21200 Rio Oro Dr

Cornelius, NC 28031

$1,279,900
Price
3
Beds
2,022 Sq. Ft.
$633 / Sq. Ft.
2,022
Sq. Ft.
$633
per Sq. Ft.
a view of a house with yard and sitting area
a view of a house with a yard
a view of a dining room with furniture
a view of a dining room with furniture and a chandelier
a living room with furniture and a fireplace
a living room with furniture and a view of kitchen
a living room with furniture and a flat screen tv
a kitchen with a sink stove and microwave
a kitchen with granite countertop a sink appliances and cabinets
a kitchen with granite countertop stainless steel appliances stove sink and cabinets
a kitchen with stainless steel appliances a stove a sink dishwasher a refrigerator and a refrigerator
a bedroom with bed and wooden floor
a bedroom with a large bed and a chandelier
a bathroom with a shower and a toilet
a bathroom with a sink a mirror and a shower
a bathroom with a bathtub
a view of entryway
a bedroom with a bed and window
a spacious bedroom with a bed and a window
a bathroom with double sink and a mirror
a bathroom with a shower and a glass door
a bedroom with a bed and a book shelf
a bedroom with a bed and a ceiling fan
a view of a workspace with furniture and a flat screen tv
a utility room with dryer and washer
a utility room with sink dryer and washer
a view of a dining room with furniture window and wooden floor
a dining room with furniture and wooden floor
a view of a balcony with couch and wooden floor
a view of a swimming pool with outdoor seating
a view of a patio with couches table and chairs and potted plants
a view of backyard with seating space
a city view with sitting space
a view of outdoor space with seating
an aerial view of a city
an aerial view of a houses with a lake view
an aerial view of a houses with a lake
an aerial view of a houses with a lake
an aerial view of a houses with yard
an aerial view of houses and roads

Description

Welcome to your peaceful waterfront retreat with a minimal HOA, tucked away in a quiet cove in the heart of Cornelius and just minutes from the Cain Center for the Arts, shopping, dining, breweries, and parks. A rare and valuable feature, the private pier and dock can accommodate two boats, offering easy access to Lake Norman’s main channel and elevating this property into a true lakefront escape. Stepping inside there is a bright & airy, open plan with nice flow! The upgraded kitchen features quartz...Welcome to your peaceful waterfront retreat with a minimal HOA, tucked away in a quiet cove in the heart of Cornelius and just minutes from the Cain Center for the Arts, shopping, dining, breweries, and parks. A rare and valuable feature, the private pier and dock can accommodate two boats, offering easy access to Lake Norman’s main channel and elevating this property into a true lakefront escape. Stepping inside there is a bright & airy, open plan with nice flow! The upgraded kitchen features quartz countertops, a large island with storage, abundant cabinetry, stainless steel appliances (refrigerator included), double ovens, a five-burner gas cooktop, tile backsplash, and upgraded lighting—perfect for everyday living and entertaining. The light-filled great room offers comfortable living with a ceiling fan/light and seamless access to the deck, creating effortless indoor-outdoor flow with peaceful lake views. The primary suite provides a private retreat with recessed lighting, ceiling fan, private deck access, walk-in closet, and private bath featuring a dual vanity, tiled shower, and soaking garden tub. This home offers a tremendous amount of storage (including a storage shed). An expansive covered deck with a covered portion & step down to a large paver patio with fire pit, invites relaxation at any time of day, while the private dock provides open views toward the main channel, ideal for enjoying the lake lifestyle.
  1. Listed by Matt Sarver • Keller Williams Lake Norman • Matt@TheSarverGroup.com

Property Details for 21200 Rio Oro Drive

Architectural Style
Transitional
Waterfront Features
Boat Ramp – Community, Boat Slip – Community, Pier, Dock
View
Water, Year Round
Parking Features
Driveway
Subdivision Name
Bahia Bay
LISTING UPDATED: 12/13/2025 05:02 AM

Property Details for 21200 Rio Oro Drive

StatusActive
MLS #4326839
Days on Market15
Taxes-
HOA Fees$75 / year
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built1979
Lot Size0.22 AC / 9,583 SF
CountyMecklenburg County

Location

Listing Courtesy of Keller Williams Lake Norman
Add your commute

Building Information for 21200 Rio Oro Drive

Stories-Year Built1979Building Size-Lot Size0.22 AC / 9,583 SF

Payment Calculator

$6,878 per month

30 year fixed, 6.28% Interest

Principal and Interest

$6,324

Property Taxes

$547

HOA Dues

$6

The Payment Calculator is for illustrative purposes only.

Property Information for 21200 Rio Oro Drive

Summary
Location and General Information
  • Water Body Name: Lake Norman
  • Longitude: -80.887615
  • Zoning: GR
  • Latitude: 35.497008
Taxes and HOA Information
  • HOA YN: Yes
  • HOA Name: Bahia Bay
  • HOA Subject To: Required
  • HOA Subject To Dues: Mandatory
  • HOA Annual Expense: $75.00
  • Tax Assessed Value: $1,000,000.00
  • Parcel Number: 001-297-43
  • City Taxes Paid To: Cornelius
School Information
  • Middle Or Junior School: Bailey
  • High School: William Amos Hough
  • Elementary School: Cornelius
Parking
  • Parking: Open Parking YN: No
  • Parking: Carport YN: No
  • Garage YN: No
  • Garage Main Level YN: No
Virtual Tour
Property
Lot Information
  • Above Grade Finished Area: 2022.0
  • Below Grade Finished Area: 0.0
  • Sq Ft Lower: 0
  • Sq Ft Main: 2022
  • Sq Ft Third: 0
  • Sq Ft Unheated Total: 0
  • Sq Ft Upper: 0
  • Sq Ft Total Property HLA: 2022.0
  • Lot Features: Wooded, Views, Waterfront
  • Lot Size Units: Acres
  • Property Type: Residential
Property and Assessments
  • Geocode Confidence: High
  • Down Payment Resource YN: No
  • New Construction YN: No
  • Photos Count: 43
  • Road Responsibility: Publicly Maintained Road
  • Development Status: Completed
  • Construction Type: Site Built
  • Assumable: No
  • Senior Community YN: No
Utilities
  • Sewer: Public Sewer
  • Water Source: City
Interior and Exterior Features
Exterior Features
  • Exterior Features: Fire Pit, In-Ground Irrigation
  • Fencing: Back Yard, Fenced
  • Construction Materials: Hardboard Siding
  • Patio And Porch Features: Covered, Deck, Patio, Other - See Remarks
  • Pool Private YN: No
  • Road Surface Type: Concrete, Paved
  • Other Structures: Shed(s)
Interior Features
  • Appliances: Dishwasher, Double Oven, Exhaust Hood, Gas Cooktop, Microwave, Plumbed For Ice Maker, Self Cleaning Oven, Wall Oven
  • Levels: One
  • Cooling: Ceiling Fan(s), Central Air
  • Heating: Heat Pump
  • Interior Features: Built-in Features, Drop Zone, Garden Tub, Kitchen Island, Open Floorplan, Split Bedroom, Storage, Walk-In Closet(s)
  • Laundry Features: Electric Dryer Hookup, Laundry Room, Main Level, Sink
  • Fireplace Features: Fire Pit
  • Fireplace YN: No
  • Door Features: Sliding Doors
  • Flooring: Tile
  • Foundation Details: Crawl Space
  • Basement YN: No
  • Bedroom Main: 3
  • Full Bath Main: 2
  • Half Bath Main: 0
Room Information
Room Information
  • Room Count: 7.0
Room 1
  • Room Types: Primary Bedroom
  • Room Level: Main
Room 2
  • Room Types: Bedroom(s)
  • Room Level: Main
Room 3
  • Room Types: Bathroom-Full
  • Room Level: Main
Room 4
  • Room Types: Kitchen
  • Room Level: Main
Room 5
  • Room Types: Dining Area
  • Room Level: Main
Room 6
  • Room Types: Laundry
  • Room Level: Main
Room 7
  • Room Types: Utility Room
  • Room Level: Main
Rental
Rent Information
  • Security Features: Smoke Detector(s)

Property History for 21200 Rio Oro Drive

DateEvent & SourcePriceAppreciation
Dec 12, 2025

Listed (Active)

CANOPY #4326839

$1,279,900—
Apr 27, 2023

Closed (Public Record)

Public Record #1509824800

$906,000

+9.1% / yr

Apr 27, 2023

Closed

CANOPY #3940974

$905,212—
Mar 1, 2023

Listed (Active)

CANOPY #3940974

$930,212—
Aug 24, 2017

Closed (Public Record)

Public Record #603887715

$552,000

+24.0% / yr

Sep 22, 2015

Closed (Public Record)

Public Record #556177636

$365,000—
Sep 22, 2015

Closed

CANOPY #3106284

$365,000—
Aug 15, 2015

Under Contract-No Show

CANOPY #3106284

—
Aug 7, 2015

Listed (Active)

CANOPY #3106284

$399,000—
DateEvent & SourcePrice
12/12/2025

Listed (Active)

CANOPY #4326839

$1,279,900
04/27/2023

Closed (Public Record)

Public Record #1509824800

$906,000

+9.1% / yr

04/27/2023

Closed

CANOPY #3940974

$905,212
03/01/2023

Listed (Active)

CANOPY #3940974

$930,212
08/24/2017

Closed (Public Record)

Public Record #603887715

$552,000

+24.0% / yr

09/22/2015

Closed (Public Record)

Public Record #556177636

$365,000
09/22/2015

Closed

CANOPY #3106284

$365,000
08/15/2015

Under Contract-No Show

CANOPY #3106284

—
08/07/2015

Listed (Active)

CANOPY #3106284

$399,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 21200 Rio Oro Drive

Taxable ValueLand$675,000Additions$325,000Total$1,000,000
Tax Record2024$6,562 ($547 / month)
Home Facts
Beds3Baths2.5Total Finished SqFt2,003 SqFtAbove Grade Finished SqFt2,003 SqFtStories1Lot Size9,850 SqFtStyleSingle Family ResidenceYear Built1979ZoningGRCountyMECKLENBURGAPN00129743Fireplace TypeHas Fireplace

Schools near 21200 Rio Oro Drive

This home is within Charlotte-Mecklenburg School District.
Rating
School
Type
Grades
Distance
Cornelius Elementary
Public - K to 5
Bailey Middle School
Public - 6 to 8
William Amos Hough High
Public - 9 to 12
Merancas Middle College High
Public - 11 to 13
Rating
School
Distance
Cornelius Elementary
PublicK to 5

Bailey Middle School
Public6 to 8

William Amos Hough High
Public9 to 12

Merancas Middle College High
Public11 to 13

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 21200 Rio Oro Drive, Cornelius, NC 28031

21200 Rio Oro Drive is a single family home for sale in Cornelius, NC 28031. This property was listed for sale on December 12, 2025 by Keller Williams Lake Norman, it's currently listed at $1,279,900. It has been on the market for a total of 15 days and was last sold on April 27, 2023. This listing's school district is Charlotte-Mecklenburg School District. Nearby schools include Cornelius Elementary, Bailey Middle School and William Amos Hough High. 21200 Rio Oro Drive is a 3-bed, 2-bath, 2,022 sqft single family home built in 1979.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass makes no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Keller Williams Lake Norman

Properties displayed may be listed or sold by various participants in the MLS. Based on information submitted to the MLS GRID as of 12/27/2025 01:39 PM. All data is obtained from various sources and may not have been verified by broker orMLS GRID. Supplied Open House Information is subject to change without notice. All informationshould be independently reviewed and verified for accuracy. Properties may or may not be listed bythe office/agent presenting the information.