20615 Rio Oro Dr

3,387 Sq. Ft.
$273 / Sq. Ft.
3,387
Sq. Ft.
$273
per Sq. Ft.

Description

The best of Lake Norman living—without the waterfront price tag! Discover the perfect blend of elegance ,comfort, and Lake Norman lifestyle in this immaculate water view home in Bahia Bay. The expansive gourmet kitchen showcases premium finishes, sleek blk stainless-steel appliances and farmhouse sink. The open floor plan creates a light-filled, spacious home with 10' ceilings on the main & 9' on the upper level along with modern 5 and 6 panel doors & custom window shades throughout. The primary...The best of Lake Norman living—without the waterfront price tag! Discover the perfect blend of elegance ,comfort, and Lake Norman lifestyle in this immaculate water view home in Bahia Bay. The expansive gourmet kitchen showcases premium finishes, sleek blk stainless-steel appliances and farmhouse sink. The open floor plan creates a light-filled, spacious home with 10' ceilings on the main & 9' on the upper level along with modern 5 and 6 panel doors & custom window shades throughout. The primary suite is a true retreat, featuring a spa-inspired bath w/oversized shower and luxurious rain shower head. Unique to the property is a private guest quarters —ideal for extended family, visitors, or home office. Soak in tranquil lake views from your upper/lower decks complete with privacy shades. Enjoy the convenience of Bahia Bay day-use boat dock, ramps, and direct lake access just minutes away. This home offers it all in convenience and luxury with the added plus of amazing SUNSET views!
  1. Listed by Angela Cook • Southern Homes of the Carolinas, Inc
    P: (704)-634-1061 C: (704)-634-1061 angela@vivalakenorman.com

Property Details for 20615 Rio Oro Drive

Waterfront Features
Boat Ramp – Community, Boat Slip – Community, Dock, Paddlesport Launch Site - Community, Pier - Community
View
Long Range, Water
Parking Features
Driveway, Attached Garage, Garage Door Opener, Garage Faces Side
Community Features
Lake Access, Picnic Area, Recreation Area
Subdivision Name
Bahia Bay
LISTING UPDATED: 10/23/2025 05:51 PM

Property Details for 20615 Rio Oro Drive

StatusClosed
MLS #4291867
Days on Market25
Taxes-
HOA Fees$75 / year
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built2022
Lot Size0.23 AC / 10,018 SF
CountyMecklenburg County

Location

Listing Courtesy of Southern Homes of the Carolinas, Inc

Sold By EXP Realty LLC Mooresville

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Building Information for 20615 Rio Oro Drive

Stories-Year Built2022Building Size-Lot Size0.23 AC / 10,018 SF

Payment Calculator

$5,049 per month

30 year fixed, 6.46% Interest

Principal and Interest

$4,658

Property Taxes

$385

HOA Dues

$6

The Payment Calculator is for illustrative purposes only.

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Property Information for 20615 Rio Oro Drive

Summary
Location and General Information
  • Water Body Name: Lake Norman
  • Longitude: -80.889281
  • Zoning: GR
  • Latitude: 35.498817
Taxes and HOA Information
  • HOA YN: Yes
  • HOA Name: Bahia Bay HOA
  • HOA Subject To: Required
  • HOA Subject To Dues: Mandatory
  • HOA Annual Expense: $75.00
  • Tax Assessed Value: $703,200.00
  • Parcel Number: 001-291-03
  • City Taxes Paid To: Cornelius
School Information
  • Middle Or Junior School: Bailey
  • High School: William Amos Hough
  • Elementary School: Cornelius
Parking
  • Parking: Open Parking YN: No
  • Parking: Other: Long driveway for additional parking plus the 2 car garage
  • Parking: Carport YN: No
  • Garage Spaces: 2.0
  • Garage YN: Yes
  • Garage Main Level YN: Yes
Property
Lot Information
  • Above Grade Finished Area: 2711.0
  • Below Grade Finished Area: 0.0
  • Sq Ft Garage: 540
  • Sq Ft Lower: 0
  • Sq Ft Main: 1770
  • Sq Ft Third: 0
  • Sq Ft Unheated Main: 540
  • Sq Ft Unheated Total: 540
  • Sq Ft Upper: 941
  • Sq Ft Other: 676.0
  • Sq Ft Second Living Quarters HLA: 676.0
  • Sq Ft Total Property HLA: 3387.0
  • Lot Features: Level, Views
  • Lot Size Units: Acres
  • Property Type: Residential
Property and Assessments
  • Geocode Confidence: High
  • Down Payment Resource YN: No
  • New Construction YN: No
  • Photos Count: 40
  • Road Responsibility: Publicly Maintained Road
  • Construction Type: Site Built
  • Assumable: No
  • Senior Community YN: No
Green Features
  • Green Verification Count: 0
Utilities
  • Sewer: Public Sewer
  • Water Source: City
Interior and Exterior Features
Exterior Features
  • Accessibility Features: Two or More Access Exits, Mobility Friendly Flooring
  • Construction Materials: Brick Partial, Hardboard Siding, Shingle/Shake
  • Patio And Porch Features: Balcony, Covered, Deck, Front Porch, Side Porch
  • Road Surface Type: Concrete, Paved
  • Roof: Architectural Shingle
Interior Features
  • Appliances: Dishwasher, Disposal, Double Oven, Electric Cooktop, Electric Oven, Electric Water Heater, Exhaust Hood, Microwave, Oven, Refrigerator with Ice Maker, Self Cleaning Oven, Wall Oven
  • Levels: Two
  • Other Equipment: Network Ready
  • Cooling: Ceiling Fan(s), Central Air, Zoned
  • Heating: Heat Pump, Zoned
  • Interior Features: Attic Stairs Pulldown, Cable Prewire, Drop Zone, Kitchen Island, Open Floorplan, Walk-In Closet(s)
  • Laundry Features: Electric Dryer Hookup, Laundry Room
  • Fireplace Features: Electric, Living Room
  • Fireplace YN: Yes
  • Window Features: Insulated Window(s)
  • Flooring: Vinyl
  • Foundation Details: Crawl Space
  • Basement YN: No
  • Bedroom Main: 1
  • Bedroom Second LQ: 1
  • Bedroom Upper: 2
  • Full Bath Main: 1
  • Full Bath Second LQ: 1
  • Full Bath Upper: 1
  • Half Bath Main: 1
  • Half Bath Second LQ: 0
  • Half Bath Upper: 0
  • Second Living Quarters: Exterior Connected, Interior Connected, Room w/ Private Bath, Separate Entrance, Separate Living Quarters, Upper Level Garage
Room Information
Room Information
  • Room Count: 16.0
Room 1
  • Room Types: Primary Bedroom
  • Room Level: Main
Room 2
  • Room Types: Bedroom(s)
  • Room Level: Upper
Room 3
  • Room Types: Bedroom(s)
  • Room Level: Upper
Room 4
  • Room Types: Bedroom(s)
  • Room Level: 2nd Living Quarters
Room 5
  • Room Types: Bathroom-Full
  • Room Level: Main
Room 6
  • Room Types: Bathroom-Full
  • Room Level: Upper
Room 7
  • Room Types: Bathroom-Full
  • Room Level: 2nd Living Quarters
Room 8
  • Room Types: Bathroom-Half
  • Room Level: Main
Room 9
  • Room Types: Kitchen
  • Room Level: Main
Room 10
  • Room Types: Living Room
  • Room Level: Main
Room 11
  • Room Types: Dining Room
  • Room Level: Main
Room 12
  • Room Types: 2nd Living Quarters
  • Room Level: 2nd Living Quarters
Room 13
  • Room Types: Flex Space
  • Room Level: Main
Room 14
  • Room Types: Bonus Room
  • Room Level: Upper
Room 15
  • Room Types: Laundry
  • Room Level: Main
Room 16
  • Room Types: Mud
  • Room Level: Main

Property History for 20615 Rio Oro Drive

DateEvent & SourcePriceAppreciation
Oct 23, 2025

Closed (Public Record)

Public Record #1916654854

$925,000

+6.8% / yr

Oct 23, 2025

Closed

CANOPY #4291867

$925,000
Sep 14, 2025

Under Contract-Show

CANOPY #4291867

DateEvent & SourcePrice
10/23/2025

Closed (Public Record)

Public Record #1916654854

$925,000

+6.8% / yr

10/23/2025

Closed

CANOPY #4291867

$925,000
09/14/2025

Under Contract-Show

CANOPY #4291867

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 20615 Rio Oro Drive

Taxable ValueLand$160,000Additions$543,200Total$703,200
Tax Record2024$4,614 ($385 / month)
Home Facts
Beds4Total Finished SqFt3,205 SqFtAbove Grade Finished SqFt3,205 SqFtStories2Lot Size10,033 SqFtStyleSingle Family ResidenceZoningGRCountyMECKLENBURGAPN00129103Fireplace TypeHas Fireplace

Schools near 20615 Rio Oro Drive

This home is within Charlotte-Mecklenburg School District.
Rating
School
Type
Grades
Distance
Public - K to 5
Public - 6 to 8
Public - 9 to 12
Public - 11 to 13
Rating
School
Distance
Cornelius Elementary
PublicK to 5

Bailey Middle School
Public6 to 8

William Amos Hough High
Public9 to 12

Merancas Middle College High
Public11 to 13

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Southern Homes of the Carolinas, Inc

Based on information submitted to the MLS GRID as of 10/23/2025 05:51 PM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Properties displayed may be listed or sold by various participants in the MLS. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. Use of the MLS GRID data may be subject to an end user license agreement prescribed by the applicable MLS of the Member Participant, if any, and as amended from time to time.