Other Structures: Outbuilding, Rv Boat Storage, Sheds, Workshop
  • Year Built: 1961
  • New Construction: No
  • Human Modified: No
Utilities
  • Utilities: Electricity Available
Interior and Exterior Features
Exterior Features
  • Construction Materials: Brick
  • Patio And Porch Features: Covered, Open, Porch
  • Roof: Metal
Interior Features
  • Stories: 1
  • Bathrooms Full: 2
  • Bathrooms Total: 2
  • Bedrooms Total: 3
  • Rooms Total: 4
  • Cooling: Yes
  • Cooling: Central Air
  • Heating: Yes
  • Heating: Central, Fireplaces
  • Appliances: Gas Range
Room Information
Room 1
  • Room Dimensions: 20 x 10
  • Room Length: 20.0
  • Room Level: First
  • Room Type: Porch
  • Room Width: 10.0
Room 2
  • Room Dimensions: 10 x 11
  • Room Length: 10.0
  • Room Level: First
  • Room Type: Bedroom
  • Room Width: 11.0
Room 3
  • Room Dimensions: 10 x 13
  • Room Length: 10.0
  • Room Level: First
  • Room Type: Bedroom
  • Room Width: 13.0
Room 4
  • Room Dimensions: 11 x 14
  • Room Length: 11.0
  • Room Level: First
  • Room Type: Primary Bedroom
  • Room Width: 14.0
Multi Family
Multi-Family Information
  • Units Furnished: None
Mobile Home
Mobile Home Information
  • Mobile Dim Units: Feet
Rental
Rental Information
  • Occupant Type: Vacant

Property History for 92 Howell Bluff Road

DateEvent & SourcePriceAppreciation
Feb 24, 2026

Price Change

CPAR #784793

$350,000—
Feb 18, 2026

Price Change

CPAR #784793

$354,000—
Feb 6, 2026

Listed (Active)

CPAR #784793

$360,000—
Jan 30, 2026

Withdrawn

ECAR #991371

$375,000—
Jan 30, 2026

Withdrawn

CPAR #781732

$375,000—
Jan 2, 2026

Price Change

ECAR #991371

$394,000—
Jan 2, 2026

Price Change

CPAR #781732

$394,000—
Dec 16, 2025

Price Change

ECAR #991371

$375,000—
Dec 16, 2025

Listed (Active)

ECAR #991371

$399,000—
Dec 1, 2025

Price Change

CPAR #781732

$399,000—
Nov 17, 2025

Listed (Active)

CPAR #781732

$420,000—
Sep 4, 2025

Sold (Public Record)

Public Record #1912701638

$100,000—
Aug 28, 2025

Sold (Public Record)

Public Record #1912701637

$50,000—
DateEvent & SourcePrice
02/24/2026

Price Change

CPAR #784793

$350,000
02/18/2026

Price Change

CPAR #784793

$354,000
02/06/2026

Listed (Active)

CPAR #784793

$360,000
01/30/2026

Withdrawn

ECAR #991371

$375,000
01/30/2026

Withdrawn

CPAR #781732

$375,000
01/02/2026

Price Change

ECAR #991371

$394,000
01/02/2026

Price Change

CPAR #781732

$394,000
12/16/2025

Price Change

ECAR #991371

$375,000
12/16/2025

Listed (Active)

ECAR #991371

$399,000
12/01/2025

Price Change

CPAR #781732

$399,000
11/17/2025

Listed (Active)

CPAR #781732

$420,000
09/04/2025

Sold (Public Record)

Public Record #1912701638

$100,000
08/28/2025

Sold (Public Record)

Public Record #1912701637

$50,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 92 Howell Bluff Road

Taxable ValueLand$45,840Additions$69,883Total$115,723
Tax Record2024$781 ($65 / month)
Home Facts
Beds0Total Finished SqFt2,278 SqFtAbove Grade Finished SqFt2,278 SqFtStories1Lot Size166,399 SqFtStyleSingle Family ResidenceYear Built1961CountyWALTONAPN36-1N-17-04000-031-0010Fireplace TypeHas Fireplace

Schools near 92 Howell Bluff Road

This home is within Walton.
Rating
School
Type
Grades
Distance
Public - K to 4
Public - 5 to 8
Public - 9 to 12
Charter - 5 to 12
Rating
School
Distance
Freeport Elementary School
PublicK to 4

Freeport Middle School
Public5 to 8

Freeport Senior High School
Public9 to 12

Seaside Neighborhood School
Charter5 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

Similar Sold Homes

92 Howell Bluff Road is a single family home for sale in Ponce de Leon, FL 32455. This property was listed for sale on February 6, 2026 by Keller Williams Success Realty, it's currently listed at $350,000. It has been on the market for a total of 45 days and was last sold on September 4, 2025. This listing's school district is Walton. Nearby schools include Freeport Elementary School, Freeport Middle School and Freeport Senior High School. 92 Howell Bluff Road is a 3-bed, 2-bath, 2,278 sqft single family home built in 1961.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Keller Williams Success Realty

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.