93 Emerald Cove Ln N

$3,190,000
Price
5
Beds
2,794 Sq. Ft.
$1,142 / Sq. Ft.
2,794
Sq. Ft.
$1,142
per Sq. Ft.

Description

FABULOUS OCEAN VIEW! 175 FEET OF PRISTINE BEACHFRONT SHARED BY ONLY 14 HOMEOWNERS — NO CUSTOMARY USE ISSUES! This rare opportunity awaits at 93 Emerald Cove Lane, an exclusive coastal retreat in Inlet Beach with direct gated, deeded private beach access just one tier off the Gulf. Tucked inside a boutique HOA south of Highway 98/30A and less than a mile to Rosemary Beach (via convenient back roads), this 5-bedroom, 3.5-bath home blends luxury, strength, and effortless beachside living. On the first...FABULOUS OCEAN VIEW! 175 FEET OF PRISTINE BEACHFRONT SHARED BY ONLY 14 HOMEOWNERS — NO CUSTOMARY USE ISSUES! This rare opportunity awaits at 93 Emerald Cove Lane, an exclusive coastal retreat in Inlet Beach with direct gated, deeded private beach access just one tier off the Gulf. Tucked inside a boutique HOA south of Highway 98/30A and less than a mile to Rosemary Beach (via convenient back roads), this 5-bedroom, 3.5-bath home blends luxury, strength, and effortless beachside living. On the first floor, you'll immediately feel at home with light gray wood-tile flooring, soft blue shiplap accents, and an elevator that travels to all levels. This floor also includes a spacious guest suite with a fully remodeled bath featuring quartz countertops and custom tilework. The shiplap continues up the stairways to the second floor, home to three bedrooms including the true master retreat with a private lookout balcony and pristine Gulf views. The master showcases a wood accent wall, a Pecky Cypress barn door, a spa-like bath, and a fully built-out walk-in closet. Another full bath on this level continues the elegant coastal palette of blues, whites, and grays.

On the third floor, a light-filled open living space seamlessly connects the kitchen, dining, and living areas. Enjoy a gas fireplace, a cozy sitting room with French doors, and a redesigned chef's kitchen with stainless steel appliances. Step outside to the expansive balcony, perfectly positioned for breathtaking Gulf sunsets. This level also features an additional guest bedroom.

Forever-protected Gulf views stretch west over the state preserve, while the community pool is just steps away and rarely crowded. Built with ICF construction, this home is up to 10 times stronger and significantly more energy efficient than traditional builds. Additional upgrades include a backyard fenced patio, driveway pavers, and a refinished oversized garage with parking for 3-4 cars plus space for 3 more outside.

Ideally located in Inlet Beach, just east of Rosemary Beach and minutes from the boutiques and dining of 30 Avenue, this immaculate home is in like-new condition and would make a perfect full-time residence, second home, or investment property. Don't miss this rare chance to experience the very best of coastal luxury living along 30A.

Property Details for 93 Emerald Cove Lane North

View
Gulf
Zoning
Resid Single Family
Architectural Style
Beach House
Subdivision Name
COTTAGES AT INLET BEACH
Waterfront YN
Yes
LISTING UPDATED: 11/13/2025 12:39 PM

Property Details for 93 Emerald Cove Lane North

StatusActive
MLS #984728
Days on Market101
Taxes$24,781 / year
HOA Fees$1,400 / year
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Detached Single Family / Single Family Residence
Year Built2013
Lot Size0.08 AC / 3,484 SF
CountyWalton County
Buyer's Agent Compensation2.5%

Location

Listing Courtesy of: .

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Building Information for 93 Emerald Cove Lane North

Stories3Year Built2013Building Size-Lot Size0.08 AC / 3,484 SF

Payment Calculator

$17,945 per month

30 year fixed, 6.28% Interest

Principal and Interest

$15,763

Property Taxes

$2,065

HOA Dues

$117

The Payment Calculator is for illustrative purposes only.

Property Information for 93 Emerald Cove Lane North

Summary
Location and General Information
  • Community Features: Beach, Deed Access, Pool
  • Directions: Traveling East from Rosemary Beach on 30A: Turn right onto US-98 E, turn right onto S Walton Lakeshore Dr, turn right onto Emerald Cove Ln S. Destination will be on the right. Traveling West on Highway 98 from Panama City Beach: Turn right onto US-98 W, turn left onto S Walton Lakeshore Dr, turn right onto Emerald Cove Ln S. Destination will be on the right.
  • Road Frontage Type: City Street
  • MLS Area Minor: 1806 - S of of 30A/East
  • MLS Area Major: 18 - 30A East
  • Latitude: 30.272426
  • Longitude: -86.00133
  • Location Tax and Legal:Sub Area: 1806 - S of of 30A/East
  • Location Tax and Legal:Elementary School: Dune Lakes
  • Location Tax and Legal:Middle School: Emerald Coast
  • Location Tax and Legal:High School: South Walton
  • Location Tax and Legal:Legal Description: LOT 8 COTTAGES AT INLET BEACH PB 16-13 OR 2633-2059 OR 2854-3040 OR 3104-3717 OR 3179-4368
  • Project Facilities: Beach, Deed Access, Pool2, Short Term Rental - Allowed
Taxes and HOA
  • Association Fee Frequency: Annually
  • Association Fee Includes: Accounting, Management, Master Association
  • Association Fee2: $1,400
  • Tax Legal Description: LOT 8 COTTAGES AT INLET BEACH PB 16-13 OR 2633-2059 OR 2854-3040 OR 3104-3717 OR 3179-4368
  • Parcel Number: 36-3S-18-16150-000-0080
  • Association Fee: $0
  • Association YN: Yes
  • Tax Annual Amount: $24,781
  • Listing Info Tax Legal:Last Taxes: $24,781
  • Listing Info Tax Legal:Last Tax Year: 2024.0
School Information
  • Elementary School: Dune Lakes
  • Middle Or Junior School: Emerald Coast
  • High School: South Walton
Parking
  • Carport YN: No
  • Attached Garage YN: Yes
  • Parking Features: Garage, Oversized
  • Garage YN: Yes
  • Garage Spaces: 3.0
  • General Property Info:Driveway Spaces: 3.0
  • General Property Info:Street Spaces: 0.0
  • Parking Features: Garage3, Garage Attached, Oversized
Property
Lot Information
  • Building Area Source: County PA Records
  • Lot Size Dimensions: 40x93
  • Lot Size Acres: 0.08
  • Lot Size Area: 0.08
  • Lot Size Units: Acres
  • Property Condition: Renovated, Construction Complete
  • Lot Features: Covenants, Within 1/2 Mile to Water
  • Building Area Total: 2794.0
  • Lot Size Square Feet: 3484.8
  • Living Area Source: Appraiser
  • General Property Info:SqFt Source: County PA Records
  • Waterview: Gulf2
  • LotParcel Access: City Road, Paved Road
  • Lot Features: Covenants, Within 12 Mile to Water
Property and Assessments
  • Road Surface Type: Paved
  • Tax Year: 2024.0
  • Floor Plans Count: 0.0
  • Property Type: Residential
  • Year Built: 2013.0
  • Property Sub Type: Detached Single Family
  • New Construction YN: No
  • General Property Info:Sub-Type: Detached Single Family
  • General Property Info:Design: Beach House
  • Listing Info Tax Legal:Homestead: No
  • Construction Status: Construction Complete
  • Construction Siding: Roof Metal, Slab, Stucco
Utilities
  • Sewer: Public Sewer
  • Utilities: Electric, Gas - Natural, Public Water, TV Cable
  • Electric: True
  • Utilities: Electric, Gas - Natural, Public Sewer, Public Water, TV Cable
  • Energy: AC - High Efficiency, Ceiling Fans, Heat High Efficiency, Water Heater - Elect
Interior and Exterior Features
Exterior Features
  • Exterior Features: Balcony, Shower, Sprinkler System
  • Construction Materials: Stucco
  • Foundation Details: Slab
  • Stories: 3.0
  • Pool Features: Pool Type
  • Patio And Porch Features: Patio Covered, Patio Open
  • Fencing: Fenced Lot-Part, Fenced Privacy
  • General Property Info:Pool: Yes
  • General Property Info:Pool Type: Community
  • Exterior: Balcony, Fenced Lot-Part, Fenced Privacy, Patio Covered, Patio Open, Shower, Sprinkler System
Interior Features
  • Heating: Central, Electric, Fireplaces
  • Cooling: Ceiling Fans
  • Interior Features: Ceiling Crwn Molding, Elevator, Kitchen Island, Lighting Recessed, Owner's Closet, Washer/Dryer Hookup, Wet Bar
  • Fireplace Features: Fireplace Gas
  • Flooring: Floor Vinyl
  • Window Features: Window Treatment All
  • Room Type: Kitchen, Dining Room, Family Room, Half Bathroom, Pantry, Sitting Room, Master Bedroom, Master Bathroom, Bedroom, Full Bathroom, Garage
  • Rooms Total: 14.0
  • Bathrooms Total Integer: 4.0
  • Bathrooms Total Decimal: 3.5
  • Bathrooms Total Notational: 3.1
  • Cooling YN: Yes
  • Heating YN: Yes
  • Fireplace YN: Yes
  • Bedrooms Total: 5.0
  • Bathrooms Full: 3.0
  • Bathrooms Half: 1.0
  • Interior: Ceiling Crwn Molding, Elevator, Fireplace Gas, Floor Vinyl, Furnished - All, Kitchen Island, Lighting Recessed, Owner's Closet, Renovated2, WasherDryer Hookup, Wet Bar, Window Treatment All
  • Appliances: Auto Garage Door Opn, Cooktop, Dishwasher, Disposal, Dryer, Freezer, Microwave, Oven Self Cleaning, Refrigerator, Refrigerator WIceMk, Smoke Detector, StoveOven Gas, Washer, Wine Refrigerator
Room Information
Room 1
  • Room Type: Kitchen
  • Room Level: Third
  • Room Length: 18.0
  • Room Width: 14.0
  • Room Dimensions: 18 x 14
Room 2
  • Room Type: Dining Room
  • Room Level: Third
  • Room Length: 12.0
  • Room Width: 11.0
  • Room Dimensions: 12 x 11
Room 3
  • Room Type: Family Room
  • Room Level: Third
  • Room Length: 18.0
  • Room Width: 17.0
  • Room Dimensions: 18 x 17
Room 4
  • Room Type: Half Bathroom
  • Room Level: Third
  • Room Length: 9.0
  • Room Width: 5.0
  • Room Dimensions: 9 x 5
Room 5
  • Room Type: Pantry
  • Room Level: Third
  • Room Length: 9.0
  • Room Width: 5.0
  • Room Dimensions: 9 x 5
Room 6
  • Room Type: Sitting Room
  • Room Level: Third
  • Room Length: 11.0
  • Room Width: 7.0
  • Room Dimensions: 11 x 7
Room 7
  • Room Type: Master Bedroom
  • Room Level: Second
  • Room Length: 18.0
  • Room Dimensions: 18 x 14
Room 8
  • Room Type: Master Bathroom
  • Room Level: Second
  • Room Length: 14.0
  • Room Width: 10.0
  • Room Dimensions: 14 x 10
Room 9
  • Room Type: Bedroom
  • Room Level: Second
  • Room Length: 11.0
  • Room Width: 10.0
  • Room Dimensions: 11 x 10
Room 10
  • Room Type: Full Bathroom
  • Room Level: Second
  • Room Length: 9.0
  • Room Width: 8.0
  • Room Dimensions: 9 x 8
Room 11
  • Room Type: Bedroom
  • Room Level: Second
  • Room Length: 10.0
  • Room Width: 10.0
  • Room Dimensions: 10 x 10
Room 12
  • Room Type: Bedroom
  • Room Level: First
  • Room Length: 13.0
  • Room Width: 13.0
  • Room Dimensions: 13 x 13
Multi Family
Multi Family Information
  • Furnished: Furnished - All
Rental
Rent Information
  • General Property Info:Immediate Occupancy: Yes
  • Listing Info Tax Legal:Is Subject Leased: No

Property History for 93 Emerald Cove Lane North

DateEvent & SourcePriceAppreciation
Nov 13, 2025

Price Change

ECAR #984728

$3,190,000—
Nov 13, 2025

Price Change

CPAR #778616

$3,190,000—
Sep 5, 2025

Listed (Active)

CPAR #778616

$3,290,000—
Sep 5, 2025

Listed (Active)

ECAR #984728

$3,290,000—
Aug 2, 2025

Expired

CPAR #760914

$3,290,000—
Jul 29, 2025

Expired

ECAR #956124

$3,290,000—
Aug 5, 2024

Listed (Active)

CPAR #760914

$3,950,000—
Aug 2, 2024

Listed (Active)

ECAR #956124

$3,950,000—
Jan 22, 2021

Sold

ECAR #863031

$2,200,000—
Jan 22, 2021

Pending

ECAR #863031

—
Jan 22, 2021

Listed (Active)

ECAR #863031

$2,200,000—
Nov 1, 2020

Withdrawn

ECAR #845562

$2,275,000—
May 1, 2020

Listed (Active)

ECAR #845562

$2,300,000—
May 3, 2019

Sold

ECAR #815283

$1,250,000—
Apr 26, 2019

Pending

ECAR #815283

—
Apr 17, 2019

Listed (Active)

ECAR #815283

$1,599,000—
Oct 31, 2018

Withdrawn

CPAR #673624

$1,650,000—
Oct 31, 2018

Withdrawn

ECAR #802383

—
Jul 3, 2018

Listed (Active)

CPAR #673624

$1,650,000—
Jul 3, 2018

Listed (Active)

ECAR #802383

$1,650,000—
DateEvent & SourcePrice
11/13/2025

Price Change

ECAR #984728

$3,190,000
11/13/2025

Price Change

CPAR #778616

$3,190,000
09/05/2025

Listed (Active)

CPAR #778616

$3,290,000
09/05/2025

Listed (Active)

ECAR #984728

$3,290,000
08/02/2025

Expired

CPAR #760914

$3,290,000
07/29/2025

Expired

ECAR #956124

$3,290,000
08/05/2024

Listed (Active)

CPAR #760914

$3,950,000
08/02/2024

Listed (Active)

ECAR #956124

$3,950,000
01/22/2021

Sold

ECAR #863031

$2,200,000
01/22/2021

Pending

ECAR #863031

—
01/22/2021

Listed (Active)

ECAR #863031

$2,200,000
11/01/2020

Withdrawn

ECAR #845562

$2,275,000
05/01/2020

Listed (Active)

ECAR #845562

$2,300,000
05/03/2019

Sold

ECAR #815283

$1,250,000
04/26/2019

Pending

ECAR #815283

—
04/17/2019

Listed (Active)

ECAR #815283

$1,599,000
10/31/2018

Withdrawn

CPAR #673624

$1,650,000
10/31/2018

Withdrawn

ECAR #802383

—
07/03/2018

Listed (Active)

CPAR #673624

$1,650,000
07/03/2018

Listed (Active)

ECAR #802383

$1,650,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Schools near 93 Emerald Cove Lane North

This home is within Walton.
Rating
School
Type
Grades
Distance
Public - K to 5
Public - 6 to 8
Public - 9 to 12
Public - K to 12
Rating
School
Distance
Dune Lakes Elementary School
PublicK to 5

Emerald Coast Middle School
Public6 to 8

South Walton High School
Public9 to 12

WALTON VIRTUAL SCHOOL WCSD-7023
PublicK to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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93 Emerald Cove Lane North is a single family home for sale in Inlet Beach, FL 32461. This property was listed for sale on September 5, 2025 by Compass, it's currently listed at $3,190,000. It has been on the market for a total of 101 days and was last sold on January 22, 2021. This listing's school district is Walton. Nearby schools include Dune Lakes Elementary School, Emerald Coast Middle School and South Walton High School. 93 Emerald Cove Lane North is a 5-bed, 4-bath, 2,794 sqft single family home built in 2013.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2025 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.