97501 Overseas Hwy, Unit 521

2,635 Sq. Ft.
$844 / Sq. Ft.
2,635
Sq. Ft.
$844
per Sq. Ft.

Description

Investor's Dream & Exclusive Oceanfront Retreat at Mariners Club - Unit 521Discover one of the Keys' best-kept secrets, where tropical elegance meets resort-style living. Nestled by Sandy Beach Cove, this meticulously maintained 4-bedroom, 3-bathroom oceanfront condo offers a rare combination of luxury, privacy, and spectacular views. Seamless indoor-outdoor living is framed by hurricane-resistant sliding doors that open to breathtaking vistas of the Atlantic, resort-style pool, tiki-lit beach, and...Investor's Dream & Exclusive Oceanfront Retreat at Mariners Club - Unit 521Discover one of the Keys' best-kept secrets, where tropical elegance meets resort-style living. Nestled by Sandy Beach Cove, this meticulously maintained 4-bedroom, 3-bathroom oceanfront condo offers a rare combination of luxury, privacy, and spectacular views. Seamless indoor-outdoor living is framed by hurricane-resistant sliding doors that open to breathtaking vistas of the Atlantic, resort-style pool, tiki-lit beach, and picturesque pier. Enjoy mornings on your private porch overlooking sunrises, and evenings under moonlit skies. Unit 521 features a spacious main bedroom (16 x 16) with stunning ocean views, a living room (18 x 10.9) overlooking the pool and beach, and a dining room (18 x 11) perfect for entertaining. Every detail has been thoughtfully curated--from one-of-a-kind furnishings and collector pieces to unique artwork--creating a home with personality, elegance, and comfort. Mariners Club offers exceptional amenities: Key Largo's first indoor pickleball courts, outdoor tennis and basketball, a fabulous clubhouse, private barbecue areas, and dedicated on-site staff with 24/7 security. Boaters will appreciate the deep, protected marina, available boat slips for all sizes, and dry-stack storage. Perfectly located near a private sandy beach ideal for relaxation or morning yoga, this condo is an incredible investment opportunity or a sprawling one-story retreat for discerning owners. Solid concrete construction (2005) ensures durability and peace of mind, while the vibrant community and unparalleled location make every day a celebration of the Keys. Vacation rental-ready with dockage for owners and guests--Unit 521 is truly a one-of-a-kind oceanfront escape.

Property Details for 97501 Overseas Highway, Unit 521

Waterfront
Oceanfront, Open Water
Waterfront
Yes
Zoning
RL - Residential Low
Subdivision
Key Largo North - Marnier's Club (97.0)
Directions
Mile marker 97 across from Shell World Use Waze or google maps
Vehicle Storage
Open Parking, Guest Parking
Pets
Pets Allowed
LISTING UPDATED: 02/16/2026 02:45 PM

Property Details for 97501 Overseas Highway, Unit 521

StatusActive
MLS #609503
Days on Market655
Taxes$10,035 / year
HOA Fees$5,213 / quarter
Condo/Co-op Fees-
Compass TypeCondo
MLS TypeResidential / Condo
Year Built2005
CountyMonroe County

Location

Listing Courtesy of Illustrated Properties, LLC
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Building Information for 97501 Overseas Highway, Unit 521

Building/Complex97501 Overseas HwyFloor-Stories3Residences119Pet PolicyAllowedPet Policy DetailsPets AllowedYear Built2005

Payment Calculator

$13,418 per month

30 year fixed, 6.15% Interest

Principal and Interest

$10,844

Property Taxes

$836

HOA Dues

$1,738

The Payment Calculator is for illustrative purposes only.

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Property Information for 97501 Overseas Highway, Unit 521

Summary
Location and General Information
  • Waterview: Ocean View, Open Water View
  • Area: 27 - Key Largo MM 97-107
  • Absolute Longitude: 80.462206
  • Control Depth: 4
  • Listing Board: Florida Keys
  • Side: Ocean
  • Unit/Complex: Complex
  • Mile Marker: 97.0
  • Marathon Neighborhood: N/A
  • Accessibility Feat: Accessible Elevator Installed, Wheelchair Ramp, Parking, Accessible Kitchen
  • Neighborhood Feature: Community Pool, Bike Paths, Other Area Features, Beach, Fire Hydrant, Manager on Premises, Tennis Courts, Clubhouse, Community Boat Ramp, Community Dockage
  • Key/Island: Key Largo
Taxes and HOA Information
  • Association Info: Mandatory Home Owners Asc: Yes
  • Association Info: 1st Right of Refusal: Yes
  • Fee Includes: Cable, Security, Common Area Mnt, Building Insurance, Bldg Exterior Mnt, Water
  • Furnished: Furnished
  • Tax Year: 2023
  • Tax Exemptions: None
Property
Lot Information
  • Parcel #: 00554894-000521
  • Land Size: 10 or more Acres
Property and Assessments
  • Legal: UNIT 521 THE MARLIN AT MARINERS CLUB A CONDOMINIUM OR2158-996/98 OR2610-2461/63 OR2634-2398/2400T/C OR2713-1978/79
  • MLS Approved: Y
  • Bank Owned: No
  • SqFt Source: Tax Records
  • Flood Zone: AE,AE,VE
  • Rentals Allowed: Yes
  • Deed Restrictions: Unknown
  • Picture Count: 38
  • Document Count: 0
  • Building Style: Above Flood: Unknown
  • Property Condition: Updated/Remodeled
  • Security: Electric Gate, Patrolled Area, Manned Gate
  • Title: Title Ins - Buyer
Utilities
  • Utilities: FKAA
  • Pub Sewer HkUp: Yes
  • Pool: Yes
  • Pool Info: In Ground
  • Porch/Balcony: Open Porch/Balcony
Interior and Exterior Features
Interior Features
  • Floor: Carpet, Marble
  • Floor Number: 2.0
  • Interior Features: Drapes/Blinds Incl, Bar, Window Treatments, Whirlpool Bath Tub, Walk-in Closet(s), Built-in Cabinets, Entrance Foyer, Pantry, Split Bedroom
  • Pre-Wired: Cable
  • Appliances: Washer, Stainless Steel Appliance(s), Wine Cooler, Disposal, Oven, Range, Refrigerator, Dishwasher, Dryer
Exterior Features
  • Roof: Concrete Roof
  • Construction: CBS
  • Dockage: Dock Privileges
  • Exterior Features: Chickee Hut, Tennis Court(s), Sprinkler System, Sandy Beach, Lighting, Hot Tub
  • Windows/Doors: Impact Rstnce Window
Room Information
  • Specialty Rooms: Gym, Utility Room, Laundry Room

Property History for 97501 Overseas Highway, Unit 521

DateEvent & SourcePriceAppreciation
Nov 6, 2025

Listed (Active)

FKMLS #609503

Oct 19, 2025

Temp Off Market

FKMLS #609503

Feb 20, 2025

Listed (Active)

FKMLS #609503

Feb 5, 2025

Temp Off Market

FKMLS #609503

Jan 17, 2025

Listed (Active)

FKMLS #609503

Jan 15, 2025

Expired

FKMLS #609503

Jan 15, 2025

Expired

RAPB #RX-11014404

$2,145,000
Sep 20, 2024

Listed (Active)

FKMLS #609503

Sep 16, 2024

Expired

FKMLS #609503

Aug 21, 2024

Listed (Active)

RAPB #RX-11014404

$2,145,000
Apr 8, 2024

Price Change

FKMLS #609503

$2,400,000
Apr 8, 2024

Price Change

FKMLS #609503

$2,375,000
Apr 8, 2024

Price Change

FKMLS #609503

$2,350,000
Apr 8, 2024

Price Change

FKMLS #609503

$2,300,000
Apr 8, 2024

Price Change

FKMLS #609503

$2,250,000
Apr 8, 2024

Price Change

FKMLS #609503

$2,225,000
Apr 8, 2024

Price Change

FKMLS #609503

$2,200,000
Apr 8, 2024

Price Change

FKMLS #609503

$2,175,000
Apr 8, 2024

Price Change

FKMLS #609503

$2,150,000
Apr 8, 2024

Price Change

FKMLS #609503

$2,145,000
Apr 8, 2024

Price Change

FKMLS #609503

$2,125,000
Apr 8, 2024

Listed (Active)

FKMLS #609503

$2,100,000
Dec 31, 2020

Expired

FKMLS #586657

Jul 26, 2019

Price Change

FKMLS #586657

$1,575,000
Jul 26, 2019

Price Change

FKMLS #586657

$1,550,000
Jul 26, 2019

Listed (Active)

FKMLS #586657

$1,495,900
Dec 27, 2017

Temp Off Market

FKMLS #578001

Dec 26, 2017

Listed (Active)

FKMLS #578001

$1,225,000
Jun 14, 2013

Sold

FKMLS #560945

$560,000
May 23, 2013

Sold (Public Record)

Public Record #356279219

$560,000
May 8, 2013

Pending

FKMLS #560945

Apr 19, 2013

Listed (Active)

FKMLS #560945

$541,900
DateEvent & SourcePrice
11/06/2025

Listed (Active)

FKMLS #609503

10/19/2025

Temp Off Market

FKMLS #609503

02/20/2025

Listed (Active)

FKMLS #609503

02/05/2025

Temp Off Market

FKMLS #609503

01/17/2025

Listed (Active)

FKMLS #609503

01/15/2025

Expired

FKMLS #609503

01/15/2025

Expired

RAPB #RX-11014404

$2,145,000
09/20/2024

Listed (Active)

FKMLS #609503

09/16/2024

Expired

FKMLS #609503

08/21/2024

Listed (Active)

RAPB #RX-11014404

$2,145,000
04/08/2024

Price Change

FKMLS #609503

$2,400,000
04/08/2024

Price Change

FKMLS #609503

$2,375,000
04/08/2024

Price Change

FKMLS #609503

$2,350,000
04/08/2024

Price Change

FKMLS #609503

$2,300,000
04/08/2024

Price Change

FKMLS #609503

$2,250,000
04/08/2024

Price Change

FKMLS #609503

$2,225,000
04/08/2024

Price Change

FKMLS #609503

$2,200,000
04/08/2024

Price Change

FKMLS #609503

$2,175,000
04/08/2024

Price Change

FKMLS #609503

$2,150,000
04/08/2024

Price Change

FKMLS #609503

$2,145,000
04/08/2024

Price Change

FKMLS #609503

$2,125,000
04/08/2024

Listed (Active)

FKMLS #609503

$2,100,000
12/31/2020

Expired

FKMLS #586657

07/26/2019

Price Change

FKMLS #586657

$1,575,000
07/26/2019

Price Change

FKMLS #586657

$1,550,000
07/26/2019

Listed (Active)

FKMLS #586657

$1,495,900
12/27/2017

Temp Off Market

FKMLS #578001

12/26/2017

Listed (Active)

FKMLS #578001

$1,225,000
06/14/2013

Sold

FKMLS #560945

$560,000
05/23/2013

Sold (Public Record)

Public Record #356279219

$560,000
05/08/2013

Pending

FKMLS #560945

04/19/2013

Listed (Active)

FKMLS #560945

$541,900

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 97501 Overseas Highway, Unit 521

Taxable ValueLand-Additions$1,655,967Total-
Tax Record2024$10,418 ($868 / month)
Home Facts
Beds4Baths2Total Finished SqFt2,635 SqFtAbove Grade Finished SqFt2,635 SqFtLot Size26,874 SqFtStyleCondominiumYear Built2005CountyMONROEAPN00554894-000521

Schools near 97501 Overseas Highway, Unit 521

This home is within Monroe.
Rating
School
Type
Grades
Distance
Public - PK to 8
Public - 9 to 12
Charter - K to 8
Public - 6 to 12
Rating
School
Distance
Key Largo School
PublicPK to 8

Coral Shores High School
Public9 to 12

Ocean Studies Charter
CharterK to 8

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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97501 Overseas Highway, Unit 521 is a condo for sale in Key Largo, FL 33037. This property was listed for sale on April 8, 2024 by Illustrated Properties, LLC, it's currently listed at $2,225,000. It has been on the market for a total of 655 days and was last sold on June 14, 2013. This listing's school district is Monroe. Nearby schools include Key Largo School, Coral Shores High School and Ocean Studies Charter. 97501 Overseas Highway, Unit 521 is a 4-bed, 3-bath, 2,635 sqft condo built in 2005.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass makes no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Illustrated Properties, LLC

Based on information from one of the following Multiple Listing Services: Beaches Multiple Listing Service, Inc., Martin County REALTORS® of the Treasure Coast, Inc., Miami Association of REALTORS®. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by Beaches Multiple Listing Service, Inc., Martin County REALTORS® of the Treasure Coast, Inc., Miami Association of REALTORS® is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.