940 Highway 98, Unit 31

Destin, FL 32541

$450,000
Price
3
Beds
1,289 Sq. Ft.
$349 / Sq. Ft.
1,289
Sq. Ft.
$349
per Sq. Ft.
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a front view of house with a yard and potted plants
a view of a hallway with wooden floor and staircase
a utility room with dryer and washer
a bathroom with a sink and a toilet
a bathroom with a sink and a mirror
a living room with furniture and a flat screen tv
a living room with furniture wooden floor and dining table
a living room with furniture and a large window
a living room with furniture and a flat screen tv
a view of a dining room with furniture and wooden floor
a living room with furniture and a large window
a kitchen with a sink cabinets and window
a kitchen with stainless steel appliances granite countertop a sink a stove and cabinets
a kitchen with stainless steel appliances granite countertop lots of counter top space and cabinets
a kitchen with kitchen island a sink stove and cabinets
a kitchen with granite countertop a sink dishwasher a stove and a refrigerator with cabinets
a view of a bedroom with wooden floor and a bedroom
a view of living room and wooden floor
a bedroom with a bed and a ceiling fan
a bedroom with a large bed and a window
a bedroom with a large bed a flat tv screen and a chandelier
a bedroom with a flat screen tv and a bed
a bathroom with a sink toilet and shower
a bedroom with two beds and a window
a bedroom with a bed and a chair in it
a bedroom with a bed and a window
a bedroom with a bed and a window
a bedroom with a large bed and a chandelier
a view of a house with backyard sitting area and garden
a view of swimming pool with outdoor seating and plants
a view of a dinning table and chairs in backyard of the house
a view of balcony with outdoor space and lake
a terrace with outdoor seating and city view
a view of an outdoor space and tennis court
a view of a roof deck with chair and wooden floor
a view of swimming pool with a yard

Description

TURNKEY DESTIN TOWNHOUSE with DEEDED BEACH ACCESS | STR ALLOWED Rental-ready, this furnished 3-bedroom, 2.5-bath townhouse is located in the heart of Destin with deeded beach access to the sugar-white sands. Situated in a beautiful resort-style community featuring multiple pools, hot tubs, pickleball courts, and lush landscaping, the property offers both lifestyle appeal and income potential. The floor plan, fully furnished, and established short-term rental history make this an option for investors,...TURNKEY DESTIN TOWNHOUSE with DEEDED BEACH ACCESS | STR ALLOWED Rental-ready, this furnished 3-bedroom, 2.5-bath townhouse is located in the heart of Destin with deeded beach access to the sugar-white sands. Situated in a beautiful resort-style community featuring multiple pools, hot tubs, pickleball courts, and lush landscaping, the property offers both lifestyle appeal and income potential. The floor plan, fully furnished, and established short-term rental history make this an option for investors, as well as providing flexibility for use as a primary residence, second home, or coastal retreat. Enjoy proximity to beaches, dining, shopping, and local attractions while owning a piece of paradise! Motivated Sellers-Bring Us An Offer!
  1. Listed by Lisa G Buchman • Realty ONE Group Emerald Coast
    P: (850)-259-8419 C: (850)-259-8419 lisabbytheseainfl@gmail.com

Property Details for 940 Highway 98, Unit 31

Zoning
City, Resid Multi-Family
Architectural Style
Townhome
Subdivision Name
SOUTH BAY BY THE GULF
LISTING UPDATED: 03/04/2026 11:24 AM

Property Details for 940 Highway 98, Unit 31

StatusActive
MLS #987275
Days on Market161
Taxes-
HOA Fees$810 / month
Condo/Co-op Fees-
Compass TypeTownhouse
MLS TypeResidential / Attached Single Unit
Year Built1974
Lot Size-
CountyOkaloosa County
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Location

Listing Courtesy of Realty ONE Group Emerald Coast
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Building Information for 940 Highway 98, Unit 31

Stories2Residences-Year Built1974Lot Size-

Payment Calculator

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$3,349 per month

30 year fixed, 6.11% Interest

Principal and Interest

$2,184

Property Taxes

$355

HOA Dues

$810

The Payment Calculator is for illustrative purposes only.

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Property Information for 940 Highway 98, Unit 31

Summary
Location and General Information
  • Community Features: Pickle Ball, BBQ Pit/Grill, Beach, Deed Access, Dumpster, Fishing, Pets Allowed, Picnic Area, Pool, Separate Storage, Tennis, TV Cable, Waterfront
  • Directions: Turn into South Bay By The Gulf off of Highway 98. Unit is across from first pool which is the second building on the left.
  • MLS Area Minor: 1401 - Destin Beach West
  • MLS Area Major: 14 - Destin
  • Latitude: 30.387681
  • Longitude: -86.478243
  • Location Tax and Legal:Sub Area: 1401 - Destin Beach West
  • Location Tax and Legal:Elementary School: Destin
  • Location Tax and Legal:Middle School: Destin
  • Location Tax and Legal:High School: Fort Walton Beach
  • Location Tax and Legal:Legal Description: SOUTHBAY BY THE GULF UNIT C-2
  • Project Facilities: BBQ PitGrill2, Beach, Deed Access, Dumpster, Fishing, Pets Allowed2, Pickle Ball, Picnic Area, Pool2, Separate Storage, Tennis, TV Cable3, Waterfront
  • Garage: false
Taxes and HOA
  • Association Fee Frequency: Monthly
  • Association Fee Includes: Accounting, Ground Keeping, Insurance, Internet Service, Land Recreation, Licenses/Permits, Management, Recreational Faclty, Security, Sewer, Water, Cable TV, Trash
  • Association Fee2: $810
  • Tax Legal Description: SOUTHBAY BY THE GULF UNIT C-2
  • Parcel Number: 00-2S-22-4200-00C2-0000
  • Association Fee: $0
  • Association YN: Yes
School Information
  • Elementary School: Destin
  • Middle Or Junior School: Destin
  • High School: Fort Walton Beach
Parking
  • Carport YN: No
Property
Lot Information
  • Building Area Source: Appraiser
  • Lot Size Units: Acres
  • Property Condition: Construction Complete
  • Lot Features: Within 1/2 Mile to Water
  • Building Area Total: 1289.0
  • General Property Info:SqFt Source: Appraiser
  • Lot Features: Within 12 Mile to Water
Property and Assessments
  • Floor Plans Count: 0.0
  • Property Type: Residential
  • Year Built: 1974.0
  • Property Sub Type: Attached Single Unit
  • New Construction YN: No
  • General Property Info:Sub-Type: Attached Single Unit
  • General Property Info:Design: Townhome
  • Construction Status: Construction Complete
  • Construction Siding: Roof Composite Shngl, Siding CmntFbrHrdBrd, Siding Wood, Slab
  • Occupancy Status: Vacation Rental
Utilities
  • Sewer: True
  • Utilities: Electric, Public Water, TV Cable
  • Electric: True
  • Utilities: Electric, Public Sewer, Public Water, TV Cable
  • Energy: AC - Central Elect, Ceiling Fans, Heat Cntrl Electric
Interior and Exterior Features
Exterior Features
  • Construction Materials: Siding CmntFbrHrdBrd, Siding Wood
  • Foundation Details: Slab
  • Stories: 2.0
  • Pool Features: Pool Type
  • Patio And Porch Features: Patio Open
  • General Property Info:Pool: Yes
  • General Property Info:Pool Type: Community
  • Exterior: Patio Open
Interior Features
  • Heating: Central
  • Cooling: Ceiling Fans, Central Air
  • Interior Features: Owner's Closet, Washer/Dryer Hookup
  • Flooring: Floor Laminate
  • Window Features: Window Treatment All
  • Room Type: Living Room, Kitchen, Master Bedroom, Bedroom
  • Rooms Total: 5.0
  • Bathrooms Total Integer: 3.0
  • Bathrooms Total Decimal: 2.5
  • Bathrooms Total Notational: 2.1
  • Cooling YN: Yes
  • Heating YN: Yes
  • Bedrooms Total: 3.0
  • Bathrooms Full: 2.0
  • Bathrooms Half: 1.0
  • Interior: Floor Laminate, Furnished - All, Owner's Closet, WasherDryer Hookup, Window Treatment All
  • Appliances: Cooktop, Dishwasher, Disposal, Dryer, Microwave, Refrigerator, StoveOven Electric, Washer
Room Information
Room 1
  • Room Type: Living Room
  • Room Level: First
  • Room Length: 17.0
  • Room Width: 16.0
  • Room Dimensions: 17 x 16
Room 2
  • Room Type: Kitchen
  • Room Level: First
  • Room Length: 12.0
  • Room Width: 8.0
  • Room Dimensions: 12 x 8
Room 3
  • Room Type: Master Bedroom
  • Room Level: Second
  • Room Length: 12.0
  • Room Width: 11.0
  • Room Dimensions: 12 x 11
Room 4
  • Room Type: Bedroom
  • Room Level: Second
  • Room Length: 10.0
  • Room Width: 10.0
  • Room Dimensions: 10 x 10
Room 5
  • Room Type: Bedroom
  • Room Level: Second
  • Room Length: 10.0
  • Room Width: 9.0
  • Room Dimensions: 10 x 9
Multi Family
Multi Family Information
  • Furnished: Furnished - All
Rental
Rent Information
  • Listing Info Tax Legal:Is Subject Leased: false

Property History for 940 Highway 98, Unit 31

DateEvent & SourcePriceAppreciation
Feb 8, 2026

Price Change

ECAR #987275

$450,000—
Oct 10, 2025

Listed (Active)

ECAR #987275

$480,000—
Oct 1, 2025

Expired

ECAR #955817

$480,000—
Jul 30, 2024

Listed (Active)

ECAR #955817

$545,000—
Jun 7, 2024

Expired

ECAR #938065

—
May 1, 2024

Temporarily Off Market

ECAR #938065

—
Apr 17, 2024

Pending

ECAR #938065

—
Feb 20, 2024

Price Change

ECAR #938065

$520,000—
Jan 14, 2024

Price Change

ECAR #938065

$529,000—
Dec 18, 2023

Price Change

ECAR #938065

$534,850—
Dec 7, 2023

Listed (Active)

ECAR #938065

$534,900—
Nov 29, 2021

Sold (Public Record)

Public Record #1478207267

$422,000

+25.7% / yr

Oct 21, 2021

Withdrawn

ECAR #884100

$429,000—
Oct 19, 2021

Listed (Active)

ECAR #884100

$429,000—
May 25, 2017

Sold (Public Record)

Public Record #601579672

$150,000

-3.0% / yr

Mar 28, 2007

Sold (Public Record)

Public Record #217421885

$205,000—
Mar 28, 2007

Sold (Public Record)

Public Record #217421885

$205,000

+10.6% / yr

Mar 28, 2007

Sold

ECAR #457485

$205,000—
Mar 28, 2007

Sold

CPAR #365934

$205,000—
Mar 12, 2007

Pending

ECAR #457485

—
Mar 5, 2007

Listed (Active)

ECAR #457485

$220,000—
Jan 1, 2007

Expired

ECAR #423903

$249,900—
Sep 22, 2006

Listed (Active)

ECAR #423903

$285,000—
Nov 5, 2005

Expired

ECAR #367712

—
Aug 7, 2004

Listed (Active)

ECAR #367712

$329,900—
Feb 3, 2003

Sold (Public Record)

Public Record #107612094

$135,000—
Jan 30, 2003

Sold

ECAR #327946

$135,000—
Jan 20, 2003

Pending

ECAR #327946

—
Jun 21, 2002

Listed (Active)

ECAR #327946

$155,000—
Apr 30, 2001

Expired

ECAR #153383

—
Jul 10, 2000

Listed (Active)

ECAR #153383

$139,900—
DateEvent & SourcePrice
02/08/2026

Price Change

ECAR #987275

$450,000
10/10/2025

Listed (Active)

ECAR #987275

$480,000
10/01/2025

Expired

ECAR #955817

$480,000
07/30/2024

Listed (Active)

ECAR #955817

$545,000
06/07/2024

Expired

ECAR #938065

—
05/01/2024

Temporarily Off Market

ECAR #938065

—
04/17/2024

Pending

ECAR #938065

—
02/20/2024

Price Change

ECAR #938065

$520,000
01/14/2024

Price Change

ECAR #938065

$529,000
12/18/2023

Price Change

ECAR #938065

$534,850
12/07/2023

Listed (Active)

ECAR #938065

$534,900
11/29/2021

Sold (Public Record)

Public Record #1478207267

$422,000

+25.7% / yr

10/21/2021

Withdrawn

ECAR #884100

$429,000
10/19/2021

Listed (Active)

ECAR #884100

$429,000
05/25/2017

Sold (Public Record)

Public Record #601579672

$150,000

-3.0% / yr

03/28/2007

Sold (Public Record)

Public Record #217421885

$205,000
03/28/2007

Sold (Public Record)

Public Record #217421885

$205,000

+10.6% / yr

03/28/2007

Sold

ECAR #457485

$205,000
03/28/2007

Sold

CPAR #365934

$205,000
03/12/2007

Pending

ECAR #457485

—
03/05/2007

Listed (Active)

ECAR #457485

$220,000
01/01/2007

Expired

ECAR #423903

$249,900
09/22/2006

Listed (Active)

ECAR #423903

$285,000
11/05/2005

Expired

ECAR #367712

—
08/07/2004

Listed (Active)

ECAR #367712

$329,900
02/03/2003

Sold (Public Record)

Public Record #107612094

$135,000
01/30/2003

Sold

ECAR #327946

$135,000
01/20/2003

Pending

ECAR #327946

—
06/21/2002

Listed (Active)

ECAR #327946

$155,000
04/30/2001

Expired

ECAR #153383

—
07/10/2000

Listed (Active)

ECAR #153383

$139,900

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 940 Highway 98, Unit 31

Taxable ValueLand-Additions$375,000Total-
Tax Record2025$4,254 ($355 / month)
Home Facts
Beds3Total Finished SqFt1,289 SqFtAbove Grade Finished SqFt1,289 SqFtLot Size470,365 SqFtStyleCondominiumYear Built1974CountyOKALOOSAAPN00-2S-22-4200-00C2-0000

Schools near 940 Highway 98, Unit 31

This home is within Okaloosa County School District.
Rating
School
Type
Grades
Distance
Destin Elementary School
Public - PK to 4
Destin Middle School
Public - 5 to 8
Fort Walton Beach High School
Public - 9 to 12
Destin High School
Charter - 9 to 12
Rating
School
Distance
Destin Elementary School
PublicPK to 4

Destin Middle School
Public5 to 8

Fort Walton Beach High School
Public9 to 12

Destin High School
Charter9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 940 Highway 98, Unit 31, Destin, FL 32541

940 Highway 98, Unit 31 is a townhouse for sale in Destin, FL 32541. This property was listed for sale on October 10, 2025 by Realty ONE Group Emerald Coast, it's currently listed at $450,000. It has been on the market for a total of 161 days and was last sold on November 29, 2021. This listing's school district is Okaloosa County School District. Nearby schools include Destin Elementary School, Destin Middle School and Fort Walton Beach High School. 940 Highway 98, Unit 31 is a 3-bed, 3-bath, 1,289 sqft townhouse built in 1974.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass makes no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Realty ONE Group Emerald Coast

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.