16328 Front Beach Road, Unit 20

New
New
Gallery Image 1
Gallery Image 2
Gallery Image 3
Gallery Image 4
Gallery Image 5
Gallery Image 6
Gallery Image 7
Gallery Image 8
Gallery Image 9
Gallery Image 10
Gallery Image 11
Gallery Image 12
Gallery Image 13
Gallery Image 14
Gallery Image 15
Gallery Image 16
Gallery Image 17
Gallery Image 18
Gallery Image 19
Gallery Image 20
Gallery Image 21
Gallery Image 22
Gallery Image 23
Gallery Image 24
Gallery Image 25
Gallery Image 26
Gallery Image 27
Gallery Image 28
Gallery Image 29
Gallery Image 30
Gallery Image 31
Gallery Image 32
Gallery Image 33
Gallery Image 34
Gallery Image 35
Gallery Image 36
Gallery Image 37
Gallery Image 38
Gallery Image 39
Gallery Image 40
Gallery Image 41
Gallery Image 42
Gallery Image 43
Gallery Image 44
Gallery Image 45
Gallery Image 46
Gallery Image 47
Gallery Image 48
Gallery Image 49
Gallery Image 50
Gallery Image 51
Gallery Image 52
Gallery Image 53
Gallery Image 54
Gallery Image 55
Gallery Image 56
Gallery Image 57
Gallery Image 58
Active
$824,999
3 beds1,368 sqft

16328 Front Beach Rd, Unit 20, Panama City Beach, FL 32413

Est: $5,317/moGet pre-approved
CondoProperty Type
2002Year Built
$603/sq ftPrice per sq ft
$1,228 / quarterHOA Fees
2 carsParking Spaces

Description

Beach days, sunset walks and dinner out can all be part of the routine at Pier Haven, a three-story cottage in Summer Towne Cottages, a colorful, low-density beach community just steps from the Gulf on Front Beach Road in Panama City Beach. With the beach, Pier Park, Russell-Fields Pier, shopping, restaurants and entertainment all within easy walking distance, the location makes it easy to leave the car behind and settle into the best parts of beach life. Pier Haven is the cottage closest to Pier...Beach days, sunset walks and dinner out can all be part of the routine at Pier Haven, a three-story cottage in Summer Towne Cottages, a colorful, low-density beach community just steps from the Gulf on Front Beach Road in Panama City Beach. With the beach, Pier Park, Russell-Fields Pier, shopping, restaurants and entertainment all within easy walking distance, the location makes it easy to leave the car behind and settle into the best parts of beach life. Pier Haven is the cottage closest to Pier Park, putting some of the area's most popular spots practically at your doorstep. Short-term rentals are allowed, and Pier Haven has an established rental history, generating the equivalent of $93,089 in 2023, $93,615 in 2024 and $90,643 in 2025 (including owner usage). For a buyer looking for a Panama City Beach vacation home that can also generate rental income when not being enjoyed personally, the combination of location, layout and established rental performance is compelling. Summer Towne Cottages offers a different kind of beach getaway - a collection of cottage-style homes gathered around a seasonal community pool rather than a large resort tower. There are no crowded lobbies or elevators to navigate, and this home comes with its own two-car garage. Guests can also enjoy the community's sun deck, seasonal outdoor pool, BBQ facilities and picnic area. Inside, the three-story layout gives everyone room to spread out while creating distinct spaces for gathering and relaxing. The main living area occupies the top floor, where vaulted ceilings, tile flooring and an open floor plan make the space feel bright and airy. A covered porch with grill extends the living area outdoors, while the top deck offers impressive beach views and the kind of gulf breeze that makes you want to stay outside a little longer. The top-floor primary suite has its own reading nook, private bath and balcony overlooking the beach, creating a private retreat with a front-row beach view. Two additional bedroom suites are located on the second floor, each with a private bathroom. One includes a twin trundle bed tucked into a cozy nook, while the other features a queen bed and a private balcony overlooking the community pool. The washer and dryer are conveniently located on this level. The first floor adds another bedroom with a twin-over-full trundle bed, along with a private bathroom and foyer entrance. With three bedrooms, three full baths and a half bath, the layout gives families and groups plenty of room to spread out, while the multiple bedrooms, private baths and outdoor spaces make the home especially well suited to vacation stays. Pier Haven offers a distinctly different way to experience Panama City Beach: your own colorful cottage by the Gulf, with the beach and the best of the west end just outside the door. Schedule a tour to take a closer look at Pier Haven and see what makes this location so easy to enjoy.
Days on Market Listed Today
  • Listed by: Craig Duran • Berkshire Hathaway HomeServices Beach Properties of Florida
Last updated: 10/06/2026 11:33 AM • Source: CPAR, MLS#: 796321
See It First™ on Compass

Find homes before they're listed on other real estate sites.

Start your search

Location

Listing Courtesy of Berkshire Hathaway HomeServices Beach Properties of Florida
Add your commute
Payment Calculator

Get preapproved with Rocket Mortgage1

$5,317 per month

30 year fixed, 7.03% Interest

Principal and Interest

$4,404

Property Taxes

$503

HOA Dues

$409

The Payment Calculator is for illustrative purposes only.
Know your buying power with a preapproval and custom rate in minutes
Rocket Mortgage1

Property Information for 16328 Front Beach Road, Unit 20

Property Details

  • Taxes: $6,039 / year
  • MLS Type: Residential / Condominium / Condominium
  • County: Bay County
  • Architectural Style: Low Rise
  • Waterfront: No
  • Subdivision Name: Summer Towne Cottage Condo Ph II
  • View: Gulf
  • View: Yes

Building Information

  • Building/Complex: 16328 Front Beach Rd
  • Floor: 1
  • Year Built: 2002

Summary

Location and General Information
  • City: Panama City Beach
  • County Or Parish: Bay
  • Directions: House is located directly west of Pier Park on the north side of Front Beach Road. Turn into Summer Town Cottages. Take the first right and house is on the end on the right. House has a garage.
  • State Region: FL
  • Postal Code: 32413
  • Latitude: 30.217655
  • Longitude: -85.879208
  • State Or Province: FL
  • MLS Area Major: 03 - Bay County - Beach
  • MLS Area Minor: 0318 - Beach - Central South
Taxes and HOA Information
  • Parcel Number: 33674-020-000
  • Association Fee: $1,227.76
  • Association Fee Frequency: Quarterly
  • Association Fee Includes: Cable Tv, Legal Accounting, Pools, Trash
  • Association: Yes
  • Tax Annual Amount: $6,038.55
  • Tax Legal Description: SUMMER TOWNE COTTAGE CONDO PH III UNIT 20 ORB 2038 P 1491 3BR 3.5B 1368 H&C ORB 4234 P 772
  • Tax Year: 2025
School Information
  • Elementary School: Hutchison Beach
  • High School: Arnold
  • Middle Or Junior School: Surfside
Parking
  • Attached Garage: No
  • Garage Spaces: 2.0
  • Garage: Yes

Property

Lot Information
  • Building Area Total: 1368.0
  • Lot Features: Sprinkler System
  • Lot Size Dimensions: 0
  • Living Area Source: Appraiser
Property and Assessments
  • Year Built: 2002
  • New Construction: No
  • Human Modified: No
Utilities
  • Sewer: Public Sewer
  • Utilities: Electricity Available

Interior and Exterior Features

Exterior Features
  • Exterior Features: Covered Patio, Outdoor Shower
  • Pool Features: Community
  • Community Features: Pool, Community Pool, Short Term Rental Allowed
  • Construction Materials: Hardiplank Type, Metal Siding
  • Foundation Details: Slab
  • Patio And Porch Features: Balcony, Deck, Covered, Porch
Interior Features
  • Entry Level: 1
  • Bathrooms Full: 3
  • Bathrooms Half: 1
  • Bathrooms Total: 4
  • Bedrooms Total: 3
  • Rooms Total: 3
  • Cooling: Yes
  • Cooling: Central Air, Ceiling Fans
  • Heating: Yes
  • Heating: Electric
  • Appliances: Electric Oven, Electric Range, Electric Water Heater
  • Interior Features: Balcony, Double Vanity, Main Level Primary, Walk In Closets

Multi Family

Multi-Family Information
  • Units Furnished: All Units

Rental

Rental Information
  • Occupant Type: Tenant

Property History for 16328 Front Beach Road, Unit 20

DateEvent & SourcePriceAppreciation
Oct 6, 2026

Listed (Active)

CPAR #796321

$824,999—
Mar 16, 2020

Sold (Public Record)

Public Record #665099880

$525,000—
Mar 16, 2020

Sold

CPAR #688890

$525,000—
DateEvent & SourcePrice
10/06/2026

Listed (Active)

CPAR #796321

$824,999
03/16/2020

Sold (Public Record)

Public Record #665099880

$525,000
03/16/2020

Sold

CPAR #688890

$525,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 16328 Front Beach Road, Unit 20

Taxable Value

Land

-

Additions

$435,928
Total-

Tax Record

2025

$4,758 ($396 / month)

Home Facts

Beds

3

Total Finished SqFt

1,368 SqFt

Above Grade Finished SqFt

1,368 SqFt

Style

Condominium

Year Built

2002

County

BAY

APN

33674-020-000

Schools near 16328 Front Beach Road, Unit 20

This home is within Bay District Schools.
Rating
School
Type
Grades
Distance
Surfside Middle School
Public - PK to 12
Hutchison Beach Elementary School
Public - K to 5
J.R. Arnold High School
Public - 9 to 12
A. Gary Walsingham Academy
Public - PK to 5
Rating
School
Distance
Surfside Middle School
PublicPK to 12

Hutchison Beach Elementary School
PublicK to 5

J.R. Arnold High School
Public9 to 12

A. Gary Walsingham Academy
PublicPK to 5

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

New listings in 32413

$649,000 | 118 East Lakeshore Drive, Panama City Beach, FL 32413
1/66
New

$649,000

4
Bedrooms
2,107
Square Feet
0.17
Acres

118 East Lakeshore Drive, Panama City Beach, FL 32413

$724,990 | 125 Malaga Place, Panama City Beach, FL 32413
1/54
Listed By Coldwell Banker Realty

$724,990

3
Bedrooms
1,269
Square Feet
0.15
Acres

125 Malaga Place, Panama City Beach, FL 32413

$2,200,000 | 13650 Front Beach Road, Panama City Beach, FL 32413
1/81
New

$2,200,000

5
Bedrooms
3,176
Square Feet
0.06
Acres

13650 Front Beach Road, Panama City Beach, FL 32413

$465,000 | 16819 Front Beach Road, Unit 1514, Panama City Beach, FL 32413
1/42
New

$465,000

2
Bedrooms
1,131
Square Feet

16819 Front Beach Road, Unit 1514, Panama City Beach, FL 32413

$289,000 | 625 Malaga Place, Panama City Beach, FL 32413
1/38
New

$289,000

3
Bedrooms
1,632
Square Feet
0.24
Acres

625 Malaga Place, Panama City Beach, FL 32413

$590,000 | 21902 Sunnyside Lane, Panama City Beach, FL 32413
1/62
New

$590,000

2
Bedrooms
1,362
Square Feet
0.29
Acres

21902 Sunnyside Lane, Panama City Beach, FL 32413

$434,000 | 22522 Front Beach Road, Unit O, Panama City Beach, FL 32413
1/64

$434,000

2
Bedrooms
1,140
Square Feet
0.07
Acres

22522 Front Beach Road, Unit O, Panama City Beach, FL 32413

$1,399,000 | 322 Sea Breeze Drive, Panama City Beach, FL 32413
1/56
Listed By Compass

$1,399,000

4
Bedrooms
2,566
Square Feet
0.12
Acres

322 Sea Breeze Drive, Panama City Beach, FL 32413

$375,000 | 110 South Vestavia Street, Panama City Beach, FL 32413
1/53
New

$375,000

2
Bedrooms
1,440
Square Feet
0.17
Acres

110 South Vestavia Street, Panama City Beach, FL 32413

Explore Nearby Homes

More information about 16328 Front Beach Road, Unit 20, Panama City Beach, FL 32413

16328 Front Beach Road, Unit 20 is a condo for sale in Panama City Beach, FL 32413. This property was listed for sale on October 6, 2026 by Berkshire Hathaway HomeServices Beach Properties of Florida, it's currently listed at $824,999. It has been on the market for a total of 0 days and was last sold on March 16, 2020. This listing's school district is Bay District Schools. Nearby schools include Surfside Middle School, Hutchison Beach Elementary School and J.R. Arnold High School. 16328 Front Beach Road, Unit 20 is a 3-bed, 4-bath, 1,368 sqft condo built in 2002.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Berkshire Hathaway HomeServices Beach Properties of Florida

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.