1044 Highway 98, Unit 101

1,701 Sq. Ft.
$735 / Sq. Ft.
1,701
Sq. Ft.
$735
per Sq. Ft.

Description

New price! Exceptional 3-bed, 3-bath gulf front condo in sought after Emerald Towers. This unit was recently remodeled and tastefully decorated. The unit is turn-key and being sold fully refurnished! This is an opportunity to own a piece of paradise. Make this an income producing vacation property or your second home. The spacious dining/living area has a built-in wet bar and direct access to the terrace, pool and the beach. The master suite and guests rooms are spacious. The unit has it's own washer...New price! Exceptional 3-bed, 3-bath gulf front condo in sought after Emerald Towers. This unit was recently remodeled and tastefully decorated. The unit is turn-key and being sold fully refurnished! This is an opportunity to own a piece of paradise. Make this an income producing vacation property or your second home. The spacious dining/living area has a built-in wet bar and direct access to the terrace, pool and the beach. The master suite and guests rooms are spacious. The unit has it's own washer and dryer. Nestled inside this gated community, you'll enjoy the swimming pool,tennis/pickleball courts, gas grills and more. The exercise room includes a steam shower and a sauna. Relax and enjoy the white sandy beach and crystal clear water of the Gulf of Mexico. Emerald Towers is in the heart of Destin It is minutes away from great food, shopping and entertainment. Emerald Towers underwent a complete restoration in 2021-2022. This included concrete repair, new walkways and balcony surface, new hand rails and paint.
2023 Rental Income was $104,228.01was for 10 months to allow for remodel. Remodel included:
Luxury Vinyl Flooring
Painting
Removal of popcorn ceiling
New ceiling fans/light fixtures
New AC Unit 2022 or 2023
New bathrooms 2022
New kitchen faucet 2023
New leather sleeper sofa and loveseat 2023
New Polywood patio furniture 2023
  1. Listed by Kenneth L Frizzell • Brokerage DRE #1012107 • Keller Williams Realty Destin
    P: (615)-390-6932 C: (615)-390-6932 kenfrizzell@kw.com

Property Details for 1044 Highway 98, Unit 101

Waterfront Features
Unit Waterfront, Gulf, Shore - Beach, Shore - Natural
View
Gulf
Architectural Style
N/A
Subdivision Name
EMERALD TOWERS CONDO
Waterfront YN
Yes
LISTING UPDATED: 10/29/2024 09:41 PM

Property Details for 1044 Highway 98, Unit 101

StatusSold
MLS #942531
Days on Market122
Taxes$9,380 / year
HOA Fees$3,133 / quarter
Condo/Co-op Fees-
Compass TypeCondo
MLS TypeResidential / Condominium
Year Built1983
CountyOkaloosa County

Location

Listing Courtesy of Keller Williams Realty Destin

Sold By Keller Williams Realty Destin

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Building Information for 1044 Highway 98, Unit 101

Building/Complex1044 Highway 98Floor1Stories15Residences82Pet Policy-Pet Policy Details-Year Built1983

Payment Calculator

$7,892 per month

30 year fixed, 6.11% Interest

Principal and Interest

$6,066

Property Taxes

$782

HOA Dues

$1,044

The Payment Calculator is for illustrative purposes only.

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Property Information for 1044 Highway 98, Unit 101

Summary
Location and General Information
  • Community Features: BBQ Pit/Grill, Beach, Deed Access, Dumpster, Elevators, Exercise Room, Gated Community, Pets Allowed, Pool, Sauna/Steam Room, Tennis, TV Cable, Waterfront
  • Directions: Go west From Walgreens at Hwy 293 (Bay Bridge), Turn right onto US-98 W Pass by Waffle House (on the right in 2.4 mi) Make a U-turn at Gulf Terrace Dr 0.1 mi Turn right into Emerald Towers, unit 101 is in far left corner. From William T. Marler Bridge (Harborwalk) Head northeast on US-98 E Pass by Taco Bell (on the left in 1.2 mi) 3.2 mi Turn right into 1044 Hwy 98 E Emerald Towers
  • MLS Area Minor: 1401 - Destin Beach West
  • MLS Area Major: 14 - Destin
  • Latitude: 30.384957
  • Longitude: -86.467537
  • Location Tax and Legal:Sub Area: 1401 - Destin Beach West
  • Location Tax and Legal:Elementary School: Destin
  • Location Tax and Legal:Middle School: Destin
  • Location Tax and Legal:High School: Destin
  • Location Tax and Legal:Legal Description: EMERALD TOWERS UNIT 101
  • Project Facilities: BBQ PitGrill2, Beach, Deed Access, Dumpster, Elevators, Exercise Room, Gated Community, Pets Allowed2, Pickle Ball, Pool2, SaunaSteam Room, Short Term Rental - Allowed, Tennis, TV Cable3, Waterfront
Taxes and HOA
  • Association Fee Frequency: Quarterly
  • Association Fee Includes: Accounting, Ground Keeping, Insurance, Internet Service, Management, Master Association, Recreational Faclty, Security, Services, Sewer, Water, Cable TV, Trash
  • Association Fee2: $3,133
  • Tax Legal Description: EMERALD TOWERS UNIT 101
  • Parcel Number: 00-2S-22-1011-0000-0101
  • Association Fee: $0
  • Association YN: Yes
  • Tax Annual Amount: $9,380
  • Listing Info Tax Legal:Last Taxes: $9,380
  • Listing Info Tax Legal:Last Tax Year: 2023.0
School Information
  • Elementary School: Destin
  • Middle Or Junior School: Destin
  • High School: Destin
Parking
  • Carport YN: No
  • Covered Spaces: 0.0
  • Carport Spaces: 0.0
  • Garage Spaces: 0.0
  • General Property Info:Carport Spaces: 0.0
  • General Property Info:Covered Spaces: 0.0
  • General Property Info:Driveway Spaces: 120.0
  • General Property Info:Street Spaces: 0.0
  • General Property Info:Assigned Spaces: 0.0
Virtual Tour
Property
Lot Information
  • Building Area Source: Appraiser
  • Lot Size Acres: 0.0
  • Lot Size Area: 0.0
  • Lot Size Units: Acres
  • Property Condition: Construction Complete
  • Building Area Total: 1701.0
  • Lot Size Square Feet: 0.0
  • General Property Info:SqFt Source: Appraiser
  • Waterfront: Gulf, Shore - Beach, Shore - Natural, Unit Waterfront
  • Waterview: Gulf2
Property and Assessments
  • Tax Year: 2023.0
  • Floor Plans Count: 0.0
  • Property Type: Residential, Condo
  • Year Built: 1983.0
  • Property Sub Type: Condominium
  • New Construction YN: No
  • Number Of Buildings: 82.0
  • General Property Info:Sub-Type: Condominium
  • General Property Info:Design: N/A
  • General Property Info:Pre-Const Flip: false
  • Construction Status: Construction Complete
  • Construction Siding: Concrete, Roof Concrete, Roof Flat, Roof Membrane, Roof Metal, Roof Pitched, Siding EIFS
  • Occupancy Status: Occupied
Green Features
  • Green Energy Efficient: Doors
Utilities
  • Sewer: True
  • Utilities: Public Sewer, Public Water, TV Cable
  • Utilities: Public Sewer, Public Water, TV Cable
  • Energy: AC - Central Elect, Ceiling Fans, Double Pane Windows, Heat Cntrl Electric, Heat Pump Air To Air, Insulated Doors, Storm Doors, Water Heater - Elect
Interior and Exterior Features
Exterior Features
  • Exterior Features: Rain Gutter, Balcony, BBQ Pit/Grill, Cabana, Deck Open, Fenced Back Yard, Fenced Cross, Fenced Lot-All, Fenced Privacy, Patio Open, Pool - Heated, Pool - In-Ground, Renovated, Sauna/Steam, Shower, Sprinkler System, Tennis Court
  • Construction Materials: Concrete, Roof Concrete, Roof Flat, Roof Membrane, Roof Metal, Roof Pitched, Siding EIFS
  • Pool Features: Pool Type
  • Stories Total: 15.0
  • General Property Info:Stories In Unit: 1.0
  • General Property Info:# of Units in Bldg: 82.0
  • General Property Info:Stories in Building: 15.0
  • General Property Info:Unit Floors Above Ground: 15.0
  • General Property Info:Pool: Yes
  • General Property Info:Pool Type: Private
  • Exterior: Balcony, BBQ PitGrill, Cabana, Deck Open, Fenced Back Yard, Fenced Cross, Fenced Lot-All, Fenced Privacy, Patio Open, Pool - Heated, Pool - In-Ground, Rain Gutter, Renovated, SaunaSteam, Shower, Sprinkler System, Tennis Court
Interior Features
  • Heating: Heat Pump Air To Air, Central
  • Cooling: Ceiling Fan(s), Central Air
  • Interior Features: Floor Vinyl, Furnished - All, Newly Painted, Owner's Closet, Plantation Shutters, Renovated, Shelving, Washer/Dryer Hookup, Wet Bar, Window Treatment All, Woodwork Painted
  • Window Features: Double Pane Windows
  • Door Features: Storm Door(s)
  • Room Type: Master Bedroom, Master Bathroom, Bedroom, Foyer, Kitchen, Dining Area, Living Room
  • Rooms Total: 10.0
  • Bathrooms Total Integer: 3.0
  • Bathrooms Total Decimal: 3.0
  • Bathrooms Total Notational: 3.0
  • Cooling YN: Yes
  • Heating YN: Yes
  • Bedrooms Total: 3.0
  • Bathrooms Full: 3.0
  • Bathrooms Half: 0.0
  • Interior: Floor Vinyl, Furnished - All, Newly Painted, Owner's Closet, Plantation Shutters, Renovated2, Shelving, WasherDryer Hookup, Wet Bar, Window Treatment All, Woodwork Painted
  • Appliances: Cooktop, Dishwasher, Disposal, Dryer, Fire AlarmSprinkler, Ice Machine, Microwave, Oven Self Cleaning, Range Hood, Refrigerator, Refrigerator WIceMk, Smooth Stovetop Rnge, StoveOven Electric, Washer
Room Information
Room 1
  • Room Type: Master Bedroom
  • Room Level: First
  • Room Length: 24.0
  • Room Width: 13.0
  • Room Description: Ocean Front, Sliding Door to Balcony
  • Room Dimensions: 24 x 13
Room 2
  • Room Type: Master Bathroom
  • Room Level: First
  • Room Length: 9.0
  • Room Width: 6.0
  • Room Description: Front Bath
  • Room Dimensions: 9 x 6
Room 3
  • Room Type: Master Bedroom
  • Room Level: First
  • Room Length: 14.0
  • Room Width: 11.0
  • Room Description: Private Bedroom
  • Room Dimensions: 14 x 11
Room 4
  • Room Type: Master Bathroom
  • Room Level: First
  • Room Length: 11.0
  • Room Width: 6.0
  • Room Description: Private Bath
  • Room Dimensions: 11 x 6
Room 5
  • Room Type: Bedroom
  • Room Level: First
  • Room Length: 12.0
  • Room Width: 12.0
  • Room Dimensions: 12 x 12
Room 6
  • Room Type: Master Bathroom
  • Room Level: First
  • Room Length: 9.0
  • Room Width: 7.0
  • Room Description: Shared Bathroom
  • Room Dimensions: 9 x 7
Room 7
  • Room Type: Foyer
  • Room Level: First
  • Room Length: 11.0
  • Room Dimensions: 11 x 7
Room 8
  • Room Type: Kitchen
  • Room Level: First
  • Room Length: 15.0
  • Room Width: 11.0
  • Room Dimensions: 15 x 11
Room 9
  • Room Type: Dining Area
  • Room Level: First
  • Room Length: 19.0
  • Room Width: 12.0
  • Room Dimensions: 19 x 12
Room 10
  • Room Type: Living Room
  • Room Level: First
  • Room Length: 17.0
  • Room Width: 17.0
  • Room Description: Double Sliding Doors to Baolcony
  • Room Dimensions: 17 x 17
Multi Family
Multi Family Information
  • Number Of Units In Community: 82.0
Rental
Rent Information
  • Listing Info Tax Legal:Is Subject Leased: false

Property History for 1044 Highway 98, Unit 101

DateEvent & SourcePriceAppreciation
May 16, 2025

Listed (Active)

ECAR #976471

$1,390,000—
Jul 19, 2024

Sold

ECAR #942531

$1,250,000—
Jul 17, 2024

Sold (Public Record)

Public Record #1538327591

$1,250,000

+8.4% / yr

Jun 17, 2024

Pending

ECAR #942531

—
Feb 16, 2024

Listed (Active)

ECAR #942531

$1,350,000—
Oct 8, 2023

Expired

ECAR #907915

$1,149,000—
Sep 12, 2022

Withdrawn

ECAR #906979

$1,250,000—
Sep 12, 2022

Listed (Active)

ECAR #907915

$1,250,000—
Sep 12, 2022

Listed (Active)

ECAR #906979

$1,250,000—
Oct 2, 2009

Sold (Public Record)

Public Record #277731941

$380,000

-3.1% / yr

Oct 2, 2009

Sold

ECAR #507093

$380,000—
Sep 25, 2009

Pending

ECAR #507093

—
Jun 14, 2009

Listed (Active)

ECAR #507093

$550,000—
Dec 11, 2008

Expired

ECAR #505559

$550,000—
Nov 13, 2008

Listed (Active)

ECAR #505559

$550,000—
May 21, 2004

Sold (Public Record)

Public Record #136109240

$450,000—
DateEvent & SourcePrice
05/16/2025

Listed (Active)

ECAR #976471

$1,390,000
07/19/2024

Sold

ECAR #942531

$1,250,000
07/17/2024

Sold (Public Record)

Public Record #1538327591

$1,250,000

+8.4% / yr

06/17/2024

Pending

ECAR #942531

—
02/16/2024

Listed (Active)

ECAR #942531

$1,350,000
10/08/2023

Expired

ECAR #907915

$1,149,000
09/12/2022

Withdrawn

ECAR #906979

$1,250,000
09/12/2022

Listed (Active)

ECAR #907915

$1,250,000
09/12/2022

Listed (Active)

ECAR #906979

$1,250,000
10/02/2009

Sold (Public Record)

Public Record #277731941

$380,000

-3.1% / yr

10/02/2009

Sold

ECAR #507093

$380,000
09/25/2009

Pending

ECAR #507093

—
06/14/2009

Listed (Active)

ECAR #507093

$550,000
12/11/2008

Expired

ECAR #505559

$550,000
11/13/2008

Listed (Active)

ECAR #505559

$550,000
05/21/2004

Sold (Public Record)

Public Record #136109240

$450,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 1044 Highway 98, Unit 101

Taxable ValueLand-Additions$1,000,000Total-
Tax Record2025$11,844 ($987 / month)
Home Facts
Beds3Total Finished SqFt1,701 SqFtAbove Grade Finished SqFt1,701 SqFtLot Size181,387 SqFtStyleCondominiumYear Built1983CountyOKALOOSAAPN00-2S-22-1011-0000-0101

Schools near 1044 Highway 98, Unit 101

This home is within Okaloosa County School District.
Rating
School
Type
Grades
Distance
Public - PK to 4
Public - 5 to 8
Public - 9 to 12
Charter - 9 to 12
Rating
School
Distance
Destin Elementary School
PublicPK to 4

Destin Middle School
Public5 to 8

Fort Walton Beach High School
Public9 to 12

Destin High School
Charter9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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Listing Courtesy of Keller Williams Realty Destin

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.