20411 Front Beach Rd

Panama City Beach, FL 32413

$5,500,000
Price
8
Beds
5,464 Sq. Ft.
$1,007 / Sq. Ft.
5,464
Sq. Ft.
$1,007
per Sq. Ft.
an aerial view of multiple houses
a view of a terrace with furniture
a view of a backyard and a patio
a view of roof deck with dining table and chairs with wooden floor
a living room with furniture and a large window
a living room with furniture and wooden floor
a large kitchen with cabinets chairs and wooden floor
a living room with stainless steel appliances kitchen island granite countertop a sink a stove a dining table and chairs
a dining room with furniture a chandelier and wooden floor
a view of a city from a balcony
a bedroom with furniture and a book shelf
a living room with furniture and a table
a bedroom with bed and a large window
a living room with furniture and large windows
a bathroom with a double vanity sink and a mirror
a bedroom with a bed and a chair
a bathroom with a double vanity sink toilet mirror and shower
a bedroom with a bed and a large mirror
a bathroom with a double vanity sink toilet mirror and shower
a lobby with furniture and floor to ceiling window
a bedroom with a bed and a chandelier
a bedroom with a bed and a lamp on dresser
a bedroom with a bed and a table in it
a spacious bathroom with double sink a toilet a a mirror a shower and a bathtub
a bedroom with a bed and a painting on the wall
a bathroom with a sink a toilet and shower
a view of a room with furniture and a large window
a view of ocean view
an aerial view of multiple house

Description

This thoughtfully designed RENTAL MACHINE checks all the boxes! 6589 sq, ft,of interior and covered exterior space to gather and entertain. As you drive up, ''Don't worry about where to park''. There are 3 covered spaces and 7 additional driveway parking spaces. This 8 bedroom (each with ensuite bath) masterpiece, boast 4 master suites on the gulf, each with large balconies. As you enter the bottom level the fun begins in a large arcade/game room facing the gulf. Walk out and grab a beach breeze...This thoughtfully designed RENTAL MACHINE checks all the boxes! 6589 sq, ft,of interior and covered exterior space to gather and entertain. As you drive up, ''Don't worry about where to park''. There are 3 covered spaces and 7 additional driveway parking spaces. This 8 bedroom (each with ensuite bath) masterpiece, boast 4 master suites on the gulf, each with large balconies. As you enter the bottom level the fun begins in a large arcade/game room facing the gulf. Walk out and grab a beach breeze and take a dip in the heated saltwater pool or take a quick walk across your boardwalk directly onto the sugar white sand. A full bath with shower is conveniently located on this level for easy access from the pool. The spacious second level living/dining/kitchen area presents the perfect area to gather for entertainment or sit together for meals while enjoying the breathtaking views from the full length balcony. The 2nd through 4th levels offer multiple bedrooms and bunk areas with 4 of the bedrooms being gulf front with large balconies overlooking the water. As an owner, you will appreciate the little extras in this home that facilitate ease of maintenance and reduction of overhead cost. Coastal Green Air sensors on all doors and windows, tankless hot water tank, 15 year warranty on siding with color all the way through instead of just painted, and extra support from the well engineered sea wall. If you are an investor, you will recognize what we mean when we said "This checks all the boxes". This home was thoughtfully designed with consideration of what guest truly want.....lots of entertainment areas, multiple large spaces to gather, space for all to sit together and enjoy meals, multiple master suites with balconies overlooking the gulf, easy walk out access to the beach and a most important one....plenty of space for everyone to park! Schedule your appointment to preview today!
  1. Listed by Debbie J Grist • Brokerage DRE #1043911 • 30A Local Real Estate • debbiegrist1@gmail.com

Property Details for 20411 Front Beach Road

Waterfront Features
Gulf
View
Gulf
Zoning
Resid Single Family
Architectural Style
Beach House
Subdivision Name
LAGUNA BEACH
Waterfront YN
Yes
LISTING UPDATED: 01/03/2026 02:23 PM

Property Details for 20411 Front Beach Road

StatusActive
MLS #992079
Days on Market22
Taxes$32,093 / year
HOA Fees$500 / year
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Detached Single Family / Single Family Residence
Year Built2023
Lot Size0.09 AC / 3,920 SF
CountyBay County

Location

Listing Courtesy of 30A Local Real Estate
Add your commute

Building Information for 20411 Front Beach Road

Stories4Year Built2023Building Size-Lot Size0.09 AC / 3,920 SF

Payment Calculator

$29,522 per month

30 year fixed, 6.15% Interest

Principal and Interest

$26,806

Property Taxes

$2,674

HOA Dues

$42

The Payment Calculator is for illustrative purposes only.

Property Information for 20411 Front Beach Road

Summary
Location and General Information
  • Community Features: Short Term Rental Allowed
  • Directions: Turn South off of Hwy 98 onto Wisteria. Take a right on Front Beach Rd. Home is on the left next to beach walk over #81
  • MLS Area Minor: 2725 - Beach - West South
  • MLS Area Major: 03 - Bay County - Beach
  • Latitude: 30.245017
  • Longitude: -85.937268
  • Location Tax and Legal:Sub Area: 2725 - Beach - West South
  • Location Tax and Legal:Elementary School: West Bay
  • Location Tax and Legal:Middle School: Surfside
  • Location Tax and Legal:High School: Arnold
  • Location Tax and Legal:Legal Description: LAGUNA BEACH ESTS 13D2 PART OF LOT 4 BLK 1A COMM NELY COR OF SAID LOT 4 BLK 1-A SWLY ALG ELY LI 25.17' TH NW 3.78' FOR POB TH SW 69.84' NW 30' NE 12' NW 3.75' NE 57' SE 3.75' NE .84' SE 30' TO POB AKA UNIT 1 ORB 4450 P 282
  • Garage 2: false
Taxes and HOA
  • Association Fee Frequency: Annually
  • Association Fee2: $500
  • Tax Legal Description: LAGUNA BEACH ESTS 13D2 PART OF LOT 4 BLK 1A COMM NELY COR OF SAID LOT 4 BLK 1-A SWLY ALG ELY LI 25.17' TH NW 3.78' FOR POB TH SW 69.84' NW 30' NE 12' NW 3.75' NE 57' SE 3.75' NE .84' SE 30' TO POB AKA UNIT 1 ORB 4450 P 282
  • Parcel Number: 36626-010-000
  • Association Fee: $0
  • Association YN: Yes
  • Tax Annual Amount: $32,093
  • Listing Info Tax Legal:Last Taxes: $32,093
  • Listing Info Tax Legal:Last Tax Year: 2025.0
School Information
  • Elementary School: West Bay
  • Middle Or Junior School: Surfside
  • High School: Arnold
Parking
  • Carport YN: Yes
  • Attached Garage YN: No
  • Parking Features: Other
  • Garage YN: No
  • Covered Spaces: 3.0
  • Carport Spaces: 3.0
  • General Property Info:Carport Spaces: 3.0
  • General Property Info:Driveway Spaces: 7.0
  • Parking Features: Other3
Property
Lot Information
  • Building Area Source: County PA Records
  • Lot Size Dimensions: 38' x 105'
  • Lot Size Acres: 0.09
  • Lot Size Area: 0.09
  • Lot Size Units: Acres
  • Property Condition: Construction Complete
  • Building Area Total: 5464.0
  • Lot Size Square Feet: 3920.4
  • Living Area Source: Appraiser
  • General Property Info:SqFt Source: County PA Records
  • Waterfront: Gulf
  • Waterfront Feet 2: 38
  • Waterview: Gulf2
Property and Assessments
  • Tax Year: 2025.0
  • Floor Plans Count: 2.0
  • Property Type: Residential
  • Year Built: 2023.0
  • Property Sub Type: Detached Single Family
  • New Construction YN: No
  • General Property Info:Sub-Type: Detached Single Family
  • General Property Info:Design: Beach House
  • Construction Status: Construction Complete
Utilities
  • Sewer: Public Sewer
  • Utilities: Electric, Public Water
  • Electric: True
  • Utilities: Electric, Public Sewer, Public Water
  • Energy: AC - 2 or More, Water Heater - Tnkls
Interior and Exterior Features
Exterior Features
  • Exterior Features: Balcony, BBQ Pit/Grill, Shower
  • Stories: 4.0
  • Pool Features: Pool - Heated, Pool - In-Ground, Pool Type
  • Patio And Porch Features: Deck Open
  • Pool Private YN: Yes
  • General Property Info:Pool: Yes
  • General Property Info:Pool Type: Private
  • Exterior: Balcony, BBQ PitGrill, Deck Open, Pool - Heated, Pool - In-Ground, Shower
Interior Features
  • Interior Features: Elevator
  • Room Type: Living Room, Dining Area, Kitchen, Bedroom, Recreation Room, Bonus Room
  • Rooms Total: 10.0
  • Bathrooms Total Integer: 9.0
  • Bathrooms Total Decimal: 8.5
  • Bathrooms Total Notational: 8.1
  • Bedrooms Total: 8.0
  • Bathrooms Full: 8.0
  • Bathrooms Half: 1.0
  • Interior: Elevator, Furnished - All
Room Information
Room 1
  • Room Type: Living Room
  • Room Level: Second
  • Room Length: 18.5
  • Room Width: 17.0
  • Room Dimensions: 18.5 x 17
Room 2
  • Room Type: Dining Area
  • Room Level: Second
  • Room Length: 18.5
  • Room Width: 15.0
  • Room Dimensions: 18.5 x 15
Room 3
  • Room Type: Kitchen
  • Room Level: Second
  • Room Length: 15.0
  • Room Width: 10.9
  • Room Dimensions: 15 x 10.9
Room 4
  • Room Type: Bedroom
  • Room Level: Second
  • Room Length: 12.8
  • Room Width: 13.8
  • Room Dimensions: 12.8 x 13.8
Room 5
  • Room Type: Bedroom
  • Room Level: Third
  • Room Length: 15.0
  • Room Width: 11.0
  • Room Description: Gulf Front
  • Room Dimensions: 15 x 11
Room 6
  • Room Type: Bedroom
  • Room Level: Third
  • Room Length: 15.0
  • Room Width: 11.0
  • Room Description: Gulf Front
  • Room Dimensions: 15 x 11
Room 7
  • Room Type: Bedroom
  • Room Level: Fourth
  • Room Length: 15.0
  • Room Description: Gulf Front
  • Room Dimensions: 15 x 11
Room 8
  • Room Type: Bedroom
  • Room Level: Fourth
  • Room Length: 15.0
  • Room Width: 11.0
  • Room Description: Gulf Front
  • Room Dimensions: 15 x 11
Room 9
  • Room Type: Recreation Room
  • Room Level: First
  • Room Length: 28.0
  • Room Width: 29.4
  • Room Description: Arcade/Game Room
  • Room Dimensions: 28 x 29.4
Room 10
  • Room Type: Bonus Room
  • Room Level: Third
  • Room Length: 17.2
  • Room Width: 29.4
  • Room Dimensions: 17.2 x 29.4
Multi Family
Multi Family Information
  • Furnished: Furnished - All
Rental
Rent Information
  • Listing Info Tax Legal:Is Subject Leased: false

Property History for 20411 Front Beach Road

DateEvent & SourcePriceAppreciation
Jan 3, 2026

Listed (Active)

CPAR #783164

$5,500,000—
Jan 3, 2026

Listed (Active)

ECAR #992079

$5,500,000—
Dec 30, 2025

Withdrawn

ECAR #988353

$5,500,000—
Dec 30, 2025

Withdrawn

CPAR #780299

$5,500,000—
Oct 26, 2025

Listed (Active)

ECAR #988353

$5,500,000—
Oct 11, 2025

Listed (Active)

CPAR #780299

$5,500,000—
May 7, 2025

Withdrawn

ECAR #901761

$5,500,000—
May 7, 2025

Withdrawn

CPAR #726242

$5,500,000—
May 6, 2025

Listed (Active)

ECAR #901761

$6,100,000—
May 6, 2022

Listed (Active)

CPAR #726242

$1,600,000—
DateEvent & SourcePrice
01/03/2026

Listed (Active)

CPAR #783164

$5,500,000
01/03/2026

Listed (Active)

ECAR #992079

$5,500,000
12/30/2025

Withdrawn

ECAR #988353

$5,500,000
12/30/2025

Withdrawn

CPAR #780299

$5,500,000
10/26/2025

Listed (Active)

ECAR #988353

$5,500,000
10/11/2025

Listed (Active)

CPAR #780299

$5,500,000
05/07/2025

Withdrawn

ECAR #901761

$5,500,000
05/07/2025

Withdrawn

CPAR #726242

$5,500,000
05/06/2025

Listed (Active)

ECAR #901761

$6,100,000
05/06/2022

Listed (Active)

CPAR #726242

$1,600,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 20411 Front Beach Road

Taxable ValueLand$991,800Additions$1,591,294Total$2,583,094
Tax Record2024$30,306 ($2,526 / month)
Home Facts
Beds8Total Finished SqFt6,895 SqFtAbove Grade Finished SqFt6,895 SqFtStories4Lot Size3,964 SqFtStyleSingle Family ResidenceYear Built2023ZoningBC23CountyBAYAPN36626-010-000

Schools near 20411 Front Beach Road

This home is within Bay.
Rating
School
Type
Grades
Distance
West Bay Elementary School
Public - K to 5
Surfside Middle School
Public - 6 to 8
J.R. Arnold High School
Public - 9 to 12
A. Gary Walsingham Academy
Public - PK to 3
Rating
School
Distance
West Bay Elementary School
PublicK to 5

Surfside Middle School
Public6 to 8

J.R. Arnold High School
Public9 to 12

A. Gary Walsingham Academy
PublicPK to 3

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 20411 Front Beach Road, Panama City Beach, FL 32413

20411 Front Beach Road is a single family home for sale in Panama City Beach, FL 32413. This property was listed for sale on January 3, 2026 by 30A Local Real Estate, it's currently listed at $5,500,000. This listing's school district is Bay. Nearby schools include West Bay Elementary School, Surfside Middle School and J.R. Arnold High School. 20411 Front Beach Road is a 8-bed, 9-bath, 5,464 sqft single family home built in 2023.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass makes no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of 30A Local Real Estate

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.