345 Charlotte St

St. Augustine, FL 32084

$945,000
Price
3
Beds
1,908 Sq. Ft.
$495 / Sq. Ft.
1,908
Sq. Ft.
$495
per Sq. Ft.
a front view of a house with a yard
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a front view of a house with a yard and garage
a view of a balcony with a small yard
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a view of a hallway with wooden floor and stairs
a living room with furniture a flat screen tv and a fireplace
a living room with furniture a fireplace and a large window
a living room with furniture and a flat screen tv
a living room with furniture a flat screen tv and a fireplace
a view of backyard with deck and outdoor seating
a outdoor space with furniture
a view of a patio with a table and chairs and wooden fence
a view of entryway front of house
View of property exterior featuring a cooling unit and stucco siding
a kitchen with granite countertop a table chairs stove and cabinets
a kitchen with granite countertop a stove a sink and a refrigerator
a large kitchen with a large window and cabinets
a kitchen with stainless steel appliances granite countertop a refrigerator and a stove top oven
a kitchen with stainless steel appliances a stove sink and cabinets
a kitchen with stainless steel appliances granite countertop a sink and wooden cabinets with a granite countertops
a bathroom with a toilet sink and mirror
a view of storage and utility room
a bedroom with a bed and a large mirror on a dresser
a bedroom with a large bed and a chandelier
a bedroom with a bed and a flat screen tv
a view of balcony and patio
a bathroom with a sink toilet and shower
a bathroom with a shower and toilet
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a bedroom with a bed and wooden floor
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Description

Located in the heart of downtown St. Augustine’s Historic District, 345 Charlotte Street offers the rare combination of historic character and modern construction. Built in 2004 and constructed of concrete block, this home reflects the architectural charm of its surroundings while providing the layout, efficiency, and durability today’s buyers expect—fantastically insulated and solidly built, offering a quiet, fortress-like feel rarely found downtown. A paver walkway leads to an arched front porch...Located in the heart of downtown St. Augustine’s Historic District, 345 Charlotte Street offers the rare combination of historic character and modern construction. Built in 2004 and constructed of concrete block, this home reflects the architectural charm of its surroundings while providing the layout, efficiency, and durability today’s buyers expect—fantastically insulated and solidly built, offering a quiet, fortress-like feel rarely found downtown. A paver walkway leads to an arched front porch with brick columns and subtle LED string lighting, framed by mature landscaping, climbing jasmine, and garden latticework that creates a private and welcoming entrance. Inside, the home features a warm yet refined atmosphere with a classic fireplace anchoring the living room with custom built-in bookshelves on either side, plantation shutters throughout, and an efficient kitchen with new range and microwave. French doors open to a secluded garden patio surrounded by lush greenery, offering a peaceful outdoor retreat. The primary bedroom and second bedroom both include private balcony access, adding to the home’s sense of space and privacy. This 3-bedroom, 2.5-bath residence is offered furnished, with thoughtfully selected pieces that complement the home’s architectural style. Closet systems have been updated within the last three years, improving functionality while preserving the home’s character. Zoned HP-2 (Historic Preservation), short-term rentals are not permitted; however, rentals of 30 days or longer are allowed, making the property well-suited for full-time living or extended stays. An exceptional feature for downtown is the availability of five off-street parking spaces. Set on one of the most peaceful streets downtown, with a short walk to a nearby park, yet just steps from renowned dining, historic landmarks, and the cultural heartbeat of St. Augustine, this property presents a truly rare opportunity to own a modern, solidly built home in one of the city’s most sought-after historic locations.
  1. Listed by Katherine DeLeo • Century 21 St Augustine Properties • 904-797-6000

Property Details for 345 Charlotte Street

Style
2 Story, Historic, Spanish
Location
City, Other-See Remarks
Subdivision/Condo
City Of St Augustine
Zoning
RS-1
Construction
Concrete Block, Stucco
Waterfront
No
Parking Facilities
Attached, Other-See Remarks, Additional Parking
LISTING UPDATED: 01/21/2026 03:20 PM

Property Details for 345 Charlotte Street

StatusActive
MLS #260373
Days on Market12
Taxes-
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built2004
Lot Size0.04 AC / 1,908 SF
CountySt. Johns County

Location

Listing Courtesy of Century 21 St Augustine Properties
Add your commute

Building Information for 345 Charlotte Street

Stories2Year Built2004Building Size-Lot Size0.04 AC / 1,908 SF

Payment Calculator

$5,749 per month

30 year fixed, 6.15% Interest

Principal and Interest

$4,606

Property Taxes

$1,143

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Property Information for 345 Charlotte Street

Summary
Location and General Information
  • Area: 04
  • Fips Code: 12109
  • Geo Match Code: 0
  • Geo Matched Method: 0
  • Geo Quality: 1
  • Geo Zoom Level: 16
  • Navigable: No
  • Middle School: Sebastian
  • High School: St. Augustine
Taxes and HOA Information
  • CDD: No
  • Lvt Date: 01-21-2026
  • Tax Year: 2025
Virtual Tour
  • Virtual Tour: No
Property
Lot Information
  • Acres: 0.08
  • Acreage: Less than 1/4 Acre
  • Lot Size: 75 x 45
  • Parcel Id: 201120-0000
Property and Assessments
  • Entry Level: GROUND LEVEL
  • Other Sqft: 500.0
  • Personal Property: Ceiling Fans, Chandelier, Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Shed, Window Treatments, Furnished, Washer/Dryer
  • Stories: 2
  • Substructure: Slab
  • Legal Description: CITY OF ST AUG W44.3 OF S75FT OF LOT 6 BLK 43-A OR5443/817
  • New Construction: No
  • Sign: Yes
Utilities
  • Heat: Central, Electric
  • Air Conditioning: Central, Electric
  • Water: City
  • Waste: Sewer
Interior and Exterior Features
Interior Features
  • Split Plan: No
  • Dock Permit: N/A
  • Dock: No
  • Flooring: Tile, Wood
  • Florida Room Length: 0.0
  • Florida Room Width: 0.0
Bedroom Information
  • Primary Bath: Shower Only
  • Mbdrm Level: 2
  • 2 Bdrm Size Length: 11.0
  • 2 Bdrm Size Width: 16.0
  • Mbdrm Size Length: 11.0
  • Mbdrm Size Width: 16.0
Room Information
  • Kitchen Length: 12.0
  • Family Room Length: 0.0
  • Family Room Width: 0.0
  • Kitchen Width: 10.0
  • Living Room Length: 25.0
  • Utility Room Length: 8.0
  • Utility Room Width: 3.0
  • Den/Office Length: 0.0
  • Den/Office Width: 0.0
  • Dining Room Length: 13.0
  • Dining Room Width: 13.0
  • Dining Type: Formal
  • Living Room Width: 15.0
Exterior Features
  • Great Room Length: 0.0
  • Great Room Width: 0.0
  • Patio Length: 20.0
  • Screened Porch: No
  • 2nd Porch Length: 0.0
  • 2nd Porch Width: 0.0
  • Patio Width: 7.0
  • Porch Length: 21.0
  • Extras: Cathedral Ceiling, Fireplace, Insulated Windows, Partial Fence
  • Porch Width: 10.0
  • Roof: Shingle
Rent Information
Lease/Rent Information
  • Minimum Lease Term: 1 Month
  • Minimum Lease Term Source: Online Records
  • Directions: From US-1 & King Street, head east on King Street toward downtown. Continue across San Marco Avenue and over the bridge. Turn left onto Cordova Street, then right onto Orange Street. Turn left onto Charlotte Street. Property will be on the left.

Property History for 345 Charlotte Street

DateEvent & SourcePriceAppreciation
Jan 21, 2026

Listed (Active)

SASJMLS #260373

$945,000—
Dec 13, 2021

Sold (Public Record)

Public Record #1479029607

$790,000—
Dec 13, 2021

Sold (Public Record)

Public Record #1479029607

$790,000

+10.1% / yr

Dec 13, 2021

Sold

SASJMLS #218428

$795,000—
Dec 12, 2021

Sold

NEFMLS #1138837

$795,000—
Nov 30, 2021

Pending

NEFMLS #1138837

—
Oct 28, 2021

Listed (Active)

NEFMLS #1138837

$795,000—
Oct 16, 2021

Listed (Active)

SASJMLS #218428

$795,000—
Jul 24, 2018

Sold (Public Record)

Public Record #626951077

$570,000

-1.5% / yr

Jul 24, 2018

Sold

SASJMLS #180345

$575,000—
Jul 2, 2018

Pending

SASJMLS #180345

—
Jun 1, 2018

Listed (Active)

SASJMLS #180345

$585,000—
Nov 7, 2005

Sold (Public Record)

Public Record #168048809

$694,000

+98.8% / yr

Nov 2, 2005

Sold

SASJMLS #75676

$694,000—
Nov 2, 2005

Pending

SASJMLS #75676

—
Jun 24, 2005

Listed (Active)

SASJMLS #75676

$698,000—
Mar 4, 2003

Sold (Public Record)

Public Record #109614575

$110,000—
Feb 27, 2003

Sold

SASJMLS #59387

$110,000—
Jan 16, 2003

Pending

SASJMLS #59387

—
Jul 30, 2002

Listed (Active)

SASJMLS #59387

$120,000—
DateEvent & SourcePrice
01/21/2026

Listed (Active)

SASJMLS #260373

$945,000
12/13/2021

Sold (Public Record)

Public Record #1479029607

$790,000
12/13/2021

Sold (Public Record)

Public Record #1479029607

$790,000

+10.1% / yr

12/13/2021

Sold

SASJMLS #218428

$795,000
12/12/2021

Sold

NEFMLS #1138837

$795,000
11/30/2021

Pending

NEFMLS #1138837

—
10/28/2021

Listed (Active)

NEFMLS #1138837

$795,000
10/16/2021

Listed (Active)

SASJMLS #218428

$795,000
07/24/2018

Sold (Public Record)

Public Record #626951077

$570,000

-1.5% / yr

07/24/2018

Sold

SASJMLS #180345

$575,000
07/02/2018

Pending

SASJMLS #180345

—
06/01/2018

Listed (Active)

SASJMLS #180345

$585,000
11/07/2005

Sold (Public Record)

Public Record #168048809

$694,000

+98.8% / yr

11/02/2005

Sold

SASJMLS #75676

$694,000
11/02/2005

Pending

SASJMLS #75676

—
06/24/2005

Listed (Active)

SASJMLS #75676

$698,000
03/04/2003

Sold (Public Record)

Public Record #109614575

$110,000
02/27/2003

Sold

SASJMLS #59387

$110,000
01/16/2003

Pending

SASJMLS #59387

—
07/30/2002

Listed (Active)

SASJMLS #59387

$120,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 345 Charlotte Street

Taxable ValueLand-Additions-Total-
Tax Record2024$13,712 ($1,143 / month)
Home Facts
Beds3Total Finished SqFt1,908 SqFtAbove Grade Finished SqFt1,908 SqFtStories1Lot Size3,485 SqFtStyleSingle Family ResidenceYear Built2004Year Renovated2009CountyST. JOHNSAPN201120 0000Fireplace TypeHas Fireplace

Schools near 345 Charlotte Street

This home is within St. Johns.
Rating
School
Type
Grades
Distance
Ketterlinus Elementary School
Public - PK to 5
Sebastian Middle School
Public - 6 to 8
St. Augustine High School
Public - 9 to 12
St. Johns Community Campus
Charter - 9 to 12
Rating
School
Distance
Ketterlinus Elementary School
PublicPK to 5

Sebastian Middle School
Public6 to 8

St. Augustine High School
Public9 to 12

St. Johns Community Campus
Charter9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 345 Charlotte Street, St. Augustine, FL 32084

345 Charlotte Street is a single family home for sale in St. Augustine, FL 32084. This property was listed for sale on January 21, 2026 by Century 21 St Augustine Properties, it's currently listed at $945,000. It has been on the market for a total of 12 days and was last sold on December 13, 2021. This listing's school district is St. Johns. Nearby schools include Ketterlinus Elementary School, Sebastian Middle School and St. Augustine High School. 345 Charlotte Street is a 3-bed, 3-bath, 1,908 sqft single family home built in 2004.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Century 21 St Augustine Properties

Based on information from one of the following Multiple Listing Services: Pensacola Association of REALTORS®, Amelia Island Nassau County Association of REALTORS and NEFMLS. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by Pensacola Association of REALTORS®, Amelia Island Nassau County Association of REALTORS and NEFMLS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.