21806 Front Beach Road














































Description
Zoning is SR-1 Seasonal Resort in unincorporated Bay County. This is the...Two adjoining lots on Front Beach Road, offered at the same time by the same owner. This is 21806. The adjoining lot at 21802 Front Beach Road is listed separately. Take one or take both. Together the two parcels form one contiguous site of 0.384 acre with 111.3 feet of frontage on Front Beach Road and roughly 135 feet of depth. The two lots share a 135 foot common boundary. About 230 feet to the sand. WHAT YOU CAN BUILD HERE
Zoning is SR-1 Seasonal Resort in unincorporated Bay County. This is the part to read twice. Under the Bay County Land Development Regulations, SR-1 permits single family, duplex, triplex and quadraplex, multifamily, condominium, bed and breakfast, hotel and motel, and rental beach houses and cottages. Those are permitted uses, not conditional ones. Height is allowed to 60 feet and density to 15 units per acre. A buyer can underwrite a lodging or multifamily project here without a rezoning, a comprehensive plan amendment, or a conditional use hearing. On this corridor that is the difference between a deal you can close on and a deal that waits on a public vote. Short term rental is a permitted use in SR-1. Not a variance, not a grandfathered exception. FLOOD ZONE X
FEMA carries this parcel in flood zone X, an area of minimal flood hazard, with no base flood elevation. The Gulf side parcels across Front Beach Road sit in the mapped high hazard zones. Verify it early with your insurance agent, because on this corridor that gap goes straight to carrying cost. BUY ONE OR BUY BOTH
Each lot independently exceeds the SR-1 minimum lot area of 5,000 square feet and the minimum lot width of 50 feet. Both are developable standing alone. So every option is open: take this one by itself, take both and develop as a single site, or take both and develop one while you hold the other. Combined, the setbacks yield a buildable envelope of roughly 96 feet by 99 feet. That is wide enough for one building with one shared parking field and one curb cut. Two separate 40 foot wide envelopes will not do that. It is where combining earns its premium. An existing single family home sits on the lot. Hold it, rent it nightly under SR-1, or clear it and build. LOCATION
North side of Front Beach Road at the west end of Panama City Beach, in the Hollywood Beach subdivision. Gulf views across the road. This is not a Gulf front parcel. The block is not finished. Several nearby parcels on this stretch of Front Beach Road are carried on the tax roll as vacant, and the corner properties include commercial uses. This is a redevelopment block, and assembled frontage on Front Beach Road under a single owner does not reach the market often. An overhead site exhibit showing both lots, the combined dimensions and the road frontage is available on request. Buyer to independently verify zoning, density, permitted use, setbacks, flood zone and all development standards with Bay County Planning and Zoning, with the Florida Department of Environmental Protection as to any coastal permitting. Dimensions are approximate and scaled from Bay County GIS. Not a survey. No unit count is represented.
- Listed by Kevin W Schaben • Emerald Key Realty Inc
Property Details for 21806 Front Beach Road
Location
Building Information for 21806 Front Beach Road
Payment Calculator
$7,568 per month
30 year fixed, 6.55% Interest
$6,608
$961
$0
Property Information for 21806 Front Beach Road
- City: Panama City Beach
- County Or Parish: Bay
- Directions: Front Beach Road to 21806 Front Beach Road
- State Region: FL
- Postal Code: 32413
- Latitude: 30.254654
- Longitude: -85.957163
- State Or Province: FL
- MLS Area Major: 03 - Bay County - Beach
- MLS Area Minor: 0324 - Beach - West Central
- Parcel Number: 35407-000-000
- Association: No
- Tax Annual Amount: $11,528.60
- Tax Legal Description: HOLLYWOOD BEACH LOT 6 BLK E ORB 4480 P 258
- Tax Year: 2025
- Elementary School: West Bay
- High School: Arnold
- Middle Or Junior School: Surfside
- Garage Spaces: 2.0
- Garage: Yes
- Building Area Total: 1480.0
- Lot Size Acres: 0.19
- Lot Size Area: 0.19
- Lot Size Dimensions: 56.0 ft x 150.0 ft
- Lot Size Units: Acres
- Lot Size Square Feet: 8276.0
- Living Area Source: Appraiser
- Year Built: 1970
- New Construction: No
- Human Modified: No
- Community Features: Short Term Rental Allowed
- Levels: One
- Stories: 1
- Stories Total: 1
- Bathrooms Full: 2
- Bathrooms Half: 1
- Bathrooms Total: 3
- Bedrooms Total: 4
- Rooms Total: 4
- Room Description: Agent didn't take measurements.
- Room Dimensions: 10 x 10
- Room Length: 10.0
- Room Level: First
- Room Type: Bedroom
- Room Width: 10.0
- Room Description: Agent didn't take measurements.
- Room Dimensions: 10 x 10
- Room Length: 10.0
- Room Level: First
- Room Type: Bedroom
- Room Width: 10.0
- Room Description: Agent didn't take measurements.
- Room Dimensions: 10 x 10
- Room Length: 10.0
- Room Level: First
- Room Type: Bedroom
- Room Width: 10.0
- Room Description: Agent didn't take measurements.
- Room Dimensions: 10 x 10
- Room Length: 10.0
- Room Level: First
- Room Type: Bedroom
- Room Width: 10.0
- Units Furnished: All Units
- Occupant Type: Tenant
Property History for 21806 Front Beach Road
| Date | Event & Source | Price | Appreciation |
|---|---|---|---|
| Aug 6, 2026 | Listed (Active) CPAR #793664 | $1,300,000 | — |
| Oct 29, 2021 | Sold ECAR #878252 | $760,000 | — |
| Oct 28, 2021 | Sold (Public Record) Public Record #1475768398 | $760,000 | — |
| Sep 8, 2021 | Pending ECAR #878252 | — | |
| Jul 30, 2021 | Listed (Active) ECAR #878252 | $899,000 | — |
| Date | Event & Source | Price |
|---|---|---|
| 08/06/2026 | Listed (Active) CPAR #793664 | $1,300,000 |
| 10/29/2021 | Sold ECAR #878252 | $760,000 |
| 10/28/2021 | Sold (Public Record) Public Record #1475768398 | $760,000 |
| 09/08/2021 | Pending ECAR #878252 | — |
| 07/30/2021 | Listed (Active) ECAR #878252 | $899,000 |
For completeness, we often displays two records for one sale: the MLS record and the public record.
Public Records for 21806 Front Beach Road
Schools near 21806 Front Beach Road
Rating | School | Type | Grades | Distance |
|---|---|---|---|---|
| Public - | PK to 5 | |||
| Public - | PK to 12 | |||
| Public - | 9 to 12 | |||
| Public - | PK to 5 |
Rating | School | Distance |
|---|---|---|
West Bay Elementary School PublicPK to 5 | ||
Surfside Middle School PublicPK to 12 | ||
J.R. Arnold High School Public9 to 12 | ||
A. Gary Walsingham Academy PublicPK to 5 |
School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.
Similar Homes
New listings in 32413
Explore Nearby Homes
- 30A East Homes for Sale
- Aqua Homes for Sale
- Carillon Beach Homes for Sale
- Celadon Beach Homes for Sale
- El Centro Beach Homes for Sale
- Emerald Beach Resort Condominiums Homes for Sale
- Fontainebleau Terrace Homes for Sale
- Laguna Beach Estates Homes for Sale
- Lakeside by the Gulf Homes for Sale
- Miramar Heights Homes for Sale
- Nautilus Cove Homes for Sale
- Open Sands Homes for Sale
- Palmetto Trace Homes for Sale
- Tropic Winds Homes for Sale
- Whisper Dunes Homes for Sale
- Watersound Homes for Sale
- Seacrest Homes for Sale
- Panama City Beach Homes for Sale
- Inlet Beach Homes for Sale
- Ebro Homes for Sale
- Rosemary Beach Homes for Sale
- Panama City Homes for Sale
- Lynn Haven Homes for Sale
- Southport Homes for Sale
- Freeport Homes for Sale
- Youngstown Homes for Sale
- Santa Rosa Beach Homes for Sale
- Vernon Homes for Sale
- Fountain Homes for Sale
- Miramar Beach Homes for Sale
- 32462 Homes for Sale
- 32407 Homes for Sale
- 32409 Homes for Sale
- 32437 Homes for Sale
- 32461 Homes for Sale
- 32408 Homes for Sale
- 32455 Homes for Sale
- 32459 Homes for Sale
- 32428 Homes for Sale
- 32439 Homes for Sale
- 32401 Homes for Sale
- 32405 Homes for Sale
- 32444 Homes for Sale
- 32466 Homes for Sale
- 32404 Homes for Sale
No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.
Listing Courtesy of Emerald Key Realty Inc
The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.

1







