3539 Payne Lake Rd

Chipley, FL 32428

$429,900
Last Sold Price
4
Beds
2,720 Sq. Ft.
$158 / Sq. Ft.
2,720
Sq. Ft.
$158
per Sq. Ft.
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Sold 7/19/24
Sold 7/19/24

Description

Currently under contract, seller will consider backup offers. Welcome to lakefront living! This captivating 4-bedroom, 3-bathroom log cabin, complete with a loft space, offers a rustic yet luxurious retreat. Featured with beautiful pine interior walls and a vaulted ceiling, almost every room provides panoramic views of the tranquil lake. Step outside onto the expansive covered deck that spans the entire backside of the house, offering the perfect spot to relax and take in the views. The bottom floor...Currently under contract, seller will consider backup offers. Welcome to lakefront living! This captivating 4-bedroom, 3-bathroom log cabin, complete with a loft space, offers a rustic yet luxurious retreat. Featured with beautiful pine interior walls and a vaulted ceiling, almost every room provides panoramic views of the tranquil lake. Step outside onto the expansive covered deck that spans the entire backside of the house, offering the perfect spot to relax and take in the views. The bottom floor features a roughed-in kitchen, living area, utility room, bedroom, and bathroom, providing versatility for guests or as a cozy in-law suite. Recently painted exterior, HVAC replacement 4 years ago, well pump and water filtration system 3 years ago ensure this home has been efficiently maintained. Situated on .74 acres, this property also includes an additional 1.77 acres directly in front, offering endless possibilities for outdoor activities and enjoyment. Don't let this lakeside retreat slip away! Schedule your showing today
  1. Listed by Tristan C Matthews • Coastal Heritage Real Estate LLC

Property Details for 3539 Payne Lake Road

Architectural Style
Log Home
Waterfront
Yes
Waterfront Features
Lake, Lake Front
Parking Features
Additional Parking
Subdivision Name
Payne Lakes
View
Lake
View
Yes
LISTING CLOSED: 07/19/2024 12:00 AM

Property Details for 3539 Payne Lake Road

StatusSold
MLS #753307
Days on Market103
Taxes$2,982 / year
HOA Fees-
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeResidential / Single Family Residence / Single Family Residence
Year Built2007
Lot Size2.51 AC / 109,335 SF
CountyWashington County
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Location

Listing Courtesy of Coastal Heritage Real Estate LLC

Sold By Salty Marlin Realty LLC

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Building Information for 3539 Payne Lake Road

Stories-Year Built2007Building Size-Lot Size2.51 AC / 109,335 SF

Payment Calculator

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$2,434 per month

30 year fixed, 6.55% Interest

Principal and Interest

$2,185

Property Taxes

$249

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 3539 Payne Lake Road

Summary
Location and General Information
  • City: Chipley
  • County Or Parish: Washington
  • Directions: North on Hwy 77. Left at light in Greenhead onto Hwy 279 (Moss Hill Rd). After a few miles, there will be a sign on the right for the Payne Lake community. Turn right and stay to the right at the fork in the road. House on the left. Look for the sign. The land with the home is directly across the road.
  • Road Surface Type: Dirt
  • State Region: FL
  • Postal Code: 32428
  • Latitude: 30.556349
  • Longitude: -85.666366
  • State Or Province: FL
  • Road Frontage Type: Private Road
  • MLS Area Major: 10 - Washington County
  • MLS Area Minor: 1003 - Washington SW
Taxes and HOA Information
  • Parcel Number: 00000000-00-3322-0004
  • Association: No
  • Tax Annual Amount: $2,982.00
  • Tax Legal Description: 20 2 14 ORB 1122 P 126 LOT 2 PAYNE LAKES REC PLAT BLK A, BEING A PORTION OF ORB 1122 P 126
  • Tax Year: 2023
School Information
  • Elementary School: Vernon Elementary
  • High School: Vernon
  • Middle Or Junior School: Vernon
Parking
  • Attached Garage: No
  • Garage Spaces: 1.0
  • Garage: Yes
Property
Lot Information
  • Building Area Total: 2720.0
  • Lot Size Acres: 2.51
  • Lot Size Area: 2.51
  • Lot Size Dimensions: Irregular
  • Lot Size Units: Acres
  • Lot Size Square Feet: 109336.0
  • Living Area Source: Appraiser
Property and Assessments
  • Year Built: 2007
  • Human Modified: No
Interior and Exterior Features
Exterior Features
  • Exterior Features: Covered Patio, Porch
  • Fencing: Chain Link
  • Construction Materials: Block, Concrete, Wood Siding
  • Patio And Porch Features: Balcony, Deck, Porch, Screened
  • Roof: Composition, Shingle
Interior Features
  • Entry Level: 1
  • Bathrooms Full: 3
  • Bathrooms Total: 3
  • Bedrooms Total: 4
  • Rooms Total: 5
  • Cooling: Yes
  • Cooling: Central Air, Ceiling Fans
  • Heating: Yes
  • Heating: Central
  • Appliances: Electric Oven, Electric Range
  • Interior Features: Interior Steps, Loft
Room Information
Room 1
  • Room Dimensions: 13.5 x 11.5
  • Room Length: 13.5
  • Room Type: Bedroom
  • Room Width: 11.5
Room 2
  • Room Dimensions: 12.75 x 9.5
  • Room Length: 12.75
  • Room Type: Bedroom
  • Room Width: 9.5
Room 3
  • Room Dimensions: 11.25 x 10
  • Room Length: 11.25
  • Room Type: Bedroom
  • Room Width: 10.0
Room 4
  • Room Dimensions: 8.5 x 7.75
  • Room Length: 8.5
  • Room Type: Loft
  • Room Width: 7.75
Room 5
  • Room Dimensions: 15.75 x 13.75
  • Room Length: 15.75
  • Room Type: Primary Bedroom
  • Room Width: 13.75
Multi Family
Multi-Family Information
  • Units Furnished: None
Mobile Home
Mobile Home Information
  • Mobile Dim Units: Feet
Rental
Rental Information
  • Occupant Type: Occupied

Property History for 3539 Payne Lake Road

DateEvent & SourcePriceAppreciation
Jul 19, 2024

Sold

CPAR #753307

$429,900—
Jul 19, 2024

Sold

ECAR #943138

$429,900—
Jul 15, 2024

Sold (Public Record)

Public Record #1538390182

$429,900—
DateEvent & SourcePrice
07/19/2024

Sold

CPAR #753307

$429,900
07/19/2024

Sold

ECAR #943138

$429,900
07/15/2024

Sold (Public Record)

Public Record #1538390182

$429,900

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 3539 Payne Lake Road

Taxable ValueLand$30,000Additions$351,243Total$381,243
Tax Record2025$5,280 ($440 / month)
Home Facts
Beds4Total Finished SqFt3,664 SqFtAbove Grade Finished SqFt2,720 SqFtFinished Basement SqFt944 SqFtLot Size32,409 SqFtStyleSingle Family ResidenceYear Built2007Year Renovated2013CountyWASHINGTONAPN33220004Fireplace TypeHas Fireplace

Schools near 3539 Payne Lake Road

This home is within Washington County School District.
Rating
School
Type
Grades
Distance
Vernon Elementary School
Public - PK to 5
Kate M. Smith Elementary School
Public - K to 5
Roulhac Middle School
Public - 6 to 8
Vernon Middle School
Public - 6 to 8
Rating
School
Distance
Vernon Elementary School
PublicPK to 5

Kate M. Smith Elementary School
PublicK to 5

Roulhac Middle School
Public6 to 8

Vernon Middle School
Public6 to 8

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

Nearby home values

AddressSold priceBedsBathsSqftLot AC
3545 Payne Lake Road, Chipley, FL 32428
$395,000
2
1,761
2.9
5 5 Payne Lake Road, Chipley, FL 32428
$18,000
–
–
–
1.68
Lot 51 Payne Lake Road, Chipley, FL 32428
$8,500
–
–
–
1.78
3549 Payne Lake Road, Chipley, FL 32428
$13,500
2
2
910
2.03
Lot 8 Payne Lake, Chipley, FL 32428
$6,000
–
–
–
1.09

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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Coastal Heritage Real Estate LLC

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.