19902 Front Beach Rd

Panama City Beach, FL 32413

$1,590,000
Price
5
Beds
3,105 Sq. Ft.
$512 / Sq. Ft.
3,105
Sq. Ft.
$512
per Sq. Ft.
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Description

Welcome to the captivating white sandy beaches of Panama City Beach, Florida! This exquisite one owner 3 story, 5 bedroom/5 bath beach house has been a revered family getaway since 2016. Come see the alluring views and enjoy the warm, inviting designer finishes that this fully furnished front beach property offers. It features solid wood cabinetry, leathered granite surfaces, all stainless appliances, & a large elevator for bringing up groceries or helping those who are physically challenged. It...Welcome to the captivating white sandy beaches of Panama City Beach, Florida! This exquisite one owner 3 story, 5 bedroom/5 bath beach house has been a revered family getaway since 2016. Come see the alluring views and enjoy the warm, inviting designer finishes that this fully furnished front beach property offers. It features solid wood cabinetry, leathered granite surfaces, all stainless appliances, & a large elevator for bringing up groceries or helping those who are physically challenged. It has an on-demand tankless gas water heater and a security system. The dishwasher, microwave, & stove have been replaced within the past 3 years. Smaller A/C unit was replaced last year. Parking for 2 cars in the oversized attached garage, 4 cars in the driveway and plenty of parking on the adjacent beach roadside allows for large holiday gatherings. Both large balconies (210 sq. ft.) offer amazing sunset views of the Gulf of Mexico! This property was utilized as a vacation rental in the past 3 years and netted over $80K in its first year. Rental sales & projection reports available. Whether you're looking for a primary, secondary, or an investment property, this home will exceed your expectations. Priced to sell! It won't be available for long. We will need a 24-72 hour notice to show this property. Listing agent's husband built this property.
  1. Listed by Leslie J Newmans • Coastal Sun Realty LLC

Property Details for 19902 Front Beach Road

Architectural Style
Coastal
Waterfront
Yes
Parking Features
Additional Parking, Garage, Garage Door Opener, Paved
Subdivision Name
Royal Palms Of Laguna Beach
View
Gulf
Zoning Description
Resid Single Family
View
Yes
LISTING UPDATED: 02/12/2026 12:54 PM

Property Details for 19902 Front Beach Road

StatusActive
MLS #780788
Days on Market67
Taxes$11,235 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Single Family Residence / Single Family Residence
Year Built2016
Lot Size0.15 AC / 6,534 SF
CountyBay County
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Location

Listing Courtesy of Coastal Sun Realty LLC
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Building Information for 19902 Front Beach Road

Stories3Year Built2016Building Size-Lot Size0.15 AC / 6,534 SF

Payment Calculator

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$8,686 per month

30 year fixed, 6.15% Interest

Principal and Interest

$7,749

Property Taxes

$936

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 19902 Front Beach Road

Summary
Location and General Information
  • City: Panama City Beach
  • County Or Parish: Bay
  • Directions: Head south on Hwy 79 to Panama City Beach Parkway (Hwy98). Turn right (west) to Malaga Place. Turn left (south) and proceed to Front Beach Rd. Home is 2nd property on the right.
  • State Region: FL
  • Postal Code: 32413
  • Latitude: 30.241758
  • Longitude: -85.928624
  • State Or Province: FL
  • Road Frontage Type: City Street
  • Road Responsibility: Public Maintained Road
  • MLS Area Major: 03 - Bay County - Beach
  • MLS Area Minor: 0324 - Beach - West Central
  • Accessibility Features: Accessible Full Bath, Accessible Elevator Installed, Accessible Doors, Accessible Entrance, Accessible Hallways
Taxes and HOA Information
  • Parcel Number: 37890-503-000
  • Association: Yes
  • Tax Annual Amount: $11,234.74
  • Tax Legal Description: ROYAL PALMS OF LAGUNA BEACH SHORES 20C3 LOT 3 ORB 3837 P 1660
  • Tax Year: 2024
School Information
  • Elementary School: West Bay
  • High School: Arnold
  • Middle Or Junior School: Surfside
Parking
  • Attached Garage: No
  • Garage Spaces: 2.0
  • Garage: Yes
Property
Lot Information
  • Building Area Total: 3105.0
  • Lot Features: Paved
  • Lot Size Acres: 0.15
  • Lot Size Area: 0.15
  • Lot Size Dimensions: 32 x 100
  • Lot Size Units: Acres
  • Lot Size Square Feet: 6400.0
  • Living Area Source: Plans
Property and Assessments
  • Year Built: 2016
  • New Construction: No
  • Human Modified: No
Green Features
  • Green Energy Efficient: Appliances
Utilities
  • Sewer: Public Sewer
  • Utilities: High Speed Internet Available
Interior and Exterior Features
Exterior Features
  • Pool Features: Fenced, Gunite, Indoor, In Ground, Community
  • Community Features: Pool, Community Pool, Short Term Rental Allowed
  • Construction Materials: Stucco, Vinyl Siding
  • Foundation Details: Slab
  • Patio And Porch Features: Balcony, Covered, Porch
  • Security Features: Carbon Monoxide Detectors, Security System, Smoke Detectors
  • Roof: Metal
Interior Features
  • Levels: Three Or More
  • Stories: 3
  • Stories Total: 3
  • Flooring: Luxury Vinyl Plank
  • Bathrooms Full: 5
  • Bathrooms Total: 5
  • Bedrooms Total: 5
  • Rooms Total: 10
  • Cooling: Yes
  • Cooling: Central Air, Ceiling Fans, Energy Star Qualified Equipment, Humidity Control, Heat Pump, Zoned
  • Heating: Yes
  • Heating: Central, Electric, Energy Star Qualified Equipment, Zoned
  • Appliances: Convection Oven, Energy Star Qualified Appliances, Electric Range, Electric Water Heater, Ice Maker, Plumbed For Ice Maker
Room Information
Room 1
  • Room Dimensions: 21 x 18
  • Room Length: 21.0
  • Room Level: Third
  • Room Type: Great Room
  • Room Width: 18.0
Room 2
  • Room Dimensions: 19 x 11
  • Room Length: 19.0
  • Room Level: First
  • Room Type: Bedroom
  • Room Width: 11.0
Room 3
  • Room Dimensions: 12 x 11
  • Room Length: 12.0
  • Room Level: First
  • Room Type: Bedroom
  • Room Width: 11.0
Room 4
  • Room Dimensions: 19 x 11
  • Room Length: 19.0
  • Room Level: Third
  • Room Type: Bedroom
  • Room Width: 11.0
Room 5
  • Room Dimensions: 12 x 24
  • Room Length: 12.0
  • Room Level: Third
  • Room Type: Bedroom
  • Room Width: 24.0
Room 6
  • Room Dimensions: 21 x 10
  • Room Features: Balcony
  • Room Length: 21.0
  • Room Level: Second
  • Room Type: Other
  • Room Width: 10.0
Room 7
  • Room Dimensions: 21 x 10
  • Room Features: Balcony
  • Room Length: 21.0
  • Room Level: Third
  • Room Type: Other
  • Room Width: 10.0
Room 8
  • Room Dimensions: 12 x 12
  • Room Length: 12.0
  • Room Level: Third
  • Room Type: Kitchen
  • Room Width: 12.0
Room 9
  • Room Dimensions: 15 x 12
  • Room Length: 15.0
  • Room Level: Second
  • Room Type: Primary Bathroom
  • Room Width: 12.0
Room 10
  • Room Dimensions: 21 x 14
  • Room Length: 21.0
  • Room Level: Second
  • Room Type: Primary Bedroom
  • Room Width: 14.0
Multi Family
Multi-Family Information
  • Units Furnished: All Units
Mobile Home
Mobile Home Information
  • Mobile Dim Units: Feet
Rental
Rental Information
  • Occupant Type: Tenant
  • Land Lease: No

Property History for 19902 Front Beach Road

DateEvent & SourcePriceAppreciation
Oct 23, 2025

Listed (Active)

CPAR #780788

$1,590,000—
Sep 14, 2025

Withdrawn

CPAR #755892

$1,600,000—
Oct 30, 2024

Withdrawn

CPAR #755891

$1,800,000—
Apr 18, 2024

Listed (Active)

CPAR #755892

$1,800,000—
Apr 18, 2024

Listed (Active)

CPAR #755891

$1,800,000—
Oct 8, 2015

Sold

CPAR #631393

$188,000—
Oct 1, 2015

Sold (Public Record)

Public Record #558908302

$188,000—
Sep 23, 2015

Pending

CPAR #631393

—
Apr 28, 2015

Listed (Active)

CPAR #631393

$190,000—
DateEvent & SourcePrice
10/23/2025

Listed (Active)

CPAR #780788

$1,590,000
09/14/2025

Withdrawn

CPAR #755892

$1,600,000
10/30/2024

Withdrawn

CPAR #755891

$1,800,000
04/18/2024

Listed (Active)

CPAR #755892

$1,800,000
04/18/2024

Listed (Active)

CPAR #755891

$1,800,000
10/08/2015

Sold

CPAR #631393

$188,000
10/01/2015

Sold (Public Record)

Public Record #558908302

$188,000
09/23/2015

Pending

CPAR #631393

—
04/28/2015

Listed (Active)

CPAR #631393

$190,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 19902 Front Beach Road

Taxable ValueLand$404,518Additions$836,653Total$1,241,171
Tax Record2025$12,226 ($1,019 / month)
Home Facts
Beds5Total Finished SqFt3,782 SqFtAbove Grade Finished SqFt3,782 SqFtStories3Lot Size3,180 SqFtStyleSingle Family ResidenceYear Built2016ZoningBC04CountyBAYAPN37890-503-000

Schools near 19902 Front Beach Road

This home is within Bay.
Rating
School
Type
Grades
Distance
West Bay Elementary School
Public - K to 5
Surfside Middle School
Public - 6 to 8
J.R. Arnold High School
Public - 9 to 12
A. Gary Walsingham Academy
Public - PK to 3
Rating
School
Distance
West Bay Elementary School
PublicK to 5

Surfside Middle School
Public6 to 8

J.R. Arnold High School
Public9 to 12

A. Gary Walsingham Academy
PublicPK to 3

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 19902 Front Beach Road, Panama City Beach, FL 32413

19902 Front Beach Road is a single family home for sale in Panama City Beach, FL 32413. This property was listed for sale on October 23, 2025 by Coastal Sun Realty LLC, it's currently listed at $1,590,000. It has been on the market for a total of 67 days and was last sold on October 8, 2015. This listing's school district is Bay. Nearby schools include West Bay Elementary School, Surfside Middle School and J.R. Arnold High School. 19902 Front Beach Road is a 5-bed, 5-bath, 3,105 sqft single family home built in 2016.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass makes no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Coastal Sun Realty LLC

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.