191 Water Oaks Loop

Home Sweet Home
Lots of Parking
Covered Patio
Entry
Living Room
Open Concept
Living Room
Living Room
Kitchen
Kitchen
Kitchen
Kitchen
Kitchen
Master
Master
Master BA
Master BA
Master Closet
Half BA
BR
BR
BA
BR
BR
Laundry
Rear Exit
Yard
Yard
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Open Floor Plan
Active
$435,000
3 beds1,417 sqft$307/sqft
191 Water Oaks Loop, Santa Rosa Beach, FL 32459
Est: $2,466/moGet pre-approved
Single FamilyProperty Type
3,920 sq ftLot Size
2021Year Built
$307/sq ftPrice per sq ft

Description

Never lived in 2021-built Florida cottage in a non-short-term rental community in Santa Rosa Beach, offering a quiet residential setting just minutes from 30A and local hotspots. Originally held off-market as the builder's office, this home presents as new with a clean, well-maintained interior and no prior occupancy. The 3-bedroom, 2.5-bath layout spans approximately 1,417 square feet with an open-concept living area, tray ceilings, and abundant natural light. The kitchen features white shaker cabinetry,...Never lived in 2021-built Florida cottage in a non-short-term rental community in Santa Rosa Beach, offering a quiet residential setting just minutes from 30A and local hotspots. Originally held off-market as the builder's office, this home presents as new with a clean, well-maintained interior and no prior occupancy. The 3-bedroom, 2.5-bath layout spans approximately 1,417 square feet with an open-concept living area, tray ceilings, and abundant natural light. The kitchen features white shaker cabinetry, solid surface countertops, stainless steel appliances, and a large island overlooking the main living space. Luxury vinyl plank flooring runs throughout, creating a cohesive, low-maintenance interior. The primary suite includes a double vanity and a walk-in shower.
148 days on Market
  • Listed by: Crystal A Ball • Anchor Realty Florida crystalizepcb@gmail.com
Last updated: 09/05/2026 10:31 AM • Source: ECAR, MLS#: 999960

Location

Listing Courtesy of Anchor Realty Florida
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$2,466 per month

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Property Information for 191 Water Oaks Loop

Property Details
  • Taxes: $3,061 / year
  • MLS Type: Residential / Detached Single Family / Single Family Residence
  • County: Walton County
  • Zoning: Resid Single Family
  • Architectural Style: Florida Cottage
  • Subdivision Name: WATER OAKS
  • Waterfront YN: No
Building Information
  • Stories: 1
  • Year Built: 2021
  • Lot Size: 0.09 AC / 3,920 SF
Summary
Location and General Information
  • Directions: Driving West on 98 turn right on Mussett Bayou, left on Water Oaks Loop. Home will be on left.
  • Road Frontage Type: City Street
  • MLS Area Minor: 1601 - SRB NW of Hwy 98 to Church Hill Bayou
  • MLS Area Major: 12 - Walton County
  • Latitude: 30.377121
  • Longitude: -86.257357
  • Location Tax and Legal:Sub Area: 1601 - SRB NW of Hwy 98 to Church Hill Bayou
  • Location Tax and Legal:Elementary School: Van R Butler
  • Location Tax and Legal:Middle School: Emerald Coast
  • Location Tax and Legal:High School: South Walton
  • Location Tax and Legal:Legal Description: Lot 4O Water Oaks S/D Pb 17-19 Or 2699-3433 Or 2917-2807 &-2811 Or 2999-2159
  • Garage: false
Taxes and HOA
  • Association Fee Frequency: Quarterly
  • Association Fee Includes: Accounting, Management
  • Tax Legal Description: Lot 4O Water Oaks S/D Pb 17-19 Or 2699-3433 Or 2917-2807 &-2811 Or 2999-2159
  • Parcel Number: 28-2S-20-33440-000-0400
  • Association Fee: $0
  • Association YN: Yes
  • Tax Annual Amount: $3,061
  • Listing Info Tax Legal:Last Taxes: $3,061
  • Listing Info Tax Legal:Last Tax Year: 2025.0
School Information
  • Elementary School: Van R Butler
  • Middle Or Junior School: Emerald Coast
  • High School: South Walton
Parking
  • Carport YN: No
  • Attached Garage YN: No
  • Parking Features: No Garage
  • Garage YN: No
  • General Property Info:Driveway Spaces: 4.0
Property
Lot Information
  • Building Area Source: County PA Records
  • Lot Size Dimensions: 50x85
  • Lot Size Acres: 0.09
  • Lot Size Area: 0.09
  • Lot Size Units: Acres
  • Property Condition: Construction Complete
  • Lot Features: Sprinkler System, Paved
  • Building Area Total: 1417.0
  • Lot Size Square Feet: 3920.4
  • Living Area Source: Appraiser
  • General Property Info:SqFt Source: County PA Records
  • LotParcel Access: City Road, Paved Road
Property and Assessments
  • Road Surface Type: Paved
  • Tax Year: 2025.0
  • Floor Plans Count: 0.0
  • Property Type: Residential
  • Year Built: 2021.0
  • Property Sub Type: Detached Single Family
  • Property Type Label: Residential
  • New Construction YN: No
  • General Property Info:Sub-Type: Detached Single Family
  • General Property Info:Design: Florida Cottage
  • Listing Info Tax Legal:Homestead: false
  • Construction Status: Construction Complete
  • Construction Siding: Frame, Roof Composite Shngl, Siding CmntFbrHrdBrd
  • Occupancy Status: New
Utilities
  • Sewer: Community Sewer
  • Utilities: Community Water, Electric, Underground
  • Electric: True
  • Utilities: Community Sewer, Community Water, Electric, Underground
  • Energy: AC - Central Elect, Ceiling Fans, Heat Cntrl Electric
Interior and Exterior Features
Exterior Features
  • Exterior Features: Columns, Sprinkler System
  • Construction Materials: Frame, Siding CmntFbrHrdBrd
  • Stories: 1.0
  • Patio And Porch Features: Patio Covered, Patio Open, Porch
  • Roof: Roof Composite Shngl
  • General Property Info:Pool: No
  • General Property Info:Pool Type: None
  • Exterior: Columns, Patio Covered, Patio Open, Porch, Sprinkler System
Interior Features
  • Heating: Central
  • Cooling: Ceiling Fans, Central Air
  • Interior Features: Double Vanity, Main Level Primary, Tub Shower, Walk In Closets
  • Room Type: Master Bedroom, Bedroom, Kitchen, Family Room
  • Rooms Total: 5.0
  • Bathrooms Total Integer: 3.0
  • Bathrooms Total Decimal: 2.5
  • Bathrooms Total Notational: 2.1
  • Cooling YN: Yes
  • Heating YN: Yes
  • Bedrooms Total: 3.0
  • Bathrooms Full: 2.0
  • Bathrooms Half: 1.0
  • Kitchen Appliances: Cooktop, Dishwasher, Freezer, Microwave, Refrigerator, Smoke Detector, Stove/Oven Electric
  • Appliances: Cooktop, Dishwasher, Freezer, Microwave, Refrigerator, Smoke Detector, StoveOven Electric
Room Information
Room 1
  • Room Type: Master Bedroom
  • Room Level: First
  • Room Length: 12.0
  • Room Width: 13.0
  • Room Dimensions: 12 x 13
Room 2
  • Room Type: Bedroom
  • Room Level: First
  • Room Length: 11.0
  • Room Width: 12.0
  • Room Dimensions: 11 x 12
Room 3
  • Room Type: Bedroom
  • Room Level: First
  • Room Length: 10.0
  • Room Width: 11.0
  • Room Dimensions: 10 x 11
Room 4
  • Room Type: Kitchen
  • Room Level: First
  • Room Length: 16.0
  • Room Width: 9.0
  • Room Dimensions: 16 x 9
Room 5
  • Room Type: Family Room
  • Room Level: First
  • Room Length: 18.0
  • Room Width: 16.0
  • Room Dimensions: 18 x 16
Rental
Rent Information
  • General Property Info:Immediate Occupancy: true
  • Listing Info Tax Legal:Is Subject Leased: false

Property History for 191 Water Oaks Loop

DateEvent & SourcePriceAppreciation
Sep 5, 2026

Price Change

ECAR #999960

$435,000—
Sep 5, 2026

Listed (Active)

ECAR #999960

$489,000—
Sep 1, 2026

Expired

ECAR #999960

$445,000—
DateEvent & SourcePrice
09/05/2026

Price Change

ECAR #999960

$435,000
09/05/2026

Listed (Active)

ECAR #999960

$489,000
09/01/2026

Expired

ECAR #999960

$445,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 191 Water Oaks Loop

Taxable ValueLand$23,029Additions$315,701Total$338,730
Tax Record2024$3,094 ($258 / month)
Home Facts
Beds3Total Finished SqFt1,417 SqFtAbove Grade Finished SqFt1,417 SqFtStories1Lot Size4,225 SqFtStyleSingle Family ResidenceYear Built2021CountyWALTONAPN28-2S-20-33440-000-0400

Schools near 191 Water Oaks Loop

This home is within Walton.
Rating
School
Type
Grades
Distance
Van R. Butler Elementary School
Public - K to 5
Emerald Coast Middle School
Public - 6 to 8
South Walton High School
Public - 9 to 12
Seaside Neighborhood School
Charter - 5 to 12
Rating
School
Distance
Van R. Butler Elementary School
PublicK to 5

Emerald Coast Middle School
Public6 to 8

South Walton High School
Public9 to 12

Seaside Neighborhood School
Charter5 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 191 Water Oaks Loop, Santa Rosa Beach, FL 32459

191 Water Oaks Loop is a single family home for sale in Santa Rosa Beach, FL 32459. This property was listed for sale on April 3, 2026 by Anchor Realty Florida, it's currently listed at $435,000. It has been on the market for a total of 148 days and was last sold on January 8, 2016. This listing's school district is Walton. Nearby schools include Van R. Butler Elementary School, Emerald Coast Middle School and South Walton High School. 191 Water Oaks Loop is a 3-bed, 3-bath, 1,417 sqft single family home built in 2021.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Anchor Realty Florida

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.