92 Howell Bluff Rd

Ponce de Leon, FL 32455

$350,000
Price
3
Beds
2,278 Sq. Ft.
$154 / Sq. Ft.
2,278
Sq. Ft.
$154
per Sq. Ft.
Get preapproved with Rocket Mortgage1
38-web-or-mls-92 howell-40
30-web-or-mls-92 howell-30
2-web-or-mls-92 howell-2
3-web-or-mls-92 howell-3
4-web-or-mls-92 howell-4
5-web-or-mls-92 howell-5
6-web-or-mls-92 howell-6
8-web-or-mls-92 howell-8
9-web-or-mls-92 howell-9
10-web-or-mls-92 howell-10
11-web-or-mls-92 howell-11
12-web-or-mls-92 howell-12
13-web-or-mls-92 howell-13
14-web-or-mls-92 howell-14
15-web-or-mls-92 howell-15
16-web-or-mls-92 howell-16
17-web-or-mls-92 howell-17
18-web-or-mls-92 howell-18
19-web-or-mls-92 howell-19
20-web-or-mls-92 howell-20
21-web-or-mls-92 howell-21
22-web-or-mls-92 howell-22
23-web-or-mls-92 howell-23
24-web-or-mls-92 howell-24
25-web-or-mls-92 howell-25
26-web-or-mls-92 howell-26
27-web-or-mls-92 howell-27
28-web-or-mls-92 howell-28
29-web-or-mls-92 howell-29
31-web-or-mls-92 howell-31
32-web-or-mls-92 howell-32
33-web-or-mls-92 howell-33
34-web-or-mls-92 howell-34
35-web-or-mls-92 howell-37
36-web-or-mls-92 howell-38
37-web-or-mls-92 howell-39
44-web-or-mls-lot lines
40-web-or-mls-92 howell-44
43-web-or-mls-92 howell-47
41-web-or-mls-92 howell-45
39-web-or-mls-92 howell-43

Description

Riverfront property with just over 4 acres, no HOA, and plenty of room for boats, RVs, equipment, and outdoor recreation. Located near the Choctawhatchee River Bridge and public boat ramps, this property offers the space and flexibility that's becoming increasingly difficult to find. This 3-bedroom, 2-bath brick home offers 2,278 square feet with a spacious floor plan, updated kitchen, large living area with fireplace, and an enclosed sunroom overlooking the property. The kitchen features custom...Riverfront property with just over 4 acres, no HOA, and plenty of room for boats, RVs, equipment, and outdoor recreation. Located near the Choctawhatchee River Bridge and public boat ramps, this property offers the space and flexibility that's becoming increasingly difficult to find. This 3-bedroom, 2-bath brick home offers 2,278 square feet with a spacious floor plan, updated kitchen, large living area with fireplace, and an enclosed sunroom overlooking the property. The kitchen features custom cabinetry, stainless steel appliances, a gas range, and center island. The primary suite includes a walk-in closet and updated bath with double vanities. Outside, you'll find multiple outbuildings, workshop space, storage buildings, oversized covered parking for boats and RVs, and plenty of room for hobbies, projects, and recreational equipment. A private well, septic system, natural gas, metal roof, and abundant parking add to the property's appeal. An additional parcel (36-1N-17-04040-00B-0050) containing approximately 0.247 acres is included in the sale, bringing the total acreage to approximately 4.07 acres. Whether you're looking for a full-time residence, weekend retreat, or a property with room to spread out and enjoy the outdoors, this unique property offers endless possibilities.
  1. Listed by Terry Anderson • Gulf Life Real Estate Inc
    P: (615)-653-0317 C: (615)-653-0317 terri@gulflifego.com

Property Details for 92 Howell Bluff Road

Waterfront Features
River
View
River
Zoning
Resid Single Family
Architectural Style
Ranch
Subdivision Name
Howell Bluff
Waterfront YN
Yes
LISTING UPDATED: 06/20/2026 07:32 PM

Property Details for 92 Howell Bluff Road

StatusActive
MLS #1005753
Days on Market2
Taxes$937 / year
HOA Fees-
Condo/Co-op Fees-
Property TypeTownhouse
MLS TypeResidential / Attached Single Unit
Year Built1961
Lot Size3.82 AC / 166,399 SF
CountyWalton County
Get preapproved with Rocket Mortgage1

Location

Listing Courtesy of Gulf Life Real Estate Inc
Add your commute

Building Information for 92 Howell Bluff Road

Stories1Residences-Year Built1961Lot Size3.82 AC / 166,399 SF

Payment Calculator

Get preapproved with Rocket Mortgage1

$1,822 per month

30 year fixed, 6.36% Interest

Principal and Interest

$1,744

Property Taxes

$78

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Know your buying power with a preapproval and custom rate in minutes

Rocket Mortgage1

Property Information for 92 Howell Bluff Road

Summary
Location and General Information
  • Directions: Follow Highway 20 East through Bruce and Hwy 81, continue east to the foot of the Choctawhatchee River Bridge. Boat Ramp Rd/Big Cedar Rd and Cowford Landing are located on the south side of Hwy 20, Howell Bluff is on the north side. Left on Howell Bluff Rd
  • MLS Area Minor: 2013 - N. of 20 Windswept and Bruce
  • MLS Area Major: 20 - Freeport
  • Latitude: 30.453033
  • Longitude: -85.900168
  • Location Tax and Legal:Sub Area: 2013 - N. of 20 Windswept and Bruce
  • Location Tax and Legal:Elementary School: Freeport
  • Location Tax and Legal:Middle School: Freeport
  • Location Tax and Legal:High School: Freeport
  • Location Tax and Legal:Legal Description: COM NE/C OF NE1/4 OF NW1/4 GOVT LOT 4 S 00 DEG 40 MIN 12 SEC W 639.80 FT FOR POB CONT S 00 DEG 40 MIN 12 SEC W 680.31 FT S 89 DEG 56 MIN 20 SEC W 352.91 FT TO EDGE OF PUBLIC RD NELY ALONG RD 770 FT TO POB OR 93-341 ALSO COM NW/C NE4, S 03 DEG 90'58''W 1289.89 FT TO POB, S 88 DEG 19 MIN 25 SEC E 483.78 FT TO RIVER BANK, SOUTH ALONG BANK 30 FT, N 88 DEG 19 MIN 25 SEC W 484.43 FT, N 03 DEG 09 MIN 58
  • Garage: false
Taxes and HOA
  • Tax Legal Description: COM NE/C OF NE1/4 OF NW1/4 GOVT LOT 4 S 00 DEG 40 MIN 12 SEC W 639.80 FT FOR POB CONT S 00 DEG 40 MIN 12 SEC W 680.31 FT S 89 DEG 56 MIN 20 SEC W 352.91 FT TO EDGE OF PUBLIC RD NELY ALONG RD 770 FT TO POB OR 93-341 ALSO COM NW/C NE4, S 03 DEG 90'58''W 1289.89 FT TO POB, S 88 DEG 19 MIN 25 SEC E 483.78 FT TO RIVER BANK, SOUTH ALONG BANK 30 FT, N 88 DEG 19 MIN 25 SEC W 484.43 FT, N 03 DEG 09 MIN 58
  • Parcel Number: 36-1N-17-04000-031-0010
  • Association Fee: $0
  • Tax Annual Amount: $937
  • Listing Info Tax Legal:Last Taxes: $937
  • Listing Info Tax Legal:Last Tax Year: 2025.0
School Information
  • Elementary School: Freeport
  • Middle Or Junior School: Freeport
  • High School: Freeport
Parking
  • Carport YN: Yes
  • Attached Garage YN: No
  • Parking Features: Boat, Carport Detached, Oversized
  • Parking Features: Boat, Carport Detached, Oversized
Property
Lot Information
  • Building Area Source: County PA Records
  • Lot Size Acres: 3.82
  • Lot Size Area: 3.82
  • Lot Size Units: Acres
  • Property Condition: Renovated, Construction Complete
  • Lot Features: Addl Land Available, Within 1/2 Mile to Water
  • Building Area Total: 2278.0
  • Lot Size Square Feet: 166399.2
  • General Property Info:SqFt Source: County PA Records
  • Waterfront: River
  • Waterfront Feet 2: TBD
  • Waterview: River2
  • LotParcel Access: Paved Road
  • Lot Features: Addl Land Available, Within 12 Mile to Water
Property and Assessments
  • Road Surface Type: Paved
  • Tax Year: 2025.0
  • Floor Plans Count: 0.0
  • Property Type: Residential
  • Year Built: 1961.0
  • Property Sub Type: Attached Single Unit
  • New Construction YN: No
  • General Property Info:Sub-Type: Attached Single Unit
  • General Property Info:Design: Ranch
  • Listing Info Tax Legal:Homestead: false
  • Construction Status: Construction Complete
  • Construction Siding: Brick, Roof Metal
  • Occupancy Status: Vacant
Utilities
  • Sewer: Septic Tank
  • Utilities: Electric, Gas - Natural
  • Water Source: Well
  • Electric: True
  • Utilities: Electric, Gas - Natural, Private Well, Septic Tank
  • Energy: AC - Central Elect, Heat Cntrl Electric
Interior and Exterior Features
Exterior Features
  • Construction Materials: Brick
  • Stories: 1.0
  • Patio And Porch Features: Patio Enclosed
  • General Property Info:Pool: No
  • General Property Info:Pool Type: None
  • Exterior: Patio Enclosed
Interior Features
  • Heating: Central
  • Cooling: Central Air
  • Interior Features: Breakfast Bar, Fireplace, Kitchen Island
  • Room Type: Master Bedroom, Bedroom, Covered Porch, Full Bathroom
  • Rooms Total: 5.0
  • Bathrooms Total Integer: 2.0
  • Bathrooms Total Decimal: 2.0
  • Bathrooms Total Notational: 2.0
  • Cooling YN: Yes
  • Heating YN: Yes
  • Bedrooms Total: 3.0
  • Bathrooms Full: 2.0
  • Bathrooms Half: 0.0
  • Interior: Breakfast Bar, Fireplace, Kitchen Island, Renovated2
  • Appliances: Dishwasher, Refrigerator
Room Information
Room 1
  • Room Type: Master Bedroom
  • Room Level: First
  • Room Length: 11.0
  • Room Width: 14.0
  • Room Description: Private bathroom
  • Room Dimensions: 11 x 14
Room 2
  • Room Type: Bedroom
  • Room Level: First
  • Room Length: 10.0
  • Room Width: 13.0
  • Room Description: Renovated
  • Room Dimensions: 10 x 13
Room 3
  • Room Type: Bedroom
  • Room Level: First
  • Room Length: 10.0
  • Room Width: 11.0
  • Room Description: Renovated
  • Room Dimensions: 10 x 11
Room 4
  • Room Type: Covered Porch
  • Room Level: First
  • Room Length: 20.0
  • Room Width: 10.0
  • Room Description: Sunroom
  • Room Dimensions: 20 x 10
Room 5
  • Room Type: Full Bathroom
  • Room Level: First
  • Room Length: 10.0
  • Room Width: 7.0
  • Room Description: Main
  • Room Dimensions: 10 x 7
Rental
Rent Information
  • General Property Info:Immediate Occupancy: true
  • Listing Info Tax Legal:Is Subject Leased: false

Property History for 92 Howell Bluff Road

DateEvent & SourcePriceAppreciation
Jun 18, 2026

Listed (Active)

ECAR #1005753

$350,000—
Jun 5, 2026

Sold

PENSACOLA #680556

$281,600—
May 6, 2026

Pending

PENSACOLA #680556

—
DateEvent & SourcePrice
06/18/2026

Listed (Active)

ECAR #1005753

$350,000
06/05/2026

Sold

PENSACOLA #680556

$281,600
05/06/2026

Pending

PENSACOLA #680556

—

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 92 Howell Bluff Road

Taxable ValueLand$45,840Additions$69,883Total$115,723
Tax Record2024$781 ($65 / month)
Home Facts
Beds0Total Finished SqFt2,278 SqFtAbove Grade Finished SqFt2,278 SqFtStories1Lot Size166,399 SqFtStyleSingle Family ResidenceYear Built1961CountyWALTONAPN36-1N-17-04000-031-0010Fireplace TypeHas Fireplace

Schools near 92 Howell Bluff Road

This home is within Walton.
Rating
School
Type
Grades
Distance
Freeport Elementary School
Public - K to 4
Freeport Middle School
Public - 5 to 8
Freeport Senior High School
Public - 9 to 12
Seaside Neighborhood School
Charter - 5 to 12
Rating
School
Distance
Freeport Elementary School
PublicK to 4

Freeport Middle School
Public5 to 8

Freeport Senior High School
Public9 to 12

Seaside Neighborhood School
Charter5 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

Explore Nearby Homes

More information about 92 Howell Bluff Road, Ponce de Leon, FL 32455

92 Howell Bluff Road is a townhouse for sale in Ponce de Leon, FL 32455. This property was listed for sale on June 18, 2026 by Gulf Life Real Estate Inc, it's currently listed at $350,000. It has been on the market for a total of 2 days and was last sold on June 5, 2026. This listing's school district is Walton. Nearby schools include Freeport Elementary School, Freeport Middle School and Freeport Senior High School. 92 Howell Bluff Road is a 3-bed, 2-bath, 2,278 sqft townhouse built in 1961.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Gulf Life Real Estate Inc

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.