103 Summer Breeze Rd

Panama City Beach, FL 32413

$615,000
Price
3
Beds
1,932 Sq. Ft.
$318 / Sq. Ft.
1,932
Sq. Ft.
$318
per Sq. Ft.
Open: 1/3 10:00AM - 01:00PM
Open: 1/3 10:00AM - 01:00PM

Description

Welcome home to 103 Summer Breeze Road - an impeccably maintained, exquisite pool home situated in the highly sought-after Summer Breeze community. You must see this one in-person! The home reflects great care and pride of ownership in all the little details. No maintenance has been deferred. The exterior has been freshly painted, the landscaping pristine, and the screened-in pool area is immaculate. Upon entry you'll observe soaring ceilings, elegant crown molding, updated carpet, and beautiful...Welcome home to 103 Summer Breeze Road - an impeccably maintained, exquisite pool home situated in the highly sought-after Summer Breeze community. You must see this one in-person! The home reflects great care and pride of ownership in all the little details. No maintenance has been deferred. The exterior has been freshly painted, the landscaping pristine, and the screened-in pool area is immaculate. Upon entry you'll observe soaring ceilings, elegant crown molding, updated carpet, and beautiful windows filling the rooms with natural light. At the heart of the home is the lovely gas fireplace for relaxing ambiance. The kitchen features sleek newer appliances plus the stove, dryer, and water heater are already equipped with gas hookups if a buyer prefers gas. The thoughtful split-bedroom floor plan is designed for seamless indoor/outdoor living. Creating a true resort-style atmosphere, both the primary suite - featuring dual walk-in closets and a jetted tub - and the spacious second bedroom offer direct access to the covered patio and pool deck. A true showcase of the property is the heated, screened, gunite pool that has been resurfaced and exceptionally maintained. The backyard faces wooded community preserve space; one of the few unique lots that do. It provides exceptional added privacy. Additional property highlights include an extended driveway, 2019 roof, low HOA dues, and custom hurricane shutter protection. The home is located in Flood Zone X, meaning no flood insurance is required. Plus, it stood strong during Hurricane Michael with no flooding or water intrusion, which provides peace of mind. Perfectly situated on the west end of Panama City Beach and south of Hwy 98, it's only a short golf cart ride from multiple beach accesses with designated golf cart parking. The beautiful emerald water is closer than ever. Not only that, Summer Breeze is just a short drive away from all the shopping, dining, and attractions of Pier Park; not to mention other local dining options like the new McGuire's. The seller is willing to include home furnishings and the golf cart with a reasonable offer - making this sophisticated home truly move-in ready. Schedule your showing today!
  1. Listed by Courtney Pantalena • Coldwell Banker Realty

Property Details for 103 Summer Breeze Road

Architectural Style
Contemporary
Subdivision Name
Summer Breeze
Zoning Description
Resid Single Family

Open Houses

Saturday, Jan 3rd

10:00 AM - 1:00 PM

Public

LISTING UPDATED: 12/21/2025 05:11 PM

Property Details for 103 Summer Breeze Road

StatusActive
MLS #782105
Days on Market33
Taxes$4,924 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Single Family Residence / Single Family Residence
Year Built1998
Lot Size0.24 AC / 10,454 SF
CountyBay County

Location

Listing Courtesy of Coldwell Banker Realty
Add your commute

Building Information for 103 Summer Breeze Road

Stories1Year Built1998Building Size-Lot Size0.24 AC / 10,454 SF

Payment Calculator

$3,449 per month

30 year fixed, 6.28% Interest

Principal and Interest

$3,039

Property Taxes

$410

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Property Information for 103 Summer Breeze Road

Summary
Location and General Information
  • City: Panama City Beach
  • County Or Parish: Bay
  • Directions: Go west on Hwy 98 past Hwy 79 and turn left onto Summer Breeze Rd. Home on left.
  • State Region: FL
  • Postal Code: 32413
  • Latitude: 30.232327
  • Longitude: -85.89662
  • State Or Province: FL
  • Road Frontage Type: City Street
  • Road Responsibility: Public Maintained Road
  • MLS Area Major: 03 - Bay County - Beach
  • MLS Area Minor: 0324 - Beach - West Central
Taxes and HOA Information
  • Parcel Number: 38333-050-175
  • Association: Yes
  • Tax Annual Amount: $4,924.00
  • Tax Legal Description: SUMMER BREEZE PHASE I 21A1 LOT 2 BLK B ORB 3538 P 2198
  • Tax Year: 2024
School Information
  • Elementary School: West Bay
  • High School: Arnold
  • Middle Or Junior School: Surfside
Parking
  • Attached Garage: No
  • Garage Spaces: 2.0
  • Garage: Yes
Property
Lot Information
  • Building Area Total: 1932.0
  • Lot Features: Paved
  • Lot Size Acres: 0.24
  • Lot Size Area: 0.24
  • Lot Size Dimensions: 75x146
  • Lot Size Units: Acres
  • Lot Size Square Feet: 10454.0
  • Living Area Source: Plans
Property and Assessments
  • Year Built: 1998
  • New Construction: No
  • Human Modified: No
Utilities
  • Sewer: Public Sewer
  • Utilities: Cable Connected, High Speed Internet Available, Phone Connected
Interior and Exterior Features
Exterior Features
  • Fencing: Partial
  • Pool Features: Gunite, Gas Heat, In Ground, Screen Enclosure
Interior Features
  • Levels: One
  • Stories: 1
  • Stories Total: 1
  • Bathrooms Full: 2
  • Bathrooms Total: 2
  • Bedrooms Total: 3
  • Rooms Total: 6
  • Cooling: Yes
  • Cooling: Central Air
  • Heating: Yes
  • Heating: Central
  • Appliances: Electric Oven, Electric Water Heater
Room Information
Room 1
  • Room Description: Buyer to Verify
  • Room Dimensions: 14 x 11
  • Room Length: 14.0
  • Room Level: First
  • Room Type: Bedroom
  • Room Width: 11.0
Room 2
  • Room Description: Buyer to Verify
  • Room Dimensions: 17 x 12
  • Room Length: 17.0
  • Room Level: First
  • Room Type: Bedroom
  • Room Width: 12.0
Room 3
  • Room Description: Buyer to Verify
  • Room Dimensions: 17 x 13
  • Room Length: 17.0
  • Room Level: First
  • Room Type: Primary Bedroom
  • Room Width: 13.0
Room 4
  • Room Description: Buyer to Verify
  • Room Dimensions: 21.7 x 17
  • Room Length: 21.7
  • Room Level: First
  • Room Type: Great Room
  • Room Width: 17.0
Room 5
  • Room Description: Buyer to Verify
  • Room Dimensions: 14 x 12
  • Room Length: 14.0
  • Room Level: First
  • Room Type: Dining Room
  • Room Width: 12.0
Room 6
  • Room Description: Buyer to Verify
  • Room Dimensions: 16.5 x 14
  • Room Length: 16.5
  • Room Level: First
  • Room Type: Kitchen
  • Room Width: 14.0
Multi Family
Multi-Family Information
  • Units Furnished: All Units
Mobile Home
Mobile Home Information
  • Mobile Dim Units: Feet
Rental
Rental Information
  • Occupant Type: Vacant

Property History for 103 Summer Breeze Road

DateEvent & SourcePriceAppreciation
Nov 25, 2025

Listed (Active)

CPAR #782105

$615,000—
Nov 4, 2025

Withdrawn

ECAR #983593

$625,000—
Nov 4, 2025

Withdrawn

CPAR #777843

$625,000—
Sep 5, 2025

Price Change

ECAR #983593

$639,000—
Sep 5, 2025

Price Change

CPAR #777843

$639,000—
Aug 21, 2025

Listed (Active)

ECAR #983593

$650,000—
Aug 19, 2025

Listed (Active)

CPAR #777843

$650,000—
Sep 3, 1998

Expired

ECAR #111607

—
Mar 3, 1998

Listed (Active)

ECAR #111607

$168,900—
DateEvent & SourcePrice
11/25/2025

Listed (Active)

CPAR #782105

$615,000
11/04/2025

Withdrawn

ECAR #983593

$625,000
11/04/2025

Withdrawn

CPAR #777843

$625,000
09/05/2025

Price Change

ECAR #983593

$639,000
09/05/2025

Price Change

CPAR #777843

$639,000
08/21/2025

Listed (Active)

ECAR #983593

$650,000
08/19/2025

Listed (Active)

CPAR #777843

$650,000
09/03/1998

Expired

ECAR #111607

—
03/03/1998

Listed (Active)

ECAR #111607

$168,900

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 103 Summer Breeze Road

Taxable ValueLand$93,000Additions$306,951Total$399,951
Tax Record2024$4,924 ($410 / month)
Home Facts
Beds3Total Finished SqFt1,872 SqFtAbove Grade Finished SqFt1,872 SqFtStories1Lot Size10,290 SqFtStyleSingle Family ResidenceYear Built1998Year Renovated2003ZoningPCB14CountyBAYAPN38333-050-175Fireplace TypeHas Fireplace

Schools near 103 Summer Breeze Road

This home is within Bay.
Rating
School
Type
Grades
Distance
West Bay Elementary School
Public - K to 5
Surfside Middle School
Public - 6 to 8
J.R. Arnold High School
Public - 9 to 12
A. Gary Walsingham Academy
Public - PK to 3
Rating
School
Distance
West Bay Elementary School
PublicK to 5

Surfside Middle School
Public6 to 8

J.R. Arnold High School
Public9 to 12

A. Gary Walsingham Academy
PublicPK to 3

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 103 Summer Breeze Road, Panama City Beach, FL 32413

103 Summer Breeze Road is a single family home for sale in Panama City Beach, FL 32413. This property was listed for sale on November 25, 2025 by Coldwell Banker Realty, it's currently listed at $615,000. This listing's school district is Bay. Nearby schools include West Bay Elementary School, Surfside Middle School and J.R. Arnold High School. 103 Summer Breeze Road is a 3-bed, 2-bath, 1,932 sqft single family home built in 1998.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Coldwell Banker Realty

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2025 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.