New
$1,099,000
Est: $7,388/moGet pre-approved
5 beds5,382 sqft

3527 S Riding Rdg, Elgin, IL 60124

Single FamilyProperty Type
0.26 acresLot Size
2023Year Built
$204/sq ftPrice per sq ft
$553/yrHOA Fees
3 carsParking Spaces

Description

Over $1.3 MILLION invested in the construction and upgrades of this extraordinary Bowes Creek Country Club residence-and after three years of remarkably light use, it still shows like the day it was completed. Built in 2023 and occupied only by its original owner, this 5-bedroom, 5.1-bath home offers 5,382 sqft of beautifully finished living space, an extensive collection of builder and post-build enhancements, and a level of condition that truly feels brand new. Then there is the setting! The home...Over $1.3 MILLION invested in the construction and upgrades of this extraordinary Bowes Creek Country Club residence-and after three years of remarkably light use, it still shows like the day it was completed. Built in 2023 and occupied only by its original owner, this 5-bedroom, 5.1-bath home offers 5,382 sqft of beautifully finished living space, an extensive collection of builder and post-build enhancements, and a level of condition that truly feels brand new. Then there is the setting! The home overlooks a stunning panorama of ponds and the 7th hole of Bowes Creek's award-winning golf course, with water and fairway views showcased throughout the main living spaces. The open kitchen and family room flow into the sunroom, creating one expansive gathering space designed around the view. The gourmet kitchen features ceiling-height stacked cabinetry, quartz countertops, 6' island, tile backsplash, under-cabinet lighting and KitchenAid stainless appliances-including wall oven, microwave and gas cooktop. Remarkably, the oven, cooktop and dishwasher have never been used. A main-level fifth bedroom and full bath provide an ideal guest or multigenerational suite. Upstairs, the primary suite features a private sitting room, tray ceiling, dual walk-in closets with custom organization, and a beautifully appointed bath with separate shower and soaking tub. The finished walkout lower level adds another dimension for entertaining with a wet bar, full bath and generous storage. Outside, the view becomes the experience. The expansive Trex deck features illuminated glass panels and integrated lighting, creating a striking vantage point over the ponds, golf course and open sky. Below, a paver patio with fire pit offers a second gathering space equally connected to the landscape. Morning coffee, sunset cocktails or evenings around the fire-this is the part of the home photographs simply cannot replicate. Zoned Sonos surround sound with iPad control on each level, whole-house audio/TV connectivity, smart blinds, central vacuum, zoned HVAC, custom closets, 7-camera security, upgraded oak staircase with iron balusters, epoxy garage flooring and EV-charger-ready outlet complete an impressive list of enhancements. For the buyer considering new construction, this offers something difficult to duplicate: a virtually untouched 2023 Toll Brothers Luxury Builder home with more than $1.3M already invested, extensive upgrades already completed, and an irreplaceable golf-and-water setting-without starting from the ground up.
4 days on Market
  • Listed by: Matthew Kveton 314.440.2235 mkveton@kw.com • Keller Williams Inspire
Last updated: 10/26/2026 03:55 PM • Source: MRED as distributed by MLS GRID, MLS#: 12793748
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$7,388 per month

30 year fixed, 7.03% Interest

Principal and Interest

$5,867

Property Taxes

$1,475

HOA Dues

$46

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Property Information for 3527 South Riding Ridge

Property Details

  • Taxes: $17,694 / year
  • MLS Type: Detached Single / 2 Stories
  • County: Kane County
  • Area: Elgin
  • Subdivision: Bowes Creek Country Club
  • Township: Plato
  • Ownership: Fee Simple w/ HO Assn.
  • Num Of Garage Spaces: 3.0
  • Parking Included in Price: Yes
  • Air Conditioning Type: Central Air
  • Num of Interior Fireplaces: 1
  • Heat/Fuel: Gas
  • View: Water

Building Information

  • Year Built: 2023
  • Lot Size: 0.26 AC / 11,325 SF

General Information

School Information
  • Elementary School District: U46
  • Elementary School: Otter Creek Elementary School
  • Jr High Middle School: Kenyon Woods Middle School
  • High School District: U46
  • High School: South Elgin High School
  • Middle Or Junior School District: U46
Addtl Parking Information
  • Parking Details: Asphalt, Garage Door Opener, Electric Vehicle Charging Station(s), Yes, Garage Owned, Attached, Garage
Location and General Information
  • Front Exposure: West
Taxes and HOA Information
  • Association Fee Frequency: Annually
  • Association Fee Includes: Other
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required

Property Information

Interior Features
  • Interior Property Features: Vaulted Ceiling(s), Wet Bar, 1st Floor Bedroom, 1st Floor Full Bath, Walk-In Closet(s), High Ceilings, Separate Dining Room, Pantry, Quartz Counters
  • Num Of Rooms: 13
  • Bedrooms Total: 5
  • Bedrooms (Below Grade): 0
  • Community Features: Park, Lake, Curbs, Sidewalks, Street Lights, Street Paved
  • Bath Amenities: Separate Shower,Double Sink,Soaking Tub
  • Fireplace Features: Gas Log
  • Basement Type: Finished, Exterior Entry, 9 ft + pour, Rec/Family Area, Storage Space, Full, Walk-Out Access
  • Bedrooms Possible: 5
  • Air Conditioning: Central Air
  • Electric: Service - 400 Amp or Greater
  • Flooring: Carpet
  • Basement Sq Ft: 1772
  • Dining Room: Separate
  • Basement Bathrooms: Yes
  • Fireplace Location: Family Room
  • Room Type: Bedroom 5, Eating Area, Sitting Room, Heated Sun Room, Family Room, Foyer, Utility Room-Lower Level, Storage
  • Num of Baths: 5.1
Exterior Features
  • Patio And Porch Features: Deck, Patio
  • Type: 2 Stories
Utilities / Equipment
  • Sewer: Sewer-Public
  • Water: Public
  • Appliances: Microwave, Dishwasher, High End Refrigerator, Washer, Dryer, Disposal, All Stainless Steel Kitchen Appliances, Wine Cooler/Refrigerator, Range Hood, Gas Cooktop, Oven
  • Other Equipment: Central Vacuum, Security System, Fire Sprinklers, CO Detectors, Ceiling Fan(s), Sump Pump, Radon Mitigation System
Property/Lot Information
  • Exterior Property Features: Fire Pit
  • New Construction YN: No
  • Rebuilt: No
  • Rehabilitated: No
  • Built Before 1978: No
  • Age: 1-5 Years
  • Type Detached: 2 Stories
  • Total Sq Ft: 3610
  • Aprox Total Finished Sq Ft: 5382
  • Total Finished and Unfin Sq Ft: 5382
  • Upper Sq Ft: 3610
  • Lot Description: On Golf Course, Views
  • Lot Size: .25-.49 Acre
  • Lot Dimensions: 11326
  • Waterfront: Yes
  • Disability Access and/or Equipped: No
  • Exterior Building Type: Stone, Fiber Cement
  • Construction: Stone, Fiber Cement
  • Roof Type: Asphalt
  • Foundation Details: Concrete Perimeter
  • General Information: School Bus Service
  • Below Grade Finished Area: 1772.0
  • Living Area Source: Assessor
  • Management Company: Retro Community Management
  • Flood Zone: No
Property and Assessments
  • Public Document Count: 4
  • Document Date: 2026-10-26T20:01:07
  • Photos Count: 72
  • Habitable Residence: Yes
  • Rural: N
  • OpenHouse Count: 2
Virtual Tour/Additional Media
  • Virtual Tour: None
  • Virtual Tour YN: No

Room Information

Master Bedroom Information
  • Room Type: Master Bedroom
  • Master Bedroom Bath: Full, Double Sink, Tub & Separate Shwr
  • Master Bedroom Dimensions: 21X14
Bedroom #2 Information
  • Room Type: Bedroom 2
  • Bedroom #2 Room Dimensions: 13X11
Bedroom #3 Information
  • Room Type: Bedroom 3
  • Bedroom #3 Room Dimensions: 13X11
Bedroom #4 Information
  • Room Type: Bedroom 4
  • Bedroom #4 Room Dimensions: 13X11
Bedroom #5 Information
  • 5th Bedroom Level: Main
  • Room Type: Bedroom 5
  • Bedroom #5 Room Dimensions: 14X11
Dining Room Information
  • Dining Room Level: Main
  • RoomType_DR: Dining Room
  • Dining Room Dimensions: 12X11
Family Room Information
  • Family Room Level: Main
  • RoomType_FR: Family Room
  • Family Room Dimensions: 17X17
Kitchen Information
  • Kitchen Level: Main
  • RoomType_KT: Kitchen
  • Kitchen Dimensions: 18X14
Laundry Information
  • Room Type: Laundry
  • Laundry Dimensions: 10X6
Living Room Information
  • Living Room Level: Main
  • Room Type: Living Room
  • Living Room Dimensions: 14X12
Storage Room 1 Information
  • Room Type: Storage
  • Dimensions: 18X10
Foyer Information
  • Room Level: Main
  • Room Type: Foyer
  • Dimensions: 19X10
Eating Area Information
  • Room Level: Main
  • Room Type: Eating Area
  • Dimensions: 14X9
Heated Sun Room Information
  • Room Level: Main
  • Room Type: Heated Sun Room
  • Dimensions: 18X9
Family Room Down Information
  • Room Type: Family Room - Down
  • Dimensions: 41X23
Sitting Room Information
  • Room Type: Sitting Room
  • Dimensions: 12X8
Utility Room Lower Level Information
  • Room Type: Utility Room-Lower Level
  • Dimensions: 29X17

Property History for 3527 South Riding Ridge

DateEvent & SourcePriceAppreciation
Jul 5, 2023

Sold (Public Record)

Public Record #1515863714

$953,000
—
DateEvent & SourcePrice
07/05/2023

Sold (Public Record)

Public Record #1515863714

$953,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 3527 South Riding Ridge

Taxable Value

Land

$39,721

Additions

$202,196
Total$241,917

Tax Record

2025

$17,694 ($1,475 / month)

Home Facts

Beds

0

Style

Single Family Residence

County

KANE

APN

05-36-279-013

Schools near 3527 South Riding Ridge

This home is within School District U-46.
Rating
School
Type
Grades
Distance
Public - K to 6
Public - 7 to 8
Public - 9 to 12
Public - 7 to 8
Rating
School
Distance
Otter Creek Elementary School
PublicK to 6

Kenyon Woods Middle School
Public7 to 8

South Elgin High School
Public9 to 12

Abbott Middle School
Public7 to 8

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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3527 South Riding Ridge is a single family home for sale in Elgin, IL 60124. This property was listed for sale on October 26, 2026 by Keller Williams Inspire, it's currently listed at $1,099,000. It has been on the market for a total of 4 days and was last sold on July 5, 2023. This listing's school district is School District U-46. Nearby schools include Otter Creek Elementary School, Kenyon Woods Middle School and South Elgin High School. 3527 South Riding Ridge is a 5-bed, 6-bath, 5,382 sqft single family home built in 2023.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Keller Williams Inspire

Based on information from one of the following Multiple Listing Services: Midwest Real Estate Data LLC (\"MRED\"), MRED PLN GRID, Northwest Indiana REALTORS® Association and NorthWest Illinois Alliance of REALTORS. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by Midwest Real Estate Data LLC (\"MRED\"), MRED PLN GRID, Northwest Indiana REALTORS® Association and NorthWest Illinois Alliance of REALTORS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals. Properties displayed may be listed or sold by various participants in the MLS. Based on information submitted to the MLS GRID as of 10/26/2026 03:55 PM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.