16-20 Cummings St

Rochester, NY 14609

$129,000
Last Sold Price
4
Beds
1,564 Sq. Ft.
$82 / Sq. Ft.
1,564
Sq. Ft.
$82
per Sq. Ft.
Get preapproved with Rocket Mortgage1
Closed 7/17/25
Closed 7/17/25

Description

Welcome to this beautifully updated 4 bed, 2 bath duplex in the highly sought-after 14609 zip code! Each spacious unit features 2 bedrooms with modernized kitchens and bathrooms, offering comfort and style throughout. This fully occupied property generates $2,200/month in rental income, making it a turnkey investment opportunity. Situated on a double lot, there's ample room for outdoor entertaining, gardening, or summer recreation. With plenty of off-street parking and a current Certificate of Occupancy...Welcome to this beautifully updated 4 bed, 2 bath duplex in the highly sought-after 14609 zip code! Each spacious unit features 2 bedrooms with modernized kitchens and bathrooms, offering comfort and style throughout. This fully occupied property generates $2,200/month in rental income, making it a turnkey investment opportunity. Situated on a double lot, there's ample room for outdoor entertaining, gardening, or summer recreation. With plenty of off-street parking and a current Certificate of Occupancy valid through 2030, this home is ready for its next owner. Enjoy the convenience of being just minutes from shopping, dining, and public transportation. This property truly checks all the boxes—don’t miss your chance to start cash flowing immediately upon title transfer. Delayed Showings until Monday, 5/19 at 10am. Delayed negotiations until 5/27/2025 at 12pm.
  1. Listed by Jesse Sanfilippo • Keller Williams Realty Greater Rochester
    P: (585)-362-8900 C: (585)-362-8900 jsanfilippo@kw.com

Property Details for 16-20 Cummings Street

Subdivision Comm Complex
N Clifton Of 225
Styles Of Residence
Duplex
On Waterfront
No
Parking Description
Paved, On Street, Two Or More Spaces, Unpaved
Nearest Cross Street
Bay St
LISTING CLOSED: 07/17/2025 12:00 AM

Property Details for 16-20 Cummings Street

StatusClosed
MLS #R1607507
Days on Market27
Taxes$3,544 / year
HOA Fees-
Condo/Co-op Fees-
Property TypeMulti Family
MLS TypeResidential / Residential
Year Built1940
Lot Size0.12 AC / 5,227 SF
CountyMonroe County
Get preapproved with Rocket Mortgage1

Location

Listing Courtesy of Keller Williams Realty Greater Rochester

Sold By 31 North Realty Group

Add your commute

Building Information for 16-20 Cummings Street

Stories2Residences2Year Built1940Building Size-Lot Size0.12 AC / 5,227 SF

Payment Calculator

Get preapproved with Rocket Mortgage1

$938 per month

30 year fixed, 6.36% Interest

Principal and Interest

$643

Property Taxes

$295

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Know your buying power with a preapproval and custom rate in minutes

Rocket Mortgage1

Property Information for 16-20 Cummings Street

Summary
Location and General Information
  • Elementary School District: Rochester
  • High School District: Rochester
  • Middle Or Junior School District: Rochester
  • Village: Not Applicable
  • Human YN: No
Parking
  • Garage Spaces per Apt: .00
Taxes and HOA Information
  • Area NYSWIS Code: Rochester City-261400
  • Tax Annual Amount: $3,544.00
Property
Lot Information
  • Building Area Source: Public Records
  • Building Area Total: 1564.0
  • Land Features: Corner Lot, Irregular Lot, Near Public Transit, Residential Lot
  • Num Of Acres: 0.12
  • Lot Size Area: 0.12
  • Lot Size Units: Acres
  • Parcel Number: 261400-107-370-0003-050-001-0000
  • Road Frontage: City Street, Main Thoroughfare
  • Lot Number: 50
Property and Assessments
  • Property Condition: Resale
  • Assessed Value: $95,700
  • Year Built: 1940
  • Year Built Description: Existing
  • Zoning Description: Residential 2 Unit
Utilities
  • Electric Service: Circuit Breakers
  • Num Of Electric Meters: 2
  • Num Of Gas Meters: 2
  • Sewer Description: Connected
  • Utilities Available: Cable Available, High Speed Internet Available, Sewer Connected, Water Connected
  • Water Supply: Connected, Public
Interior and Exterior Features
Exterior Features
  • Construction Materials: Wood Siding, Copper Plumbing, Pex Plumbing
  • Foundation Description: Block
  • Roof Description: Asphalt, Shingle
Interior Features
  • Appliances: Gas Water Heater
  • Basement Description: Full
  • Basement YN: Yes
  • Num Of Possible Bedrooms: 4
  • Num Fireplaces Total Calculated: 0
  • Fireplace YN: No
  • Floor Description: Carpet, Hardwood, Luxury Vinyl, Varies
  • Heating: Gas, Forced Air
  • Heating YN: Yes
  • Interior Features: Natural Woodwork
  • Levels: Two
  • Sq Ft Total: 1564.0
  • Main Level Bathrooms: 0
Multi Family
Multi-Family Information
  • Number Of Units In Community: 2
  • Number Of Units Total: 2
  • Operating Expense Includes: Insurance
  • Stories: 2
  • Stories Total: 2
Unit 1
  • Unit Type Actual Rent: $1,100.00
  • Unit Type Baths Total: 1
  • Unit Type Beds Total: 2
  • Features: Oven/ Range,Refrigerator,Den/Family Room,Eat-In Kitchen
  • Unit Type Total Rent: $1,100.00
  • Unit Type Num Full Baths: 1
  • Unit Type Num Half Baths: 0
  • Unit Type Actual Rent Range: 1100
Unit 2
  • Unit Type Actual Rent: $1,100.00
  • Unit Type Baths Total: 1
  • Unit Type Beds Total: 2
  • Features: Oven/ Range,Refrigerator,Den/Family Room,Eat-In Kitchen
  • Unit Type Total Rent: $1,100.00
  • Unit Type Num Full Baths: 1
  • Unit Type Num Half Baths: 0
  • Unit Type Actual Rent Range: 1100
Rental
Rental Information
  • Rent Includes: Hot Water, Water

Property History for 16-20 Cummings Street

DateEvent & SourcePriceAppreciation
Jul 17, 2025

Sold

WNYREIS #R1607507

$129,000—
Jul 17, 2025

Sold

New York State Alliance of MLSs (Buffalo) #R1607507

$129,000—
Jun 12, 2025

Pending

WNYREIS #R1607507

—
DateEvent & SourcePrice
07/17/2025

Sold

WNYREIS #R1607507

$129,000
07/17/2025

Sold

New York State Alliance of MLSs (Buffalo) #R1607507

$129,000
06/12/2025

Pending

WNYREIS #R1607507

—

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 16-20 Cummings Street

Taxable ValueLand$6,000Additions$50,000Total$56,000
Home Facts
Baths2Total Finished SqFt1,564 SqFtAbove Grade Finished SqFt1,564 SqFtStories3Lot Size5,227 SqFtStyleDuplexYear Built1940Zoning12CountyMONROEAPN261400 107.37-3-50.001

Schools near 16-20 Cummings Street

This home is within Rochester City School District.
Rating
School
Type
Grades
Distance
School 33 Audubon
Public - PK to 6
School 45 Mary Mcleod Bethune
Public - PK to 8
East High School
Public - 9 to 12
School 52 Frank Fowler Dow
Public - PK to 6
Rating
School
Distance
School 33 Audubon
PublicPK to 6

School 45 Mary Mcleod Bethune
PublicPK to 8

East High School
Public9 to 12

School 52 Frank Fowler Dow
PublicPK to 6

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

Nearby off-market homes

AddressSold priceBedsBathsSqftLot AC
696 Bay Street, Rochester, NY 14609
$100,000
3
1,661
0.12
16 Cummings Street, Unit 20, Rochester, NY 14609
$129,000
–
2
1,564
0.12
704 Bay Street, Unit 706, Rochester, NY 14609
$70,000
–
2
1,630
0.24
704-706 Bay Street, Rochester, NY 14609
–
–
2
1,630
0.24
144 Copeland Street, Rochester, NY 14609
$25,000
3
1
1,113
0.06

Explore Nearby Homes

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Keller Williams Realty Greater Rochester

Based on information from one of the following Multiple Listing Services: WNYREIS and Greater Binghamton Association of REALTORS. Information being provided is for the visitor's personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by WNYREIS and Greater Binghamton Association of REALTORS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.