21200 Rio Oro Dr

2,045 Sq. Ft.
$443 / Sq. Ft.
2,045
Sq. Ft.
$443
per Sq. Ft.

Description

Open house cancelled Lake living at its finest! Welcome to this adorable lake front home with minimal HOA located in a quiet cove, just off the main channel. Enjoy coffee in the morning on the partially covered back porch or hang out by the fire pit on those cool evenings. This 3 bed 2 bath, open floor plan home, includes beautiful tile flooring throughout. The renovated kitchen is a Chef's dream! A few features are; luxury built-in wall oven manufactured by WOLF, 5-burner gas cooktop manufactured...Open house cancelled Lake living at its finest! Welcome to this adorable lake front home with minimal HOA located in a quiet cove, just off the main channel. Enjoy coffee in the morning on the partially covered back porch or hang out by the fire pit on those cool evenings. This 3 bed 2 bath, open floor plan home, includes beautiful tile flooring throughout. The renovated kitchen is a Chef's dream! A few features are; luxury built-in wall oven manufactured by WOLF, 5-burner gas cooktop manufactured by WOLF, large stainless steel sink plenty of cabinet space and quartz counter tops. The primary en-suite has its own sliding glass door to the back deck and a view of the water. An addition was constructed in 2019 which added a 3rd bedroom and larger laundry room/mud room. Located just off of exit 28 from I-77 in close proximity to shopping and restaurants. Bahia Bay has a community boat launch with docks and a picnic area. Looking for a lake property with an inexpensive HOA, this is for you
  1. Listed by Melanie Romano • Coldwell Banker Realty
    P: (704)-497-3720 C: (704)-497-3720 Melanie.Romano@CBCarolinas.com

Property Details for 21200 Rio Oro Drive

Waterfront Features
Boat Ramp – Community, Boat Slip – Community, Pier, Dock
View
Water, Year Round
Parking Features
Driveway, Parking Space(s)
Community Features
Lake Access
Subdivision Name
Bahia Bay
LISTING UPDATED: 04/27/2023 10:08 PM

Property Details for 21200 Rio Oro Drive

StatusClosed
MLS #3940974
Days on Market30
Taxes-
HOA Fees$75 / year
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built1979
Lot Size0.22 AC / 9,583 SF
CountyMecklenburg County

Location

Listing Courtesy of Coldwell Banker Realty

Sold By Helen Adams Realty

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Building Information for 21200 Rio Oro Drive

Stories-Year Built1979Building Size-Lot Size0.22 AC / 9,583 SF

Payment Calculator

$5,111 per month

30 year fixed, 6.46% Interest

Principal and Interest

$4,558

Property Taxes

$547

HOA Dues

$6

The Payment Calculator is for illustrative purposes only.

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Property Information for 21200 Rio Oro Drive

Summary
Location and General Information
  • Water Body Name: Lake Norman
  • Longitude: -80.887615
  • Latitude: 35.497008
Taxes and HOA Information
  • HOA YN: Yes
  • HOA Name: Bahia Bay HOA
  • HOA Subject To: Required
  • HOA Subject To Dues: Mandatory
  • HOA Annual Expense: $75.00
  • Tax Assessed Value: $584,300.00
  • Parcel Number: 001-297-43
  • City Taxes Paid To: Cornelius
School Information
  • Middle Or Junior School: Bailey
  • High School: William Amos Hough
  • Elementary School: Cornelius
Parking
  • Parking: Open Spaces: 4.0
  • Parking: Open Parking YN: Yes
  • Parking: Other: (Parking Spaces: 3+)
  • Garage YN: No
  • Garage Main Level YN: No
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Property
Lot Information
  • Above Grade Finished Area: 2045.0
  • Below Grade Finished Area: 0.0
  • Sq Ft Lower: 0
  • Sq Ft Main: 2045
  • Sq Ft Third: 0
  • Sq Ft Unheated Basement: 0
  • Sq Ft Unheated Lower: 0
  • Sq Ft Unheated Main: 0
  • Sq Ft Unheated Third: 0
  • Sq Ft Unheated Total: 0
  • Sq Ft Unheated Upper: 0
  • Sq Ft Upper: 0
  • Sq Ft Total Property HLA: 2045.0
  • Living Area Units: Square Feet
  • Lot Features: Waterfront
  • Lot Size Acres: 0.22
  • Lot Size Units: Acres
  • Property Attached YN: No
  • Property Type: Residential
Property and Assessments
  • Geocode Confidence: High
  • New Construction YN: No
  • Photos Count: 43
  • Road Responsibility: Publicly Maintained Road
  • Construction Type: Site Built
  • Assumable: No
  • Senior Community YN: No
  • Proposed Special Assessment: No
  • Restrictions: Subdivision
Utilities
  • Sewer: Public Sewer
  • Utilities: Fiber Optics
  • Water Source: City
Interior and Exterior Features
Exterior Features
  • Exterior Features: Fire Pit, In-Ground Irrigation
  • Fencing: Fenced
  • Construction Materials: Hardboard Siding
  • Patio And Porch Features: Covered, Deck
  • Road Surface Type: Concrete, Paved
  • Roof: Shingle
  • Other Structures: Shed(s)
Interior Features
  • Appliances: Dishwasher, Double Oven, Exhaust Hood, Gas Cooktop, Microwave, Plumbed For Ice Maker, Wall Oven
  • Levels: One
  • Cooling: Central Air
  • Heating: Natural Gas
  • Interior Features: Built-in Features, Drop Zone, Kitchen Island, Open Floorplan, Split Bedroom, Walk-In Closet(s)
  • Laundry Features: Electric Dryer Hookup, Main Level
  • Fireplace Features: Fire Pit
  • Fireplace YN: No
  • Door Features: Sliding Doors
  • Flooring: Tile, Wood
  • Foundation Details: Crawl Space
  • Basement YN: No
  • Bedroom Main: 3
  • Full Bath Main: 2
  • Half Bath Main: 0
Room Information
Room Information
  • Room Count: 8.0
Room 1
  • Room Types: Bathroom-Full
  • Room Level: Main
Room 2
  • Room Types: Dining Area
  • Room Level: Main
Room 3
  • Room Types: Laundry
  • Room Level: Main
Room 4
  • Room Types: Bedroom(s)
  • Room Level: Main
Room 5
  • Room Types: Kitchen
  • Room Level: Main
Room 6
  • Room Types: Primary Bedroom
  • Room Level: Main
Room 7
  • Room Types: Office
  • Room Level: Main
Room 8
  • Room Types: Family Room
  • Room Level: Main

Property History for 21200 Rio Oro Drive

DateEvent & SourcePriceAppreciation
Mar 5, 2026

Temporarily Off Market

CANOPY #4326839

$1,279,900
Dec 12, 2025

Listed (Active)

CANOPY #4326839

$1,279,900
Apr 27, 2023

Closed (Public Record)

Public Record #1509824800

$906,000

+9.1% / yr

Apr 27, 2023

Closed

CANOPY #3940974

$905,212
Mar 1, 2023

Listed (Active)

CANOPY #3940974

$930,212
Aug 24, 2017

Closed (Public Record)

Public Record #603887715

$552,000

+24.0% / yr

Sep 22, 2015

Closed (Public Record)

Public Record #556177636

$365,000
Sep 22, 2015

Closed

CANOPY #3106284

$365,000
Aug 15, 2015

Under Contract-No Show

CANOPY #3106284

Aug 7, 2015

Listed (Active)

CANOPY #3106284

$399,000
DateEvent & SourcePrice
03/05/2026

Temporarily Off Market

CANOPY #4326839

$1,279,900
12/12/2025

Listed (Active)

CANOPY #4326839

$1,279,900
04/27/2023

Closed (Public Record)

Public Record #1509824800

$906,000

+9.1% / yr

04/27/2023

Closed

CANOPY #3940974

$905,212
03/01/2023

Listed (Active)

CANOPY #3940974

$930,212
08/24/2017

Closed (Public Record)

Public Record #603887715

$552,000

+24.0% / yr

09/22/2015

Closed (Public Record)

Public Record #556177636

$365,000
09/22/2015

Closed

CANOPY #3106284

$365,000
08/15/2015

Under Contract-No Show

CANOPY #3106284

08/07/2015

Listed (Active)

CANOPY #3106284

$399,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 21200 Rio Oro Drive

Taxable ValueLand$675,000Additions$325,000Total$1,000,000
Tax Record2024$6,562 ($547 / month)
Home Facts
Beds3Baths2.5Total Finished SqFt2,003 SqFtAbove Grade Finished SqFt2,003 SqFtStories1Lot Size9,850 SqFtStyleSingle Family ResidenceYear Built1979ZoningGRCountyMECKLENBURGAPN00129743Fireplace TypeHas Fireplace

Schools near 21200 Rio Oro Drive

This home is within Charlotte-Mecklenburg School District.
Rating
School
Type
Grades
Distance
Public - K to 5
Public - 6 to 8
Public - 9 to 12
Public - 11 to 13
Rating
School
Distance
Cornelius Elementary
PublicK to 5

Bailey Middle School
Public6 to 8

William Amos Hough High
Public9 to 12

Merancas Middle College High
Public11 to 13

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Coldwell Banker Realty

Based on information submitted to the MLS GRID as of 04/27/2023 10:08 PM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Properties displayed may be listed or sold by various participants in the MLS. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. Use of the MLS GRID data may be subject to an end user license agreement prescribed by the applicable MLS of the Member Participant, if any, and as amended from time to time.