10909 Cowels Road
Description
- Listed by: Terry Connors, II 727.452.6054 Terry@theshopre.com Brokerage DRE #1061052 • THE SHOP REAL ESTATE CO.
Recent comparable sales
Median sold price
$112,000
Avg days on market
32
Sale-to-list ratio
94.9%
Fountain, FL
9 comparable properties found
$112,000
Sold 03/18/26
- 4
- Bedrooms
- 2
- Bathrooms
- 1,512
- Square Feet
- 0.83
- Acres
$100,000
Sold 06/16/25
- 3
- Bedrooms
- 2
- Bathrooms
- 1,350
- Square Feet
- 0.23
- Acres
$75,000
Sold 11/15/24
- 3
- Bedrooms
- 2
- Bathrooms
- 1,232
- Square Feet
- 0.41
- Acres
$385,000
Sold 09/23/24
- 4
- Bedrooms
- 2
- Bathrooms
- 1,590
- Square Feet
- 5.1
- Acres
$385,000
Sold 01/13/25
- 4
- Bedrooms
- 2
- Bathrooms
- 1,558
- Square Feet
- 0.15
- Acres
$484,470
Sold 03/31/25
- 4
- Bedrooms
- 2
- Bathrooms
- 1,581
- Square Feet
- 0.15
- Acres
$365,250
Sold 05/16/25
- 4
- Bedrooms
- 2
- Bathrooms
- 1,454
- Square Feet
- 0.16
- Acres
Location
Payment Calculator
$626 per month
30 year fixed, 6.55% Interest
$503
$123
$0
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1Property Information for 10909 Cowels Road
- Taxes: $1,478 / year
- MLS Type: Residential / Single Family Residence
- County: Bay County
- Subdivision Name: CHIMNEY
- Township: 01N
- Waterfront: No
- Stories: 1
- Year Built: 2000
- Lot Size: 5.00 AC / 217,800 SF
- Building Area Source: Public Records
- Building Area Total: 1448.0
- Building Area Units: Square Feet
- Direction Faces: Northeast
- Directions: Heading N from Panama City: Head north on US-231 N toward Jadewood Cir. Keep right to stay on US-231 N. Turn left onto Silver Lake Rd. Turn right to stay on Silver Lake Rd. Turn left onto Cowels Rd. Continue straight onto Sanjo Rd. Turn right onto Cowles Rd
- Mls Major Change Type: Sold
- Major Change Type: Closed
- Listing Service: Full Service
- Senior Community: No
- Unit Number: No
- Street Number: 10909
- Street Name: COWELS
- Street Suffix: ROAD
- State: FL
- City: FOUNTAIN
- Carport: No
- Garage: No
- Association: No
- CDD: No
- Pet Restrictions: Seller is not aware of fees, restrictions, covenants, HOA, etc. Buyer responsibility to verify all of this information to their satisfaction. No sellers disclosures available. All measurements are estimates. Buyers due diligence is required & advised.
- Tax Block: 04
- Tax Book Number: 00
- Tax Legal Description: 21 1N 12W -11.1- 195C W1/2 OF NW1/4 OF SE1/4 OF NW1/4 LESS R/W ORB 4662 P 582
- Tax Lot: 0
- Tax Year: 2024
- Virtual Tour URL Unbranded: https://www.propertypanorama.com/instaview/stellar/TB8401722
- Additional Parcels: No
- Additional Water Information: Seller is not aware of fees, restrictions, covenants, HOA, etc. Buyer responsibility to verify all of this information to their satisfaction. No sellers disclosures available. All measurements are estimates. Buyers due diligence is required & advised.
- Parcel Number: 01248010000
- Total Acreage: 5 to less than 10
- Water Access: No
- Water Extras: No
- Zoning: AG-1
- Living Area: 1448
- Year Built Numeric: 2000
- Amenities Additional Fees: Seller is not aware of fees, restrictions, covenants, HOA, etc. Buyer responsibility to verify all of this information to their satisfaction. No sellers disclosures available. All measurements are estimates. Buyers due diligence is required & advised.
- Flood Zone Code: X
- Homestead: No
- New Construction: No
- Property Attached: No
- Public Survey Range: 12W
- Public Survey Section: 21
- Dock YN: No
- Sewer: Septic Tank
- Utilities: Electricity Available
- Water Source: Well
- Construction Materials: Vinyl Siding, Wood Frame
- Exterior Features: Other
- Foundation Details: Crawlspace
- Levels: One
- Pool Private: No
- Pool: None
- Pool Private: No
- Roof: Shingle
- Waterfront Feet Total: 0
- Number Of Stories: 1
- Bedrooms Total: 4
- Bathrooms Full: 2
- Appliances: None
- Cooling: Central Air, Mini-Split Unit(s)
- Fireplace: No
- Flooring: Laminate, Vinyl, Hardwood
- Heating: Electric
- Interior Features: Ninguno
- Laundry Features: Other
- Living Area Source: Public Records
- Living Area Units: Square Feet
- Room Count: 8.0
- Water View: No
- Bathrooms Half: 0
- Pets Allowed: Yes
Property History for 10909 Cowels Road
| Date | Event & Source | Price | Appreciation |
|---|---|---|---|
| Nov 30, 2025 | Sold MFRMLS #TB8401722 | $99,000 | — |
| Nov 20, 2025 | Sold (Public Record) Public Record #1922434982 | $99,000 | — |
| Nov 5, 2025 | Pending MFRMLS #TB8401722 | — | |
| Nov 4, 2025 | Listed (Active) MFRMLS #TB8401722 | — | |
| Oct 6, 2025 | Temporarily Off Market MFRMLS #TB8401722 | $109,950 | — |
| Aug 8, 2025 | Price Change MFRMLS #TB8401722 | $119,950 | — |
| Jul 2, 2025 | Listed (Active) MFRMLS #TB8401722 | $129,950 | — |
| Date | Event & Source | Price |
|---|---|---|
| 11/30/2025 | Sold MFRMLS #TB8401722 | $99,000 |
| 11/20/2025 | Sold (Public Record) Public Record #1922434982 | $99,000 |
| 11/05/2025 | Pending MFRMLS #TB8401722 | — |
| 11/04/2025 | Listed (Active) MFRMLS #TB8401722 | — |
| 10/06/2025 | Temporarily Off Market MFRMLS #TB8401722 | $109,950 |
| 08/08/2025 | Price Change MFRMLS #TB8401722 | $119,950 |
| 07/02/2025 | Listed (Active) MFRMLS #TB8401722 | $129,950 |
For completeness, we often displays two records for one sale: the MLS record and the public record.
Public Records for 10909 Cowels Road
Schools near 10909 Cowels Road
Rating | School | Type | Grades | Distance |
|---|---|---|---|---|
| Public - | PK to 5 | |||
| Public - | PK to 12 | |||
| Public - | 6 to 8 | |||
| Charter - | 9 to 12 |
Rating | School | Distance |
|---|---|---|
Waller Elementary School PublicPK to 5 | ||
Deane Bozeman School PublicPK to 12 | ||
Merritt Brown Middle School Public6 to 8 | ||
North Bay Haven Career Academy Charter9 to 12 |
School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.
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Nearby home values
| Address | Sold price | Beds | Baths | Sqft | Lot (Sqft) |
|---|---|---|---|---|---|
This home: 10909 Cowels Road, Fountain, FL 32438 | $99,000 | 4 | 2 | 1,448 | 217,800 |
$30,000 | 4 | 2 | – | 435,600 | |
$25,000 | – | – | – | 217,800 | |
$30,000 | – | – | – | 435,600 | |
$70,000 | – | – | – | 910,839 | |
$175,000 | 4 | 2 | 1,976 | 217,800 | |
– | 4 | 2 | 1,245 | 217,800 | |
$10,000 | – | 2 | 2,432 | 217,800 | |
$48,000 | – | – | – | 2,613,600 | |
$17,000 | – | – | – | 435,600 | |
$80,000 | 4 | 2 | 2,052 | 440,827 | |
$105,000 | 2 | 1 | 974 | 435,600 | |
– | – | 3 | 2,108 | 348,480 | |
– | 3 | 2 | 2,356 | 45,520 | |
$280,000 | 2 | 2 | 1,288 | 2,613,600 | |
$159,900 | – | 2 | 1,612 | 871,200 |
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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.
Listing Courtesy of THE SHOP REAL ESTATE CO.
The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.
