328 Useppa

Bokeelia, FL 33922

$2,250,000
Price
5
Beds
2,992 Sq. Ft.
$752 / Sq. Ft.
2,992
Sq. Ft.
$752
per Sq. Ft.
Get preapproved with Rocket Mortgage1

Description

This beautiful home features a stunning entrance under an old Live Oak tree and tropical foliage. Know as the Paddle to the Sea cottage, the entrance is a classic split foyer, with steps down to 4 bedrooms, 2 baths and guest living area. Step up and open to a dramatic Great Room with vaulted and coffered ceiling, kitchen, bar and half bath. Multiple classic multi-lite French doors along 3 sides open up the outdoors, while screened decks surround both the first and second floors providing comfortable...This beautiful home features a stunning entrance under an old Live Oak tree and tropical foliage. Know as the Paddle to the Sea cottage, the entrance is a classic split foyer, with steps down to 4 bedrooms, 2 baths and guest living area. Step up and open to a dramatic Great Room with vaulted and coffered ceiling, kitchen, bar and half bath. Multiple classic multi-lite French doors along 3 sides open up the outdoors, while screened decks surround both the first and second floors providing comfortable and spacious outdoor living. A corner stairwell then provides access to the third-floor master suite and living area. Enter this ultimate private suite and Stunning views open up across Boca Grande Pass and Charlotte Harbor and to Boca Grande. A private balcony facing north provides unsurpassed privacy and beauty. Beneath the first living floor is a fully screened and decked area for golf cart parking, work room, spare fridge and freezer, ping pong table, storage or whatever, It is spacious, protected multi-use space. Access is via a stairwell to the first floor and a ground level automatic garage door for cart access. The home is in new condition, following significant reconstruction after Hurricane Ian in 2022. This effort brought the entire structure up to current building and windstorm codes with new roof strapping and roof, all impact glass, interior finishes, appliances, whole house generator and too much to summarize here. Refer to the supplementary information tabs for complete details of the work accomplished. As far as flood threats are concerned, the home is in the X Zone, above any potential storm surge or flooding. Home buyers on bridgeless Useppa Island are required to have membership in the Useppa Island Club and Marina. Useppa is a luxury boating, fishing private resort in the style of Olde Florida. No cars, just golf carts, bikes and feet for transport. Boat Dockage is available at the Marina. The island is just 3 miles south of Boca Grande and a 15-minute boat ride to Pine Island and all things “mainland”.
  1. Listed by Brian McColgan • Brokerage DRE #1073498 • UIP PROPERTY COMPANY LLC
    P: (239)-410-7850 C: (239)-410-7850 Brianmc@useppa.com

Property Details for 328 Useppa

Architectural Style
Key West
Subdivision Name
COTTAGE SITE III-28
Township
44
Garage Spaces
2
View
Park/Greenbelt, Water
Waterfront
No
Water View
Bay/Harbor - Partial
Furnished
Turnkey
LISTING UPDATED: 04/09/2026 05:05 PM

Property Details for 328 Useppa

StatusActive
MLS #C7523767
Days on Market11
Taxes$17,604 / year
HOA Fees$2,126 / month
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built1988
Lot Size0.33 AC / 14,244 SF
CountyLee County
Get preapproved with Rocket Mortgage1

Location

Listing Courtesy of UIP PROPERTY COMPANY LLC, Brian McColgan
Add your commute

Building Information for 328 Useppa

Stories3Year Built1988Building Size-Lot Size0.33 AC / 14,244 SF

Payment Calculator

Get preapproved with Rocket Mortgage1

$14,923 per month

30 year fixed, 6.46% Interest

Principal and Interest

$11,330

Property Taxes

$1,467

HOA Dues

$2,126

The Payment Calculator is for illustrative purposes only.

Know your buying power with a preapproval and custom rate in minutes

Rocket Mortgage1

Property Information for 328 Useppa

Summary
Location and General Information
  • Building Area Source: Public Records
  • Building Area Total: 8188.0
  • Building Area Units: Square Feet
  • Building Name Number: N/A
  • Community Features: Bay/Harbor Front, Intracoastal Waterway, Marina, Water Access, Waterfront, Association Recreation - Owned, Buyer Approval Required, Clubhouse, Community Mailbox, Deed Restrictions, Fitness Center, Golf Carts OK, No Truck/RV/Motorcycle Parking, Pool, Restaurant, Sidewalks, Special Community Restrictions, Tennis Court(s)
  • Direction Faces: East
  • Directions: From I-75 or US 41 take SR 78 (Pine Island Road) west to Stringfellow Road in the center of Pine Island. Turn right and continue north approximately 7 miles to the Useppa Shore Port, 8115 Main Street, Bokeelia. Alternately, your agent may pick you up in Four Winds Marina, also in Bokeelia and just before the bridge over Jug Creek.
  • Other Equipment: Fuel Tank(s), Generator
  • Mls Major Change Type: Back On Market
  • Major Change Type: Back On Market
  • Listing Service: Full Service
  • Road Frontage Type: Private Road, Street Unpaved
  • Senior Community: No
  • SW Subdiv Community Name: Not Applicable
  • Unit Number: No
  • Street Number: 328
  • Street Name: USEPPA
  • State: FL
  • City: CAPTIVA
Parking
  • Attached Garage: Yes
  • Carport: No
  • Garage Dimensions: 20x25
  • Garage: Yes
  • Parking Features: Covered, Curb Parking, Driveway, Garage Door Opener, Garage Faces Rear, Golf Cart Garage, Golf Cart Parking, Ground Level, Guest, Under Building, Workshop in Garage
Taxes and HOA Information
  • Association Approval Required: Yes
  • Association Fee Includes: Community Pool, Escrow Reserves Fund, Manager, Pool Maintenance, Private Road, Recreational Facilities, Trash
  • Association Fee Requirement: Required
  • Association Name: Evelyn
  • Association Phone: 239-283-1061
  • Association: Yes
  • CDD: No
  • Condo Land Included: No
  • Management: On Site Property Manager
  • Number Of Pets: 2
  • Tax Block: 3
  • Tax Book Number: 01
  • Tax Legal Description: USEPPA IS COTTAGE SITES SITE III-28 AS DESC IN OR 1823 PG 3223
  • Tax Lot: 28
  • Tax Year: 2025
Virtual Tour
Property
Lot Information
  • Additional Parcels: No
  • Additional Water Information: Useppa is a bridgeless island in Pine Island Sound with a 50-slip marina for resident and member use
  • Lot Features: Historic District, Landscaped, Sidewalk, Unincorporated
  • Lot Size Dimensions: 145 x 103 x 96 x 156
  • Parcel Number: 0944210100003.0280
  • Total Acreage: 1/4 to less than 1/2
  • Water Access: No
  • Water Extras: No
  • Zoning: RM-2
  • Zoning Compatible: Yes
  • Living Area: 2992
  • Lot Dimensions: 145 x 103 x 96 x 156
Property and Assessments
  • Year Built Numeric: 1988
  • Accessibility Features: Accessible Bedroom, Accessible Common Area, Accessible Doors, Accessible Electrical and Environmental Controls, Accessible Kitchen, Accessible Kitchen Appliances, Accessible Central Living Area, Accessible Stairway, Accessible Washer/Dryer, Central Living Area
  • Amenities Additional Fees: HOA are dues to the Useppa Island Club, membership required to own a home on Useppa Island. Each property also assessed a fee for common area maintenance and that is the Master HOA fee. Single Family buyers pay initiation fee of $75,000+ tax
  • Association Amenities: Clubhouse, Fence Restrictions, Fitness Center, Recreation Facilities, Spa/Hot Tub, Tennis Court(s), Vehicle Restrictions
  • Building Elevator: No
  • Flood Zone Code: X
  • Home Warranty: No
  • Homestead: No
  • New Construction: No
  • Property Attached: No
  • Property Condition: Completed
  • Public Survey Range: 21E
  • Public Survey Section: 09
Utilities
  • Sewer: Public Sewer
  • Utilities: Electricity Connected, Propane, Sewer Connected, Street Lights, Underground Utilities
  • Water Source: Public
Interior and Exterior Features
Exterior Features
  • Construction Materials: HardiPlank Type, Wood Frame (FSC Certified)
  • Exterior Features: Balcony, French Doors, Private Entrance, Storage
  • Foundation Details: Stilt/On Piling
  • Levels: Three Or More
  • Patio And Porch Features: Covered, Screened, Wrap Around
  • Pool Private: No
  • Pool: Community
  • Pool Private: Yes
  • Roof: Metal
  • Security Features: Fire Alarm, Fire Sprinkler System
  • Vegetation: Mature Landscaping, Oak Trees, Trees/Landscaped
  • Waterfront Features: Bay/Harbor Front, Waterfront
  • Waterfront Feet Total: 0
  • Number Of Stories: 3
Interior Features
  • Bedrooms Total: 5
  • Bathrooms Full: 3
  • Appliances: Bar Fridge, Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Freezer, Microwave, Range, Range Hood, Refrigerator, Washer, Water Filtration System
  • Cooling: Central Air, Zoned
  • Fireplace Features: Gas
  • Fireplace: Yes
  • Flooring: Laminate
  • Heating: Electric, Zoned
  • Interior Features: Cathedral Ceiling(s), Ceiling Fan(s), Dry Bar, Eating Space In Kitchen, Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Skylight(s), Solid Surface Counters, Solid Wood Cabinets, Thermostat, Window Treatments
  • Laundry Features: Inside, Laundry Room
  • Living Area Source: Public Records
  • Living Area Units: Square Feet
  • Room Count: 7.0
  • Water View: Yes
  • Window Features: Storm Window(s), Wood Frames
  • Bathrooms Half: 1
Rental
Rental Information
  • Minimum Lease Period: 0
  • Pets Allowed: Cats OK, Dogs OK, Number Limit

Property History for 328 Useppa

DateEvent & SourcePriceAppreciation
Apr 9, 2026

Listed (Active)

MFRMLS #C7523767

—
Mar 31, 2026

Pending

MFRMLS #C7523767

—
Mar 25, 2026

Listed (Active)

MFRMLS #C7523767

$2,250,000—
Nov 3, 2025

Withdrawn

FORTMLS #225001349

$2,350,000—
Jan 5, 2025

Listed (Active)

FORTMLS #225001349

$2,350,000—
Dec 31, 2024

Expired

FORTMLS #224043311

$2,400,000—
May 22, 2024

Listed (Active)

FORTMLS #224043311

$2,400,000—
DateEvent & SourcePrice
04/09/2026

Listed (Active)

MFRMLS #C7523767

—
03/31/2026

Pending

MFRMLS #C7523767

—
03/25/2026

Listed (Active)

MFRMLS #C7523767

$2,250,000
11/03/2025

Withdrawn

FORTMLS #225001349

$2,350,000
01/05/2025

Listed (Active)

FORTMLS #225001349

$2,350,000
12/31/2024

Expired

FORTMLS #224043311

$2,400,000
05/22/2024

Listed (Active)

FORTMLS #224043311

$2,400,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Schools near 328 Useppa

This home is within School District of Lee County.
Rating
School
Type
Grades
Distance
The Island School
Charter - K to 5
Oasis Charter Middle School
Charter - 6 to 8
Oasis Charter High School
Charter - 9 to 12
Oasis Elementary Charter School - North
Charter - K to 5
Rating
School
Distance
The Island School
CharterK to 5

Oasis Charter Middle School
Charter6 to 8

Oasis Charter High School
Charter9 to 12

Oasis Elementary Charter School - North
CharterK to 5

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

Similar Sold Homes

Explore Nearby Homes

More information about 328 Useppa, Bokeelia, FL 33922

328 Useppa is a single family home for sale in Bokeelia, FL 33922. This property was listed for sale on March 25, 2026 by UIP PROPERTY COMPANY LLC, it's currently listed at $2,250,000. This listing's school district is School District of Lee County. Nearby schools include The Island School, Oasis Charter Middle School and Oasis Charter High School. 328 Useppa is a 5-bed, 4-bath, 2,992 sqft single family home built in 1988.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of UIP PROPERTY COMPANY LLC, Brian McColgan

The information is being provided in part by Southwest Florida Multiple Listing Service, Broker Reciprocity Program ("BR Program") of M.L.S. of Naples, Inc. ("Naples MLS"), under License No. NCOMPN2, and MarcoMls. Information deemed reliable but not guaranteed. Information is provided for consumers' personal, non-commercial use, and may not be used for any purpose other than the identification of potential properties for purchase. Copyright 2026 Southwest Florida Multiple Listing Service and MarcoMls. All Rights Reserved. The data relating to real estate for sale displayed on this website comes in part from the Broker Reciprocity Program ("BR Program") of M.L.S. of Naples, Inc. ("Naples MLS"), under License No. NCOMPN2 and MarcoMls. Properties listed with brokerage firms other than Compass are marked with the "BR House" logo. Detailed information about such properties includes the name of the brokerage firm with which the seller has listed the property. The properties displayed may not be all the properties listed with brokerage firms participating in the Naples MLS BR Program, or contained in the database compilation of Naples MLS.