Sold
Last Sold Price
lot 35 Payne Lake Rd, Chipley, FL 32428
OtherProperty Type
1.02 acresLot Size

Description

Over and acre of waterfront land located on Payne Lake. This property would be great for a little waterfront cabin, camping property, retreat, or full time living. The property is wooded and ready for your vision. Located down a sandy road. Enjoy the country life with peace and quiet, but less than an hour to the beach!Over and acre of waterfront land located on Payne Lake. This property would be great for a little waterfront cabin, camping property, retreat, or full time living. The property is wooded and ready for your vision. Located down a sandy road. Enjoy the country life with peace and quiet, but less than an hour to the beach!
  • Listed by: Casey Owens • Elite Realty
Listing closed: 08/25/2023 12:00 AM • Source: CPAR, MLS#: 743370

Recent comparable sales

Median sold price

$14,900

Avg days on market

95

Sale-to-list ratio

87.3%

Chipley, FL

9 comparable properties found

$17,500 | Lot 17 Dunford Circle, Chipley, FL 32428
1/17
1

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Unavailable
Bedrooms
Unavailable
Bathrooms
Unavailable
Square Feet
0.5
Acres
$12,900 | 3965 Dunford Circle, Chipley, FL 32428
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$12,500 | Lot 1 Bent Oaks Road, Chipley, FL 32428
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Bathrooms
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Square Feet
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$19,000 | Lot 10 Aquarius Drive, Chipley, FL 32428
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Unavailable
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Square Feet
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$14,500 | Lot 5 Rockford Drive, Chipley, FL 32428
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$14,500

Sold 05/15/26

Unavailable
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Unavailable
Bathrooms
Unavailable
Square Feet
0.23
Acres
$15,000 | Tbd Yorkshire Drive, Chipley, FL 32428
1/8
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$15,000

Sold 01/09/26

Unavailable
Bedrooms
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Bathrooms
Unavailable
Square Feet
0.32
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$14,900 | Lot 8 Gulliver Drive, Chipley, FL 32428
1/6
7

$14,900

Sold 12/09/25

Unavailable
Bedrooms
Unavailable
Bathrooms
Unavailable
Square Feet
0.29
Acres
$18,000 | Lot 6 Windbrook Street, Chipley, FL 32428
1/2
8

$18,000

Sold 06/12/26

Unavailable
Bedrooms
Unavailable
Bathrooms
Unavailable
Square Feet
0.23
Acres
$14,000 | Lot 9 Zinnia Drive, Unit LOT 9, Chipley, FL 32428
1/2
9

$14,000

Sold 12/10/25

Unavailable
Bedrooms
Unavailable
Bathrooms
Unavailable
Square Feet
0.55
Acres

Location

Listing Courtesy of Elite Realty

Sold By Elite Realty

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$96 per month

30 year fixed, 6.71% Interest

Principal and Interest

$83

Property Taxes

$14

HOA Dues

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Property Information for Lot 35 Payne Lake Road

Property Details
  • Taxes: $162 / year
  • MLS Type: Residential / Residential / Land
  • Waterfront: Yes
  • Subdivision Name: Payne Lakes Phase Two
  • View: Lake
  • View: Yes
Building Information
  • Lot Size: 1.02 AC / 44,431 SF
Summary
Location and General Information
  • City: Chipley
  • County Or Parish: Washington
  • Directions: From Chipley travel South on 77. Turn right onto Moss Hill Rd. Turn right onto Payne Lakes Rd. Turn left (it is a circle road, but if you turn right it is very washed out and impassable without 4wd). Follow lake around to the lot.
  • State Region: FL
  • Postal Code: 32428
  • Latitude: 30.555864
  • Longitude: -85.663053
  • State Or Province: FL
  • MLS Area Major: 10 - Washington County
  • MLS Area Minor: 1003 - Washington SW
Taxes and HOA Information
  • Parcel Number: 00000000-00-3322-0335
  • Association: No
  • Tax Annual Amount: $162.00
  • Tax Legal Description: LOT 35 BLK A PAYNE LAKES PHASE II REC PLAT OR 1078 P 897
  • Tax Year: 2022
Property
Lot Information
  • Lot Size Acres: 1.02
  • Lot Size Area: 1.02
  • Lot Size Dimensions: irregular
  • Lot Size Units: Acres
  • Lot Size Square Feet: 44344.0
Property and Assessments
  • Human Modified: No
Utilities
  • Utilities: None
Mobile Home
Mobile Home Information
  • Mobile Dim Units: Feet

Property History for Lot 35 Payne Lake Road

DateEvent & SourcePriceAppreciation
Aug 25, 2023

Sold

CPAR #743370

$16,000
Aug 1, 2023

Pending

CPAR #743370

Jun 28, 2023

Listed (Active)

CPAR #743370

$17,500
DateEvent & SourcePrice
08/25/2023

Sold

CPAR #743370

$16,000
08/01/2023

Pending

CPAR #743370

06/28/2023

Listed (Active)

CPAR #743370

$17,500

For completeness, we often displays two records for one sale: the MLS record and the public record.

Schools near Lot 35 Payne Lake Road

This home is within Washington County School District.
Rating
School
Type
Grades
Distance
Public - PK to 5
Public - K to 5
Public - 6 to 8
Public - 6 to 8
Rating
School
Distance
Vernon Elementary School
PublicPK to 5

Kate M. Smith Elementary School
PublicK to 5

Roulhac Middle School
Public6 to 8

Vernon Middle School
Public6 to 8

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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Nearby home values

AddressSold priceBedsBathsSqftLot (Sqft)
This home: Lot 35 Payne Lake Road, Chipley, FL 32428
$16,000
44,431
$4,900
2
840
47,698
$15,000
$8,000
24,829
21,867
48,918

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Elite Realty

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.