95161 Lock St

Fernandina Beach, FL 32034

$405,000
Price
3
Beds
1,895 Sq. Ft.
$214 / Sq. Ft.
1,895
Sq. Ft.
$214
per Sq. Ft.
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Description

Welcome to 95161 Lock St in Concourse Crossing - a beautifully maintained 2024-built home situated on one of the largest lots in the community at .32 acres! Backing to a preserve for added privacy, this property offers the perfect combination of newer construction, upgrades, and outdoor space that’s hard to find. Located in the smaller, phase 2 section of Concourse Crossing, this area features all single-family homes and a charming green space nearby perfect for kids or dogs to play. Enjoy the benefits...Welcome to 95161 Lock St in Concourse Crossing - a beautifully maintained 2024-built home situated on one of the largest lots in the community at .32 acres! Backing to a preserve for added privacy, this property offers the perfect combination of newer construction, upgrades, and outdoor space that’s hard to find. Located in the smaller, phase 2 section of Concourse Crossing, this area features all single-family homes and a charming green space nearby perfect for kids or dogs to play. Enjoy the benefits of NO CDD fees and a low annual HOA while still being conveniently located near shopping, dining, and everyday conveniences. This one-owner home features 3 bedrooms PLUS AN OFFICE with thoughtful upgrades already completed after closing, saving the next owner time and expense. Interior features include luxury vinyl plank flooring throughout with absolutely no carpet, custom barn doors on the office, upgraded kitchen faucet, kitchen cabinet hardware, and a brand-new dishwasher. The open layout feels bright and welcoming, while the cute front porch adds to the home’s curb appeal and charm. Step outside and enjoy the fully fenced backyard overlooking the preserve, screened lanai, gutters, security cameras, and plenty of room to relax or entertain. The garage has also been upgraded with durable epoxy floors, and a glass storm door adds additional natural light and style to the entryway. Why wait to build when this nearly new home already has the upgrades done for you? Schedule your showing today!
  1. Listed by Jen Solomon • WATSON REALTY CORP.

Property Details for 95161 Lock Street

Architectural Style
One Story
Parking Features
Two Car Garage
Subdivision Name
Concourse Crossing
View
Trees/Woods
Zoning
PUD
Zoning Description
PUD
LISTING UPDATED: 06/26/2026 01:33 PM

Property Details for 95161 Lock Street

StatusActive
MLS #116011
Days on Market56
Taxes-
HOA Fees$970 / year
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeResidential / Residential
Year Built2024
Lot Size0.32 AC / 13,939 SF
CountyNassau County
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Location

Listing Courtesy of WATSON REALTY CORP.
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Building Information for 95161 Lock Street

Stories1Year Built2024Building Size-Lot Size0.32 AC / 13,939 SF

Payment Calculator

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$2,190 per month

30 year fixed, 6.36% Interest

Principal and Interest

$2,018

Property Taxes

$91

HOA Dues

$81

The Payment Calculator is for illustrative purposes only.

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Property Information for 95161 Lock Street

Summary
Location and General Information
  • City: Fernandina Beach
  • County Or Parish: Nassau
  • Country: US
  • Location: ,
  • Directions: From 95, take State Rd 200 toward Fernandina Beach. In about 6 miles, make a right onto Amelia Concourse. In roughly 3 and a half miles, turn left on Lock St. The home will be on your left.
  • Road Surface Type: Paved
  • Postal Code: 32034
  • Latitude: 30.592754
  • Longitude: -81.519967
  • State Or Province: FL
  • Road Frontage Type: City Street
  • MLS Area Major: Ar 7 Mainland, Sub 2
  • MLS Area Minor: 472-Oneil/Nassaville/Holly Point
Taxes and HOA Information
  • Parcel Number: 29-2N-28-0330-0082-0000
  • Association Fee: $970.00
  • Association Fee Frequency: Annually
  • Association: Yes
  • Tax Legal Description: LOT 82 CONCOURSE CROSSING PHASE 2 OR 2583/198
  • Tax Year: 2025
Parking
  • Attached Garage: No
  • Carport: No
  • Garage Spaces: 2.0
  • Garage: Yes
Property
Lot Information
  • Building Area Source: Assessor
  • Building Area Total: 1895.0
  • Lot Size Acres: 0.32
  • Lot Size Area: 0.32
  • Lot Size Dimensions: .32 of an acre
  • Lot Size Units: Acres
  • Lot Size Square Feet: 13939.2
  • Living Area: 1895.0
  • Living Area Source: Assessor
Property and Assessments
  • Current Use: Residential
  • Senior Community: No
  • Year Built: 2024
  • New Construction: No
  • Property Attached: No
  • Property Condition: Resale
  • Human Modified: Yes
Utilities
  • Sewer: Public Sewer
  • Utilities: Electricity Connected
  • Water Source: Public
Interior and Exterior Features
Exterior Features
  • Exterior Features: Fence, Sprinkler Irrigation
  • Frontage Type: Preservation
  • Fencing: Back Yard, Vinyl
  • Construction Materials: Fiber Cement, Frame
  • Patio And Porch Features: Rear Porch, Screened
  • Roof: Shingle
Interior Features
  • Levels: One
  • Stories: 1
  • Flooring: Vinyl
  • Bathrooms Full: 2
  • Bathrooms Total: 2
  • Bedrooms Total: 3
  • Rooms Total: 0
  • Cooling: Yes
  • Cooling: Central Air, Electric
  • Heating: Yes
  • Heating: Central, Electric
  • Appliances: Dryer, Dishwasher, Microwave, Refrigerator, Washer
  • Interior Features: Ceiling Fans, Split Bedrooms
  • Window Features: Vinyl
Rental
Rental Information
  • Occupant Type: Owner

Property History for 95161 Lock Street

DateEvent & SourcePriceAppreciation
Jun 26, 2026

Price Change

NEFMLS #2144240

$405,000—
Jun 26, 2026

Price Change

Amelia Island Nassau County Association of REALTORS #116011

$405,000—
Jun 12, 2026

Price Change

NEFMLS #2144240

$419,000—
DateEvent & SourcePrice
06/26/2026

Price Change

NEFMLS #2144240

$405,000
06/26/2026

Price Change

Amelia Island Nassau County Association of REALTORS #116011

$405,000
06/12/2026

Price Change

NEFMLS #2144240

$419,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 95161 Lock Street

Taxable ValueLand$70,000Additions-Total$70,000
Tax Record2024$1,094 ($91 / month)
Home Facts
Beds0Lot Size13,819 SqFtStyleMiscellaneous Vacant LandZoningPUDCountyNASSAUAPN29-2N-28-0330-0082-0000

Schools near 95161 Lock Street

This home is within Nassau.
Rating
School
Type
Grades
Distance
Yulee Primary School
Public - PK to 2
Yulee Elementary School
Public - 3 to 5
Yulee High School
Public - 5 to 12
Yulee Middle School
Public - 6 to 8
Rating
School
Distance
Yulee Primary School
PublicPK to 2

Yulee Elementary School
Public3 to 5

Yulee High School
Public5 to 12

Yulee Middle School
Public6 to 8

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 95161 Lock Street, Fernandina Beach, FL 32034

95161 Lock Street is a single family home for sale in Fernandina Beach, FL 32034. This property was listed for sale on May 8, 2026 by WATSON REALTY CORP., it's currently listed at $405,000. It has been on the market for a total of 56 days and was last sold on September 26, 2024. This listing's school district is Nassau. Nearby schools include Yulee Primary School, Yulee Elementary School and Yulee High School. 95161 Lock Street is a 3-bed, 2-bath, 1,895 sqft single family home built in 2024.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of WATSON REALTY CORP.

Based on information from one of the following Multiple Listing Services: Pensacola Association of REALTORS®, Amelia Island Nassau County Association of REALTORS and NEFMLS. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by Pensacola Association of REALTORS®, Amelia Island Nassau County Association of REALTORS and NEFMLS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.