16328 Front Beach Rd, Unit 4

Panama City Beach, FL 32413

$825,000
Price
3
Beds
1,368 Sq. Ft.
$603 / Sq. Ft.
1,368
Sq. Ft.
$603
per Sq. Ft.
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Description

Welcome to the enchanting world of coastal living at 16328 Front Beach Rd, Unit 4, nestled in the vibrant Summer Towne Cottages community! This charming beach house is not just a home; it's a lifestyle waiting to be lived. With 3 spacious bedrooms and 4 beautifully designed bathrooms, this residence offers a perfect blend of comfort and style set against the backdrop of the pristine Gulf coast. As you make your way through the home, you'll discover freshly updated features that harmonize modern elegance...Welcome to the enchanting world of coastal living at 16328 Front Beach Rd, Unit 4, nestled in the vibrant Summer Towne Cottages community! This charming beach house is not just a home; it's a lifestyle waiting to be lived. With 3 spacious bedrooms and 4 beautifully designed bathrooms, this residence offers a perfect blend of comfort and style set against the backdrop of the pristine Gulf coast. As you make your way through the home, you'll discover freshly updated features that harmonize modern elegance with the charm of beachside living. The metal roof not only adds a unique aesthetic appeal but also promises durability, making this home as practical as it is beautiful. You'll love relaxing in the sun-soaked living areas, filled with natural light that pours in through large windows, inviting the serene coastal vibes from outside. But the real showstopper? The breathtaking Gulf view from the third floor, where mornings are greeted with stunning sunrises and evenings are wrapped in pastel sunsets. Imagine sipping your coffee or enjoying a glass of wine while soaking in the captivating scenery right from your own balcony! For those who love adventure and the outdoors, the nearby dog beach access offers the perfect opportunity for your furry friends to frolic in the surf. The community is also just minutes from Pier Park, where shopping, dining, and entertainment await. Stroll a short distance to the county pier for a day of fishing, paddle boarding, or simply admiring the waves crashing against the shore. This beach house isn't merely a place to live; it's a gateway to creating memories that will last a lifetime. With its perfect location, modern features, and coastal charm, this home is ready for you to make it your own. Come and experience the beauty and joy of life at the beach. Your paradise awaits! As an added benefit, this property is an excellent short-term rental investment. With proof of past and future revenue, the financial opportunities here are impressive. This turn key home comes fully furnished with everything you need to have revenue flowing in as soon as possible. Whether you are looking for a serene getaway or an investment property, this home fulfills both dreams effortlessly. Don't miss your chance to own a piece of paradise in this highly sought-after beach community. Experience the luxury of coastal living at its finest in Summer Towne Cottages, where beautiful days and breathtaking views are part of everyday life. Come see this spectacular beach house today and find out why it could be the perfect place for you to call home!
  1. Listed by Hali A Binkley • QUORA REALTY

Property Details for 16328 Front Beach Road, Unit 4

Architectural Style
Florida
Waterfront
No
Subdivision Name
Summer Towne Cottage Condo Ph II
View
Gulf, Lake, Water
Zoning Description
City
View
Yes
LISTING UPDATED: 04/30/2026 01:32 AM

Property Details for 16328 Front Beach Road, Unit 4

StatusActive
MLS #785453
Days on Market69
Taxes$6,039 / year
HOA Fees-
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeResidential / Single Family Residence / Single Family Residence
Year Built2002
Lot Size0.00 AC / 0 SF
CountyBay County
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Location

Listing Courtesy of QUORA REALTY
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Building Information for 16328 Front Beach Road, Unit 4

Stories3Year Built2002Building Size-Lot Size0.00 AC / 0 SF

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$4,658 per month

30 year fixed, 6.46% Interest

Principal and Interest

$4,154

Property Taxes

$503

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 16328 Front Beach Road, Unit 4

Summary
Location and General Information
  • City: Panama City Beach
  • County Or Parish: Bay
  • Directions: HWY 98 WEST TO POWELL ADAMS ROAD, TURN LEFT TO FRONT BEACH ROAD, TURN RIGHT on LAKE CIRCLE,THEN LEFT ON GULF LANE TO UNIT #4
  • State Region: FL
  • Postal Code: 32413
  • Latitude: 30.217788
  • Longitude: -85.879874
  • State Or Province: FL
  • Road Frontage Type: City Street
  • Road Responsibility: Public Maintained Road
  • MLS Area Major: 03 - Bay County - Beach
  • MLS Area Minor: 0320 - Beach - Middle Central
Taxes and HOA Information
  • Parcel Number: 33674-004-000
  • Association: Yes
  • Tax Annual Amount: $6,039.00
  • Tax Legal Description: SUMMER TOWNE COTTAGE CONDO PH V UNIT 4 ORB 2038 P 1491 3BR 3.5B 1368 H&C ORB 3966 P 17
  • Tax Year: 2025
School Information
  • Elementary School: Hutchison Beach
  • High School: Arnold
  • Middle Or Junior School: Surfside
Parking
  • Attached Garage: No
  • Covered Spaces: 2.0
  • Garage: No
Virtual Tour
Property
Lot Information
  • Building Area Total: 1368.0
  • Lot Size Dimensions: 0
  • Living Area Source: Appraiser
Property and Assessments
  • Senior Community: No
  • Year Built: 2002
  • New Construction: No
  • Human Modified: No
Utilities
  • Utilities: Electricity Available, Sewer Available
Interior and Exterior Features
Exterior Features
  • Pool Features: In Ground, Community
  • Community Features: Pool, Community Pool, Short Term Rental Allowed
  • Foundation Details: Slab
  • Patio And Porch Features: Balcony
  • Security Features: Fire Sprinkler System, Security Lights, Fire Alarm
  • Roof: Metal
Interior Features
  • Levels: Three Or More
  • Stories: 3
  • Stories Total: 3
  • Flooring: Luxury Vinyl Plank
  • Bathrooms Full: 3
  • Bathrooms Half: 1
  • Bathrooms Total: 4
  • Bedrooms Total: 3
  • Rooms Total: 13
  • Cooling: Yes
  • Cooling: Central Air, Ceiling Fans
  • Heating: Yes
  • Heating: Central
  • Laundry Features: Stacked
  • Appliances: Washer Dryer Stacked, Electric Oven
  • Interior Features: Interior Steps
Room Information
Room 1
  • Room Description: Ask Seller If Information is deemed important
  • Room Dimensions: 0 x 0
  • Room Level: Third
  • Room Type: Living Room
Room 2
  • Room Description: Ask Seller If Information is deemed important
  • Room Dimensions: 0 x 0
  • Room Level: Third
  • Room Type: Dining Room
Room 3
  • Room Description: Ask Seller If Information is deemed important
  • Room Dimensions: 0 x 0
  • Room Level: First
Room 4
  • Room Description: Ask Seller If Information is deemed important
  • Room Dimensions: 0 x 0
  • Room Features: Balcony
  • Room Level: Third
  • Room Type: Other
Room 5
  • Room Description: Ask Seller If Information is deemed important
  • Room Dimensions: 0 x 0
  • Room Level: Third
  • Room Type: Kitchen
Room 6
  • Room Description: Ask Seller If Information is deemed important
  • Room Dimensions: 0 x 0
  • Room Level: Second
  • Room Type: Full Bath
Room 7
  • Room Description: Ask Seller If Information is deemed important
  • Room Dimensions: 0 x 0
  • Room Level: First
  • Room Type: Full Bath
Room 8
  • Room Description: Ask Seller If Information is deemed important
  • Room Dimensions: 0 x 0
  • Room Level: Second
  • Room Type: Primary Bathroom
Room 9
  • Room Description: Ask Seller If Information is deemed important
  • Room Dimensions: 0 x 0
  • Room Features: Balcony
  • Room Level: Second
  • Room Type: Other
Room 10
  • Room Description: Ask Seller If Information is deemed important
  • Room Dimensions: 0 x 0
  • Room Level: Second
  • Room Type: Bedroom
Room 11
  • Room Description: Ask Seller If Information is deemed important
  • Room Dimensions: 0 x 0
  • Room Features: Balcony
  • Room Level: Second
  • Room Type: Other
Room 12
  • Room Description: Ask Seller If Information is deemed important
  • Room Dimensions: 0 x 0
  • Room Level: Second
  • Room Type: Primary Bedroom
Room 13
  • Room Description: Ask Seller If Information is deemed important
  • Room Dimensions: 0 x 0
  • Room Level: First
  • Room Type: Bedroom
Multi Family
Multi-Family Information
  • Units Furnished: All Units
Mobile Home
Mobile Home Information
  • Mobile Dim Units: Feet
Rental
Rental Information
  • Occupant Type: Tenant
  • Land Lease: No

Property History for 16328 Front Beach Road, Unit 4

DateEvent & SourcePriceAppreciation
Feb 18, 2026

Listed (Active)

CPAR #785453

$825,000—
Dec 26, 2017

Sold (Public Record)

Public Record #613190144

$415,000

+12.0% / yr

Dec 26, 2017

Sold

CPAR #663194

$415,000—
DateEvent & SourcePrice
02/18/2026

Listed (Active)

CPAR #785453

$825,000
12/26/2017

Sold (Public Record)

Public Record #613190144

$415,000

+12.0% / yr

12/26/2017

Sold

CPAR #663194

$415,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 16328 Front Beach Road, Unit 4

Taxable ValueLand-Additions$435,928Total-
Tax Record2025$4,758 ($396 / month)
Home Facts
Beds3Total Finished SqFt1,368 SqFtAbove Grade Finished SqFt1,368 SqFtStyleCondominiumYear Built2002CountyBAYAPN33674-004-000

Schools near 16328 Front Beach Road, Unit 4

This home is within Bay.
Rating
School
Type
Grades
Distance
Surfside Middle School
Public - PK to 12
Hutchison Beach Elementary School
Public - K to 5
J.R. Arnold High School
Public - 9 to 12
A. Gary Walsingham Academy
Public - PK to 5
Rating
School
Distance
Surfside Middle School
PublicPK to 12

Hutchison Beach Elementary School
PublicK to 5

J.R. Arnold High School
Public9 to 12

A. Gary Walsingham Academy
PublicPK to 5

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 16328 Front Beach Road, Unit 4, Panama City Beach, FL 32413

16328 Front Beach Road, Unit 4 is a single family home for sale in Panama City Beach, FL 32413. This property was listed for sale on February 18, 2026 by QUORA REALTY, it's currently listed at $825,000. It has been on the market for a total of 69 days and was last sold on December 26, 2017. This listing's school district is Bay. Nearby schools include Surfside Middle School, Hutchison Beach Elementary School and J.R. Arnold High School. 16328 Front Beach Road, Unit 4 is a 3-bed, 4-bath, 1,368 sqft single family home built in 2002.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of QUORA REALTY

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.