21510 Rio Oro Dr

Cornelius, NC 28031

$3,849,000
Price
5
Beds
4,507 Sq. Ft.
$854 / Sq. Ft.
4,507
Sq. Ft.
$854
per Sq. Ft.
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a front view of a house with garden
a front view of house with yard
a front view of a house with a yard table and chairs

Description

Exceptional new construction waterfront residence offering approximately 4,507 square feet of elevated living space plus a 550 SF garage, thoughtfully composed across a two-story layout designed for both everyday ease and high-level entertaining. Upon completion, the home will present with a clean, tailored architectural presence and an unmistakable sense of intention. Inside, 10-foot ceilings and generous proportions are planned to create an airy, refined atmosphere, while the open-concept main...Exceptional new construction waterfront residence offering approximately 4,507 square feet of elevated living space plus a 550 SF garage, thoughtfully composed across a two-story layout designed for both everyday ease and high-level entertaining. Upon completion, the home will present with a clean, tailored architectural presence and an unmistakable sense of intention. Inside, 10-foot ceilings and generous proportions are planned to create an airy, refined atmosphere, while the open-concept main level is designed to deliver the flow today’s buyers want with spaces that feel bright, expansive and effortless. At the center of the home, the chef’s kitchen is envisioned as equal parts statement and workhorse. A substantial 5' x 12' island will anchor the space, paired with a 48" range and 48" refrigerator, custom cabinetry, and a layout built to host. A dedicated scullery and oversized pantry are designed to keep everything streamlined and out of sight when entertaining. A dramatic 12' bi-fold door is planned to open to a true indoor-outdoor extension of the home: a covered porch and entertaining terrace featuring a built-in bar with beverage fridge and BBQ, with ample hardscape for dining, lounging, and lakefront evenings that go long after sunset. The main-level primary suite is positioned to function as a private retreat, complete with a spacious dressing room and spa-inspired bath, intentionally separated from the secondary bedrooms. Upstairs, four additional ensuite bedrooms are planned to provide comfort and privacy for family and guests, while the impressive 21' x 24' rec room with cathedral ceiling is designed to offer a dramatic, flexible space for movie nights, game days, or an elevated lounge. A rare opportunity to secure a design-forward new construction waterfront home where scale, function, and lifestyle come together, crafted to feel timeless, substantial, and truly exceptional upon completion.
  1. Listed by Christy Walker • Premier Sotheby's International Realty • christy.walker@premiersir.com

Property Details for 21510 Rio Oro Drive

Architectural Style
Contemporary, European
Waterfront Features
Dock, Pier
View
Water, Year Round
Parking Features
Driveway, Garage Door Opener, Garage Faces Front, Keypad Entry
Community Features
Lake Access, Picnic Area, Street Lights
Subdivision Name
Bahia Bay
LISTING UPDATED: 03/03/2026 05:02 AM

Property Details for 21510 Rio Oro Drive

StatusActive
MLS #4347486
Days on Market26
Taxes-
HOA Fees$75 / year
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built2026
Lot Size0.23 AC / 10,018 SF
CountyMecklenburg County
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Location

Listing Courtesy of Premier Sotheby's International Realty
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Building Information for 21510 Rio Oro Drive

Stories-Year Built2026Building Size-Lot Size0.23 AC / 10,018 SF

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$19,330 per month

30 year fixed, 6.11% Interest

Principal and Interest

$18,680

Property Taxes

$644

HOA Dues

$6

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Property Information for 21510 Rio Oro Drive

Summary
Location and General Information
  • Water Body Name: Lake Norman
  • Longitude: -80.887653
  • Zoning: GR
  • Latitude: 35.494132
Taxes and HOA Information
  • HOA YN: Yes
  • HOA Name: Bahia Bay HOA
  • HOA Phone: 704-299-2222
  • HOA Subject To: Required
  • HOA Subject To Dues: Mandatory
  • HOA Annual Expense: $75.00
  • Tax Assessed Value: $1,178,400.00
  • Parcel Number: 001-297-18
  • City Taxes Paid To: Cornelius
School Information
  • Middle Or Junior School: Bailey
  • High School: William Amos Hough
  • Elementary School: Cornelius
Parking
  • Parking: Open Parking YN: No
  • Parking: Carport YN: No
  • Garage Spaces: 2.0
  • Garage YN: Yes
  • Garage Main Level YN: Yes
Property
Lot Information
  • Above Grade Finished Area: 4507.0
  • Below Grade Finished Area: 0.0
  • Builder Name: Cape Custom Homes LLC
  • Sq Ft Garage: 550
  • Sq Ft Lower: 0
  • Sq Ft Main: 2218
  • Sq Ft Third: 0
  • Sq Ft Unheated Main: 550
  • Sq Ft Unheated Total: 550
  • Sq Ft Upper: 2289
  • Sq Ft Total Property HLA: 4507.0
  • Lot Features: Waterfront
  • Lot Size Units: Acres
  • Property Type: Residential
Property and Assessments
  • Geocode Confidence: High
  • Down Payment Resource YN: No
  • New Construction YN: Yes
  • Photos Count: 3
  • Road Responsibility: Publicly Maintained Road
  • Development Status: Under Construction
  • Construction Type: Site Built
  • Assumable: No
  • Senior Community YN: No
  • Proposed Completion Date: 2026-12-31
  • Restrictions: Architectural Review
Green Features
  • Green Verification Count: 0
Utilities
  • Sewer: Public Sewer
  • Utilities: Natural Gas
  • Water Source: City
Interior and Exterior Features
Exterior Features
  • Exterior Features: Dock - Floating, In-Ground Irrigation, Outdoor Kitchen
  • Fencing: Back Yard, Fenced
  • Construction Materials: Hard Stucco, Stone Veneer
  • Patio And Porch Features: Covered, Patio, Rear Porch
  • Pool Private YN: No
  • Road Surface Type: Concrete, Paved
  • Roof: Architectural Shingle, Flat
Interior Features
  • Appliances: Bar Fridge, Convection Microwave, Convection Oven, Dishwasher, Disposal, Electric Oven, Gas Cooktop, Plumbed For Ice Maker, Tankless Water Heater
  • Levels: Two
  • Cooling: Central Air, Electric, Zoned
  • Heating: Forced Air, Heat Pump, Natural Gas
  • Interior Features: Attic Stairs Pulldown, Cable Prewire, Drop Zone, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Walk-In Closet(s), Walk-In Pantry, Wet Bar
  • Laundry Features: Electric Dryer Hookup, Main Level
  • Fireplace Features: Family Room
  • Fireplace YN: Yes
  • Door Features: Sliding Doors
  • Window Features: Insulated Window(s)
  • Flooring: Tile, Wood
  • Foundation Details: Crawl Space
  • Basement YN: No
  • Bedroom Main: 1
  • Bedroom Upper: 4
  • Full Bath Main: 1
  • Full Bath Upper: 4
  • Half Bath Main: 1
  • Half Bath Upper: 0
Room Information
Room Information
  • Room Count: 16.0
Room 1
  • Room Types: Primary Bedroom
  • Room Level: Main
Room 2
  • Room Types: Bathroom-Full
  • Room Level: Main
Room 3
  • Room Types: Bathroom-Half
  • Room Level: Main
Room 4
  • Room Types: Kitchen
  • Room Level: Main
Room 5
  • Room Types: Family Room
  • Room Level: Main
Room 6
  • Room Types: Laundry
  • Room Level: Main
Room 7
  • Room Types: Bedroom(s)
  • Room Level: Upper
Room 8
  • Room Types: Bedroom(s)
  • Room Level: Upper
Room 9
  • Room Types: Bedroom(s)
  • Room Level: Upper
Room 10
  • Room Types: Bedroom(s)
  • Room Level: Upper
Room 11
  • Room Types: Bathroom-Full
  • Room Level: Upper
Room 12
  • Room Types: Bathroom-Full
  • Room Level: Upper
Room 13
  • Room Types: Bathroom-Full
  • Room Level: Upper
Room 14
  • Room Types: Bathroom-Full
  • Room Level: Upper
Room 15
  • Room Types: Recreation Room
  • Room Level: Upper
Room 16
  • Room Types: Dining Room
  • Room Level: Main
Rental
Rent Information
  • Security Features: Carbon Monoxide Detector(s), Smoke Detector(s)

Property History for 21510 Rio Oro Drive

DateEvent & SourcePriceAppreciation
Mar 2, 2026

Listed (Active)

CANOPY #4347486

$3,849,000—
Jan 9, 2026

Closed (Public Record)

Public Record #1926150051

$1,040,000

+13.1% / yr

Apr 25, 2016

Closed (Public Record)

Public Record #569215410

$316,000—
Apr 25, 2016

Closed

CANOPY #3147290

$316,000—
Apr 1, 2016

Under Contract-No Show

CANOPY #3147290

—
Feb 11, 2016

Listed (Active)

CANOPY #3147290

$335,000—
DateEvent & SourcePrice
03/02/2026

Listed (Active)

CANOPY #4347486

$3,849,000
01/09/2026

Closed (Public Record)

Public Record #1926150051

$1,040,000

+13.1% / yr

04/25/2016

Closed (Public Record)

Public Record #569215410

$316,000
04/25/2016

Closed

CANOPY #3147290

$316,000
04/01/2016

Under Contract-No Show

CANOPY #3147290

—
02/11/2016

Listed (Active)

CANOPY #3147290

$335,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 21510 Rio Oro Drive

Taxable ValueLand$750,000Additions$428,400Total$1,178,400
Tax Record2024$7,733 ($644 / month)
Home Facts
Beds3Baths3Total Finished SqFt2,366 SqFtAbove Grade Finished SqFt2,366 SqFtStories2Lot Size10,238 SqFtStyleSingle Family ResidenceYear Built2016ZoningGRCountyMECKLENBURGAPN00129718Fireplace TypeHas Fireplace

Schools near 21510 Rio Oro Drive

This home is within Charlotte-Mecklenburg School District.
Rating
School
Type
Grades
Distance
Cornelius Elementary
Public - K to 5
Bailey Middle School
Public - 6 to 8
William Amos Hough High
Public - 9 to 12
Merancas Middle College High
Public - 11 to 13
Rating
School
Distance
Cornelius Elementary
PublicK to 5

Bailey Middle School
Public6 to 8

William Amos Hough High
Public9 to 12

Merancas Middle College High
Public11 to 13

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 21510 Rio Oro Drive, Cornelius, NC 28031

21510 Rio Oro Drive is a single family home for sale in Cornelius, NC 28031. This property was listed for sale on March 2, 2026 by Premier Sotheby's International Realty, it's currently listed at $3,849,000. It has been on the market for a total of 26 days and was last sold on January 9, 2026. This listing's school district is Charlotte-Mecklenburg School District. Nearby schools include Cornelius Elementary, Bailey Middle School and William Amos Hough High. 21510 Rio Oro Drive is a 5-bed, 6-bath, 4,507 sqft single family home built in 2026.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Premier Sotheby's International Realty

Based on information submitted to the MLS GRID as of 03/03/2026 05:02 AM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Properties displayed may be listed or sold by various participants in the MLS. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. Use of the MLS GRID data may be subject to an end user license agreement prescribed by the applicable MLS of the Member Participant, if any, and as amended from time to time.