101 Old Ferry Rd, Unit 20B

$205,000
Last Sold Price
868 Sq. Ft.
$236 / Sq. Ft.
868
Sq. Ft.
$236
per Sq. Ft.

Description

Find your ultimate Florida lifestyle at Finisterra Condominiums! This exceptional, ground-floor unit offers a bright, open space with stunning views of the Choctawhatchee Bay, making it an ideal investment or coastal retreat. Relax and enjoy cool breezes from your covered patio, which extends your living space and overlooks the water. The community itself is a gated waterfront haven providing an abundance of resort-style amenities for an active lifestyle: Water Access: Waterfront on both the bay...Find your ultimate Florida lifestyle at Finisterra Condominiums! This exceptional, ground-floor unit offers a bright, open space with stunning views of the Choctawhatchee Bay, making it an ideal investment or coastal retreat. Relax and enjoy cool breezes from your covered patio, which extends your living space and overlooks the water. The community itself is a gated waterfront haven providing an abundance of resort-style amenities for an active lifestyle: Water Access: Waterfront on both the bay and a lake, perfect for fishing, kayaking, and paddle boarding. Recreation: Includes a community pool and sauna, tennis/pickleball court, and a community room. Convenience: Assigned parking and on-site community laundry facilities. Located moments from Eglin AFB and the sugar-white beaches.
  1. Listed by Wayne Myshin • Brokerage DRE #220327 • ERA American Real Estate
    P: (850)-225-7653 C: (850)-225-7653 wmyshin@gmail.com

Property Details for 101 Old Ferry Road, Unit 20B

Waterfront Features
Unit Waterfront, Bay, Shore - Rip Rap, Shore - Seawall
View
Bay
Architectural Style
N/A
Subdivision Name
FINISTERRA CONDO
Waterfront YN
Yes
LISTING UPDATED: 12/01/2025 03:41 PM

Property Details for 101 Old Ferry Road, Unit 20B

StatusSold
MLS #989486
Days on Market6
Taxes$763 / year
HOA Fees$435 / month
Condo/Co-op Fees-
Compass TypeCondo
MLS TypeResidential / Condominium
Year Built1970
CountyOkaloosa County

Location

Listing Courtesy of ERA American Real Estate

Sold By Black Dog Realty Group LLC

Add your commute

Building Information for 101 Old Ferry Road, Unit 20B

Building/Complex101 Old Ferry RdFloor-Stories2Residences4Pet Policy-Pet Policy Details-Year Built1970

Payment Calculator

$1,498 per month

30 year fixed, 6.15% Interest

Principal and Interest

$999

Property Taxes

$64

HOA Dues

$435

The Payment Calculator is for illustrative purposes only.

Property Information for 101 Old Ferry Road, Unit 20B

Summary
Location and General Information
  • Community Features: Pickle Ball, BBQ Pit/Grill, Beach, Community Room, Dumpster, Gated Community, Laundry, Pets Allowed, Picnic Area, Sauna/Steam Room, Tennis, Waterfront
  • Directions: North on Hwy 85 (Eglin Pkwy) cross the Shalimar bridge, make 1st right tun after crossing bridge. Follow Gardner Dr to Stop sign at Old Ferry and Gardner Dr. Slight right on Old Ferry to immediate left into Finisterra Condo. Enter gate, follow all the way to the water bear left, condo in Building #20 on right. Unit on ground floor left of stair case.
  • MLS Area Minor: 1210 - Shalimar
  • MLS Area Major: 12 - Fort Walton Beach
  • Latitude: 30.434313
  • Longitude: -86.582155
  • Location Tax and Legal:Sub Area: 1210 - Shalimar
  • Location Tax and Legal:Elementary School: Shalimar
  • Location Tax and Legal:Middle School: Meigs
  • Location Tax and Legal:High School: Choctawhatchee
  • Location Tax and Legal:Legal Description: FINISTERRA UNIT 20B
  • Project Facilities: BBQ PitGrill2, Beach, Community Room, Dumpster, Gated Community, Laundry, Pets Allowed2, Pickle Ball, Picnic Area, SaunaSteam Room, Short Term Rental - Not Allowed, Tennis, Waterfront
Taxes and HOA
  • Association Fee Frequency: Monthly
  • Association Fee Includes: Accounting, Ground Keeping, Insurance, Land Recreation, Legal, Licenses/Permits, Management, Trash
  • Association Fee2: $435
  • Tax Legal Description: FINISTERRA UNIT 20B
  • Parcel Number: 06-2S-23-5070-0000-020B
  • Association Fee: $0
  • Association YN: Yes
  • Tax Annual Amount: $763
  • Listing Info Tax Legal:Last Taxes: $763
  • Listing Info Tax Legal:Last Tax Year: 2025.0
School Information
  • Elementary School: Shalimar
  • Middle Or Junior School: Meigs
  • High School: Choctawhatchee
Parking
  • Carport YN: No
  • General Property Info:Assigned Spaces: 1.0
Property
Lot Information
  • Building Area Source: County PA Records
  • Lot Size Units: Acres
  • Property Condition: Renovated, Construction Complete
  • Building Area Total: 868.0
  • General Property Info:SqFt Source: County PA Records
  • Waterfront: Bay, Shore - Rip Rap, Shore - Seawall, Unit Waterfront
  • Waterview: Bay2
Property and Assessments
  • Tax Year: 2025.0
  • Floor Plans Count: 1.0
  • Property Type: Residential,Condo
  • Year Built: 1970.0
  • Property Sub Type: Condominium
  • New Construction YN: No
  • Number Of Buildings: 4.0
  • General Property Info:Sub-Type: Condominium
  • General Property Info:Design: N/A
  • General Property Info:Pre-Const Flip: No
  • Listing Info Tax Legal:Homestead: Yes
  • Construction Status: Construction Complete
  • Construction Siding: Frame, Roof Composite Shngl, Trim Wood
Utilities
  • Sewer: Public Sewer
  • Utilities: Electric, Public Water
  • Electric: True
  • Utilities: Electric, Public Sewer, Public Water
  • Energy: AC - Central Elect, Ceiling Fans, Heat Cntrl Electric, Water Heater - Elect
Interior and Exterior Features
Exterior Features
  • Construction Materials: Frame, Trim Wood
  • Pool Features: Pool Type
  • Patio And Porch Features: Patio Open
  • Stories Total: 2.0
  • General Property Info:Stories In Unit: 1.0
  • General Property Info:# of Units in Bldg: 4.0
  • General Property Info:Stories in Building: 2.0
  • General Property Info:Unit Floors Above Ground: 1.0
  • General Property Info:Pool: Yes
  • General Property Info:Pool Type: Community
  • Exterior: Patio Open
Interior Features
  • Heating: Central
  • Cooling: Ceiling Fans, Central Air
  • Interior Features: Woodwork Painted
  • Flooring: Floor Tile
  • Window Features: Window Treatmnt Some
  • Room Type: Living Room, Kitchen, Full Bathroom, Master Bedroom, Bedroom
  • Rooms Total: 5.0
  • Bathrooms Total Integer: 1.0
  • Bathrooms Total Decimal: 1.0
  • Bathrooms Total Notational: 1.0
  • Cooling YN: Yes
  • Heating YN: Yes
  • Bedrooms Total: 2.0
  • Bathrooms Full: 1.0
  • Bathrooms Half: 0.0
  • Interior: Floor Tile, Renovated2, Window Treatmnt Some, Woodwork Painted
  • Appliances: Dishwasher, Disposal, Refrigerator, Smooth Stovetop Rnge, Warranty Provided
Room Information
Room 1
  • Room Type: Living Room
  • Room Level: First
  • Room Length: 26.0
  • Room Width: 12.0
  • Room Description: Combo Dining/living room
  • Room Dimensions: 26 x 12
Room 2
  • Room Type: Kitchen
  • Room Level: First
  • Room Length: 9.0
  • Room Width: 8.0
  • Room Description: granite counters
  • Room Dimensions: 9 x 8
Room 3
  • Room Type: Full Bathroom
  • Room Level: First
  • Room Length: 5.0
  • Room Width: 7.0
  • Room Description: Handicapped tub step in
  • Room Dimensions: 5 x 7
Room 4
  • Room Type: Master Bedroom
  • Room Level: First
  • Room Length: 12.0
  • Room Width: 11.0
  • Room Dimensions: 12 x 11
Room 5
  • Room Type: Bedroom
  • Room Level: First
  • Room Length: 11.0
  • Room Width: 10.0
  • Room Dimensions: 11 x 10
Multi Family
Multi Family Information
  • Number Of Units In Community: 4.0
Rental
Rent Information
  • General Property Info:Immediate Occupancy: Yes
  • Listing Info Tax Legal:Is Subject Leased: No

Property History for 101 Old Ferry Road, Unit 20B

DateEvent & SourcePriceAppreciation
Dec 1, 2025

Sold (Public Record)

Public Record #1921843570

$205,000

+5.9% / yr

Dec 1, 2025

Sold

ECAR #989486

$205,000—
Nov 18, 2025

Pending

ECAR #989486

—
Nov 12, 2025

Listed (Active)

ECAR #989486

$205,000—
Sep 5, 2018

Sold

ECAR #793874

$135,000—
Sep 4, 2018

Sold (Public Record)

Public Record #631019783

$135,000—
Jul 19, 2018

Pending

ECAR #793874

—
Jun 17, 2018

Listed (Active)

ECAR #793874

$144,000—
Aug 27, 2006

Expired

ECAR #417968

$349,999—
Feb 6, 2006

Listed (Active)

ECAR #417968

$349,999—
DateEvent & SourcePrice
12/01/2025

Sold (Public Record)

Public Record #1921843570

$205,000

+5.9% / yr

12/01/2025

Sold

ECAR #989486

$205,000
11/18/2025

Pending

ECAR #989486

—
11/12/2025

Listed (Active)

ECAR #989486

$205,000
09/05/2018

Sold

ECAR #793874

$135,000
09/04/2018

Sold (Public Record)

Public Record #631019783

$135,000
07/19/2018

Pending

ECAR #793874

—
06/17/2018

Listed (Active)

ECAR #793874

$144,000
08/27/2006

Expired

ECAR #417968

$349,999
02/06/2006

Listed (Active)

ECAR #417968

$349,999

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 101 Old Ferry Road, Unit 20B

Taxable ValueLand-Additions-Total-
Tax Record2025$795 ($66 / month)
Home Facts
Beds2Total Finished SqFt868 SqFtAbove Grade Finished SqFt868 SqFtLot Size323,396 SqFtStyleCondominiumYear Built1970CountyOKALOOSAAPN06-2S-23-5070-0000-020B

Schools near 101 Old Ferry Road, Unit 20B

This home is within Okaloosa County School District.
Rating
School
Type
Grades
Distance
Public - PK to 5
Public - 6 to 8
Public - 9 to 12
Public - 6 to 12
Rating
School
Distance
Shalimar Elementary School
PublicPK to 5

Clifford Meigs Middle School
Public6 to 8

Choctawhatchee Senior High School
Public9 to 12

Ami Kids Emerald Coast
Public6 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass makes no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of ERA American Real Estate

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