lot 37 Cove Rd

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Description

Beautiful lake lot in S Washington County Located on Bear Hammock Lake - fishing Paradis. This lot sits on a point and overlooks water on 3 sides! Access to 4 lakes from this lot 1.47acres - sits at the end of Cove Rd within Spanish Lakes Estates below Chipley FL. Lot is still wooded and undeveloped. Located approx 20 min from Panama City Beach Airport - 25 miles to Panama City Beach and the Gulf of Mexico! Bear Hammock Lakes are full of record size bass, hand painted bream and catfish. There is...Beautiful lake lot in S Washington County Located on Bear Hammock Lake - fishing Paradis. This lot sits on a point and overlooks water on 3 sides! Access to 4 lakes from this lot 1.47acres - sits at the end of Cove Rd within Spanish Lakes Estates below Chipley FL. Lot is still wooded and undeveloped. Located approx 20 min from Panama City Beach Airport - 25 miles to Panama City Beach and the Gulf of Mexico! Bear Hammock Lakes are full of record size bass, hand painted bream and catfish. There is also great duck hunting on the lake and the area has lots of deer and turkey hunting areas. If you're looking for THE perfect lot on a fishing lake to build on...this is THE lot!
  1. Listed by David Miller • Fulford Real Estate Inc.

Property Details for Lot 37 Cove Road

Waterfront
Yes
Subdivision Name
Spanish Lake Estates
View
Lake, Pond
View
Yes
LISTING UPDATED: 01/06/2026 05:49 AM

Property Details for Lot 37 Cove Road

StatusActive
MLS #775004
Days on Market171
Taxes-
HOA Fees-
Condo/Co-op Fees-
Compass TypeOther
MLS TypeResidential / Residential / Land
Year Built-
Lot Size1.47 AC / 64,033 SF
CountyWashington County

Location

Listing Courtesy of Fulford Real Estate Inc.
Add your commute

Building Information for Lot 37 Cove Road

Stories-Residences-Year Built-Lot Size1.47 AC / 64,033 SF

Payment Calculator

$414 per month

30 year fixed, 6.15% Interest

Principal and Interest

$414

Property Taxes

$0

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Property Information for Lot 37 Cove Road

Summary
Location and General Information
  • City: Chipley
  • County Or Parish: Washington
  • Directions: From Hwy 77 in the Sunny Hills community. Take hwy 279 NW towards Vernon FL, at the Spanish Lakes Estates sign on the right...take Spanish Lakes Drive to the right and then a right on Granada, a left on Cove Rd, the road leads ends at the property
  • State Region: FL
  • Postal Code: 32428
  • Latitude: 30.544032
  • Longitude: -85.665945
  • State Or Province: FL
  • MLS Area Major: 10 - Washington County
  • MLS Area Minor: 1003 - Washington SW
Taxes and HOA Information
  • Parcel Number: 00000000-00-3372-0137
  • Association: No
  • Tax Legal Description: 29 2 14 1.47 ORB 244 P 520 LOT 37 SPANISH LAKE ESTATES UNIT I REC PLAT, ORB 738 P 16 , ROAD MAINTENANCE AGREEMENT IN ORB 797 P 157.
Property
Lot Information
  • Lot Features: Paved
  • Lot Size Acres: 1.47
  • Lot Size Area: 1.47
  • Lot Size Dimensions: see aerial
  • Lot Size Units: Acres
  • Lot Size Square Feet: 64033.0
Property and Assessments
  • Human Modified: No
Utilities
  • Sewer: Septic Needed
Mobile Home
Mobile Home Information
  • Mobile Dim Units: Feet

Property History for Lot 37 Cove Road

DateEvent & SourcePriceAppreciation
Jun 17, 2025

Listed (Active)

CPAR #775004

$85,000—
Oct 9, 2020

Expired

CPAR #689466

$85,000—
Oct 8, 2019

Listed (Active)

CPAR #689466

$85,000—
DateEvent & SourcePrice
06/17/2025

Listed (Active)

CPAR #775004

$85,000
10/09/2020

Expired

CPAR #689466

$85,000
10/08/2019

Listed (Active)

CPAR #689466

$85,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Schools near Lot 37 Cove Road

This home is within Washington County School District.
Rating
School
Type
Grades
Distance
Public - PK to 5
Public - PK to 5
Public - 6 to 8
Public - 6 to 8
Rating
School
Distance
Kate M. Smith Elementary School
PublicPK to 5

Vernon Elementary School
PublicPK to 5

Roulhac Middle School
Public6 to 8

Vernon Middle School
Public6 to 8

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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Lot 37 Cove Road is for sale in Chipley, FL 32428. This property was listed for sale on June 17, 2025 by Fulford Real Estate Inc., it's currently listed at $85,000. This listing's school district is Washington County School District. Nearby schools include Kate M. Smith Elementary School, Vernon Elementary School and Roulhac Middle School. Lot 37 Cove Road is a 0-bed, 0-bath, .

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass makes no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Fulford Real Estate Inc.

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.