Sold
Last Sold Price
3 beds2,076 sqft$662/sqft
20504 Front Beach Rd, Panama City Beach, FL 32413
Single FamilyProperty Type
5,662 sq ftLot Size
1999Year Built
$662/sq ftPrice per sq ft

Description

Owner will consider some owner financing if under contract before the end of the year. Welcome to your dream beachside retreat on the coveted western shores of Panama City Beach! Elegantly reimagined by Jeter Construction, this stunning home has undergone a complete transformation down to the studs, promising modern luxury at every turn. With three generously appointed bedrooms, including a versatile bunk area, this residence effortlessly accommodates up to 14 guests. As you step inside, you'll be...Owner will consider some owner financing if under contract before the end of the year. Welcome to your dream beachside retreat on the coveted western shores of Panama City Beach! Elegantly reimagined by Jeter Construction, this stunning home has undergone a complete transformation down to the studs, promising modern luxury at every turn. With three generously appointed bedrooms, including a versatile bunk area, this residence effortlessly accommodates up to 14 guests. As you step inside, you'll be greeted by an open and airy layout brimming with natural light and sophisticated coastal decor. The all-new furniture ideally complements the serene beach vibes, creating an inviting atmosphere that extends throughout the home. Integrating sleek finishes and high-quality materials, the living spaces both enchant and comfort, providing the perfect backdrop for relaxation or lively gatherings. Just a stone's throw from the sandy shores, this home boasts easy access to Beach Access 82, where the emerald waters beckon. The dual-floor design ensures that captivating views of the crystal clear Gulf are just a glance away. Whether you're sipping morning coffee or enjoying sunset cocktails, the views are nothing short of spectacular. Venture out to explore local favorites, like the charming Carousel Supermarket for your gourmet needs or the beloved Thomas Donut & Snack Shop for a delightful treat. For those who enjoy natural beauty, Inlet Beach offers pristine landscapes, luxury shopping, and fine dining. This beach house isn't just a home; it's the starting point for countless memories to come. Don't hesitate; coastal elegance awaits you in this remarkable Panama City Beach haven. Your beachside dream home is ready and waiting - but it won't wait for long!
  • Listed by: Bill Thomas • Beach Time Realty, Inc
  • Listed by: Matthew W Thomas • Beach Time Realty, Inc
Listing closed: 03/17/2025 12:00 AM • Source: CPAR, MLS#: 761533

Recent comparable sales

Median sold price

$1,159,000

Avg days on market

54

Sale-to-list ratio

82.8%

Panama City Beach, FL

9 comparable properties found

$1,159,000 | 310 Chelsea Drive, Panama City Beach, FL 32413
1/66
1

$1,159,000

Sold 01/12/26

3
Bedrooms
2,274
Square Feet
0.21
Acres
$920,000 | 20314 Front Beach Road, Panama City Beach, FL 32413
1/21
2

$920,000

Sold 06/03/25

3
Bedrooms
1,857
Square Feet
0.15
Acres
a front view of a house with a garden
1/37
3

$970,000

Sold 01/20/26

3
Bedrooms
1,964
Square Feet
0.14
Acres
$1,215,000 | 106 Carillon Market Street, Unit 2, Panama City Beach, FL 32413
1/84
4

$1,215,000

Sold 07/27/26

3
Bedrooms
2,240
Square Feet
0.05
Acres
a view of a house with wooden fence
1/87
5

$1,625,000

Sold 10/01/24

3
Bedrooms
1,905
Square Feet
0.13
Acres
a view of a house with swimming pool and furniture
1/61
6

$800,000

Sold 12/20/24

3
Bedrooms
1,814
Square Feet
0.13
Acres
$1,325,000 | 116 Sea Hill Avenue, Panama City Beach, FL 32413
1/83
7

$1,325,000

Sold 01/17/25

3
Bedrooms
1,716
Square Feet
0.11
Acres
$590,000 | 204 South Wells Street, Panama City Beach, FL 32413
1/55
8

$590,000

Sold 02/20/26

3
Bedrooms
2,356
Square Feet
0.17
Acres
$2,630,000 | 17799 Front Beach Road, Panama City Beach, FL 32413
1/59
9

$2,630,000

Sold 04/30/26

3
Bedrooms
2,080
Square Feet
0.11
Acres

Location

Listing Courtesy of Beach Time Realty, Inc

Sold By Beach Time Realty, Inc

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$7,759 per month

30 year fixed, 6.55% Interest

Principal and Interest

$6,989

Property Taxes

$770

HOA Dues

$0

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Property Information for 20504 Front Beach Road

Property Details
  • Taxes: $9,236 / year
  • MLS Type: Residential / Single Family Residence / Single Family Residence
  • County: Bay County
  • Architectural Style: Coastal
  • Waterfront: No
  • Subdivision Name: Laguna Beach Estates 1st Add
  • View: Gulf
  • Zoning Description: County
  • View: Yes
Building Information
  • Year Built: 1999
  • Lot Size: 0.13 AC / 5,662 SF
Summary
Location and General Information
  • City: Panama City Beach
  • County Or Parish: Bay
  • Directions: East from Walton County Approximately 3.0 miles to Wisteria Lane, turn right, (South) on Wisteria and continue to Front Beach Road, turn right on Front Beach Road, House is on the next corner at Rose and Front Beach Road on right.
  • State Region: FL
  • Postal Code: 32413
  • Latitude: 30.245771
  • Longitude: -85.937449
  • State Or Province: FL
  • MLS Area Major: 03 - Bay County - Beach
  • MLS Area Minor: 0324 - Beach - West Central
Taxes and HOA Information
  • Parcel Number: 36641-001-000
  • Association: No
  • Tax Annual Amount: $9,236.00
  • Tax Legal Description: LAGUNA BEACH ESTATES 1ST ADD LOT 4 BLK 1B ORB 4712 P 1536
  • Tax Year: 2023
School Information
  • Elementary School: West Bay
  • High School: Arnold
  • Middle Or Junior School: Surfside
Parking
  • Garage: No
Property
Lot Information
  • Building Area Total: 2076.0
  • Lot Size Acres: 0.13
  • Lot Size Area: 0.13
  • Lot Size Dimensions: 50x115
  • Lot Size Units: Acres
  • Lot Size Square Feet: 5750.0
  • Living Area Source: Plans
Property and Assessments
  • Year Built: 1999
  • New Construction: Yes
  • Human Modified: No
Utilities
  • Utilities: Cable Connected, High Speed Internet Available, Underground Utilities
Interior and Exterior Features
Exterior Features
  • Pool Features: Private
  • Community Features: Short Term Rental Allowed
  • Pool Private: Yes
Interior Features
  • Bathrooms Full: 3
  • Bathrooms Total: 3
  • Bedrooms Total: 3
  • Rooms Total: 3
Room Information
Room 1
  • Room Dimensions: 15 x 20
  • Room Length: 15.0
  • Room Level: Second
  • Room Type: Bedroom
  • Room Width: 20.0
Room 2
  • Room Dimensions: 20 x 15
  • Room Length: 20.0
  • Room Level: First
  • Room Type: Bedroom
  • Room Width: 15.0
Room 3
  • Room Dimensions: 20 x 15
  • Room Length: 20.0
  • Room Type: Bedroom
  • Room Width: 15.0
Multi Family
Multi-Family Information
  • Units Furnished: All Units
Mobile Home
Mobile Home Information
  • Mobile Dim Units: Feet
Rental
Rental Information
  • Occupant Type: Vacant

Property History for 20504 Front Beach Road

DateEvent & SourcePriceAppreciation
Mar 17, 2025

Sold

CPAR #761533

$1,375,000
Mar 13, 2025

Sold (Public Record)

Public Record #1553546857

$1,375,000

+21.4% / yr

Feb 28, 2025

Pending

CPAR #761533

DateEvent & SourcePrice
03/17/2025

Sold

CPAR #761533

$1,375,000
03/13/2025

Sold (Public Record)

Public Record #1553546857

$1,375,000

+21.4% / yr

02/28/2025

Pending

CPAR #761533

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 20504 Front Beach Road

Taxable ValueLand$794,165Additions$343,769Total$1,137,934
Tax Record2025$13,016 ($1,085 / month)
Home Facts
Beds3Total Finished SqFt1,876 SqFtAbove Grade Finished SqFt1,876 SqFtStories2Lot Size6,578 SqFtStyleSingle Family ResidenceYear Built1999Year Renovated2019ZoningBC04CountyBAYAPN36641-001-000

Schools near 20504 Front Beach Road

This home is within Bay.
Rating
School
Type
Grades
Distance
Public - PK to 5
Public - PK to 12
Public - 9 to 12
Public - PK to 5
Rating
School
Distance
West Bay Elementary School
PublicPK to 5

Surfside Middle School
PublicPK to 12

J.R. Arnold High School
Public9 to 12

A. Gary Walsingham Academy
PublicPK to 5

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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Nearby home values

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Beach Time Realty, Inc

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.