101 Old Ferry Rd, Unit 20C

868 Sq. Ft.
$244 / Sq. Ft.
868
Sq. Ft.
$244
per Sq. Ft.

Description

Waterfront living at its finest in the gated Finisterra community. This fully renovated 2 bedroom condo has been thoughtfully updated from top to bottom, including the kitchen, bathrooms, flooring, paint, and fixtures. Enjoy stunning panoramic views of the bay from this hidden gem in Shalimar, perfect as a low-maintenance primary residence or a relaxing second home. The unit includes a designated parking space conveniently located out front. Finisterra offers resort-style amenities such as a waterfront...Waterfront living at its finest in the gated Finisterra community. This fully renovated 2 bedroom condo has been thoughtfully updated from top to bottom, including the kitchen, bathrooms, flooring, paint, and fixtures. Enjoy stunning panoramic views of the bay from this hidden gem in Shalimar, perfect as a low-maintenance primary residence or a relaxing second home. The unit includes a designated parking space conveniently located out front. Finisterra offers resort-style amenities such as a waterfront pool, tennis courts, community laundry facility, outdoor grills, and peaceful waterfront sitting areas. The community requires owner occupancy for the first two years, after which long-term rentals are permitted. Short-term rentals are not allowed. A rare opportunity for turnkey waterfront living in a quiet, well-maintained setting.
  1. Listed by Geoffrey B Goodsell • Brokerage DRE #2028450 • Coldwell Banker Realty
    P: (850)-830-1928 C: (850)-830-1928 geoff.goodsell@cbrealty.com

Property Details for 101 Old Ferry Road, Unit 20C

Waterfront Features
Bay
View
Bay
Architectural Style
N/A
Subdivision Name
FINISTERRA CONDO
Waterfront YN
Yes
LISTING UPDATED: 01/20/2026 04:13 PM

Property Details for 101 Old Ferry Road, Unit 20C

StatusActive
MLS #993303
Days on Market1
Taxes$2,116 / year
HOA Fees$395 / month
Condo/Co-op Fees-
Compass TypeCondo
MLS TypeResidential / Condominium
Year Built1970
CountyOkaloosa County

Location

Listing Courtesy of Coldwell Banker Realty
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Building Information for 101 Old Ferry Road, Unit 20C

Building/Complex101 Old Ferry RdFloor-Stories2Residences4Pet Policy-Pet Policy Details-Year Built1970

Payment Calculator

$1,605 per month

30 year fixed, 6.15% Interest

Principal and Interest

$1,033

Property Taxes

$176

HOA Dues

$395

The Payment Calculator is for illustrative purposes only.

Property Information for 101 Old Ferry Road, Unit 20C

Summary
Location and General Information
  • Community Features: BBQ Pit/Grill, Gated Community, Pool, Tennis
  • Directions: North on Eglin Parkway. Right onto Old Ferry Rd. Follow until you reach the gated entrance to Finisterra (GATE CODE REQUIRED)
  • MLS Area Minor: 1210 - Shalimar
  • MLS Area Major: 12 - Fort Walton Beach
  • Latitude: 30.434981
  • Longitude: -86.58241
  • Location Tax and Legal:Sub Area: 1210 - Shalimar
  • Location Tax and Legal:Elementary School: Shalimar
  • Location Tax and Legal:Middle School: Meigs
  • Location Tax and Legal:High School: Choctawhatchee
  • Location Tax and Legal:Legal Description: FINISTERRA UNIT 20C
  • Project Facilities: BBQ PitGrill2, Gated Community, Pool2, Short Term Rental - Not Allowed, Tennis
  • Garage 2: false
Taxes and HOA
  • Association Fee Frequency: Monthly
  • Association Fee Includes: Accounting, Ground Keeping, Legal, Recreational Faclty, Sewer, Water, Trash
  • Association Fee2: $395
  • Tax Legal Description: FINISTERRA UNIT 20C
  • Parcel Number: 06-2S-23-5070-0000-020C
  • Association Fee: $0
  • Association YN: Yes
  • Tax Annual Amount: $2,116
  • Listing Info Tax Legal:Last Taxes: $2,116
  • Listing Info Tax Legal:Last Tax Year: 2025.0
School Information
  • Elementary School: Shalimar
  • Middle Or Junior School: Meigs
  • High School: Choctawhatchee
Parking
  • Carport YN: No
  • General Property Info:Assigned Spaces: 1.0
Property
Lot Information
  • Building Area Source: County PA Records
  • Lot Size Units: Acres
  • Property Condition: Construction Complete
  • Building Area Total: 868.0
  • General Property Info:SqFt Source: County PA Records
  • Waterfront: Bay
  • Waterview: Bay2
Property and Assessments
  • Tax Year: 2025.0
  • Floor Plans Count: 0.0
  • Property Type: Residential, Condo
  • Year Built: 1970.0
  • Property Sub Type: Condominium
  • New Construction YN: No
  • General Property Info:Sub-Type: Condominium
  • General Property Info:Design: N/A
  • Construction Status: Construction Complete
  • Construction Siding: Frame, Roof Dimensional Shg, Siding Vinyl
Utilities
  • Sewer: True
  • Utilities: Electric, Public Water
  • Electric: True
  • Utilities: Electric, Public Sewer, Public Water
  • Energy: AC - Central Elect, Ceiling Fans, Heat Cntrl Electric, Water Heater - Elect
Interior and Exterior Features
Exterior Features
  • Exterior Features: Balcony
  • Construction Materials: Frame, Siding Vinyl
  • Pool Features: Pool Type
  • Stories Total: 2.0
  • General Property Info:Stories In Unit: 1.0
  • General Property Info:# of Units in Bldg: 4.0
  • General Property Info:Stories in Building: 2.0
  • General Property Info:Unit Floors Above Ground: 2.0
  • General Property Info:Pool: Yes
  • General Property Info:Pool Type: Community
  • Exterior: Balcony
Interior Features
  • Heating: Central
  • Cooling: Ceiling Fans, Central Air
  • Room Type: Living Room, Kitchen, Bedroom, Full Bathroom, Balcony
  • Rooms Total: 6.0
  • Bathrooms Total Integer: 1.0
  • Bathrooms Total Decimal: 1.0
  • Bathrooms Total Notational: 1.0
  • Cooling YN: Yes
  • Heating YN: Yes
  • Bedrooms Total: 2.0
  • Bathrooms Full: 1.0
  • Bathrooms Half: 0.0
  • Appliances: Dishwasher, Refrigerator, Smooth Stovetop Rnge, StoveOven Electric
Room Information
Room 1
  • Room Type: Living Room
  • Room Level: First
  • Room Length: 26.0
  • Room Width: 12.0
  • Room Dimensions: 26 x 12
Room 2
  • Room Type: Kitchen
  • Room Level: First
  • Room Length: 9.0
  • Room Width: 8.0
  • Room Dimensions: 9 x 8
Room 3
  • Room Type: Bedroom
  • Room Level: First
  • Room Length: 11.0
  • Room Width: 10.0
  • Room Dimensions: 11 x 10
Room 4
  • Room Type: Bedroom
  • Room Level: First
  • Room Length: 11.0
  • Room Width: 12.0
  • Room Dimensions: 11 x 12
Room 5
  • Room Type: Full Bathroom
  • Room Level: First
Room 6
  • Room Type: Balcony
  • Room Level: First
  • Room Length: 8.0
  • Room Width: 6.0
  • Room Dimensions: 8 x 6
Multi Family
Multi Family Information
  • Number Of Units In Community: 4.0
Rental
Rent Information
  • Listing Info Tax Legal:Is Subject Leased: false

Property History for 101 Old Ferry Road, Unit 20C

DateEvent & SourcePriceAppreciation
Jan 20, 2026

Listed (Active)

ECAR #993303

$212,000—
Jul 31, 2025

Sold (Public Record)

Public Record #1908279809

$200,000

-2.6% / yr

Jul 31, 2025

Sold

ECAR #956014

$200,000—
Jun 29, 2025

Pending

ECAR #956014

—
Aug 2, 2024

Price Change

ECAR #956014

$225,000—
Aug 2, 2024

Listed (Active)

ECAR #956014

$215,000—
Sep 14, 2023

Sold (Public Record)

Public Record #1520855326

$210,000—
Sep 14, 2023

Sold

ECAR #929329

$210,000—
Aug 9, 2023

Pending

ECAR #929329

—
Aug 6, 2023

Listed (Active)

ECAR #929329

$205,000—
DateEvent & SourcePrice
01/20/2026

Listed (Active)

ECAR #993303

$212,000
07/31/2025

Sold (Public Record)

Public Record #1908279809

$200,000

-2.6% / yr

07/31/2025

Sold

ECAR #956014

$200,000
06/29/2025

Pending

ECAR #956014

—
08/02/2024

Price Change

ECAR #956014

$225,000
08/02/2024

Listed (Active)

ECAR #956014

$215,000
09/14/2023

Sold (Public Record)

Public Record #1520855326

$210,000
09/14/2023

Sold

ECAR #929329

$210,000
08/09/2023

Pending

ECAR #929329

—
08/06/2023

Listed (Active)

ECAR #929329

$205,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 101 Old Ferry Road, Unit 20C

Taxable ValueLand-Additions$175,000Total-
Tax Record2025$2,116 ($176 / month)
Home Facts
Beds2Total Finished SqFt868 SqFtAbove Grade Finished SqFt868 SqFtLot Size323,396 SqFtStyleCondominiumYear Built1970CountyOKALOOSAAPN06-2S-23-5070-0000-020C

Schools near 101 Old Ferry Road, Unit 20C

This home is within Okaloosa County School District.
Rating
School
Type
Grades
Distance
Public - PK to 5
Public - 6 to 8
Public - 9 to 12
Public - 6 to 12
Rating
School
Distance
Shalimar Elementary School
PublicPK to 5

Clifford Meigs Middle School
Public6 to 8

Choctawhatchee Senior High School
Public9 to 12

Ami Kids Emerald Coast
Public6 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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101 Old Ferry Road, Unit 20C is a condo for sale in Shalimar, FL 32579. This property was listed for sale on January 20, 2026 by Coldwell Banker Realty, it's currently listed at $212,000. It has been on the market for a total of 1 days and was last sold on July 31, 2025. This listing's school district is Okaloosa County School District. Nearby schools include Shalimar Elementary School, Clifford Meigs Middle School and Choctawhatchee Senior High School. 101 Old Ferry Road, Unit 20C is a 2-bed, 1-bath, 868 sqft condo built in 1970.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass makes no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Coldwell Banker Realty

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