101 Old Ferry Rd, Unit 12C

Shalimar, FL 32579

$157,750
Price
2
Beds
868 Sq. Ft.
$182 / Sq. Ft.
868
Sq. Ft.
$182
per Sq. Ft.
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Description

Located in the heart of Shalimar and with view of the bay from your living room window or balcony, this REO opportunity is waiting for you. A 2nd floor unit, this condo has 2 bedrooms and 1 full bath, lvp flooring throughout and resides in a gated community. No short rentals allowed at this property. One of the few waterfront communities in Shalimar. Perfect for long term rental investors (restrictions apply (post 2 year ownership)or 1st time buyers looking for nice entry point to own with security...Located in the heart of Shalimar and with view of the bay from your living room window or balcony, this REO opportunity is waiting for you. A 2nd floor unit, this condo has 2 bedrooms and 1 full bath, lvp flooring throughout and resides in a gated community. No short rentals allowed at this property. One of the few waterfront communities in Shalimar. Perfect for long term rental investors (restrictions apply (post 2 year ownership)or 1st time buyers looking for nice entry point to own with security of lower maintenance costs, community amenities and gated security. A must see to appreciate. This home may qualify for Vendee™ seller financing but may not qualify for all traditional financing.
  1. Listed by Cosmo M Spellings • Brokerage DRE #1033115 • Assurance Realty of NWFL LLC
    P: (850)-699-1856 C: (850)-699-1856 cosmo@nwfl4sale.com

Property Details for 101 Old Ferry Road, Unit 12C

Waterfront Features
Bay
View
Bay
Architectural Style
N/A
Subdivision Name
FINISTERRA CONDO
Waterfront YN
Yes
LISTING UPDATED: 03/27/2026 10:09 PM

Property Details for 101 Old Ferry Road, Unit 12C

StatusActive
MLS #998908
Days on Market3
Taxes-
HOA Fees-
Condo/Co-op Fees-
Compass TypeCondo
MLS TypeResidential / Condominium
Year Built1970
CountyOkaloosa County
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Location

Listing Courtesy of Assurance Realty of NWFL LLC
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Building Information for 101 Old Ferry Road, Unit 12C

Building/Complex101 Old Ferry RdFloor-Stories2Residences4Pet Policy-Pet Policy Details-Year Built1970

Payment Calculator

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$932 per month

30 year fixed, 6.11% Interest

Principal and Interest

$766

Property Taxes

$166

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 101 Old Ferry Road, Unit 12C

Summary
Location and General Information
  • Community Features: Community Room, Dumpster, Fishing, Laundry, Pool, Sauna/Steam Room, Tennis
  • Directions: Eglin Pkwy to Gardner Drive, cross Old Ferry Road to entrance of Finisterra
  • MLS Area Minor: 1210 - Shalimar
  • MLS Area Major: 12 - Fort Walton Beach
  • Latitude: 30.434981
  • Longitude: -86.582421
  • Location Tax and Legal:Sub Area: 1210 - Shalimar
  • Location Tax and Legal:Elementary School: Shalimar
  • Location Tax and Legal:Middle School: Meigs
  • Location Tax and Legal:High School: Choctawhatchee
  • Location Tax and Legal:Legal Description: FINISTERRA UNIT 12C
  • Project Facilities: Community Room, Dumpster, Fishing, Laundry, Pool2, SaunaSteam Room, Tennis
  • Garage: false
Taxes and HOA
  • Association Fee Includes: Accounting, Ground Keeping, Legal, Management, Sewer, Water, Trash
  • Tax Legal Description: FINISTERRA UNIT 12C
  • Parcel Number: 06-2S-23-5070-0000-012C
  • Association Fee: $0
  • Association YN: Yes
School Information
  • Elementary School: Shalimar
  • Middle Or Junior School: Meigs
  • High School: Choctawhatchee
Parking
  • Carport YN: No
  • General Property Info:Assigned Spaces: 1.0
Property
Lot Information
  • Building Area Source: County PA Records
  • Lot Size Units: Acres
  • Property Condition: Construction Complete
  • Building Area Total: 868.0
  • General Property Info:SqFt Source: County PA Records
  • Waterfront: Bay
  • Waterview: Bay2
Property and Assessments
  • Floor Plans Count: 0.0
  • Property Type: Residential, Condo
  • Year Built: 1970.0
  • Property Sub Type: Condominium
  • New Construction YN: No
  • General Property Info:Sub-Type: Condominium
  • General Property Info:Design: N/A
  • General Property Info:Pre-Const Flip: false
  • Listing Info Tax Legal:Homestead: false
  • Construction Status: Construction Complete
  • Occupancy Status: Vacant
Utilities
  • Sewer: True
  • Utilities: Community Water, Electric, TV Cable
  • Electric: True
  • Utilities: Community Sewer, Community Water, Electric, TV Cable
  • Energy: AC - Central Elect, Heat Cntrl Electric, Water Heater - Elect
Interior and Exterior Features
Exterior Features
  • Exterior Features: Balcony
  • Pool Features: Pool Type
  • Stories Total: 2.0
  • General Property Info:Stories In Unit: 1.0
  • General Property Info:# of Units in Bldg: 4.0
  • General Property Info:Stories in Building: 2.0
  • General Property Info:Unit Floors Above Ground: 2.0
  • General Property Info:Pool: Yes
  • General Property Info:Pool Type: Community
  • Exterior: Balcony
Interior Features
  • Heating: Central
  • Cooling: Central Air
  • Interior Features: Woodwork Painted
  • Flooring: Floor Laminate
  • Room Type: Living Room, Master Bedroom, Bedroom, Full Bathroom
  • Rooms Total: 4.0
  • Bathrooms Total Integer: 1.0
  • Bathrooms Total Decimal: 1.0
  • Bathrooms Total Notational: 1.0
  • Cooling YN: Yes
  • Heating YN: Yes
  • Bedrooms Total: 2.0
  • Bathrooms Full: 1.0
  • Bathrooms Half: 0.0
  • Interior: Floor Laminate, Woodwork Painted
Room Information
Room 1
  • Room Type: Living Room
  • Room Level: Second
  • Room Length: 25.0
  • Room Width: 12.0
  • Room Dimensions: 25 x 12
Room 2
  • Room Type: Master Bedroom
  • Room Level: Second
  • Room Length: 13.0
  • Room Width: 12.0
  • Room Dimensions: 13 x 12
Room 3
  • Room Type: Bedroom
  • Room Level: Second
  • Room Length: 12.0
  • Room Width: 10.0
  • Room Dimensions: 12 x 10
Room 4
  • Room Type: Full Bathroom
  • Room Level: Second
  • Room Length: 8.0
  • Room Width: 6.0
  • Room Dimensions: 8 x 6
Multi Family
Multi Family Information
  • Number Of Units In Community: 4.0
Rental
Rent Information
  • General Property Info:Immediate Occupancy: true
  • Listing Info Tax Legal:Is Subject Leased: false

Property History for 101 Old Ferry Road, Unit 12C

DateEvent & SourcePriceAppreciation
Mar 26, 2026

Listed (Active)

ECAR #998908

$157,750—
Sep 29, 2015

Sold (Public Record)

Public Record #558724747

$74,500

+8.5% / yr

Sep 29, 2015

Sold

ECAR #715399

$74,500—
Aug 12, 2015

Pending

ECAR #715399

—
Oct 3, 2014

Listed (Active)

ECAR #715399

$82,000—
Nov 14, 2012

Sold (Public Record)

Public Record #343830133

$59,000

-34.2% / yr

Nov 13, 2012

Sold

ECAR #582221

$59,000—
Oct 15, 2012

Pending

ECAR #582221

—
Aug 13, 2012

Listed (Active)

ECAR #582221

$65,000—
Apr 6, 2012

Sold (Public Record)

Public Record #329566592

$76,100

+3.2% / yr

Jul 22, 2011

Expired

ECAR #550110

—
Jan 6, 2011

Listed (Active)

ECAR #550110

$54,900—
Feb 10, 2003

Sold (Public Record)

Public Record #108577572

$57,000—
Feb 1, 2003

Sold

ECAR #334609

$56,500—
Jan 6, 2003

Pending

ECAR #334609

—
Nov 7, 2002

Listed (Active)

ECAR #334609

$56,500—
DateEvent & SourcePrice
03/26/2026

Listed (Active)

ECAR #998908

$157,750
09/29/2015

Sold (Public Record)

Public Record #558724747

$74,500

+8.5% / yr

09/29/2015

Sold

ECAR #715399

$74,500
08/12/2015

Pending

ECAR #715399

—
10/03/2014

Listed (Active)

ECAR #715399

$82,000
11/14/2012

Sold (Public Record)

Public Record #343830133

$59,000

-34.2% / yr

11/13/2012

Sold

ECAR #582221

$59,000
10/15/2012

Pending

ECAR #582221

—
08/13/2012

Listed (Active)

ECAR #582221

$65,000
04/06/2012

Sold (Public Record)

Public Record #329566592

$76,100

+3.2% / yr

07/22/2011

Expired

ECAR #550110

—
01/06/2011

Listed (Active)

ECAR #550110

$54,900
02/10/2003

Sold (Public Record)

Public Record #108577572

$57,000
02/01/2003

Sold

ECAR #334609

$56,500
01/06/2003

Pending

ECAR #334609

—
11/07/2002

Listed (Active)

ECAR #334609

$56,500

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 101 Old Ferry Road, Unit 12C

Taxable ValueLand-Additions$165,000Total-
Tax Record2025$1,986 ($166 / month)
Home Facts
Beds2Total Finished SqFt868 SqFtAbove Grade Finished SqFt868 SqFtLot Size323,396 SqFtStyleCondominiumYear Built1970CountyOKALOOSAAPN06-2S-23-5070-0000-012C

Schools near 101 Old Ferry Road, Unit 12C

This home is within Okaloosa County School District.
Rating
School
Type
Grades
Distance
Shalimar Elementary School
Public - PK to 5
Clifford Meigs Middle School
Public - 6 to 8
Choctawhatchee Senior High School
Public - 9 to 12
Ami Kids Emerald Coast
Public - 6 to 12
Rating
School
Distance
Shalimar Elementary School
PublicPK to 5

Clifford Meigs Middle School
Public6 to 8

Choctawhatchee Senior High School
Public9 to 12

Ami Kids Emerald Coast
Public6 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 101 Old Ferry Road, Unit 12C, Shalimar, FL 32579

101 Old Ferry Road, Unit 12C is a condo for sale in Shalimar, FL 32579. This property was listed for sale on March 26, 2026 by Assurance Realty of NWFL LLC, it's currently listed at $157,750. It has been on the market for a total of 3 days and was last sold on September 29, 2015. This listing's school district is Okaloosa County School District. Nearby schools include Shalimar Elementary School, Clifford Meigs Middle School and Choctawhatchee Senior High School. 101 Old Ferry Road, Unit 12C is a 2-bed, 1-bath, 868 sqft condo built in 1970.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Assurance Realty of NWFL LLC

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.