20407 Front Beach Rd

Panama City Beach, FL 32413

$5,470,000
Price
9
Beds
5,215 Sq. Ft.
$1,049 / Sq. Ft.
5,215
Sq. Ft.
$1,049
per Sq. Ft.
a view of house with outdoor seating
JOY00044
a view of a house with swimming pool and sitting area
a front view of a residential apartment building with a yard
a view of swimming pool with seating area
a view of a white building among the street and couple of houses
a view of swimming pool with outdoor seating
a living room with lots of furniture kitchen view and a potted plant
a living room with furniture and a flat screen tv
a living room with lots of furniture kitchen view and a large window
a living room with lots of furniture and kitchen view
a kitchen with stainless steel appliances kitchen island granite countertop a table chairs sink and cabinets
a dining room with stainless steel appliances kitchen island granite countertop a dining table chairs and view living room
a bedroom with furniture and a potted plant
a living room with furniture and painting on the wall
a bedroom with a bed and a window
a bathroom with a toilet a sink and a mirror
a bedroom with furniture and a window
a bathroom with 2 sink and a mirror
a bedroom with a bed and a book shelf
a bathroom with a granite countertop sink toilet and shower
a living room with furniture
a bedroom with a bed and wooden floor
a bedroom with a bed and a table in it
a living room with furniture kitchen view and a large window
a living room with furniture and a flat screen tv
a kitchen with white cabinets and black appliances
a large white kitchen with granite countertop a sink cabinets and wooden floor
a kitchen with a dining table and chairs
a dining room with furniture a chandelier and window
a view of a dining room with furniture a chandelier and wooden floor
a bathroom with a toilet a sink and mirror
a view of an ocean from a balcony
a bedroom with a bed and wooden floor
a bedroom with a bed and wooden floor
a bathroom with a double vanity sink toilet mirror and shower
a bedroom with furniture and a flat screen tv
a bathroom with a sink mirror and vanity
a spacious bathroom with a granite countertop sink mirror and a
a bedroom with a bed and wooden floor
a bedroom with furniture and a large window
a very nice looking room with a large window
a spacious bathroom with a sink a large mirror and a bathtub
JOY00364
JOY00416
a bedroom with a bed and a large window
a spacious bedroom with a bed and a table in it
a spacious bathroom with a granite countertop sink and a mirror
a view of a balcony with wooden floor
a living room with furniture and a flat screen tv
a bedroom with furniture and a rug
a living room with furniture and a wooden floor
a bathroom with a toilet sink and a mirror

Description

$444k in rentals 2024! This gulf front beauty is sure to please with 9 Bedrooms and 9 1/2 baths. Each bedroom has it's own bath. The lower level features a TV lounge area, game room and kitchen, all opening to a spacious balcony and private pool overlooking the gulf. The second level welcomes you with a large living space, kitchen/dining area and full length balcony with amazing gulf views. On the 2nd, 3rd and 4th levels you will find multiple bedrooms and bunk rooms providing plenty of sleeping...$444k in rentals 2024! This gulf front beauty is sure to please with 9 Bedrooms and 9 1/2 baths. Each bedroom has it's own bath. The lower level features a TV lounge area, game room and kitchen, all opening to a spacious balcony and private pool overlooking the gulf. The second level welcomes you with a large living space, kitchen/dining area and full length balcony with amazing gulf views. On the 2nd, 3rd and 4th levels you will find multiple bedrooms and bunk rooms providing plenty of sleeping space for everyone. Each level of this amazing home has balconies to capture the beauty of the blue green waters, powder white sand, and unparelleled sunset views that await you! Call for your private showing today.......you will not be disappoint
  1. Listed by Debbie J Grist • Sand Dunes Real Estate LLC • debbiegrist1@gmail.com

Property Details for 20407 Front Beach Road

Waterfront Features
Gulf
View
Gulf
Zoning
Resid Single Family
Architectural Style
Beach House
Subdivision Name
LAGUNA BEACH ESTATES
Waterfront YN
Yes
LISTING UPDATED: 10/24/2025 06:08 PM

Property Details for 20407 Front Beach Road

StatusActive
MLS #971278
Days on Market283
Taxes$32,314 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Detached Single Family / Single Family Residence
Year Built2019
Lot Size0.09 AC / 3,920 SF
CountyBay County

Location

Listing Courtesy of Sand Dunes Real Estate LLC
Add your commute

Building Information for 20407 Front Beach Road

Stories4Year Built2019Building Size-Lot Size0.09 AC / 3,920 SF

Payment Calculator

$29,722 per month

30 year fixed, 6.28% Interest

Principal and Interest

$27,029

Property Taxes

$2,693

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Property Information for 20407 Front Beach Road

Summary
Location and General Information
  • Community Features: Short Term Rental Allowed
  • Directions: From Hwy 98 turn South on Wisteria Lane. Continue to Front Beach Rd. Turn right on Front Beach Road and the house is immediately on the left.
  • MLS Area Minor: 2725 - Beach - West South
  • MLS Area Major: 27 - Bay County
  • Latitude: 30.244904
  • Longitude: -85.93695
  • Location Tax and Legal:Sub Area: 2725 - Beach - West South
  • Location Tax and Legal:Elementary School: West Bay
  • Location Tax and Legal:Middle School: Surfside
  • Location Tax and Legal:High School: Arnold
  • Location Tax and Legal:Legal Description: LAGUNA BEACH ESTATES PART LOT 1 BLK 2A: COMM ELY COR LOT 1 BLK 2A S28W 25' N61W 37.50' FOR POB TH RUN S28? W 40' N61? W 3.25' S28? W 30' TH N61? W 31.25' N28? E 70' S61? E 34.50' TO POB ORB 4124 P 2146 AKA UNIT 2 ORB 4650 P 1436
Taxes and HOA
  • Tax Legal Description: LAGUNA BEACH ESTATES PART LOT 1 BLK 2A: COMM ELY COR LOT 1 BLK 2A S28W 25' N61W 37.50' FOR POB TH RUN S28? W 40' N61? W 3.25' S28? W 30' TH N61? W 31.25' N28? E 70' S61? E 34.50' TO POB ORB 4124 P 2146 AKA UNIT 2 ORB 4650 P 1436
  • Parcel Number: 36627-010-000
  • Association Fee: $0
  • Association YN: Yes
  • Tax Annual Amount: $32,314
  • Listing Info Tax Legal:Last Taxes: $32,314
  • Listing Info Tax Legal:Last Tax Year: 2024.0
School Information
  • Elementary School: West Bay
  • Middle Or Junior School: Surfside
  • High School: Arnold
Parking
  • Carport YN: No
  • Attached Garage YN: Yes
  • Garage YN: Yes
  • Garage Spaces: 1.0
  • Parking Features: Garage Attached
Property
Lot Information
  • Building Area Source: County PA Records
  • Lot Size Dimensions: 38' x 105'
  • Lot Size Acres: 0.09
  • Lot Size Area: 0.09
  • Lot Size Units: Acres
  • Property Condition: Construction Complete
  • Lot Features: Within 1/2 Mile to Water
  • Building Area Total: 5215.0
  • Lot Size Square Feet: 3920.4
  • Living Area Source: Appraiser
  • General Property Info:SqFt Source: County PA Records
  • Waterfront: Gulf
  • Waterview: Gulf2
  • Lot Features: Within 12 Mile to Water
Property and Assessments
  • Tax Year: 2024.0
  • Floor Plans Count: 0.0
  • Property Type: Residential
  • Year Built: 2019.0
  • Property Sub Type: Detached Single Family
  • New Construction YN: No
  • General Property Info:Sub-Type: Detached Single Family
  • General Property Info:Design: Beach House
  • Construction Status: Construction Complete
Utilities
  • Sewer: Public Sewer
  • Utilities: Electric, Public Water
  • Electric: True
  • Utilities: Electric, Public Sewer, Public Water
  • Energy: AC - 2 or More
Interior and Exterior Features
Exterior Features
  • Exterior Features: Balcony, BBQ Pit/Grill, Shower
  • Construction Materials: Hardiplank Type
  • Stories: 4.0
  • Security Features: Fire Escape, Fire Sprinkler System
  • Pool Features: Pool - In-Ground, Pool Type
  • Patio And Porch Features: Balcony, Open, Porch
  • Stories Total: 4.0
  • General Property Info:Pool: Yes
  • General Property Info:Pool Type: Private
  • Exterior: Balcony, BBQ PitGrill, Pool - In-Ground, Shower
Interior Features
  • Heating: Central
  • Cooling: Ceiling Fans, Multi Units
  • Flooring: Floor Hardwood
  • Room Type: Kitchen, Bedroom, Bunk Room, Loft, Full Bathroom
  • Rooms Total: 11.0
  • Bathrooms Total Integer: 10.0
  • Bathrooms Total Decimal: 9.5
  • Bathrooms Total Notational: 9.1
  • Cooling YN: Yes
  • Heating YN: Yes
  • Bedrooms Total: 9.0
  • Bathrooms Full: 9.0
  • Bathrooms Half: 1.0
  • Interior: Floor Hardwood, Furnished - All
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range Hood, Refrigerator WIceMk, Washer
Room Information
Room 1
  • Room Type: Kitchen
  • Room Level: Second
  • Room Length: 31.0
  • Room Width: 22.0
  • Room Description: Kitchen and Dining
  • Room Dimensions: 31 x 22
Room 2
  • Room Type: Bedroom
  • Room Level: First
  • Room Length: 15.6
  • Room Width: 14.6
  • Room Dimensions: 15.6 x 14.6
Room 3
  • Room Type: Bedroom
  • Room Level: Second
  • Room Length: 13.0
  • Room Width: 8.5
  • Room Dimensions: 13 x 8.5
Room 4
  • Room Type: Bedroom
  • Room Level: Second
  • Room Length: 12.5
  • Room Width: 12.0
  • Room Dimensions: 12.5 x 12
Room 5
  • Room Type: Bedroom
  • Room Level: Third
  • Room Length: 11.8
  • Room Width: 8.2
  • Room Dimensions: 11.8 x 8.2
Room 6
  • Room Type: Bedroom
  • Room Level: Third
  • Room Length: 15.7
  • Room Width: 12.5
  • Room Dimensions: 15.7 x 12.5
Room 7
  • Room Type: Bunk Room
  • Room Level: Fourth
  • Room Length: 24.0
  • Room Dimensions: 24 x 10.8
Room 8
  • Room Type: Loft
  • Room Level: Fourth
  • Room Length: 12.5
  • Room Width: 11.2
  • Room Dimensions: 12.5 x 11.2
Room 9
  • Room Type: Full Bathroom
  • Room Level: Fourth
  • Room Length: 12.5
  • Room Width: 7.3
  • Room Dimensions: 12.5 x 7.3
Room 10
  • Room Type: Bunk Room
  • Room Level: Fourth
  • Room Length: 19.4
  • Room Width: 10.3
  • Room Dimensions: 19.4 x 10.3
Room 11
  • Room Type: Bedroom
  • Room Level: Third
  • Room Length: 21.0
  • Room Width: 14.5
  • Room Dimensions: 21 x 14.5
Multi Family
Multi Family Information
  • Furnished: Furnished - All
Rental
Rent Information
  • Listing Info Tax Legal:Is Subject Leased: No

Property History for 20407 Front Beach Road

DateEvent & SourcePriceAppreciation
Mar 15, 2025

Listed (Active)

CPAR #770429

$5,470,000—
Mar 15, 2025

Listed (Active)

ECAR #971278

$5,470,000—
Dec 31, 2024

Withdrawn

ECAR #919257

$5,470,000—
Dec 31, 2024

Withdrawn

CPAR #738001

$5,470,000—
Jan 4, 2024

Listed (Active)

ECAR #919257

$5,470,000—
Feb 25, 2023

Listed (Active)

CPAR #738001

$5,470,000—
Nov 16, 2021

Sold (Public Record)

Public Record #1477891601

$3,900,000—
Nov 16, 2021

Sold

ECAR #866571

$3,900,000—
Nov 16, 2021

Sold

CPAR #709302

$3,900,000—
Oct 14, 2021

Listed (Active)

ECAR #866571

$4,150,000—
Sep 11, 2021

Pending

CPAR #709302

—
Mar 18, 2021

Listed (Active)

CPAR #709302

$4,150,000—
Oct 14, 2020

Sold

CPAR #694783

$2,650,000—
Oct 14, 2020

Sold

ECAR #841704

$2,650,000—
Aug 25, 2020

Expired

ECAR #830116

$3,195,000—
Aug 20, 2020

Pending

CPAR #694783

—
Aug 20, 2020

Pending

ECAR #841704

—
Mar 2, 2020

Listed (Active)

ECAR #841704

$2,899,000—
Mar 1, 2020

Listed (Active)

CPAR #694783

$2,899,000—
Aug 26, 2019

Listed (Active)

ECAR #830116

$3,195,000—
DateEvent & SourcePrice
03/15/2025

Listed (Active)

CPAR #770429

$5,470,000
03/15/2025

Listed (Active)

ECAR #971278

$5,470,000
12/31/2024

Withdrawn

ECAR #919257

$5,470,000
12/31/2024

Withdrawn

CPAR #738001

$5,470,000
01/04/2024

Listed (Active)

ECAR #919257

$5,470,000
02/25/2023

Listed (Active)

CPAR #738001

$5,470,000
11/16/2021

Sold (Public Record)

Public Record #1477891601

$3,900,000
11/16/2021

Sold

ECAR #866571

$3,900,000
11/16/2021

Sold

CPAR #709302

$3,900,000
10/14/2021

Listed (Active)

ECAR #866571

$4,150,000
09/11/2021

Pending

CPAR #709302

—
03/18/2021

Listed (Active)

CPAR #709302

$4,150,000
10/14/2020

Sold

CPAR #694783

$2,650,000
10/14/2020

Sold

ECAR #841704

$2,650,000
08/25/2020

Expired

ECAR #830116

$3,195,000
08/20/2020

Pending

CPAR #694783

—
08/20/2020

Pending

ECAR #841704

—
03/02/2020

Listed (Active)

ECAR #841704

$2,899,000
03/01/2020

Listed (Active)

CPAR #694783

$2,899,000
08/26/2019

Listed (Active)

ECAR #830116

$3,195,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 20407 Front Beach Road

Taxable ValueLand$991,800Additions$1,634,457Total$2,626,257
Tax Record2024$32,314 ($2,693 / month)
Home Facts
Beds9Total Finished SqFt6,645 SqFtAbove Grade Finished SqFt6,645 SqFtStories4Lot Size3,964 SqFtStyleSingle Family ResidenceYear Built2019ZoningBC23CountyBAYAPN36627-010-000

Schools near 20407 Front Beach Road

This home is within Bay.
Rating
School
Type
Grades
Distance
West Bay Elementary School
Public - K to 5
Surfside Middle School
Public - 6 to 8
J.R. Arnold High School
Public - 9 to 12
A. Gary Walsingham Academy
Public - PK to 3
Rating
School
Distance
West Bay Elementary School
PublicK to 5

Surfside Middle School
Public6 to 8

J.R. Arnold High School
Public9 to 12

A. Gary Walsingham Academy
PublicPK to 3

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 20407 Front Beach Road, Panama City Beach, FL 32413

20407 Front Beach Road is a single family home for sale in Panama City Beach, FL 32413. This property was listed for sale on March 15, 2025 by Sand Dunes Real Estate LLC, it's currently listed at $5,470,000. It has been on the market for a total of 283 days and was last sold on November 16, 2021. This listing's school district is Bay. Nearby schools include West Bay Elementary School, Surfside Middle School and J.R. Arnold High School. 20407 Front Beach Road is a 9-bed, 10-bath, 5,215 sqft single family home built in 2019.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass makes no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Sand Dunes Real Estate LLC

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2025 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.