97652 Overseas Hwy, Unit M8

$659,800
Price
2
Beds
1,130 Sq. Ft.
$584 / Sq. Ft.
1,130
Sq. Ft.
$584
per Sq. Ft.

Description

Life in key largo florida, enjoy the gated community at rock harbor on the bay! Unit is a 2/2, 2 level, updated corner unit, open floor plan, wood cabinets, granite counters. Baths upgraded, new laminate floors, master has private balcony. 1st floor balcony entends living space. Boaters will enjoy easy access, boat dry racks. Swim, tennis, picklball, bocce, basketball, come live the dream !Life in key largo florida, enjoy the gated community at rock harbor on the bay! Unit is a 2/2, 2 level, updated corner unit, open floor plan, wood cabinets, granite counters. Baths upgraded, new laminate floors, master has private balcony. 1st floor balcony entends living space. Boaters will enjoy easy access, boat dry racks. Swim, tennis, picklball, bocce, basketball, come live the dream !

Property Details for 97652 Overseas Highway, Unit M8

Waterfront
Bay Front
Waterfront
Yes
Zoning
COZ - County Zoning
Subdivision
Rock Harbor Condo (97.5)
Building Style
Townhouse
Vehicle Storage
Open Parking
Pets
Pets Allowed
LISTING UPDATED: 12/02/2025 06:38 AM

Property Details for 97652 Overseas Highway, Unit M8

StatusActive
MLS #616746
Days on Market68
Taxes$3,952 / year
HOA Fees$1,140 / month
Condo/Co-op Fees-
Compass TypeTownhouse
MLS TypeResidential / Townhouse
Year Built1975
Lot Size14.50 AC / 631,620 SF
CountyMonroe County

Location

Listing Courtesy of Marketwise Realty, Inc.
Add your commute

Building Information for 97652 Overseas Highway, Unit M8

Stories2Residences91Year Built1975Lot Size14.50 AC / 631,620 SF

Payment Calculator

$4,730 per month

30 year fixed, 6.28% Interest

Principal and Interest

$3,260

Property Taxes

$329

HOA Dues

$1,140

The Payment Calculator is for illustrative purposes only.

Property Information for 97652 Overseas Highway, Unit M8

Summary
Location and General Information
  • Waterview: Bay/Gulf View
  • Area: 27 - Key Largo MM 97-107
  • Absolute Longitude: 80.463752
  • Control Depth: 0
  • Off Shore Island: No
  • Listing Board: Florida Keys
  • Side: Bay/Gulf
  • Unit/Complex: Complex
  • Mile Marker: 97.5
  • Marathon Neighborhood: N/A
  • Neighborhood Feature: Community Pool, Fire Hydrant, Tennis Courts, Clubhouse
  • Key/Island: Key Largo
Taxes and HOA Information
  • Association Info: Mandatory Home Owners Asc: Yes
  • Association Info: Condo Doc's: Yes
  • Association Info: Voluntary Home Owners Asc: No
  • Association Info: 1st Right of Refusal: Yes
  • Association Info: Assoc Approval Req: Yes
  • Fee Includes: Cable, Common Area Mnt, Building Insurance, Bldg Exterior Mnt, Water, Exterminating
  • Furnished: Partially, Negotiable
  • Tax Year: 2024
  • Tax Exemptions: Homestead
Property
Lot Information
  • Lot Size: No Private Lot Size, Community +/- 14.5 acres
  • SqFt Remarks: No Private Lot Size, Community +/- 14.5 acres
  • Parcel #: 00090965-000800
  • Land Size: 10 or more Acres
Property and Assessments
  • Legal: ROCK HARBOR CONDOMINIUM NO 5 KEY LARGO APT NO 8 & 8.5% COMMON ELEMENTS OR670-40/41 OR941-341 OR1053-1875/76 OR1059-521
  • MLS Approved: Y
  • SqFt Source: Property Data Card
  • Flood Zone: X,AE,VE,AE,0.2 PCT A
  • Rentals Allowed: With Restrictions
  • Deed Restrictions: Yes
  • Picture Count: 65
  • Document Count: 0
  • Building Style: Above Flood: Yes
  • Property Condition: Updated/Remodeled
  • Security: Electric Gate, On Premises System
Utilities
  • Utilities: FKAA, Elect Separate Meter, Cable Available, Sewer Available, Municipal Sewer
  • Pub Sewer HkUp: Yes
  • Species List: No
  • Pool: Yes
  • Handicap Access: No
  • Pool Info: Other: Community Pool
  • Pool Info: Heated: Yes
  • Pool Info: In Ground, Concrete
  • Porch/Balcony: Screened P/B
Interior and Exterior Features
Interior Features
  • Floor Number: 2.0
  • Interior Features: Drapes/Blinds Incl, Built-in Cabinets
  • Pre-Wired: Cable
  • Appliances: Washer, Microwave, Oven, Refrigerator, Dishwasher, Dryer
Exterior Features
  • Roof: Other Roof
  • Dockage: Dock Length: 400
  • Dockage: Dock: Concrete
  • Dockage: Seawall: Concrete
  • Construction: CBS, Combo Construction, Stucco, Concrete
  • Dockage: Basin
  • Windows/Doors: Impact Rstnce Window, Impact Rstnce Doors
Room Information
  • Specialty Rooms: Gym, Sauna/Steam Room, Laundry Room
Room Information
Room 1 Information
  • Room Type: Kitchen
  • Level: M
Room 2 Information
  • Room Type: Dining Room
  • Level: M
Room 3 Information
  • Room Type: Living Room
  • Level: M
Room 4 Information
  • Room Type: Half Bathroom
  • Level: M
Room 5 Information
  • Room Type: Bedroom 1
  • Level: 2
Room 6 Information
  • Room Type: Bedroom 2
  • Level: 2

Property History for 97652 Overseas Highway, Unit M8

DateEvent & SourcePriceAppreciation
Nov 28, 2025

Price Change

GFLR #F10528933

$659,800
Nov 5, 2025

Price Change

GFLR #F10528933

$698,800
Oct 20, 2025

Listed (Active)

FKMLS #616746

Oct 19, 2025

Temp Off Market

FKMLS #616746

Oct 6, 2025

Price Change

FKMLS #616746

$729,000
Oct 6, 2025

Price Change

FKMLS #616746

$698,800
Oct 6, 2025

Listed (Active)

FKMLS #616746

$659,800
Oct 6, 2025

Listed (Active)

GFLR #F10528933

$729,000
Aug 3, 2004

Sold (Public Record)

Public Record #140804688

$400,000

+46.6% / yr

Sep 16, 2002

Sold (Public Record)

Public Record #101641689

$194,900
DateEvent & SourcePrice
11/28/2025

Price Change

GFLR #F10528933

$659,800
11/05/2025

Price Change

GFLR #F10528933

$698,800
10/20/2025

Listed (Active)

FKMLS #616746

10/19/2025

Temp Off Market

FKMLS #616746

10/06/2025

Price Change

FKMLS #616746

$729,000
10/06/2025

Price Change

FKMLS #616746

$698,800
10/06/2025

Listed (Active)

FKMLS #616746

$659,800
10/06/2025

Listed (Active)

GFLR #F10528933

$729,000
08/03/2004

Sold (Public Record)

Public Record #140804688

$400,000

+46.6% / yr

09/16/2002

Sold (Public Record)

Public Record #101641689

$194,900

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 97652 Overseas Highway, Unit M8

Taxable ValueLand-Additions$463,762Total-
Tax Record2024$3,952 ($329 / month)
Home Facts
Beds2Baths2Total Finished SqFt1,130 SqFtAbove Grade Finished SqFt1,130 SqFtLot Size433,547 SqFtStyleCondominiumYear Built1975CountyMONROEAPN00090965-000800

Schools near 97652 Overseas Highway, Unit M8

This home is within Monroe.
Rating
School
Type
Grades
Distance
Public - PK to 8
Public - 9 to 12
Charter - K to 8
Public - 6 to 12
Rating
School
Distance
Key Largo School
PublicPK to 8

Coral Shores High School
Public9 to 12

Ocean Studies Charter
CharterK to 8

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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97652 Overseas Highway, Unit M8 is a townhouse for sale in Key Largo, FL 33037. This property was listed for sale on October 6, 2025 by Marketwise Realty, Inc., it's currently listed at $659,800. It has been on the market for a total of 68 days and was last sold on August 3, 2004. This listing's school district is Monroe. Nearby schools include Key Largo School, Coral Shores High School and Ocean Studies Charter. 97652 Overseas Highway, Unit M8 is a 2-bed, 2-bath, 1,130 sqft townhouse built in 1975.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass makes no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Marketwise Realty, Inc.

Based on information from one of the following Multiple Listing Services: Beaches Multiple Listing Service, Inc., Martin County REALTORS® of the Treasure Coast, Inc., Miami Association of REALTORS®. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by Beaches Multiple Listing Service, Inc., Martin County REALTORS® of the Treasure Coast, Inc., Miami Association of REALTORS® is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.