4 beds1,480 sqft$878/sqft
21806 Front Beach Rd, Panama City Beach, FL 32413
Est: $7,568/moGet pre-approved

Description

Two adjoining lots on Front Beach Road, offered at the same time by the same owner. This is 21806. The adjoining lot at 21802 Front Beach Road is listed separately. Take one or take both. Together the two parcels form one contiguous site of 0.384 acre with 111.3 feet of frontage on Front Beach Road and roughly 135 feet of depth. The two lots share a 135 foot common boundary. About 230 feet to the sand. WHAT YOU CAN BUILD HERE
Zoning is SR-1 Seasonal Resort in unincorporated Bay County. This is the
...Two adjoining lots on Front Beach Road, offered at the same time by the same owner. This is 21806. The adjoining lot at 21802 Front Beach Road is listed separately. Take one or take both. Together the two parcels form one contiguous site of 0.384 acre with 111.3 feet of frontage on Front Beach Road and roughly 135 feet of depth. The two lots share a 135 foot common boundary. About 230 feet to the sand. WHAT YOU CAN BUILD HERE

Zoning is SR-1 Seasonal Resort in unincorporated Bay County. This is the part to read twice. Under the Bay County Land Development Regulations, SR-1 permits single family, duplex, triplex and quadraplex, multifamily, condominium, bed and breakfast, hotel and motel, and rental beach houses and cottages. Those are permitted uses, not conditional ones. Height is allowed to 60 feet and density to 15 units per acre. A buyer can underwrite a lodging or multifamily project here without a rezoning, a comprehensive plan amendment, or a conditional use hearing. On this corridor that is the difference between a deal you can close on and a deal that waits on a public vote. Short term rental is a permitted use in SR-1. Not a variance, not a grandfathered exception. FLOOD ZONE X

FEMA carries this parcel in flood zone X, an area of minimal flood hazard, with no base flood elevation. The Gulf side parcels across Front Beach Road sit in the mapped high hazard zones. Verify it early with your insurance agent, because on this corridor that gap goes straight to carrying cost. BUY ONE OR BUY BOTH

Each lot independently exceeds the SR-1 minimum lot area of 5,000 square feet and the minimum lot width of 50 feet. Both are developable standing alone. So every option is open: take this one by itself, take both and develop as a single site, or take both and develop one while you hold the other. Combined, the setbacks yield a buildable envelope of roughly 96 feet by 99 feet. That is wide enough for one building with one shared parking field and one curb cut. Two separate 40 foot wide envelopes will not do that. It is where combining earns its premium. An existing single family home sits on the lot. Hold it, rent it nightly under SR-1, or clear it and build. LOCATION

North side of Front Beach Road at the west end of Panama City Beach, in the Hollywood Beach subdivision. Gulf views across the road. This is not a Gulf front parcel. The block is not finished. Several nearby parcels on this stretch of Front Beach Road are carried on the tax roll as vacant, and the corner properties include commercial uses. This is a redevelopment block, and assembled frontage on Front Beach Road under a single owner does not reach the market often. An overhead site exhibit showing both lots, the combined dimensions and the road frontage is available on request. Buyer to independently verify zoning, density, permitted use, setbacks, flood zone and all development standards with Bay County Planning and Zoning, with the Florida Department of Environmental Protection as to any coastal permitting. Dimensions are approximate and scaled from Bay County GIS. Not a survey. No unit count is represented.
LISTING UPDATED: 08/06/2026 01:24 PM

  1. Listed by Kevin W Schaben • Emerald Key Realty Inc

Property Details for 21806 Front Beach Road

Status
MLS #
793664
Days on Market
Listed Today
Taxes
$11,529 / year
HOA Fees
-
Condo/Co-op Fees
-
Property Type
MLS Type
Residential / Single Family Residence / Single Family Residence
Year Built
1970
Lot Size
0.19 AC / 8,276 SF
Architectural Style
Coastal
Waterfront
No
Subdivision Name
Hollywood Beach

Location

Listing Courtesy of Emerald Key Realty Inc
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Building Information for 21806 Front Beach Road

Stories1Year Built1970Building Size-Lot Size0.19 AC / 8,276 SF

Payment Calculator

$7,568 per month

30 year fixed, 6.55% Interest

Principal and Interest

$6,608

Property Taxes

$961

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 21806 Front Beach Road

Summary
Location and General Information
  • City: Panama City Beach
  • County Or Parish: Bay
  • Directions: Front Beach Road to 21806 Front Beach Road
  • State Region: FL
  • Postal Code: 32413
  • Latitude: 30.254654
  • Longitude: -85.957163
  • State Or Province: FL
  • MLS Area Major: 03 - Bay County - Beach
  • MLS Area Minor: 0324 - Beach - West Central
Taxes and HOA Information
  • Parcel Number: 35407-000-000
  • Association: No
  • Tax Annual Amount: $11,528.60
  • Tax Legal Description: HOLLYWOOD BEACH LOT 6 BLK E ORB 4480 P 258
  • Tax Year: 2025
School Information
  • Elementary School: West Bay
  • High School: Arnold
  • Middle Or Junior School: Surfside
Parking
  • Garage Spaces: 2.0
  • Garage: Yes
Property
Lot Information
  • Building Area Total: 1480.0
  • Lot Size Acres: 0.19
  • Lot Size Area: 0.19
  • Lot Size Dimensions: 56.0 ft x 150.0 ft
  • Lot Size Units: Acres
  • Lot Size Square Feet: 8276.0
  • Living Area Source: Appraiser
Property and Assessments
  • Year Built: 1970
  • New Construction: No
  • Human Modified: No
Interior and Exterior Features
Exterior Features
  • Community Features: Short Term Rental Allowed
Interior Features
  • Levels: One
  • Stories: 1
  • Stories Total: 1
  • Bathrooms Full: 2
  • Bathrooms Half: 1
  • Bathrooms Total: 3
  • Bedrooms Total: 4
  • Rooms Total: 4
Room Information
Room 1
  • Room Description: Agent didn't take measurements.
  • Room Dimensions: 10 x 10
  • Room Length: 10.0
  • Room Level: First
  • Room Type: Bedroom
  • Room Width: 10.0
Room 2
  • Room Description: Agent didn't take measurements.
  • Room Dimensions: 10 x 10
  • Room Length: 10.0
  • Room Level: First
  • Room Type: Bedroom
  • Room Width: 10.0
Room 3
  • Room Description: Agent didn't take measurements.
  • Room Dimensions: 10 x 10
  • Room Length: 10.0
  • Room Level: First
  • Room Type: Bedroom
  • Room Width: 10.0
Room 4
  • Room Description: Agent didn't take measurements.
  • Room Dimensions: 10 x 10
  • Room Length: 10.0
  • Room Level: First
  • Room Type: Bedroom
  • Room Width: 10.0
Multi Family
Multi-Family Information
  • Units Furnished: All Units
Rental
Rental Information
  • Occupant Type: Tenant

Property History for 21806 Front Beach Road

DateEvent & SourcePriceAppreciation
Aug 6, 2026

Listed (Active)

CPAR #793664

$1,300,000
Oct 29, 2021

Sold

ECAR #878252

$760,000
Oct 28, 2021

Sold (Public Record)

Public Record #1475768398

$760,000
DateEvent & SourcePrice
08/06/2026

Listed (Active)

CPAR #793664

$1,300,000
10/29/2021

Sold

ECAR #878252

$760,000
10/28/2021

Sold (Public Record)

Public Record #1475768398

$760,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 21806 Front Beach Road

Taxable ValueLand$832,832Additions$262,744Total$1,095,576
Tax Record2025$11,489 ($957 / month)
Home Facts
Beds3Total Finished SqFt1,480 SqFtAbove Grade Finished SqFt1,480 SqFtStories1Lot Size8,364 SqFtStyleSingle Family ResidenceYear Built1970Year Renovated2015ZoningBC22CountyBAYAPN35407-000-000

Schools near 21806 Front Beach Road

This home is within Bay.
Rating
School
Type
Grades
Distance
Public - PK to 5
Public - PK to 12
Public - 9 to 12
Public - PK to 5
Rating
School
Distance
West Bay Elementary School
PublicPK to 5

Surfside Middle School
PublicPK to 12

J.R. Arnold High School
Public9 to 12

A. Gary Walsingham Academy
PublicPK to 5

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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21806 Front Beach Road is a single family home for sale in Panama City Beach, FL 32413. This property was listed for sale on August 6, 2026 by Emerald Key Realty Inc, it's currently listed at $1,300,000. It has been on the market for a total of 0 days and was last sold on October 29, 2021. This listing's school district is Bay. Nearby schools include West Bay Elementary School, Surfside Middle School and J.R. Arnold High School. 21806 Front Beach Road is a 4-bed, 3-bath, 1,480 sqft single family home built in 1970.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Emerald Key Realty Inc

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.