3909 Okchia Cir

Vernon, FL 32462

$220,000
Last Sold Price
3
Beds
1,632 Sq. Ft.
$135 / Sq. Ft.
1,632
Sq. Ft.
$135
per Sq. Ft.
Get preapproved with Rocket Mortgage1
Sold 4/22/25
Sold 4/22/25

Description

Is boating, fishing, and relaxing on your porch in nature your thing? Well look no further! Here is an opportunity to own a home in River Ranch Retreat that gives you access to a private, well maintained boat ramp with a community club house directly across from boat ramp, all exclusively for community members only. This is a quiet, peaceful area located on beautiful spring fed Holmes Creek which flows into the Choctawhatchee River eventually emptying into the Gulf of America right there in Destin....Is boating, fishing, and relaxing on your porch in nature your thing? Well look no further! Here is an opportunity to own a home in River Ranch Retreat that gives you access to a private, well maintained boat ramp with a community club house directly across from boat ramp, all exclusively for community members only. This is a quiet, peaceful area located on beautiful spring fed Holmes Creek which flows into the Choctawhatchee River eventually emptying into the Gulf of America right there in Destin. This newly updated home boasts 3 bedrooms and 2 baths, office/bonus room with a heated and cooled sunroom across length of back of home. The sunroom gives you beautiful views of the back yard that backs up to a slew that runs into Holmes creek and sits up high on a bluff, no flood worries here! The home has all new appliances and new HVAC unit. New 24'x36' pole barn with concrete floor, wired with lighting, and 50 amp plug for RV and water. There is a large lemon tree and satsuma tree in back yard that bears fruit for that fresh squeezed juice and lots of hardwoods for shade around home. This home is conveniently located only 33 miles from Pier Park and Panama City Beach and is a short 12 mile drive to the charming town of Vernon where there is a coffee shop, Pizza place, and seafood restaurant as well as gas stations, dollar stores and a pharmacy and auto parts store. Call today and schedule a viewing of this well-maintained home that comes fully furnished.
  1. Listed by Melissa S Medley • Xcellence Realty

Property Details for 3909 Okchia Circle

Architectural Style
Mobile Home
Subdivision Name
River Ranch Retreat
View
Other
LISTING UPDATED: 12/02/2025 05:30 AM

Property Details for 3909 Okchia Circle

StatusSold
MLS #770248
Days on Market6
Taxes$1,629 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeMobile/Manufactured
MLS TypeResidential / Manufactured Home / Manufactured Home
Year Built2004
Lot Size0.57 AC / 24,829 SF
CountyWashington County
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Location

Listing Courtesy of Xcellence Realty

Sold By Dalton Wade Inc

Add your commute

Building Information for 3909 Okchia Circle

Stories-Residences-Year Built2004Lot Size0.57 AC / 24,829 SF

Payment Calculator

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$1,203 per month

30 year fixed, 6.11% Interest

Principal and Interest

$1,068

Property Taxes

$136

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 3909 Okchia Circle

Summary
Location and General Information
  • City: Vernon
  • County Or Parish: Washington
  • Directions: From Panama City start at Hwy 79 and Panama City Parkway (Back Beach Road), go north on Hwy 79 32 miles to New Hope, left on Miller's Ferry Rd. (at Marathon station), go 2.7 miles to Skipper Rd. left onto Skipper and proceed .9 miles, take left on to River Ranch Rd., enter subdivision bear left at end of road...property on right past boat ramp on Holmes Creek.
  • Road Surface Type: Dirt
  • State Region: FL
  • Postal Code: 32462
  • Latitude: 30.55299
  • Longitude: -85.852586
  • State Or Province: FL
  • MLS Area Major: 10 - Washington County
  • MLS Area Minor: 1003 - Washington SW
Taxes and HOA Information
  • Parcel Number: 00000000-00-5456-0012
  • Association: Yes
  • Tax Annual Amount: $1,629.00
  • Tax Legal Description: 28 2 16 ORB 1034 P 529 LOT 12 RIVER RANCH RETREATS UNREC PLAT, ORB 1112 P 733
  • Tax Year: 2024
Parking
  • Garage: No
Property
Lot Information
  • Building Area Total: 1632.0
  • Lot Size Acres: 0.57
  • Lot Size Area: 0.57
  • Lot Size Dimensions: 75X276X110X299
  • Lot Size Units: Acres
  • Lot Size Square Feet: 24829.0
  • Living Area Source: Listing Agent
Property and Assessments
  • Other Structures: Rv Boat Storage
  • Year Built: 2004
  • New Construction: No
  • Human Modified: No
Interior and Exterior Features
Exterior Features
  • Community Features: Short Term Rental Allowed
  • Patio And Porch Features: Covered, Porch
Interior Features
  • Bathrooms Full: 2
  • Bathrooms Total: 2
  • Bedrooms Total: 3
  • Rooms Total: 3
  • Cooling: Yes
  • Cooling: Central Air
  • Heating: Yes
  • Heating: Central
  • Appliances: Electric Oven
Room Information
Room 1
  • Room Description: please measure for accuracy
  • Room Dimensions: 12 x 12
  • Room Length: 12.0
  • Room Level: First
  • Room Type: Dining Room
  • Room Width: 12.0
Room 2
  • Room Description: please measure for accuracy
  • Room Dimensions: 12 x 12
  • Room Length: 12.0
  • Room Level: First
  • Room Type: Bonus Room
  • Room Width: 12.0
Room 3
  • Room Description: please measure for accuracy
  • Room Dimensions: 12 x 12
  • Room Length: 12.0
  • Room Level: First
  • Room Type: Bedroom
  • Room Width: 12.0
Multi Family
Multi-Family Information
  • Units Furnished: All Units
Mobile Home
Mobile Home Information
  • Body Type: Double Wide
  • Mobile Dim Units: Feet
Rental
Rental Information
  • Occupant Type: Vacant

Property History for 3909 Okchia Circle

DateEvent & SourcePriceAppreciation
Apr 22, 2025

Sold (Public Record)

Public Record #1557064763

$220,000

+56.8% / yr

Apr 22, 2025

Sold

CPAR #770248

$220,000—
Mar 18, 2025

Pending

CPAR #770248

—
Mar 12, 2025

Listed (Active)

CPAR #770248

$230,000—
Aug 30, 2023

Sold (Public Record)

Public Record #1517994268

$105,000

+2.0% / yr

Aug 30, 2023

Sold

CPAR #735352

$105,000—
Aug 8, 2023

Pending

CPAR #735352

—
Dec 11, 2022

Listed (Active)

CPAR #735352

$125,000—
Oct 22, 2015

Sold (Public Record)

Public Record #558739381

$90,000

-0.2% / yr

Oct 22, 2015

Sold

CPAR #629518

$90,000—
Mar 9, 2015

Listed (Active)

CPAR #629518

$95,000—
Jun 27, 2005

Sold (Public Record)

Public Record #594410165

$92,000—
DateEvent & SourcePrice
04/22/2025

Sold (Public Record)

Public Record #1557064763

$220,000

+56.8% / yr

04/22/2025

Sold

CPAR #770248

$220,000
03/18/2025

Pending

CPAR #770248

—
03/12/2025

Listed (Active)

CPAR #770248

$230,000
08/30/2023

Sold (Public Record)

Public Record #1517994268

$105,000

+2.0% / yr

08/30/2023

Sold

CPAR #735352

$105,000
08/08/2023

Pending

CPAR #735352

—
12/11/2022

Listed (Active)

CPAR #735352

$125,000
10/22/2015

Sold (Public Record)

Public Record #558739381

$90,000

-0.2% / yr

10/22/2015

Sold

CPAR #629518

$90,000
03/09/2015

Listed (Active)

CPAR #629518

$95,000
06/27/2005

Sold (Public Record)

Public Record #594410165

$92,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 3909 Okchia Circle

Taxable ValueLand$13,900Additions$164,889Total$178,789
Tax Record2025$2,087 ($174 / month)
Home Facts
Total Finished SqFt1,104 SqFtAbove Grade Finished SqFt1,104 SqFtLot Size24,655 SqFtStyleMobile / Manufactured HomeYear Built2004Year Renovated2018CountyWASHINGTONAPN54560012

Schools near 3909 Okchia Circle

This home is within Washington County School District.
Rating
School
Type
Grades
Distance
Vernon Elementary School
Public - PK to 5
Kate M. Smith Elementary School
Public - K to 5
Roulhac Middle School
Public - 6 to 8
Vernon Middle School
Public - 6 to 8
Rating
School
Distance
Vernon Elementary School
PublicPK to 5

Kate M. Smith Elementary School
PublicK to 5

Roulhac Middle School
Public6 to 8

Vernon Middle School
Public6 to 8

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Xcellence Realty

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.