20405 Front Beach Rd
Description
20405 Front Beach Road is an exquisite gulf front home nestled perfectly in the Laguna Beach section of Panama City Beach. Boasting an ideal location for both vacation rental and personal enjoyment, it sits just five miles east of the luxurious Rosemary Beach and five miles west of Pier Park—the largest commercial and entertainment center in Northwest Florida. This residence presents an exceptional vacation rental opportunity with the sister home grossing annual rental income...**Virtual Tour Available**
20405 Front Beach Road is an exquisite gulf front home nestled perfectly in the Laguna Beach section of Panama City Beach. Boasting an ideal location for both vacation rental and personal enjoyment, it sits just five miles east of the luxurious Rosemary Beach and five miles west of Pier Park—the largest commercial and entertainment center in Northwest Florida. This residence presents an exceptional vacation rental opportunity with the sister home grossing annual rental income of $444,000 in 2024, and this home grossing just under $300,000 in a partial year on the same management program. The home has also never allowed pets, so the home's condition has been maintained at the highest caliber. Distinguished by its meticulously designed floor plan, 20405 Front Beach Road stands out amidst Panama City Beach properties. Unlike many coastal homes that prioritize sleeping space over functional living areas, this home features three distinct living room and entertainment spaces. With 10-foot ceilings and generously sized bedrooms, every occupant can relish in the tranquility of this gulf-front retreat. Outdoor amenities include expansive balconies on each level and a private pool overlooking the Gulf, surrounded by shaded seating areas. The property's design is inspired by the natural beauty of the coast, evident in its locally sourced hardwood flooring and serene color palette. Turquoise accents and white quartz countertops pay homage to the nearby beaches, creating a seamless connection between indoor elegance and outdoor splendor. 20405 Front Beach Road epitomizes the fusion of style and functionality, enhanced by its prime location amidst the best offerings of Northwest Florida.
Listing Agents
![Caleb Spears]()
caleb.spears@compass.comP: (850)-974-1765
![Spears Group]()
spearsgroup@compass.comP: (850)-710-2114
Property Details for 20405 Front Beach Road
Property Details for 20405 Front Beach Road
| Status | Active |
|---|---|
| MLS # | 971408 |
| Days on Market | 290 |
| Taxes | - |
| HOA Fees | - |
| Condo/Co-op Fees | - |
| Compass Type | Single Family |
| MLS Type | Residential / Detached Single Family |
| Year Built | 2019 |
| Lot Size | 0.09 AC / 3,920 SF |
| County | Bay County |
Location
Virtual Tour
Building Information for 20405 Front Beach Road
Payment Calculator
$25,595 per month
30 year fixed, 6.15% Interest
$22,902
$2,693
$0
Property Information for 20405 Front Beach Road
- Directions: Directions: From Hwy 98 turn south on Wisteria Lane. Continue to Front Beach Rd. Turn right on Front Beach Road and the house is immediately on the left.
- Road Frontage Type: City Street
- MLS Area Minor: 2725 - Beach - West South
- MLS Area Major: 27 - Bay County
- Latitude: 30.244859
- Longitude: -85.936912
- Location Tax and Legal:Sub Area: 2725 - Beach - West South
- Location Tax and Legal:Elementary School: West Bay
- Location Tax and Legal:Middle School: Surfside
- Location Tax and Legal:High School: Arnold
- Location Tax and Legal:Legal Description: LAGUNA BEACH ESTATES PART LOT 1 BLK 2A: COMM ELY COR LOT 1 BLK 2A S28W 25' N61W 3' FOR POB TH S28W 70' N61W 31.25' N28E 30' N61W 3.25'N28E 40' N61E 34.50 TO POB AKA UNIT 1 ORB 4500 P 1669
- Tax Legal Description: LAGUNA BEACH ESTATES PART LOT 1 BLK 2A: COMM ELY COR LOT 1 BLK 2A S28W 25' N61W 3' FOR POB TH S28W 70' N61W 31.25' N28E 30' N61W 3.25'N28E 40' N61E 34.50 TO POB AKA UNIT 1 ORB 4500 P 1669
- Parcel Number: 36627-000-000
- Association Fee: $0
- Elementary School: West Bay
- Middle Or Junior School: Surfside
- High School: Arnold
- Carport YN: No
- Attached Garage YN: Yes
- Parking Features: Garage
- Garage Spaces: 0.5
- General Property Info:Driveway Spaces: 6.0
- Parking Features: Garage3, Garage Attached
- Virtual Tour URL Unbranded: https://my.matterport.com/show/?m=XKiEKQ49KK4&brand=0&mls=1&
- Building Area Source: County PA Records
- Lot Size Dimensions: 38x105
- Lot Size Acres: 0.09
- Lot Size Area: 0.09
- Lot Size Units: Acres
- Property Condition: Construction Complete
- Lot Features: Within 1/2 Mile to Water
- Building Area Total: 5215.0
- Lot Size Square Feet: 3920.4
- General Property Info:SqFt Source: County PA Records
- Waterfront: Gulf
- Waterview: Gulf2
- LotParcel Access: City Road, Paved Road
- Lot Features: Within 12 Mile to Water
- Road Surface Type: Paved
- Floor Plans Count: 5.0
- Property Type: Residential
- Year Built: 2019.0
- Property Sub Type: Detached Single Family
- New Construction YN: No
- General Property Info:Sub-Type: Detached Single Family
- General Property Info:Design: Contemporary
- Listing Info Tax Legal:Homestead: No
- Construction Status: Construction Complete
- Construction Siding: Foundation On Piling, Frame, Roof Metal, Siding CmntFbrHrdBrd
- Sewer: Public Sewer
- Utilities: Electric, Gas - Natural, Public Water
- Electric: True
- Utilities: Electric, Gas - Natural, Public Sewer, Public Water
- Energy: AC - 2 or More, Water Heater - Two
- Exterior Features: Balcony, BBQ Pit/Grill, Hot Tub
- Construction Materials: Frame, Siding CmntFbrHrdBrd
- Foundation Details: Foundation On Piling
- Stories: 4.0
- Pool Features: Pool - Heated, Pool - In-Ground, Pool Type
- Patio And Porch Features: Patio Covered, Porch
- General Property Info:Pool: Yes
- General Property Info:Pool Type: Private
- Exterior: Balcony, BBQ PitGrill, Hot Tub, Patio Covered, Pool - Heated, Pool - In-Ground, Porch
- Interior Features: Ceiling Raised, Lighting Recessed, Owner's Closet
- Flooring: Floor Hardwood
- Window Features: Window Treatment All
- Room Type: Living Room, Bedroom, Kitchen, Bunk Room, Loft, Bonus Room
- Rooms Total: 12.0
- Bathrooms Total Integer: 10.0
- Bathrooms Total Decimal: 9.5
- Bathrooms Total Notational: 9.1
- Bedrooms Total: 9.0
- Bathrooms Full: 9.0
- Bathrooms Half: 1.0
- Interior: Ceiling Raised, Floor Hardwood, Furnished - All, Lighting Recessed, Owner's Closet, Window Treatment All
- Appliances: Dishwasher, Dryer, Ice Machine, Microwave, Refrigerator, StoveOven Electric, Washer
- Room Type: Living Room
- Room Level: First
- Room Length: 24.0
- Room Width: 10.8
- Room Dimensions: 24 x 10.8
- Room Type: Bedroom
- Room Level: First
- Room Length: 15.6
- Room Width: 14.6
- Room Dimensions: 15.6 x 14.6
- Room Type: Living Room
- Room Level: Second
- Room Length: 24.0
- Room Width: 10.8
- Room Dimensions: 24 x 10.8
- Room Type: Kitchen
- Room Level: Second
- Room Length: 31.0
- Room Width: 22.0
- Room Dimensions: 31 x 22
- Room Type: Bedroom
- Room Level: Second
- Room Length: 13.0
- Room Width: 8.5
- Room Dimensions: 13 x 8.5
- Room Type: Bedroom
- Room Level: Second
- Room Length: 12.5
- Room Width: 12.0
- Room Dimensions: 12.5 x 12
- Room Type: Bedroom
- Room Level: Third
- Room Length: 15.7
- Room Dimensions: 15.7 x 12.5
- Room Type: Bedroom
- Room Level: Third
- Room Length: 11.8
- Room Width: 8.2
- Room Dimensions: 11.8 x 8.2
- Room Type: Bunk Room
- Room Level: Third
- Room Length: 12.0
- Room Width: 8.0
- Room Dimensions: 12 x 8
- Room Type: Bedroom
- Room Level: Fourth
- Room Length: 19.4
- Room Width: 10.3
- Room Dimensions: 19.4 x 10.3
- Room Type: Loft
- Room Level: Fourth
- Room Length: 12.5
- Room Width: 11.2
- Room Dimensions: 12.5 x 11.2
- Room Type: Bonus Room
- Room Level: Fourth
- Room Length: 12.5
- Room Width: 7.3
- Room Dimensions: 12.5 x 7.3
- Furnished: Furnished - All
- General Property Info:Immediate Occupancy: Yes
- Listing Info Tax Legal:Is Subject Leased: No
Property History for 20405 Front Beach Road
| Date | Event & Source | Price | Appreciation |
|---|---|---|---|
| Sep 23, 2025 | Listed (Active) ECAR #971408 | $4,999,999 | — |
| Sep 17, 2025 | Expired ECAR #971408 | $4,699,000 | — |
| Jul 2, 2025 | Expired CPAR #762882 | $4,999,000 | — |
| Jul 1, 2025 | Expired ECAR #959201 | $4,999,000 | — |
| Apr 14, 2025 | Listed (Active) CPAR #771944 | $4,999,000 | — |
| Mar 18, 2025 | Price Change ECAR #971408 | $4,999,999 | — |
| Mar 18, 2025 | Listed (Active) ECAR #971408 | $4,999,000 | — |
| Sep 19, 2024 | Listed (Active) CPAR #762882 | $4,999,000 | — |
| Sep 18, 2024 | Withdrawn CPAR #754889 | $5,199,000 | — |
| Sep 18, 2024 | Withdrawn CPAR #762823 | $4,999,000 | — |
| Sep 16, 2024 | Withdrawn ECAR #945830 | $5,199,000 | — |
| Sep 16, 2024 | Listed (Active) ECAR #959201 | $4,999,000 | — |
| Sep 16, 2024 | Listed (Active) ECAR #945830 | $5,199,000 | — |
| Mar 27, 2024 | Listed (Active) CPAR #754889 | $5,199,000 | — |
| Mar 15, 2024 | Withdrawn CPAR #738535 | $5,500,000 | — |
| Mar 4, 2024 | Expired ECAR #919567 | — | |
| May 18, 2023 | Temporarily Off Market ECAR #919567 | — | |
| Mar 9, 2023 | Listed (Active) CPAR #738535 | $5,800,000 | — |
| Mar 9, 2023 | Listed (Active) ECAR #919567 | $5,800,000 | — |
| Dec 15, 2021 | Sold (Public Record) Public Record #1480507518 | $3,800,000 | +36.5% / yr |
| Dec 15, 2021 | Sold CPAR #711513 | $3,800,000 | — |
| Dec 15, 2021 | Sold ECAR #871610 | $3,800,000 | — |
| Sep 14, 2021 | Pending CPAR #711513 | — | |
| Sep 12, 2021 | Pending ECAR #871610 | — | |
| Jul 13, 2021 | Listed (Active) ECAR #871610 | $3,999,000 | — |
| May 13, 2021 | Listed (Active) CPAR #711513 | $3,990,000 | — |
| Nov 5, 2020 | Expired ECAR #817588 | $3,195,000 | — |
| Oct 23, 2020 | Sold ECAR #853777 | $2,660,000 | — |
| Oct 23, 2020 | Sold CPAR #701341 | $2,660,000 | — |
| Oct 23, 2020 | Sold (Public Record) Public Record #681859252 | $2,660,000 | — |
| Oct 14, 2020 | Sold (Public Record) Public Record #681758094 | $2,650,000 | +14.0% / yr |
| Aug 25, 2020 | Pending CPAR #701341 | — | |
| Aug 25, 2020 | Listed (Active) CPAR #701341 | $2,899,000 | — |
| Aug 24, 2020 | Pending ECAR #853777 | — | |
| Aug 23, 2020 | Listed (Active) ECAR #853777 | $2,899,000 | — |
| Apr 14, 2020 | Listed (Active) ECAR #817588 | $3,195,000 | — |
| Mar 6, 2020 | Expired CPAR #681317 | $3,195,000 | — |
| Mar 14, 2019 | Listed (Active) CPAR #681317 | $3,195,000 | — |
| Nov 13, 2017 | Sold (Public Record) Public Record #609854760 | $1,810,000 | +15.4% / yr |
| Sep 1, 2017 | Expired CPAR #650503 | $1,890,000 | — |
| Aug 31, 2017 | Expired ECAR #760781 | — | |
| Sep 14, 2016 | Listed (Active) CPAR #650503 | $1,890,000 | — |
| Sep 12, 2016 | Listed (Active) ECAR #760781 | $1,890,000 | — |
| Mar 5, 2012 | Sold CPAR #418238 | $800,000 | — |
| Mar 1, 2012 | Sold (Public Record) Public Record #327406350 | $800,000 | — |
| Jul 6, 2011 | Listed (Active) CPAR #418238 | $1,620,000 | — |
| Jun 1, 2011 | Expired CPAR #411483 | $1,620,000 | — |
| Nov 1, 2010 | Listed (Active) CPAR #411483 | $1,620,000 | — |
| Oct 30, 2010 | Expired CPAR #406658 | $1,620,000 | — |
| May 23, 2010 | Listed (Active) CPAR #406658 | $3,250,000 | — |
| May 1, 2010 | Expired CPAR #342111 | $3,250,000 | — |
| Nov 15, 2005 | Listed (Active) CPAR #342111 | $8,500,000 | — |
| Sep 25, 1997 | Expired ECAR #99071 | — | |
| Sep 25, 1997 | Expired ECAR #102969 | — | |
| Mar 25, 1997 | Listed (Active) ECAR #99071 | $349,000 | — |
| Mar 25, 1997 | Listed (Active) ECAR #102969 | $299,000 | — |
| Date | Event & Source | Price |
|---|---|---|
| 09/23/2025 | Listed (Active) ECAR #971408 | $4,999,999 |
| 09/17/2025 | Expired ECAR #971408 | $4,699,000 |
| 07/02/2025 | Expired CPAR #762882 | $4,999,000 |
| 07/01/2025 | Expired ECAR #959201 | $4,999,000 |
| 04/14/2025 | Listed (Active) CPAR #771944 | $4,999,000 |
| 03/18/2025 | Price Change ECAR #971408 | $4,999,999 |
| 03/18/2025 | Listed (Active) ECAR #971408 | $4,999,000 |
| 09/19/2024 | Listed (Active) CPAR #762882 | $4,999,000 |
| 09/18/2024 | Withdrawn CPAR #754889 | $5,199,000 |
| 09/18/2024 | Withdrawn CPAR #762823 | $4,999,000 |
| 09/16/2024 | Withdrawn ECAR #945830 | $5,199,000 |
| 09/16/2024 | Listed (Active) ECAR #959201 | $4,999,000 |
| 09/16/2024 | Listed (Active) ECAR #945830 | $5,199,000 |
| 03/27/2024 | Listed (Active) CPAR #754889 | $5,199,000 |
| 03/15/2024 | Withdrawn CPAR #738535 | $5,500,000 |
| 03/04/2024 | Expired ECAR #919567 | — |
| 05/18/2023 | Temporarily Off Market ECAR #919567 | — |
| 03/09/2023 | Listed (Active) CPAR #738535 | $5,800,000 |
| 03/09/2023 | Listed (Active) ECAR #919567 | $5,800,000 |
| 12/15/2021 | Sold (Public Record) Public Record #1480507518 | $3,800,000 +36.5% / yr |
| 12/15/2021 | Sold CPAR #711513 | $3,800,000 |
| 12/15/2021 | Sold ECAR #871610 | $3,800,000 |
| 09/14/2021 | Pending CPAR #711513 | — |
| 09/12/2021 | Pending ECAR #871610 | — |
| 07/13/2021 | Listed (Active) ECAR #871610 | $3,999,000 |
| 05/13/2021 | Listed (Active) CPAR #711513 | $3,990,000 |
| 11/05/2020 | Expired ECAR #817588 | $3,195,000 |
| 10/23/2020 | Sold ECAR #853777 | $2,660,000 |
| 10/23/2020 | Sold CPAR #701341 | $2,660,000 |
| 10/23/2020 | Sold (Public Record) Public Record #681859252 | $2,660,000 |
| 10/14/2020 | Sold (Public Record) Public Record #681758094 | $2,650,000 +14.0% / yr |
| 08/25/2020 | Pending CPAR #701341 | — |
| 08/25/2020 | Listed (Active) CPAR #701341 | $2,899,000 |
| 08/24/2020 | Pending ECAR #853777 | — |
| 08/23/2020 | Listed (Active) ECAR #853777 | $2,899,000 |
| 04/14/2020 | Listed (Active) ECAR #817588 | $3,195,000 |
| 03/06/2020 | Expired CPAR #681317 | $3,195,000 |
| 03/14/2019 | Listed (Active) CPAR #681317 | $3,195,000 |
| 11/13/2017 | Sold (Public Record) Public Record #609854760 | $1,810,000 +15.4% / yr |
| 09/01/2017 | Expired CPAR #650503 | $1,890,000 |
| 08/31/2017 | Expired ECAR #760781 | — |
| 09/14/2016 | Listed (Active) CPAR #650503 | $1,890,000 |
| 09/12/2016 | Listed (Active) ECAR #760781 | $1,890,000 |
| 03/05/2012 | Sold CPAR #418238 | $800,000 |
| 03/01/2012 | Sold (Public Record) Public Record #327406350 | $800,000 |
| 07/06/2011 | Listed (Active) CPAR #418238 | $1,620,000 |
| 06/01/2011 | Expired CPAR #411483 | $1,620,000 |
| 11/01/2010 | Listed (Active) CPAR #411483 | $1,620,000 |
| 10/30/2010 | Expired CPAR #406658 | $1,620,000 |
| 05/23/2010 | Listed (Active) CPAR #406658 | $3,250,000 |
| 05/01/2010 | Expired CPAR #342111 | $3,250,000 |
| 11/15/2005 | Listed (Active) CPAR #342111 | $8,500,000 |
| 09/25/1997 | Expired ECAR #99071 | — |
| 09/25/1997 | Expired ECAR #102969 | — |
| 03/25/1997 | Listed (Active) ECAR #99071 | $349,000 |
| 03/25/1997 | Listed (Active) ECAR #102969 | $299,000 |
For completeness, Compass often displays two records for one sale: the MLS record and the public record.
Public Records for 20405 Front Beach Road
Schools near 20405 Front Beach Road
Rating | School | Type | Grades | Distance |
|---|---|---|---|---|
| Public - | K to 5 | |||
| Public - | 6 to 8 | |||
| Public - | 9 to 12 | |||
| Public - | PK to 3 |
Rating | School | Distance |
|---|---|---|
West Bay Elementary School PublicK to 5 | ||
Surfside Middle School Public6 to 8 | ||
J.R. Arnold High School Public9 to 12 | ||
A. Gary Walsingham Academy PublicPK to 3 |
School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.
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The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.