21524 Front Beach Rd

Panama City Beach, FL 32413

$4,795,000
Price
9
Beds
6,504 Sq. Ft.
$737 / Sq. Ft.
6,504
Sq. Ft.
$737
per Sq. Ft.
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a view of a patio with table and chairs with wooden floor and fence
a front view of a house with a yard
a view of a white house with a small yard and plants
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a front view of a house with a yard
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an aerial view of ocean and residential houses with outdoor space
a view of a dining room and livingroom view
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a view of a dining room and livingroom with furniture wooden floor a chandelier
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a kitchen with a table and chairs in it
a kitchen with a sink and a refrigerator
a living room with furniture and a flat screen tv
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a living room with furniture kitchen view and a large window
a living room with furniture and a flat screen tv
a kitchen with stainless steel appliances granite countertop a refrigerator a stove and a wooden floors
a living room with furniture and a fireplace
a living room with furniture and a large window
a living room with a couch and a table
a bedroom with a bed and a flat screen tv
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a bedroom with two beds and a flat screen tv
a bedroom with furniture and wooden floor
a bathroom with a shower
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a room with a bed and a painting on the wall
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a bathroom with a shower
a bedroom with bed and a couch
a spacious bedroom with a bed and a flat screen tv
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a living room with furniture and a flat screen tv
a living room with furniture and flat screen tv
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a bedroom with a bed and dresser with wooden floor
a bedroom with a bed and a flat screen tv
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a spacious bedroom with a bed and furniture
a bedroom with a bed and a flat screen tv
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a bathroom with a toilet sink and mirror
a bedroom with a bed and walk in closet
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a view of balcony with wooden floor and outdoor seating
a bedroom with a bed and a table with wooden floor
a bathroom with a shower
a utility room with dryer and washer
a bedroom with a bed and wooden floor
a bathroom with a shower
a bedroom with a bed and a dresser
a view of hallway with wooden floor
a living room with furniture and a flat screen tv
a bed room with a bed mirror and a night stand
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a view of a balcony with wooden floor
a living room with furniture and a flat screen tv
a lobby with furniture and a flat screen tv
a view of a patio with a table and chairs
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a view of a patio with couches table and chairs and potted plants
a view of swimming pool with outdoor seating and a patio
a view of a house with swimming pool and sitting area
a living room with couches a flat screen tv and outdoor view

Description

'Colors are the smiles of nature' and this vibrant beach home brings that sentiment to life in every corner. A thoughtful blend of hues flows throughout the property, creating a warm, garden-like atmosphere where each room features its own unique palette designed to both energize and relax. This custom-designed residence maximizes every inch of space, transforming each nook into a functional and inviting area. With nine bedrooms and accommodations for up to 21 guests, the home offers exceptional...'Colors are the smiles of nature' and this vibrant beach home brings that sentiment to life in every corner. A thoughtful blend of hues flows throughout the property, creating a warm, garden-like atmosphere where each room features its own unique palette designed to both energize and relax. This custom-designed residence maximizes every inch of space, transforming each nook into a functional and inviting area. With nine bedrooms and accommodations for up to 21 guests, the home offers exceptional space and comfort, allowing everyone to spread out and enjoy their own retreat. All three floors feature bedrooms, full bathrooms, and inviting spaces for gathering or unwinding. The kitchen and main living areas are tucked toward the rear of the home, creating a central hub for connection and entertaining. Step outside to a beautifully designed lanai and covered porch, where outdoor living takes center stage. Overlooking the in-ground pool and private putting green, this space is perfect for hosting or relaxing in style. Complete with a built-in fireplace and outdoor kitchen, the lanai ensures the entertainment never has to end. For the discerning buyer, this is more than just a home, it's a lifestyle statement and a strategic investment. Don't just imagine it, come walk through it, feel it, and see how it fits your vision. Schedule your private showing today before this exceptional home is gone.
  1. Listed by Andrea W Farrell • Brokerage DRE #263366 • Realty Associates of Santa Rosa Inc
    P: (850)-259-1625 C: (850)-259-1625 andrea@destinhomes.com

Property Details for 21524 Front Beach Road

View
Gulf
Zoning
Resid Single Family
Architectural Style
Beach House
Subdivision Name
Lot 12 Riviera Beach
LISTING UPDATED: 03/23/2026 03:20 PM

Property Details for 21524 Front Beach Road

StatusActive
MLS #998694
Days on Market16
Taxes$6,506 / year
HOA Fees-
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeResidential / Detached Single Family
Year Built2024
Lot Size0.17 AC / 7,405 SF
CountyBay County
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Location

Listing Courtesy of Realty Associates of Santa Rosa Inc
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Building Information for 21524 Front Beach Road

Stories3Year Built2024Building Size-Lot Size0.17 AC / 7,405 SF

Payment Calculator

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$24,687 per month

30 year fixed, 6.46% Interest

Principal and Interest

$24,145

Property Taxes

$542

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 21524 Front Beach Road

Summary
Location and General Information
  • Community Features: Short Term Rental - Allowed, Beach
  • Directions: From Hwy 98, turn onto Kelly St., turn left on Front Beach and the house is 0.2 miles on the left.
  • MLS Area Minor: 2724 - Beach - West Central
  • MLS Area Major: 27 - Bay County
  • Latitude: 30.253144
  • Longitude: -85.953674
  • Location Tax and Legal:Sub Area: 2724 - Beach - West Central
  • Location Tax and Legal:Elementary School: West Bay
  • Location Tax and Legal:Middle School: Surfside
  • Location Tax and Legal:High School: Arnold
  • Location Tax and Legal:Legal Description: Riviera Beach Map-13B4- Lot 12 Orb 4497 P 1554
  • Project Facilities: Beach, Short Term Rental - Allowed
  • Garage: true
Taxes and HOA
  • Tax Legal Description: Riviera Beach Map-13B4- Lot 12 Orb 4497 P 1554
  • Parcel Number: 35414-000-000
  • Association Fee: $0
  • Tax Annual Amount: $6,506
  • Listing Info Tax Legal:Last Taxes: $6,506
  • Listing Info Tax Legal:Last Tax Year: 2025.0
School Information
  • Elementary School: West Bay
  • Middle Or Junior School: Surfside
  • High School: Arnold
Parking
  • Carport YN: No
  • Attached Garage YN: No
  • Parking Features: Golf Cart Enclosed
  • Parking Features: Golf Cart Enclosed
Property
Lot Information
  • Building Area Source: Building Plan
  • Lot Size Dimensions: 50 x 150
  • Lot Size Acres: 0.17
  • Lot Size Area: 0.17
  • Lot Size Units: Acres
  • Property Condition: Construction Complete
  • Lot Features: Cleared, Flood Insurance Req, Level, Within 1/2 Mile to Water
  • Building Area Total: 6504.0
  • Lot Size Square Feet: 7405.2
  • General Property Info:SqFt Source: Building Plan
  • Waterview: Gulf2
  • LotParcel Access: Paved Road
  • Lot Features: Cleared, Flood Insurance Req, Level, Within 12 Mile to Water
Property and Assessments
  • Road Surface Type: Paved
  • Tax Year: 2025.0
  • Floor Plans Count: 0.0
  • Property Type: Residential
  • Year Built: 2024.0
  • Property Sub Type: Detached Single Family
  • New Construction YN: No
  • General Property Info:Sub-Type: Detached Single Family
  • General Property Info:Design: Beach House
  • Construction Status: Construction Complete
  • Occupancy Status: Vacation Rental
Utilities
  • Sewer: Public Sewer
  • Utilities: Public Water
  • Utilities: Public Sewer, Public Water
  • Energy: AC - 2 or More, AC - High Efficiency, Ceiling Fans, Heat - Two or More
Interior and Exterior Features
Exterior Features
  • Exterior Features: Balcony, Fenced Back Yard
  • Stories: 3.0
  • Security Features: Fire Alarm/Sprinkler
  • Pool Features: Pool - Heated, Pool - In-Ground, Pool Type
  • Patio And Porch Features: Deck Covered, Deck Enclosed, Patio Open
  • Fencing: Fenced Privacy
  • General Property Info:Pool: Yes
  • General Property Info:Pool Type: Private
  • Exterior: Balcony, Deck Covered, Deck Enclosed, Fenced Back Yard, Fenced Privacy, Fireplace2, Patio Open, Pool - Heated, Pool - In-Ground
Interior Features
  • Cooling: Ceiling Fans
  • Interior Features: Breakfast Bar, Ceiling Raised, Ceiling Tray/Cofferd, Elevator, Fireplace, Kitchen Island, Owner's Closet, Pantry, Washer/Dryer Hookup, Wet Bar
  • Fireplace Features: Fireplace Gas, Fireplace
  • Window Features: Window Treatment All, Window Treatmnt Some
  • Room Type: Bedroom, Master Bedroom, Kitchen, Media Room, Covered Porch, Terrace
  • Rooms Total: 11.0
  • Bathrooms Total Integer: 12.0
  • Bathrooms Total Decimal: 11.0
  • Bathrooms Total Notational: 10.2
  • Cooling YN: Yes
  • Fireplace YN: Yes
  • Bedrooms Total: 9.0
  • Bathrooms Full: 10.0
  • Bathrooms Half: 2.0
  • Interior: Breakfast Bar, Ceiling Raised, Ceiling TrayCofferd, Elevator, Fireplace, Fireplace Gas, Furnished - All, Kitchen Island, Owner's Closet, Pantry, WasherDryer Hookup, Wet Bar, Window Treatment All, Window Treatmnt Some
  • Appliances: Cooktop, Dishwasher, Disposal, Dryer, Fire AlarmSprinkler, Ice Machine, Microwave, Oven Self Cleaning, Refrigerator, Security System, Smoke Detector, Washer, Wine Refrigerator
Room Information
Room 1
  • Room Type: Bedroom
  • Room Level: First
  • Room Length: 14.33
  • Room Width: 27.0
  • Room Dimensions: 14.33 x 27
Room 2
  • Room Type: Bedroom
  • Room Level: Second
  • Room Length: 14.0
  • Room Width: 18.83
  • Room Dimensions: 14 x 18.83
Room 3
  • Room Type: Master Bedroom
  • Room Level: Second
  • Room Length: 16.58
  • Room Width: 18.58
  • Room Dimensions: 16.58 x 18.58
Room 4
  • Room Type: Bedroom
  • Room Level: Third
  • Room Length: 14.33
  • Room Width: 14.75
  • Room Dimensions: 14.33 x 14.75
Room 5
  • Room Type: Bedroom
  • Room Level: Third
  • Room Length: 14.33
  • Room Width: 14.25
  • Room Dimensions: 14.33 x 14.25
Room 6
  • Room Type: Bedroom
  • Room Level: Third
  • Room Length: 14.92
  • Room Width: 14.08
  • Room Dimensions: 14.92 x 14.08
Room 7
  • Room Type: Kitchen
  • Room Level: First
  • Room Length: 24.33
  • Room Dimensions: 24.33 x 16.83
Room 8
  • Room Type: Media Room
  • Room Level: Second
  • Room Length: 12.5
  • Room Width: 9.16
  • Room Dimensions: 12.5 x 9.16
Room 9
  • Room Type: Covered Porch
  • Room Level: First
  • Room Length: 10.0
  • Room Width: 20.0
  • Room Dimensions: 10 x 20
Room 10
  • Room Type: Terrace
  • Room Level: First
  • Room Length: 24.75
  • Room Width: 14.0
  • Room Dimensions: 24.75 x 14
Room 11
  • Room Type: Bedroom
  • Room Level: Second
  • Room Length: 12.83
  • Room Width: 16.25
  • Room Dimensions: 12.83 x 16.25
Multi Family
Multi Family Information
  • Furnished: Furnished - All
Rental
Rent Information
  • Listing Info Tax Legal:Is Subject Leased: false

Property History for 21524 Front Beach Road

DateEvent & SourcePriceAppreciation
Mar 23, 2026

Listed (Active)

ECAR #998694

$4,795,000—
Oct 2, 2025

Withdrawn

ECAR #976092

$4,395,000—
May 11, 2025

Listed (Active)

ECAR #976092

$4,395,000—
Apr 21, 2025

Expired

CPAR #756368

$4,950,000—
Jan 3, 2025

Withdrawn

ECAR #947660

—
Aug 7, 2024

Price Change

ECAR #947660

$4,699,000—
Apr 30, 2024

Listed (Active)

CPAR #756368

$4,950,000—
Apr 18, 2024

Listed (Active)

ECAR #947660

$4,950,000—
May 24, 2023

Withdrawn

CPAR #736694

$999,000—
May 24, 2023

Withdrawn

ECAR #915207

—
Jan 23, 2023

Listed (Active)

CPAR #736694

$999,000—
Jan 18, 2023

Listed (Active)

ECAR #915207

$999,000—
Jan 1, 2023

Expired

CPAR #729363

$999,000—
Dec 25, 2022

Expired

ECAR #894090

—
Nov 7, 2022

Price Change

ECAR #894090

$999,000—
Jul 14, 2022

Price Change

ECAR #894090

$1,399,000—
Jul 12, 2022

Listed (Active)

CPAR #729363

$1,599,000—
May 20, 2022

Price Change

ECAR #894090

$1,599,000—
Mar 25, 2022

Listed (Active)

ECAR #894090

$1,699,000—
Dec 10, 2021

Sold

ECAR #882876

$600,000—
Dec 9, 2021

Sold (Public Record)

Public Record #1478914740

$600,000—
Dec 8, 2021

Sold (Public Record)

Public Record #1478914737

$500,000—
Nov 17, 2021

Pending

ECAR #882876

—
Sep 30, 2021

Listed (Active)

ECAR #882876

$699,000—
DateEvent & SourcePrice
03/23/2026

Listed (Active)

ECAR #998694

$4,795,000
10/02/2025

Withdrawn

ECAR #976092

$4,395,000
05/11/2025

Listed (Active)

ECAR #976092

$4,395,000
04/21/2025

Expired

CPAR #756368

$4,950,000
01/03/2025

Withdrawn

ECAR #947660

—
08/07/2024

Price Change

ECAR #947660

$4,699,000
04/30/2024

Listed (Active)

CPAR #756368

$4,950,000
04/18/2024

Listed (Active)

ECAR #947660

$4,950,000
05/24/2023

Withdrawn

CPAR #736694

$999,000
05/24/2023

Withdrawn

ECAR #915207

—
01/23/2023

Listed (Active)

CPAR #736694

$999,000
01/18/2023

Listed (Active)

ECAR #915207

$999,000
01/01/2023

Expired

CPAR #729363

$999,000
12/25/2022

Expired

ECAR #894090

—
11/07/2022

Price Change

ECAR #894090

$999,000
07/14/2022

Price Change

ECAR #894090

$1,399,000
07/12/2022

Listed (Active)

CPAR #729363

$1,599,000
05/20/2022

Price Change

ECAR #894090

$1,599,000
03/25/2022

Listed (Active)

ECAR #894090

$1,699,000
12/10/2021

Sold

ECAR #882876

$600,000
12/09/2021

Sold (Public Record)

Public Record #1478914740

$600,000
12/08/2021

Sold (Public Record)

Public Record #1478914737

$500,000
11/17/2021

Pending

ECAR #882876

—
09/30/2021

Listed (Active)

ECAR #882876

$699,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 21524 Front Beach Road

Taxable ValueLand$743,600Additions-Total$743,600
Tax Record2025$6,506 ($542 / month)
Home Facts
Beds2Total Finished SqFt1,659 SqFtAbove Grade Finished SqFt1,659 SqFtStories1Lot Size7,492 SqFtStyleResidentialYear Built1963ZoningBC15CountyBAYAPN35414-000-000

Schools near 21524 Front Beach Road

This home is within Bay.
Rating
School
Type
Grades
Distance
West Bay Elementary School
Public - PK to 5
Surfside Middle School
Public - PK to 12
J.R. Arnold High School
Public - 9 to 12
A. Gary Walsingham Academy
Public - PK to 5
Rating
School
Distance
West Bay Elementary School
PublicPK to 5

Surfside Middle School
PublicPK to 12

J.R. Arnold High School
Public9 to 12

A. Gary Walsingham Academy
PublicPK to 5

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 21524 Front Beach Road, Panama City Beach, FL 32413

21524 Front Beach Road is a single family home for sale in Panama City Beach, FL 32413. This property was listed for sale on March 23, 2026 by Realty Associates of Santa Rosa Inc, it's currently listed at $4,795,000. It has been on the market for a total of 16 days and was last sold on December 10, 2021. This listing's school district is Bay. Nearby schools include West Bay Elementary School, Surfside Middle School and J.R. Arnold High School. 21524 Front Beach Road is a 9-bed, 12-bath, 6,504 sqft single family home built in 2024.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Realty Associates of Santa Rosa Inc

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.