97501 Overseas Hwy, Unit 324

1,876 Sq. Ft.
$840 / Sq. Ft.
1,876
Sq. Ft.
$840
per Sq. Ft.

Description

Prime oceanfront living at the prestigious Mariner's Club in Key Largo. This highly sought-after, gated community offers short-term rental flexibility and a protected oceanfront marina--making it ideal for both investors and full-time or seasonal residents. This turnkey, fully furnished 3-bedroom, 3-bath residence captures truly spectacular, unobstructed views of the Atlantic Ocean, with endless blue water, glowing sunrises, and constant ocean breezes. From nearly every vantage point, the scenery...Prime oceanfront living at the prestigious Mariner's Club in Key Largo. This highly sought-after, gated community offers short-term rental flexibility and a protected oceanfront marina--making it ideal for both investors and full-time or seasonal residents. This turnkey, fully furnished 3-bedroom, 3-bath residence captures truly spectacular, unobstructed views of the Atlantic Ocean, with endless blue water, glowing sunrises, and constant ocean breezes. From nearly every vantage point, the scenery is nothing short of breathtaking. Expansive pocket sliding doors seamlessly open to a stunning private oceanfront balcony, creating an exceptional indoor/outdoor living experience--perfect for morning coffee, al fresco dining, or simply soaking in the sights and sounds of the sea. The desirable southeast exposure bathes the residence in natural light throughout the day. The interior is elegantly appointed with marble flooring, granite countertops, and comfortable furnishings, all thoughtfully curated and offered completely furnished. Every detail reflects comfort, sophistication, and coastal luxury. Mariner's Club delivers world-class, resort-style amenities including a great fitness center, clubhouse, tennis and pickleball courts, heated pools, and two hot tubs. Sandy beaches, on-site BBQ areas, a wreck room, and conference facilities complete the lifestyle. Ideally located to restaurants and shops the community also offers 24/7 gated security, an on-site manager and dockmaster, and a financially strong HOA--ensuring peace of mind along with luxury. This is oceanfront living at its absolute finest in the Florida Keys.
  1. Listed by Melissa Nowell • Coldwell Banker Schmitt Islamorada

Property Details for 97501 Overseas Highway, Unit 324

Waterfront
Oceanfront, Open Water
Waterfront
Yes
Zoning
RL - Residential Low
Subdivision
Key Largo North - Marnier's Club (97.0)
Directions
Overseas Hwy MM 97.5 on the North Bound, Oceanside across from shell world
Vehicle Storage
Assigned Parking, Guest Parking
LISTING UPDATED: 02/23/2026 12:23 PM

Property Details for 97501 Overseas Highway, Unit 324

StatusActive
MLS #618207
Days on Market35
Taxes$10,577 / year
HOA Fees$3,818 / quarter
Condo/Co-op Fees$3,398 / quarter
Compass TypeCondo
MLS TypeResidential / Condo
Year Built2005
CountyMonroe County

Location

Listing Courtesy of Coldwell Banker Schmitt Islamorada
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Building Information for 97501 Overseas Highway, Unit 324

Building/Complex97501 Overseas HwyFloor3Stories3Residences119Pet PolicyAllowedPet Policy DetailsPets AllowedYear Built2005

Payment Calculator

$10,963 per month

30 year fixed, 6.15% Interest

Principal and Interest

$7,676

Property Taxes

$881

HOA Dues

$2,405

The Payment Calculator is for illustrative purposes only.

Property Information for 97501 Overseas Highway, Unit 324

Summary
Location and General Information
  • Waterview: Ocean View, Open Water View
  • Area: 27 - Key Largo MM 97-107
  • Absolute Longitude: 80.461192
  • Control Depth: 4
  • Listing Board: Florida Keys
  • Side: Ocean
  • Unit/Complex: Unit
  • Mile Marker: 97.0
  • Marathon Neighborhood: N/A
  • Neighborhood Feature: Community Pool, Beach, Fire Hydrant, Manager on Premises, Tennis Courts, Clubhouse, Community Dockage
  • Key/Island: Key Largo
Taxes and HOA Information
  • Association Info: Mandatory Home Owners Asc: Yes
  • Association Info: 1st Right of Refusal: Yes
  • Fee Includes: Bldg Exterior Mnt, Common Area Mnt, Building Insurance
  • Furnished: Furnished
  • Tax Year: 2025
  • Tax Exemptions: None
Property
Lot Information
  • Lot Size: X
  • Parcel #: 00554895-000324
  • Land Size: Less Than 1/4 Acre
Property and Assessments
  • Legal: UNIT 324 THE SAILFISH AT MARINERS CLUB A CONDOMINIUM OR2174-1711 OR2482-308 OR2488-257 OR3149-0652
  • MLS Approved: Y
  • Bank Owned: No
  • SqFt Source: Tax Records
  • Flood Zone: AE,AE
  • Rentals Allowed: Yes
  • Deed Restrictions: Yes
  • Picture Count: 76
  • Document Count: 0
  • Building Style: Above Flood: Unknown
  • Security: Electric Gate, Manned Gate
  • Title: Negotiable
Utilities
  • Utilities: FKAA, Buyer to Verify, Municipal Sewer
  • Pub Sewer HkUp: Yes
  • Pool: Yes
  • Pool Info: Heated: Yes
  • Pool Info: In Ground
  • Porch/Balcony: Open Porch/Balcony
Interior and Exterior Features
Interior Features
  • Floor: Tile, Marble
  • Interior Features: Drapes/Blinds Incl, Walk-in Closet(s), Elevator, Granite Counter Top, Built-in Cabinets
  • Pre-Wired: Cable
  • Appliances: Washer, Stainless Steel Appliance(s), Microwave, Oven, Refrigerator, Dishwasher
Exterior Features
  • Roof: Tar/Gravel Roof
  • Construction: CBS, Concrete
  • Dockage: Dock Privileges
  • Exterior Features: Lighting, Tennis Court(s), Sandy Beach
  • Windows/Doors: Impact Rstnce Window, Impact Rstnce Doors

Property History for 97501 Overseas Highway, Unit 324

DateEvent & SourcePriceAppreciation
Jan 20, 2026

Price Change

FKMLS #618207

$1,595,000
Jan 20, 2026

Listed (Active)

FKMLS #618207

$1,575,000
Jan 13, 2022

Sold (Public Record)

Public Record #1481990522

$1,125,000

+8.9% / yr

Jan 1, 2022

Sold

FKMLS #596751

$1,125,000
Dec 23, 2021

Pending

FKMLS #596751

Dec 22, 2021

Backup Contract

FKMLS #596751

Jul 2, 2021

Temp Off Market

FKMLS #596751

Jul 2, 2021

Listed (Active)

FKMLS #596751

$1,250,000
Aug 31, 2010

Sold (Public Record)

Public Record #296358914

$425,000

-23.4% / yr

Aug 31, 2010

Sold

FKMLS #551295

$425,000
Apr 19, 2010

Pending

FKMLS #551295

Mar 1, 2010

Listed (Active)

FKMLS #551295

$450,000
Dec 14, 2005

Sold (Public Record)

Public Record #172659126

$1,489,900
DateEvent & SourcePrice
01/20/2026

Price Change

FKMLS #618207

$1,595,000
01/20/2026

Listed (Active)

FKMLS #618207

$1,575,000
01/13/2022

Sold (Public Record)

Public Record #1481990522

$1,125,000

+8.9% / yr

01/01/2022

Sold

FKMLS #596751

$1,125,000
12/23/2021

Pending

FKMLS #596751

12/22/2021

Backup Contract

FKMLS #596751

07/02/2021

Temp Off Market

FKMLS #596751

07/02/2021

Listed (Active)

FKMLS #596751

$1,250,000
08/31/2010

Sold (Public Record)

Public Record #296358914

$425,000

-23.4% / yr

08/31/2010

Sold

FKMLS #551295

$425,000
04/19/2010

Pending

FKMLS #551295

03/01/2010

Listed (Active)

FKMLS #551295

$450,000
12/14/2005

Sold (Public Record)

Public Record #172659126

$1,489,900

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 97501 Overseas Highway, Unit 324

Taxable ValueLand-Additions$1,223,528Total-
Tax Record2024$10,316 ($860 / month)
Home Facts
Beds2Baths2Total Finished SqFt1,876 SqFtAbove Grade Finished SqFt1,876 SqFtLot Size31,536 SqFtStyleCondominiumYear Built2005CountyMONROEAPN00554895-000324

Schools near 97501 Overseas Highway, Unit 324

This home is within Monroe.
Rating
School
Type
Grades
Distance
Public - PK to 8
Public - 9 to 12
Charter - K to 8
Public - 6 to 12
Rating
School
Distance
Key Largo School
PublicPK to 8

Coral Shores High School
Public9 to 12

Ocean Studies Charter
CharterK to 8

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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97501 Overseas Highway, Unit 324 is a condo for sale in Key Largo, FL 33037. This property was listed for sale on January 20, 2026 by Coldwell Banker Schmitt Islamorada, it's currently listed at $1,575,000. It has been on the market for a total of 35 days and was last sold on January 13, 2022. This listing's school district is Monroe. Nearby schools include Key Largo School, Coral Shores High School and Ocean Studies Charter. 97501 Overseas Highway, Unit 324 is a 3-bed, 3-bath, 1,876 sqft condo built in 2005.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass makes no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Coldwell Banker Schmitt Islamorada

Based on information from one of the following Multiple Listing Services: Beaches Multiple Listing Service, Inc., Martin County REALTORS® of the Treasure Coast, Inc., Miami Association of REALTORS®. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by Beaches Multiple Listing Service, Inc., Martin County REALTORS® of the Treasure Coast, Inc., Miami Association of REALTORS® is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.