21133 Rio Oro Dr

2,046 Sq. Ft.
$308 / Sq. Ft.
2,046
Sq. Ft.
$308
per Sq. Ft.

Description

OPEN HOUSE for Sunday is Cancelled! Easy Lake Norman Living ! Welcome home to this inviting one-story cottage nestled on a private, large wooded lot across the street from the lake in the desirable Bahia Bay WATER community of Cornelius. A true lake neighborhood offering a community boat launch area with docks for fishing and water sports. Offering 2046 square feet of comfortable living space. This 3-bedroom, 2.5-bath home blends classic charm with serene lake-area living. Step inside to a light-filled...OPEN HOUSE for Sunday is Cancelled! Easy Lake Norman Living ! Welcome home to this inviting one-story cottage nestled on a private, large wooded lot across the street from the lake in the desirable Bahia Bay WATER community of Cornelius. A true lake neighborhood offering a community boat launch area with docks for fishing and water sports. Offering 2046 square feet of comfortable living space. This 3-bedroom, 2.5-bath home blends classic charm with serene lake-area living. Step inside to a light-filled living room featuring a cozy fireplace, flanking mirrored bookcases, skylights. The thoughtfully designed floor plan offers spacious bedrooms on the main level and seamless indoor-outdoor flow through doors leading to a screened porch and deck—perfect for relaxing while enjoying backyard fun and games. The kitchen is well-equipped with ample to the ceiling cabinetry, gas stove, stainless steel appliances. The home has privacy and zones. The Primary ensuite with updated primary bath, with dual sinks and walk in shower is located on one side of the home. Two bedrooms are located on the opposite side of the home. Spacious laundry room with washer dryer and built in ironing board. Expansive tiled Florida Room/Flex Room. Great potential for a 4th bedroom, game room,playroom, office. Outside, enjoy a level, private yard with mature trees, a circular driveway with RV or boat parking, and additional shed for storage. Adorable separate workshop/ art studio that is 216 square feet of personal space. Entire HOME has been painted in spectacular on trend neutral tones. Entire home has had a deep clean along with carpets.
  1. Listed by Gary Myerscough • Lake Norman Realty, Inc.
    P: (704)-526-8611 C: (704)-526-8611 garym@lakenormanrealty.com
  2. Listed by Kathleen McMahan • Lake Norman Realty, Inc.
    P: (704)-906-2882 C: (704)-906-2882 KathleenM@lakenormanrealty.com

Property Details for 21133 Rio Oro Drive

Architectural Style
Cottage
Waterfront Features
Boat Ramp – Community, Boat Slip – Community, Paddlesport Launch Site - Community
View
Water, Winter
Parking Features
Circular Driveway, Driveway, RV Access/Parking
Community Features
Lake Access, Picnic Area, Recreation Area, Street Lights
Subdivision Name
Bahia Bay
LISTING UPDATED: 04/01/2026 02:51 PM

Property Details for 21133 Rio Oro Drive

StatusClosed
MLS #4340378
Days on Market15
Taxes-
HOA Fees$75 / year
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built1991
Lot Size0.45 AC / 19,602 SF
CountyMecklenburg County

Location

Listing Courtesy of Lake Norman Realty, Inc.

Sold By Keller Williams South Park

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Building Information for 21133 Rio Oro Drive

Stories-Year Built1991Building Size-Lot Size0.45 AC / 19,602 SF

Payment Calculator

$3,410 per month

30 year fixed, 6.46% Interest

Principal and Interest

$3,172

Property Taxes

$231

HOA Dues

$6

The Payment Calculator is for illustrative purposes only.

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Property Information for 21133 Rio Oro Drive

Summary
Location and General Information
  • Water Body Name: Lake Norman
  • Longitude: -80.88704
  • Zoning: GR
  • Latitude: 35.496484
Taxes and HOA Information
  • HOA YN: Yes
  • HOA Name: Bahia Bay HOA
  • HOA Subject To: Required
  • HOA Subject To Dues: Mandatory
  • HOA Annual Expense: $75.00
  • Tax Assessed Value: $421,900.00
  • Parcel Number: 001-294-06
  • City Taxes Paid To: Cornelius
School Information
  • Middle Or Junior School: Bailey
  • High School: William Amos Hough
  • Elementary School: Cornelius
Parking
  • Parking: Open Spaces: 4.0
  • Parking: Open Parking YN: Yes
  • Parking: Carport YN: No
  • Garage Spaces: 0.0
  • Garage YN: No
  • Garage Main Level YN: No
Property
Lot Information
  • Above Grade Finished Area: 2046.0
  • Below Grade Finished Area: 0.0
  • Sq Ft Lower: 0
  • Sq Ft Main: 2046
  • Sq Ft Third: 0
  • Sq Ft Unheated Main: 540
  • Sq Ft Unheated Total: 540
  • Sq Ft Upper: 0
  • Sq Ft Total Property HLA: 2046.0
  • Lot Features: Level, Open Lot, Private, Rolling Slope, Wooded, Views
  • Lot Size Units: Acres
  • Property Type: Residential
Property and Assessments
  • Geocode Confidence: High
  • Down Payment Resource YN: Yes
  • New Construction YN: No
  • Photos Count: 42
  • Road Responsibility: Publicly Maintained Road
  • Construction Type: Site Built
  • Assumable: No
  • Senior Community YN: No
  • Proposed Special Assessment Description: n/a
  • Proposed Special Assessment: No
  • Restrictions: Manufactured Home Not Allowed, Subdivision
Green Features
  • Green Verification Count: 0
Utilities
  • Sewer: Septic Installed
  • Utilities: Cable Available, Electricity Connected, Natural Gas
  • Water Source: Community Well
Interior and Exterior Features
Exterior Features
  • Fencing: Back Yard
  • Construction Materials: Brick Partial, Vinyl
  • Patio And Porch Features: Covered, Deck, Enclosed, Front Porch, Screened
  • Pool Private YN: No
  • Road Surface Type: Concrete, Paved
  • Roof: Architectural Shingle
  • Other Structures: Outbuilding, Shed(s), Workshop, Other - See Remarks
Interior Features
  • Appliances: Convection Oven, Dishwasher, Disposal, Dryer, Electric Range, Exhaust Fan, Microwave, Oven, Refrigerator, Refrigerator with Ice Maker, Self Cleaning Oven, Washer, Washer/Dryer
  • Levels: One
  • Cooling: Ceiling Fan(s), Central Air
  • Heating: Central, Forced Air, Natural Gas
  • Interior Features: Attic Stairs Pulldown
  • Laundry Features: Inside, Laundry Room, Main Level
  • Fireplace Features: Living Room
  • Fireplace YN: Yes
  • Door Features: French Doors
  • Window Features: Skylight(s)
  • Flooring: Carpet, Laminate, Tile, Vinyl
  • Foundation Details: Crawl Space
  • Basement YN: No
  • Bedroom Main: 3
  • Full Bath Main: 2
  • Half Bath Main: 1
Room Information
Room Information
  • Room Count: 11.0
Room 1
  • Room Types: Primary Bedroom
  • Room Level: Main
Room 2
  • Room Types: Kitchen
  • Room Level: Main
Room 3
  • Room Types: Dining Area
  • Room Level: Main
Room 4
  • Room Types: Bathroom-Full
  • Room Level: Main
Room 5
  • Room Types: Bathroom-Full
  • Room Level: Main
Room 6
  • Room Types: Bathroom-Half
  • Room Level: Main
Room 7
  • Room Types: Bedroom(s)
  • Room Level: Main
Room 8
  • Room Types: Bedroom(s)
  • Room Level: Main
Room 9
  • Room Types: Family Room
  • Room Level: Main
Room 10
  • Room Types: Laundry
  • Room Level: Main
Room 11
  • Room Types: Living Room
  • Room Level: Main
Rental
Rent Information
  • Security Features: Smoke Detector(s)

Property History for 21133 Rio Oro Drive

DateEvent & SourcePriceAppreciation
Apr 1, 2026

Closed

CANOPY #4340378

$630,000
Apr 1, 2026

Closed

CANOPY #4340378

$630
Mar 28, 2026

Under Contract-No Show

CANOPY #4340378

Mar 24, 2026

Closed (Public Record)

Public Record #1934033710

$630,000

+7.9% / yr

Feb 21, 2026

Under Contract-Show

CANOPY #4340378

Feb 6, 2026

Listed (Active)

CANOPY #4340378

$625,000
May 24, 2013

Closed (Public Record)

Public Record #353122069

$237,000
May 24, 2013

Closed

CANOPY #2115768

$237,000
Apr 8, 2013

Under Contract-No Show

CANOPY #2115768

Oct 30, 2012

Listed (Active)

CANOPY #2115768

$250,000
Feb 19, 2002

Withdrawn

CANOPY #130127

$188,500
Aug 27, 2001

Listed (Active)

CANOPY #130127

$188,500
Aug 5, 1998

Closed

CANOPY #380829

$140,700
Jun 22, 1998

Under Contract-No Show

CANOPY #380829

Jun 18, 1998

Listed (Active)

CANOPY #380829

$144,900
DateEvent & SourcePrice
04/01/2026

Closed

CANOPY #4340378

$630,000
04/01/2026

Closed

CANOPY #4340378

$630
03/28/2026

Under Contract-No Show

CANOPY #4340378

03/24/2026

Closed (Public Record)

Public Record #1934033710

$630,000

+7.9% / yr

02/21/2026

Under Contract-Show

CANOPY #4340378

02/06/2026

Listed (Active)

CANOPY #4340378

$625,000
05/24/2013

Closed (Public Record)

Public Record #353122069

$237,000
05/24/2013

Closed

CANOPY #2115768

$237,000
04/08/2013

Under Contract-No Show

CANOPY #2115768

10/30/2012

Listed (Active)

CANOPY #2115768

$250,000
02/19/2002

Withdrawn

CANOPY #130127

$188,500
08/27/2001

Listed (Active)

CANOPY #130127

$188,500
08/05/1998

Closed

CANOPY #380829

$140,700
06/22/1998

Under Contract-No Show

CANOPY #380829

06/18/1998

Listed (Active)

CANOPY #380829

$144,900

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 21133 Rio Oro Drive

Taxable ValueLand$184,000Additions$237,900Total$421,900
Tax Record2024$2,769 ($231 / month)
Home Facts
Beds3Baths2.5Total Finished SqFt1,976 SqFtAbove Grade Finished SqFt1,976 SqFtStories1Lot Size19,929 SqFtStyleSingle Family ResidenceYear Built1991ZoningGRCountyMECKLENBURGAPN00129406Fireplace TypeHas Fireplace

Schools near 21133 Rio Oro Drive

This home is within Charlotte-Mecklenburg School District.
Rating
School
Type
Grades
Distance
Public - K to 5
Public - 6 to 8
Public - 9 to 12
Public - 11 to 13
Rating
School
Distance
Cornelius Elementary
PublicK to 5

Bailey Middle School
Public6 to 8

William Amos Hough High
Public9 to 12

Merancas Middle College High
Public11 to 13

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Lake Norman Realty, Inc.

Based on information submitted to the MLS GRID as of 04/01/2026 02:51 PM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Properties displayed may be listed or sold by various participants in the MLS. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. Use of the MLS GRID data may be subject to an end user license agreement prescribed by the applicable MLS of the Member Participant, if any, and as amended from time to time.