97652 Overseas Hwy, Unit S11

Key Largo, FL 33037

$675,000
Price
2
Beds
1,420 Sq. Ft.
$475 / Sq. Ft.
1,420
Sq. Ft.
$475
per Sq. Ft.
a view of a flower
a balcony with furniture and a potted plant
Relax in Your Backyard! 30
a view of a backyard
a view of outdoor space and yard
Image with New Refrigerator 14
a kitchen with a sink a counter top space and cabinets
a kitchen with stainless steel appliances granite countertop a sink and a refrigerator
a dining room with furniture and wooden floor
Spacious Living Area 7
a living room with furniture and a large window
a living room with furniture
a bathroom with a sink a toilet and shower
Beatuiful Custom Railings to Upstairs 5
a hallway with cabinets
a bedroom with a balcony a bed and a chandelier
a bedroom with a large bed and a window
Wake to this view! 22
a bedroom with a bed and a chandelier
a bedroom with a bed and a chandelier
a bathroom with a sink and a mirror
a view of washer and dryer
a bedroom with a bed and a chandelier
Guest Bedroom 27
a bathroom with a sink and a mirror
an aerial view of a house
a front view of a house with a yard and a garage
a view of a backyard with plants and large trees
a view of a backyard
a view of a swimming pool with lawn chairs under an umbrella
a view of a house with a backyard
a view of a lake with outdoor space
a view of houses with outdoor space
Dry Boat Storage Rock Harbor Club-35
an aerial view of a house with a yard
a view of a backyard of a house
a view of a swimming pool with chair and table
a view of swimming pool and lake
a view of a patio with couches table and chairs potted plants and palm trees
Clubhouse Deck virtual-tour-326516-18
a living room with furniture and a floor to ceiling window
a living room with furniture and a large window
a kitchen with stainless steel appliances granite countertop a refrigerator sink and stove
a view of a room with gym equipment
a bathroom with a sink and a window
a view of a sky
a backyard of a house with lots of green space
a view of swimming pool with a yard and seating area
a view of a tennis court
an aerial view of a house with a yard and lake view
a view of a room with an outdoor space
a view of a ocean with a mountain
a front view of a house with a yard and potted plants
Welcome to Rock Harbor Club!
a picture of a floor plan
a picture of a floor plan
a picture of floor plan
a kitchen with kitchen island a sink appliances and a counter top space
1st Floor Plan Seagrape 11
2nd Floor Plan S-11
a picture of a floor plan

Description

Step into the ultimate Florida Keys lifestyle at the exclusive Rock Harbor Club, where sparkling bay views and resort-style amenities make every day feel like a getaway. This spacious 2-bedroom, 2.5-bath condo welcomes you with a bright, open floor plan perfect for entertaining. Imagine cooking in a kitchen with granite countertops and custom wood cabinetry, while conversation and laughter flow effortlessly into the dining and living areas. Step out onto your private screened balcony to enjoy gentle...Step into the ultimate Florida Keys lifestyle at the exclusive Rock Harbor Club, where sparkling bay views and resort-style amenities make every day feel like a getaway. This spacious 2-bedroom, 2.5-bath condo welcomes you with a bright, open floor plan perfect for entertaining. Imagine cooking in a kitchen with granite countertops and custom wood cabinetry, while conversation and laughter flow effortlessly into the dining and living areas. Step out onto your private screened balcony to enjoy gentle tropical breezes and fantastic views of Florida Bay. Upstairs, the split-bedroom layout ensures privacy and comfort. The bayfront primary suite includes an ensuite bath and custom illuminated closets, while the second bedroom shares a full bath--ideal for guests or family. Set within a lush, gated community, Rock Harbor Club delivers a true resort experience. Boating enthusiasts will appreciate the protected marina with optional dry rack storage, in-and-out service, and dockage. Spend your days by the heated or chilled pool, playing pickleball or tennis, or launching a kayak or paddleboard. The bayfront clubhouse invites gatherings with friends, offering a full kitchen, gym, saunas, movies, and Wi-Fi. As the day winds down, stroll the sandy beach or gather around the fire pit to enjoy unforgettable Florida Keys sunsets. At Rock Harbor Club, the Florida Keys lifestyle you've always dreamed of isn't just a vision--it's your everyday reality.

Property Details for 97652 Overseas Highway, Unit S11

Waterfront
Oceanfront, Open Water, Gulf Front, Bay Front
Waterfront
Yes
Zoning
UR - Urban Residential Distrit
Subdivision
Rock Harbor Condo (97.5)
Directions
Gated community call for appointment. Mie marker 97.5 bayside across from First State Bank
Vehicle Storage
Open Parking, Off Street Parking, Guest Parking
LISTING UPDATED: 11/22/2025 02:33 PM

Property Details for 97652 Overseas Highway, Unit S11

StatusActive
MLS #614197
Days on Market274
Taxes$4,988 / year
HOA Fees$1,140 / month
Condo/Co-op Fees-
Compass TypeCondo
MLS TypeResidential / Condo
Year Built1975
CountyMonroe County

Location

Listing Courtesy of LoKation Real Estate
Add your commute

Building Information for 97652 Overseas Highway, Unit S11

Building/Complex97652 Overseas HwyFloor-Stories2Residences91Pet PolicyNot AllowedPet Policy Details-Year Built1975

Payment Calculator

$4,891 per month

30 year fixed, 6.28% Interest

Principal and Interest

$3,335

Property Taxes

$416

HOA Dues

$1,140

The Payment Calculator is for illustrative purposes only.

Property Information for 97652 Overseas Highway, Unit S11

Summary
Location and General Information
  • Waterview: Bay/Gulf View, Harbor/Marina View, Open Water View
  • Area: 27 - Key Largo MM 97-107
  • Absolute Longitude: 80.463774
  • Control Depth: 4
  • Listing Board: Florida Keys
  • Side: Bay/Gulf
  • Unit/Complex: Unit
  • Mile Marker: 97.5
  • Marathon Neighborhood: N/A
  • Neighborhood Feature: Community Pool, Bike Paths, Other Area Features, Beach, Fire Hydrant, Manager on Premises, Tennis Courts, Clubhouse, Community Dockage
  • Key/Island: Key Largo
Taxes and HOA Information
  • Association Info: Mandatory Home Owners Asc: Yes
  • Association Info: Condo Doc's: Yes
  • Association Info: 1st Right of Refusal: No
  • Association Info: Assoc Approval Req: Yes
  • Fee Includes: Cable, Other, Security, Common Area Mnt, Building Insurance, Bldg Exterior Mnt, Water, Exterminating, Sewer
  • Furnished: Furnished
  • Tax Year: 2024
  • Tax Exemptions: None
Property
Lot Information
  • Acres: 14.0
  • SqFt Remarks: Extended Primary Bedroom
  • Parcel #: 00090963-001100
  • Land Size: 10 or more Acres
Property and Assessments
  • Legal: APT NO 11 ROCK HARBOR CONDOMINIUM NO 3 KEY LARGO & 8.5% COMMON ELEMENTS OR682-773 OR798-2468 OR851-1888 OR1279-2187 OR3
  • MLS Approved: Y
  • SqFt Source: Property Data Card
  • Flood Zone: X,AE,VE,AE,0.2 PCT A
  • Rentals Allowed: With Restrictions
  • Deed Restrictions: Yes
  • Picture Count: 62
  • Document Count: 0
  • Building Style: Above Flood: Yes
  • Property Condition: Updated/Remodeled
  • Security: Electric Gate
Utilities
  • Utilities: FKAA, Elect Separate Meter, Cable Available
  • Pub Sewer HkUp: Yes
  • Pool: Yes
  • Pool Info: Other: Chilled
  • Pool Info: Heated: Yes
  • Pool Info: Other Surroundings: Picnic Area
  • Pool Info: In Ground, Decked, Concrete, Lap
  • Porch/Balcony: Screened P/B
Interior and Exterior Features
Interior Features
  • Floor: Tile, Carpet
  • Floor Number: 2.0
  • Interior Features: Split Bedroom, Built-in Cabinets, Tray Ceilings, Window Treatments, Storage, Granite Counter Top, Entrance Foyer, Pantry
  • Pre-Wired: Cable
  • Appliances: Other: YES
  • Appliances: Washer, Stainless Steel Appliance(s), Freezer, Disposal, Microwave, Oven, Range, Refrigerator, Dishwasher, Dryer
Exterior Features
  • Roof: Metal Roof, Other Roof, Combo Roof
  • Shutters: Accordion
  • Dockage: Dock Length: 411
  • Dockage: Dock: Concrete
  • Construction: CBS
  • Dockage: Dock Privileges, Basin, First Come Dock
  • Exterior Features: Fencing, Tennis Court(s), Sprinkler System, Sandy Beach, Privacy Wall/Fence, Outdoor Shower, Lighting, Rain Gutters, Fruit Tree(s)
  • Windows/Doors: Sliding Glass Doors, Other Windows/Doors
Room Information
  • Specialty Rooms: Laundry Room

Property History for 97652 Overseas Highway, Unit S11

DateEvent & SourcePriceAppreciation
Mar 15, 2025

Price Change

FKMLS #614197

$695,000—
Mar 15, 2025

Price Change

FKMLS #614197

$680,000—
Mar 15, 2025

Listed (Active)

FKMLS #614197

$675,000—
Mar 14, 2025

Temp Off Market

FKMLS #611483

—
Sep 16, 2024

Price Change

FKMLS #611483

$750,000—
Sep 16, 2024

Price Change

FKMLS #611483

$740,000—
Sep 16, 2024

Listed (Active)

FKMLS #611483

$725,000—
DateEvent & SourcePrice
03/15/2025

Price Change

FKMLS #614197

$695,000
03/15/2025

Price Change

FKMLS #614197

$680,000
03/15/2025

Listed (Active)

FKMLS #614197

$675,000
03/14/2025

Temp Off Market

FKMLS #611483

—
09/16/2024

Price Change

FKMLS #611483

$750,000
09/16/2024

Price Change

FKMLS #611483

$740,000
09/16/2024

Listed (Active)

FKMLS #611483

$725,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 97652 Overseas Highway, Unit S11

Taxable ValueLand-Additions$590,869Total-
Tax Record2024$4,988 ($416 / month)
Home Facts
Beds2Baths2Total Finished SqFt1,130 SqFtAbove Grade Finished SqFt1,130 SqFtLot Size433,547 SqFtStyleCondominiumYear Built1975CountyMONROEAPN00090963-001100

Schools near 97652 Overseas Highway, Unit S11

This home is within Monroe.
Rating
School
Type
Grades
Distance
Key Largo School
Public - PK to 8
Coral Shores High School
Public - 9 to 12
Ocean Studies Charter
Charter - K to 8
Upper Keys Academic Connections for Excellence
Public - 6 to 12
Rating
School
Distance
Key Largo School
PublicPK to 8

Coral Shores High School
Public9 to 12

Ocean Studies Charter
CharterK to 8

Upper Keys Academic Connections for Excellence
Public6 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

Similar Sold Homes

Explore Nearby Homes

More information about 97652 Overseas Highway, Unit S11, Key Largo, FL 33037

97652 Overseas Highway, Unit S11 is a condo for sale in Key Largo, FL 33037. This property was listed for sale on March 15, 2025 by LoKation Real Estate, it's currently listed at $675,000. This listing's school district is Monroe. Nearby schools include Key Largo School, Coral Shores High School and Ocean Studies Charter. 97652 Overseas Highway, Unit S11 is a 2-bed, 3-bath, 1,420 sqft condo built in 1975.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass makes no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of LoKation Real Estate

Based on information from one of the following Multiple Listing Services: Beaches Multiple Listing Service, Inc., Martin County REALTORS® of the Treasure Coast, Inc., Miami Association of REALTORS®. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by Beaches Multiple Listing Service, Inc., Martin County REALTORS® of the Treasure Coast, Inc., Miami Association of REALTORS® is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.