3040 Kings Road
Sold 1/30/26
Sold 1/30/26
Description
'CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS'
Welcome to Your Next Chapter — Live Large, Live Better
Nestled in the quiet, established Kings Point neighborhood of Panama City, this distinctive home sits on just over ½ acre — a rare find — with no HOA and no mandatory flood insurance requirement for most lenders. Imagine the possibilities: expansive green space, a huge in-ground pool, outdoor living areas, play zones, or your own private retreat. The entire backyard is fully fenced...'CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS'
Welcome to Your Next Chapter — Live Large, Live Better
Nestled in the quiet, established Kings Point neighborhood of Panama City, this distinctive home sits on just over ½ acre — a rare find — with no HOA and no mandatory flood insurance requirement for most lenders. Imagine the possibilities: expansive green space, a huge in-ground pool, outdoor living areas, play zones, or your own private retreat. The entire backyard is fully fenced with an 8-foot privacy fence, includes two storage sheds, and features a large screened-in pool enclosure. This kind of land within the city limits is rare! Think of all the room for an outdoor kitchen, sport court, playset, garden, or simply wide-open space to roam. Location & Access
Roughly 10-12 miles to Tyndall Air Force Base (a practical daily commute)
About 8-10 miles to NSA Panama City (Naval Support Activity Panama City)
Around 25-30 miles to Pier Park in Panama City Beach (home to shopping, dining, and entertainment)
These distances put you within comfortable reach of base facilities while maintaining a tranquil, inland residential setting. Local conveniences such as grocery stores, restaurants, and shopping centers are nearby. When you're ready for recreation, the beach, downtown Panama City, St. Andrews, Pier Park, the Gulf, and numerous outdoor options are all easily accessible. Interior Highlights & Layout
Step inside to generous common areas — with over 4,710 square feet under roof, the possibilities are endless! The large living room is ideal for family gatherings and cozy evenings, while the spacious den is perfect as a playroom, home office, media lounge, or extension of your everyday living space. The first floor also offers a large formal dining room and a kitchen overlooking the backyard and pool area — perfect for entertaining or keeping an eye on outdoor activities. One of the standout features is the first-floor large bedroom and full bathroom. Currently serving as a guest or secondary bedroom, this wing holds enormous potential. With targeted updates, it could easily be converted into a secondary master suite, offering the luxury of main-level living that many buyers desire. It also provides an excellent option for multi-generational living. Upstairs, you'll discover additional bedrooms, bathrooms, and flexible zones — ideal for children, guests, or hobbies. The layout supports creativity and offers plenty of space for reconfiguration or expansion as your needs evolve. Why This Home Stands Out
Rare main-level bedroom + full bath, ready for master suite conversion
Expansive living room + large den for flexible family living
Over ½ acre lot with incredible backyard potential
Enormous screened-in pool enclosure
8-ft privacy fence and two storage sheds
No HOA and minimal added insurance requirements
Close to Tyndall AFB, NSA Panama City, and within convenient range of Pier Park and the Gulf
Located in a stable, desirable neighborhood with long-term appeal
Corner lot with ample parking and recreational vehicle storage for RVs, boats, and trailers
Oversized garage parking
If you're looking for room to grow, the freedom to renovate, and a home you can truly make your own, this is a rare and compelling opportunity. Reach out today and let your imagination start its next chapter!
Welcome to Your Next Chapter — Live Large, Live Better
Nestled in the quiet, established Kings Point neighborhood of Panama City, this distinctive home sits on just over ½ acre — a rare find — with no HOA and no mandatory flood insurance requirement for most lenders. Imagine the possibilities: expansive green space, a huge in-ground pool, outdoor living areas, play zones, or your own private retreat. The entire backyard is fully fenced...'CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS'
Welcome to Your Next Chapter — Live Large, Live Better
Nestled in the quiet, established Kings Point neighborhood of Panama City, this distinctive home sits on just over ½ acre — a rare find — with no HOA and no mandatory flood insurance requirement for most lenders. Imagine the possibilities: expansive green space, a huge in-ground pool, outdoor living areas, play zones, or your own private retreat. The entire backyard is fully fenced with an 8-foot privacy fence, includes two storage sheds, and features a large screened-in pool enclosure. This kind of land within the city limits is rare! Think of all the room for an outdoor kitchen, sport court, playset, garden, or simply wide-open space to roam. Location & Access
Roughly 10-12 miles to Tyndall Air Force Base (a practical daily commute)
About 8-10 miles to NSA Panama City (Naval Support Activity Panama City)
Around 25-30 miles to Pier Park in Panama City Beach (home to shopping, dining, and entertainment)
These distances put you within comfortable reach of base facilities while maintaining a tranquil, inland residential setting. Local conveniences such as grocery stores, restaurants, and shopping centers are nearby. When you're ready for recreation, the beach, downtown Panama City, St. Andrews, Pier Park, the Gulf, and numerous outdoor options are all easily accessible. Interior Highlights & Layout
Step inside to generous common areas — with over 4,710 square feet under roof, the possibilities are endless! The large living room is ideal for family gatherings and cozy evenings, while the spacious den is perfect as a playroom, home office, media lounge, or extension of your everyday living space. The first floor also offers a large formal dining room and a kitchen overlooking the backyard and pool area — perfect for entertaining or keeping an eye on outdoor activities. One of the standout features is the first-floor large bedroom and full bathroom. Currently serving as a guest or secondary bedroom, this wing holds enormous potential. With targeted updates, it could easily be converted into a secondary master suite, offering the luxury of main-level living that many buyers desire. It also provides an excellent option for multi-generational living. Upstairs, you'll discover additional bedrooms, bathrooms, and flexible zones — ideal for children, guests, or hobbies. The layout supports creativity and offers plenty of space for reconfiguration or expansion as your needs evolve. Why This Home Stands Out
Rare main-level bedroom + full bath, ready for master suite conversion
Expansive living room + large den for flexible family living
Over ½ acre lot with incredible backyard potential
Enormous screened-in pool enclosure
8-ft privacy fence and two storage sheds
No HOA and minimal added insurance requirements
Close to Tyndall AFB, NSA Panama City, and within convenient range of Pier Park and the Gulf
Located in a stable, desirable neighborhood with long-term appeal
Corner lot with ample parking and recreational vehicle storage for RVs, boats, and trailers
Oversized garage parking
If you're looking for room to grow, the freedom to renovate, and a home you can truly make your own, this is a rare and compelling opportunity. Reach out today and let your imagination start its next chapter!
LISTING CLOSED: 01/30/2026 12:00 AM
- Listed by Vianah Seamon • Anchor Realty Florida
Property Details for 3040 Kings Road
Status
MLS #
780563
Days on Market
66
Taxes
$2,676 / year
HOA Fees
-
Condo/Co-op Fees
-
Property Type
MLS Type
Residential / Detached Single Family / Single Family Residence
Year Built
1984
Lot Size
0.51 AC / 22,215 SF
County
Architectural Style
Traditional
Waterfront
No
Parking Features
Rv Access Parking
Subdivision Name
Kings Point
Zoning
Resid Single Family
Zoning Description
City, Resid Single Family
Recent comparable sales
Median sold price
$660,000
Avg days on market
31
Sale-to-list ratio
93.5%
Panama City, FL
9 comparable properties found
1/58
$675,000
Sold 12/18/25
- 4
- Bedrooms
- 4
- Bathrooms
- 3,125
- Square Feet
- 0.64
- Acres
1/55
$580,000
Sold 11/22/24
- 4
- Bedrooms
- 3
- Bathrooms
- 2,921
- Square Feet
- 0.54
- Acres
1/26
$515,000
Sold 12/31/25
- 4
- Bedrooms
- 3
- Bathrooms
- 3,238
- Square Feet
- 0.32
- Acres
1/49
$625,000
Sold 05/14/26
- 4
- Bedrooms
- 3
- Bathrooms
- 2,885
- Square Feet
- 0.27
- Acres
1/36
$565,000
Sold 08/10/26
- 4
- Bedrooms
- 3
- Bathrooms
- 2,940
- Square Feet
- 0.38
- Acres
1/60
$660,000
Sold 11/24/25
- 4
- Bedrooms
- 3
- Bathrooms
- 3,199
- Square Feet
- 0.53
- Acres
1/93
$795,000
Sold 10/01/24
- 4
- Bedrooms
- 4
- Bathrooms
- 3,413
- Square Feet
- 0.5
- Acres
1/136
$733,564
Sold 09/15/25
- 4
- Bedrooms
- 4
- Bathrooms
- 2,811
- Square Feet
- 0.14
- Acres
1/57
$668,000
Sold 04/24/25
- 4
- Bedrooms
- 4
- Bathrooms
- 2,956
- Square Feet
- 0.28
- Acres
Location
Listing Courtesy of Anchor Realty Florida
Sold By Anchor Realty Florida
Add your commute
Building Information for 3040 Kings Road
Stories-Year Built1984Building Size-Lot Size0.51 AC / 22,215 SF
Payment Calculator
$3,547 per month
30 year fixed, 6.55% Interest
Principal and Interest
$3,324
Property Taxes
$223
HOA Dues
$0
The Payment Calculator is for illustrative purposes only.
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1Property Information for 3040 Kings Road
Summary
Location and General Information
- City: Panama City
- County Or Parish: Bay
- Directions: From 390 and airport road, go north on airport road, take a left on 27th street. turn right on Kings Rd. Home will be on your right
- Road Surface Type: Paved
- State Region: FL
- Postal Code: 32405
- Latitude: 30.204421
- Longitude: -85.699466
- State Or Province: FL
- Road Frontage Type: City Street
- Road Responsibility: Public Maintained Road
- MLS Area Major: 02 - Bay County - Central
- MLS Area Minor: 0204 - Bay - Central NW
Taxes and HOA Information
- Parcel Number: 26660-518-000
- Association: No
- Tax Annual Amount: $2,676.00
- Tax Legal Description: LOT 9, ACCORDING TO THE PLAT OF THIRD ADDITION TO KING'S POINT, AS RECORDED IN PLAT BOOK 13, PAGES 35 AND 36, IN THE OFFICE OF THE CLERK OF THE CIRCUIT COURT OF BAY COUNTY, FLORIDA.
- Tax Year: 2024
School Information
- Elementary School: Northside
- High School: Bay
- Middle Or Junior School: Jinks
Parking
- Attached Garage: No
- Carport: No
- Garage Spaces: 2.0
- Garage: Yes
Virtual Tour
- Virtual Tour URL Unbranded: https://my.matterport.com/show/?m=j15Ednt DT2V&brand=0&mls=1&
Property
Lot Information
- Building Area Source: Agent-Measured
- Building Area Total: 3358.0
- Lot Features: Cul De Sac, Sprinkler System, Paved
- Lot Size Acres: 0.51
- Lot Size Area: 0.51
- Lot Size Dimensions: 140x160
- Lot Size Units: Acres
- Lot Size Square Feet: 22216.0
- Living Area Source: Listing Agent
Property and Assessments
- Other Structures: Sheds
- Year Built: 1984
- New Construction: No
- Property Condition: Construction Complete
- Human Modified: No
Utilities
- Electric: True
- Sewer: Septic Tank
- Utilities: Cable Connected, Electricity Available, Natural Gas Available
- Water Source: Well
Interior and Exterior Features
Exterior Features
- Exterior Features: Patio, Porch
- Fencing: Full, Fenced, Privacy
- Pool Features: Fenced, Gunite, In Ground, Screen Enclosure, Private
- Community Features: Short Term Rental Allowed
- Construction Materials: Brick Veneer
- Foundation Details: Slab
- Patio And Porch Features: Enclosed, Covered, Patio, Porch, Screened
- Pool Private: Yes
- Security Features: Security System
- Roof: Composition, Shingle
Interior Features
- Stories: 2
- Flooring: Floor Tile, Floor Vinyl
- Bathrooms Full: 3
- Bathrooms Half: 0
- Bathrooms Total: 3
- Bedrooms Total: 4
- Rooms Total: 15
- Cooling: Yes
- Cooling: Central Air, Ceiling Fans, Multi Units
- Heating: Yes
- Heating: Central, Electric, Forced Air, Fireplaces
- Appliances: Electric Cooktop, Electric Oven, Electric Water Heater, Water Softener Rented
- Fireplace: Yes
- Interior Features: Double Vanity, Interior Steps, Jetted Tub, Sitting Area In Primary, Separate Shower, Upper Level Primary, Walk In Closets, Entrance Foyer
- Window Features: Window Treatmnt Some
Room Information
Room 1
- Room Description: Screened in Parch
- Room Dimensions: 54.6 x 38.1
- Room Length: 54.6
- Room Type: Other
- Room Width: 38.1
Room 2
- Room Dimensions: 34.6 x 16.8
- Room Length: 34.6
- Room Level: First
- Room Type: Patio
- Room Width: 16.8
Room 3
- Room Dimensions: 16.2 x 11.5
- Room Length: 16.2
- Room Level: Second
- Room Type: Primary Bathroom
- Room Width: 11.5
Room 4
- Room Dimensions: 12.1 x 11.5
- Room Length: 12.1
- Room Level: Second
- Room Type: Bedroom
- Room Width: 11.5
Room 5
- Room Dimensions: 12.1 x 11.1
- Room Length: 12.1
- Room Level: Second
- Room Type: Bedroom
- Room Width: 11.1
Room 6
- Room Dimensions: 11.2 x 21
- Room Length: 11.2
- Room Level: Second
- Room Type: Office
- Room Width: 21.0
Room 7
- Room Dimensions: 22.3 x 14
- Room Length: 22.3
- Room Level: Second
- Room Type: Primary Bedroom
- Room Width: 14.0
Room 8
- Room Dimensions: 24.3 x 26.11
- Room Length: 24.3
- Room Level: First
- Room Type: Garage
- Room Width: 26.11
Room 9
- Room Dimensions: 9.9 x 8
- Room Length: 9.9
- Room Level: First
- Room Type: Laundry
- Room Width: 8.0
Room 10
- Room Dimensions: 12.11 x 12.11
- Room Length: 12.11
- Room Level: First
- Room Type: Dining Room
- Room Width: 12.11
Room 11
- Room Dimensions: 22 x 13.1
- Room Length: 22.0
- Room Level: First
- Room Type: Family Room
- Room Width: 13.1
Room 12
- Room Dimensions: 14.1 x 14.1
- Room Length: 14.1
- Room Level: First
- Room Type: Kitchen
- Room Width: 14.1
Room 13
- Room Dimensions: 23.4 x 14.1
- Room Length: 23.4
- Room Level: First
- Room Type: Den
- Room Width: 14.1
Room 14
- Room Dimensions: 14 x 14.11
- Room Length: 14.0
- Room Level: First
- Room Type: Bedroom
- Room Width: 14.11
Room 15
- Room Dimensions: 14.1 x 7.2
- Room Length: 14.1
- Room Level: First
- Room Type: Foyer
- Room Width: 7.2
Multi Family
Multi-Family Information
- Units Furnished: None
Rental
Rental Information
- Occupant Type: Vacant
- Land Lease: No
Property History for 3040 Kings Road
| Date | Event & Source | Price | Appreciation |
|---|---|---|---|
| Jan 30, 2026 | Sold ECAR #989329 | $654,000 | — |
| Jan 30, 2026 | Sold CPAR #780563 | $654,000 | — |
| Jan 29, 2026 | Sold (Public Record) Public Record #1927538925 | $654,000 | +4.8% / yr |
| Dec 28, 2025 | Pending CPAR #780563 | — | |
| Dec 23, 2025 | Pending ECAR #989329 | — | |
| Nov 10, 2025 | Listed (Active) ECAR #989329 | $674,000 | — |
| Oct 18, 2025 | Listed (Active) CPAR #780563 | $674,000 | — |
| Oct 18, 2025 | Expired CPAR #774260 | $669,000 | — |
| Jun 1, 2025 | Listed (Active) CPAR #774260 | $725,000 | — |
| May 6, 2002 | Sold (Public Record) Public Record #92911611 | $215,000 | — |
| Apr 30, 2002 | Sold CPAR #102820 | $215,000 | — |
| Apr 16, 2002 | Pending CPAR #102820 | — | |
| May 29, 2001 | Listed (Active) CPAR #102820 | $239,900 | — |
| Date | Event & Source | Price |
|---|---|---|
| 01/30/2026 | Sold ECAR #989329 | $654,000 |
| 01/30/2026 | Sold CPAR #780563 | $654,000 |
| 01/29/2026 | Sold (Public Record) Public Record #1927538925 | $654,000 +4.8% / yr |
| 12/28/2025 | Pending CPAR #780563 | — |
| 12/23/2025 | Pending ECAR #989329 | — |
| 11/10/2025 | Listed (Active) ECAR #989329 | $674,000 |
| 10/18/2025 | Listed (Active) CPAR #780563 | $674,000 |
| 10/18/2025 | Expired CPAR #774260 | $669,000 |
| 06/01/2025 | Listed (Active) CPAR #774260 | $725,000 |
| 05/06/2002 | Sold (Public Record) Public Record #92911611 | $215,000 |
| 04/30/2002 | Sold CPAR #102820 | $215,000 |
| 04/16/2002 | Pending CPAR #102820 | — |
| 05/29/2001 | Listed (Active) CPAR #102820 | $239,900 |
For completeness, we often displays two records for one sale: the MLS record and the public record.
Public Records for 3040 Kings Road
Taxable ValueLand-Additions-Total-
Tax Record2025$2,767 ($231 / month)
Home Facts
Beds3Baths2Total Finished SqFt3,300 SqFtAbove Grade Finished SqFt3,300 SqFtStories2Lot Size22,389 SqFtStyleSingle Family ResidenceYear Built1984Year Renovated1994ZoningBC15CountyBAYAPN26660-518-000
Schools near 3040 Kings Road
This home is within Bay.
Rating | School | Type | Grades | Distance |
|---|---|---|---|---|
| Public - | PK to 5 | |||
| Public - | 6 to 8 | |||
| Public - | 9 to 12 | |||
| Charter - | 6 to 12 |
Rating | School | Distance |
|---|---|---|
Northside Elementary School PublicPK to 5 | ||
Jinks Middle School Public6 to 8 | ||
Bay High School Public9 to 12 | ||
Palm Bay Preparatory Academy 6-12 Charter6 to 12 |
School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.
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Nearby home values
| Address | Sold price | Beds | Baths | Sqft | Lot (Sqft) |
|---|---|---|---|---|---|
This home: 3040 Kings Road, Panama City, FL 32405 | $654,000 | 4 | 3 | 3,358 | 22,215 |
$349,900 | 4 | 3 | 3,235 | 23,958 | |
– | 3 | 2 | 2,252 | 21,736 | |
$250,000 | – | – | – | 21,344 | |
$357,500 | 4 | 2 | 2,221 | 22,215 | |
$875,000 | 5 | 4 | 3,752 | 22,215 | |
$257,000 | 4 | 2 | 2,475 | 26,136 | |
– | 3 | 2 | 2,214 | 23,958 | |
– | 4 | 3 | 2,595 | 26,964 | |
$275,000 | 5 | 4 | – | 22,215 | |
$325,000 | 4 | 2 | 2,520 | 26,136 | |
– | 4 | 2 | 2,387 | 21,867 | |
$357,000 | 5 | 4 | 3,504 | 15,000 | |
$1,900,000 | 6 | 6 | 4,756 | 44,431 | |
$325,000 | 4 | 5 | 4,087 | 24,829 | |
$585,000 | 4 | 3 | 3,780 | 23,522 |
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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.
Listing Courtesy of Anchor Realty Florida
The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.
