13650 Front Beach Rd

Panama City Beach, FL 32413

$2,190,000
Price
5
Beds
3,176 Sq. Ft.
$690 / Sq. Ft.
3,176
Sq. Ft.
$690
per Sq. Ft.
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a view of city
a view of a city
a view of a large building with a big yard and large trees
a view of a balcony with city view
a front view of a house with garden
a kitchen with stainless steel appliances granite countertop a stove and cabinets
a kitchen with a table chairs refrigerator and microwave
a bathroom with a sink toilet and mirror
a bedroom with a bed and a window
a bedroom with a bed and a closet
a bathroom with a toilet and a shower
a bathroom with a sink and a window
a living room with furniture and a flat screen tv
a living room with furniture a flat screen tv and a refrigerator
a view of a dining room with furniture and windows
a living room with furniture and a flat screen tv
a view of a dining room with furniture window and outside view
a dining room with furniture and a window
a view of a house with a yard and plants
a living room filled with furniture
a kitchen with stainless steel appliances a sink stove and refrigerator
a kitchen with granite countertop white cabinets and stainless steel appliances
a view of entryway and hall with wooden floor
a bed sitting in a spacious bedroom next to a window and a flat screen tv
a spacious bedroom with a bed and a flat screen tv
a bedroom with a bed and a flat screen tv
a spacious bathroom with a shower sink and mirror
a bathroom with a shower
a living room filled with furniture and a table
a view of a city from a balcony
a living room with furniture and a floor to ceiling window
a view of a kitchen with wooden floor
a bedroom with bed and a flat tv screen on dresser
a bedroom with a bed and a flat screen tv
a bathroom with a double vanity sink mirror and double
a spacious bathroom with double sink and a mirror
a bedroom with a large bed and a flat tv screen on dresser
a bedroom with a bed and a flat screen tv
a view of entryway with wooden floor
a view of a workspace with furniture
a room with a table and a painting on the wall
a bathroom with a granite countertop sink toilet a shower and a mirror
a large white bed in a white room
a bedroom with a large bed and a chandelier
a bedroom with a large bed and a couch
a bed room with a bed and a tv
a view of a balcony with couch and wooden floor

Description

This stunning almost-new home enjoys a prime coastal location in the acclaimed community of Margaritaville Beach Cottage Resort, Panama City Beach's newest luxury resort. Located just yards from gated beach access and the community pool complex, this beautiful beach cottage has magnificent gulf views from the second and third floor balconies. Built in 2023, this fully furnished Key-West-style home has a cocktail-inspired color palette with an open concept layout that's ideal for relaxing and entertaining....This stunning almost-new home enjoys a prime coastal location in the acclaimed community of Margaritaville Beach Cottage Resort, Panama City Beach's newest luxury resort. Located just yards from gated beach access and the community pool complex, this beautiful beach cottage has magnificent gulf views from the second and third floor balconies. Built in 2023, this fully furnished Key-West-style home has a cocktail-inspired color palette with an open concept layout that's ideal for relaxing and entertaining. It showcases a host of attractive design features, including stylish shiplap walls and a first-floor guest suite. The fully fenced backyard creates a private oasis with low-maintenance turf and a covered porch with a private hot tub for lazing away the days in total relaxation. Indoors, practical wood vinyl laminate flooring complements the white kitchen cabinetry with dark blue tile accents as a backsplash. Four tall chairs are lined up around the breakfast bar with extra seating in the dining area. The open sitting room is a social space complete with a wet bar and a beverage refrigerator. Three floors of accommodations offer multiple porches and balconies for hanging out in the sun. Just add friends, cool drinks and a good book. Five generously sized bedrooms all have lots of light and storage, while four luxury bathrooms and a half bath have a sleek contemporary finish. The top floor includes a game room and a bunk room that's sure to be a big hit with young guests. An exterior spiral staircase provides easy access from the bedrooms to ground level for those eager to get out for a morning stroll before breakfast. Offered turnkey, this gorgeous beach cottage is rental-ready for owners or investors looking to welcome their first guests. This incredible beach house has two dedicated parking spots and direct access to the resort's zero-entry Oasis pool and a heated infinity pool for year-round fun. By day, the water slides and 425-foot lazy river offer cool activities for all ages right next to The Salty Rim Bar and Grill. After dark, the resort buzzes with dining options and nightlife, including movie nights and live entertainment seven nights a week. Just minutes from Pier Park shopping and dining, this home is superbly located for exploring everywhere on foot. Close to golf, entertainment and family attractions, it is also conveniently close to Northwest Florida Beaches International Airport (ECP) for weekend getaways.
  1. Listed by Taylor A Moorman • Brokerage DRE #2027627 • Scenic Sotheby's International Realty • taylor@scenicsir.com
  2. Listed by Brad Dahler • Brokerage DRE #1007656 • Scenic Sotheby's International Realty

Property Details for 13650 Front Beach Road

View
Gulf
Zoning
Resid Single Family
Architectural Style
Caribbean
Subdivision Name
Margaritaville Cottages
Waterfront YN
No
LISTING UPDATED: 02/28/2026 12:57 PM

Property Details for 13650 Front Beach Road

StatusActive
MLS #985773
Days on Market179
Taxes$17,988 / year
HOA Fees$1,220 / quarter
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Detached Single Family / Single Family Residence
Year Built2023
Lot Size0.06 AC / 2,592 SF
CountyBay County
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Location

Listing Courtesy of Scenic Sotheby's International Realty
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Building Information for 13650 Front Beach Road

Stories3Year Built2023Building Size-Lot Size0.06 AC / 2,592 SF

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$12,534 per month

30 year fixed, 6.11% Interest

Principal and Interest

$10,628

Property Taxes

$1,499

HOA Dues

$407

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Property Information for 13650 Front Beach Road

Summary
Location and General Information
  • Community Features: Short Term Rental - Allowed, Pickle Ball, Beach, Pool
  • Directions: Driving on US-98 W, turn left onto Alf Coleman Rd, then turn right onto Middle Beach Rd; continue on Front Beach Road. The property is the first cottage on the left side corner of the main entrance.;
  • Road Frontage Type: Private Road
  • MLS Area Minor: 0320 - Beach - Middle Central
  • MLS Area Major: 03 - Bay County - Beach
  • Latitude: 30.199897
  • Longitude: -85.846897
  • Location Tax and Legal:Sub Area: 2720 - Beach - Middle Central
  • Location Tax and Legal:Elementary School: Hutchinson Beach
  • Location Tax and Legal:Middle School: Surfside
  • Location Tax and Legal:High School: Arnold
  • Location Tax and Legal:Legal Description: PANAMA CITY BEACH RESORT LOT 8 MARGARITAVILLE COTTAGES PH 2 ORB 4664 P 859
  • Project Facilities: Beach, Pickle Ball, Pool2, Short Term Rental - Allowed
Taxes and HOA
  • Association Fee Frequency: Quarterly
  • Association Fee Includes: Accounting, Ground Keeping, Management, Recreational Faclty, Water, Trash
  • Association Fee2: $1,220
  • Tax Legal Description: PANAMA CITY BEACH RESORT LOT 8 MARGARITAVILLE COTTAGES PH 2 ORB 4664 P 859
  • Parcel Number: 34764-150-080
  • Association Amenities: Beach Rights
  • Association Fee: $0
  • Association YN: Yes
  • Tax Annual Amount: $17,988
  • Listing Info Tax Legal:Last Taxes: $17,988
  • Listing Info Tax Legal:Last Tax Year: 2024.0
School Information
  • Elementary School: Hutchison Beach
  • Middle Or Junior School: Surfside
  • High School: Arnold
Parking
  • Carport YN: No
  • Attached Garage YN: No
  • Garage YN: No
  • General Property Info:Driveway Spaces: 2.0
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Property
Lot Information
  • Building Area Source: County PA Records
  • Lot Size Dimensions: 32 X 81
  • Lot Size Acres: 0.06
  • Lot Size Area: 0.06
  • Lot Size Units: Acres
  • Property Condition: Construction Complete
  • Lot Features: Corner, Level, Within 1/2 Mile to Water
  • Building Area Total: 3176.0
  • Lot Size Square Feet: 2614.0
  • Living Area Source: Appraiser
  • General Property Info:SqFt Source: County PA Records
  • Waterview: Gulf2
  • LotParcel Access: Paved Road
  • Lot Features: Corner, Level, Within 12 Mile to Water
Property and Assessments
  • Road Surface Type: Paved
  • Tax Year: 2024.0
  • Floor Plans Count: 4.0
  • Property Type: Residential
  • Year Built: 2023.0
  • Property Sub Type: Detached Single Family
  • New Construction YN: No
  • General Property Info:Sub-Type: Detached Single Family
  • General Property Info:Design: Caribbean
  • Listing Info Tax Legal:Homestead: false
  • Construction Status: Construction Complete
  • Construction Siding: Roof Metal, Siding CmntFbrHrdBrd
  • Occupancy Status: Vacation Rental
Utilities
  • Sewer: Public Sewer
  • Utilities: Electric, Gas - Natural, Public Water, TV Cable
  • Electric: True
  • Utilities: Electric, Gas - Natural, Public Sewer, Public Water, TV Cable
  • Energy: AC - Central Elect, Ceiling Fans, Heat Cntrl Electric, Water Heater - Tnkls
Interior and Exterior Features
Exterior Features
  • Exterior Features: Balcony, Hot Tub
  • Construction Materials: Siding CmntFbrHrdBrd
  • Stories: 3.0
  • Pool Features: Pool Type
  • Patio And Porch Features: Deck Covered, Deck Open, Patio Covered
  • Fencing: Fenced, Partial
  • Roof: Metal
  • Stories Total: 3.0
  • General Property Info:Pool: Yes
  • General Property Info:Pool Type: Community
  • Exterior: Balcony, Deck Covered, Deck Open, Hot Tub, Patio Covered
Interior Features
  • Heating: Central
  • Cooling: Ceiling Fans, Central Air
  • Interior Features: Breakfast Bar, Ceiling Tray/Cofferd, Lighting Recessed, Washer/Dryer Hookup, Wet Bar
  • Flooring: Floor Vinyl
  • Window Features: Window Treatment All
  • Room Type: Great Room, Kitchen, Bedroom, Master Bedroom
  • Rooms Total: 7.0
  • Bathrooms Total Integer: 5.0
  • Bathrooms Total Decimal: 4.5
  • Bathrooms Total Notational: 4.1
  • Cooling YN: Yes
  • Heating YN: Yes
  • Levels: Three Or More
  • Bedrooms Total: 5.0
  • Bathrooms Full: 4.0
  • Bathrooms Half: 1.0
  • Interior: Breakfast Bar, Ceiling TrayCofferd, Floor Vinyl, Furnished - All, Lighting Recessed, WasherDryer Hookup, Wet Bar, Window Treatment All
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Refrigerator WIceMk, StoveOven Dual Fuel, Warranty Provided, Washer
Room Information
Room 1
  • Room Type: Great Room
  • Room Level: First
  • Room Length: 12.33
  • Room Width: 23.0
  • Room Dimensions: 12.33 x 23
Room 2
  • Room Type: Kitchen
  • Room Level: First
  • Room Length: 15.75
  • Room Width: 12.83
  • Room Dimensions: 15.75 x 12.83
Room 3
  • Room Type: Bedroom
  • Room Level: First
  • Room Length: 14.42
  • Room Width: 15.08
  • Room Dimensions: 14.42 x 15.08
Room 4
  • Room Type: Master Bedroom
  • Room Level: Second
  • Room Length: 17.17
  • Room Width: 15.75
  • Room Dimensions: 17.17 x 15.75
Room 5
  • Room Type: Bedroom
  • Room Level: Second
  • Room Length: 12.33
  • Room Width: 11.33
  • Room Dimensions: 12.33 x 11.33
Room 6
  • Room Type: Bedroom
  • Room Level: Second
  • Room Length: 12.33
  • Room Width: 11.33
  • Room Dimensions: 12.33 x 11.33
Room 7
  • Room Type: Bedroom
  • Room Level: Third
  • Room Length: 18.83
  • Room Dimensions: 18.83 x 14.83
Multi Family
Multi Family Information
  • Furnished: Furnished - All
Rental
Rent Information
  • General Property Info:Immediate Occupancy: true
  • Listing Info Tax Legal:Is Subject Leased: false

Property History for 13650 Front Beach Road

DateEvent & SourcePriceAppreciation
Sep 19, 2025

Listed (Active)

CPAR #779276

$2,190,000—
Sep 19, 2025

Listed (Active)

ECAR #985773

$2,190,000—
Jul 3, 2025

Withdrawn

CPAR #774744

$2,399,000—
Jun 11, 2025

Listed (Active)

CPAR #774744

$2,399,000—
Aug 5, 2024

Withdrawn

CPAR #752618

$2,799,999—
Feb 10, 2024

Listed (Active)

CPAR #752618

$2,895,000—
Jan 29, 2024

Withdrawn

CPAR #739569

$3,195,000—
Apr 1, 2023

Listed (Active)

CPAR #739569

$3,195,000—
Feb 28, 2023

Sold (Public Record)

Public Record #1508937115

$1,750,000—
Feb 28, 2023

Sold (Public Record)

Public Record #1508937115

$1,750,000—
Feb 28, 2023

Sold

CPAR #737030

$1,750,000—
Feb 28, 2023

Sold

ECAR #916130

$1,750,000—
Feb 28, 2023

Sold

CPAR #738258

$2,150,000—
Feb 1, 2023

Pending

CPAR #737030

—
Feb 1, 2023

Listed (Active)

CPAR #737030

$1,750,000—
Feb 1, 2023

Listed (Active)

ECAR #916130

$1,750,000—
DateEvent & SourcePrice
09/19/2025

Listed (Active)

CPAR #779276

$2,190,000
09/19/2025

Listed (Active)

ECAR #985773

$2,190,000
07/03/2025

Withdrawn

CPAR #774744

$2,399,000
06/11/2025

Listed (Active)

CPAR #774744

$2,399,000
08/05/2024

Withdrawn

CPAR #752618

$2,799,999
02/10/2024

Listed (Active)

CPAR #752618

$2,895,000
01/29/2024

Withdrawn

CPAR #739569

$3,195,000
04/01/2023

Listed (Active)

CPAR #739569

$3,195,000
02/28/2023

Sold (Public Record)

Public Record #1508937115

$1,750,000
02/28/2023

Sold (Public Record)

Public Record #1508937115

$1,750,000
02/28/2023

Sold

CPAR #737030

$1,750,000
02/28/2023

Sold

ECAR #916130

$1,750,000
02/28/2023

Sold

CPAR #738258

$2,150,000
02/01/2023

Pending

CPAR #737030

—
02/01/2023

Listed (Active)

CPAR #737030

$1,750,000
02/01/2023

Listed (Active)

ECAR #916130

$1,750,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 13650 Front Beach Road

Taxable ValueLand$472,990Additions$1,152,578Total$1,625,568
Tax Record2025$17,741 ($1,478 / month)
Home Facts
Beds4Total Finished SqFt3,968 SqFtAbove Grade Finished SqFt3,968 SqFtStories3Lot Size2,570 SqFtStyleSingle Family ResidenceYear Built2023CountyBAYAPN34764-150-080

Schools near 13650 Front Beach Road

This home is within Bay.
Rating
School
Type
Grades
Distance
Surfside Middle School
Public - PK to 12
Hutchison Beach Elementary School
Public - K to 5
J.R. Arnold High School
Public - 9 to 12
A. Gary Walsingham Academy
Public - PK to 5
Rating
School
Distance
Surfside Middle School
PublicPK to 12

Hutchison Beach Elementary School
PublicK to 5

J.R. Arnold High School
Public9 to 12

A. Gary Walsingham Academy
PublicPK to 5

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 13650 Front Beach Road, Panama City Beach, FL 32413

13650 Front Beach Road is a single family home for sale in Panama City Beach, FL 32413. This property was listed for sale on September 19, 2025 by Scenic Sotheby's International Realty, it's currently listed at $2,190,000. It has been on the market for a total of 179 days and was last sold on February 28, 2023. This listing's school district is Bay. Nearby schools include Surfside Middle School, Hutchison Beach Elementary School and J.R. Arnold High School. 13650 Front Beach Road is a 5-bed, 5-bath, 3,176 sqft single family home built in 2023.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Scenic Sotheby's International Realty

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.