3545 S Riding Rdg

Elgin, IL 60124

$599,900
Price
4
Beds
2,898 Sq. Ft.
$207 / Sq. Ft.
2,898
Sq. Ft.
$207
per Sq. Ft.
Get preapproved with Rocket Mortgage1
a view of a house with a yard and a garden

Description

Experience Elevated Living in This perfect 4-Bedroom, 3-Bath Home Upgraded Modern Farm House elevation, on a Premium lot with private backyard into woods, welcomes you filling in calmness. Step into sophistication as you enter this beautifully crafted home, where rich premium vinyl wooded floors, elegant finishes, and a thoughtfully designed layout come together in perfect harmony. At its heart is a show-stopping gourmet kitchen-featuring premium Level-5 quartz countertops, Level-5 premium soft-close...Experience Elevated Living in This perfect 4-Bedroom, 3-Bath Home Upgraded Modern Farm House elevation, on a Premium lot with private backyard into woods, welcomes you filling in calmness. Step into sophistication as you enter this beautifully crafted home, where rich premium vinyl wooded floors, elegant finishes, and a thoughtfully designed layout come together in perfect harmony. At its heart is a show-stopping gourmet kitchen-featuring premium Level-5 quartz countertops, Level-5 premium soft-close cabinetry, a designer tile backsplash, and sleek stainless steel premium upgraded appliances, All matching for elegant look with black-white theme-ideal for both everyday living and stylish entertaining. Enjoy effortless flow from the kitchen to the breakfast area, casual dining space and expansive great room, creating a warm and inviting atmosphere for gatherings big or small. A versatile main-floor flex room offers endless possibilities - perfect as a home office, playroom, creative studio, or fitness space tailored to your lifestyle. A Full Bath in first floor is designed with premium tile finish and glass door, with level-5 countertop and cabinetry Security and peace of mind are built in, thanks to a full home-inbuilt security system. Prewired for security cameras, doorbell. Entry-exit alarm system integrated along with motion sensors. Fire extinguishers sprinklers system in basement and water overflow alarm system for basement sump Upstairs, escape to your luxurious primary suite, with a prebuilt soffit offering an elevated 9 foot height ceiling, and a true retreat featuring a premium bathroom, dual walk-in closets, and custom adjustable shelving for easy, elegant organization. Three additional bedrooms-each with their own walk-in closets-offer generous space and share a beautifully appointed hall bath. Access network/TV/Telephone anywhere with ease as all ports are well designed in all necessary locations Spacious Basement with lookout views into backyard, with an ample amount of sunlight emerging into basement - motivates you for your daily routine, gym, play area. And well separated Hvac unit to the corner offers you a large storage space behind it. Blending luxury, functionality, and modern convenience, this home is a perfect fit for today's dynamic lifestyle. Move-in ready and designed to impress-don't miss the opportunity to make it yours.

Property Details for 3545 South Riding Ridge

Area
Elgin
Township
Elgin
Ownership
Fee Simple w/ HO Assn.
Num Of Garage Spaces
2.0
Num Of Parking Spaces
2.0
Air Conditioning Type
Central Air
Heat/Fuel
Natural Gas, Electric
LISTING UPDATED: 02/25/2026 03:28 PM

Property Details for 3545 South Riding Ridge

StatusActive
MLS #12529888
Days on Market82
Taxes$5,912 / year
HOA Fees$45 / month
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeDetached Single / 2 Stories
Year Built2024
Lot Size0.23 AC / 10,005 SF
CountyKane County
Get preapproved with Rocket Mortgage1

Location

Listing Courtesy of Keller Williams Infinity
Add your commute

Building Information for 3545 South Riding Ridge

Stories-Year Built2024Building Size-Lot Size0.23 AC / 10,005 SF

Payment Calculator

Get preapproved with
OriginPoint Mortgage or Rocket Mortgage1

$3,558 per month

30 year fixed, 6.46% Interest

Principal and Interest

$3,021

Property Taxes

$493

HOA Dues

$45

The Payment Calculator is for illustrative purposes only.

Know your buying power with a preapproval and custom rate in minutes

Rocket Mortgage1

Property Information for 3545 South Riding Ridge

General Information
School Information
  • Elementary School District: 46
  • Elementary School: Otter Creek Elementary School
  • Jr High Middle School: Abbott Middle School
  • High School District: 46
  • High School: South Elgin High School
  • Middle Or Junior School District: 46
Addtl Parking Information
  • Parking Details: Garage Door Opener, Yes, Garage Owned, Attached, Garage
Taxes and HOA Information
  • Association Fee Frequency: Monthly
  • Association Fee Includes: None
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
Property Information
Interior Features
  • Num Of Rooms: 7
  • Bedrooms Total: 4
  • Bedrooms (Below Grade): 0
  • Bath Amenities: Separate Shower,Double Sink
  • Basement Type: Unfinished, Full
  • Bedrooms Possible: 4
  • Air Conditioning: Central Air
  • Dining Room: Kitchen/Dining Combo
  • Basement Bathrooms: No
  • Room Type: Study
  • Num of Baths: 3.0
Exterior Features
  • Type: 2 Stories
Utilities / Equipment
  • Sewer: Sewer-Public
  • Water: Public
Property/Lot Information
  • New Construction YN: No
  • Rebuilt: No
  • Rehabilitated: No
  • Built Before 1978: No
  • Age: 1-5 Years
  • Type Detached: 2 Stories
  • Total Sq Ft: 0
  • Aprox Total Finished Sq Ft: 0
  • Total Finished and Unfin Sq Ft: 0
  • Lot Size: .25-.49 Acre
  • Lot Dimensions: 10005
  • Waterfront: No
  • Disability Access and/or Equipped: No
  • Exterior Building Type: Vinyl Siding
  • Construction: Vinyl Siding
  • General Information: School Bus Service,Interstate Access
  • Living Area Source: Assessor
  • Management Company: Real Manage
Property and Assessments
  • Public Document Count: 2
  • Document Date: 2025-12-16T19:29:50
  • Photos Count: 39
  • OpenHouse Count: 1
Virtual Tour/Additional Media
  • Virtual Tour: None
  • Virtual Tour YN: No
Room Information
Master Bedroom Information
  • Master Bedroom Level: Second
  • Room Type: Master Bedroom
  • Master Bedroom Bath: Full
  • Master Bedroom Dimensions: 18X15
Bedroom #2 Information
  • 2nd Bedroom Level: Second
  • Room Type: Bedroom 2
  • Bedroom #2 Room Dimensions: 13X13
Bedroom #3 Information
  • 3rd Bedroom Level: Second
  • Room Type: Bedroom 3
  • Bedroom #3 Room Dimensions: 14X12
Bedroom #4 Information
  • 4th Bedroom Level: Second
  • Room Type: Bedroom 4
  • Bedroom #4 Room Dimensions: 11X11
Dining Room Information
  • Dining Room Level: Main
  • RoomType_DR: Dining Room
  • Dining Room Dimensions: 15X10
Family Room Information
  • Family Room Level: N/A
  • RoomType_FR: Family Room
Kitchen Information
  • Kitchen Level: Main
  • RoomType_KT: Kitchen
  • Kitchen Dimensions: 17X11
Laundry Information
  • Laundry Level: Second
  • Room Type: Laundry
  • Laundry Dimensions: 7X6
Living Room Information
  • Living Room Level: N/A
  • Room Type: Living Room
Study Information
  • Room Level: Main
  • Room Type: Study
  • Dimensions: 13X12

Property History for 3545 South Riding Ridge

DateEvent & SourcePriceAppreciation
Feb 18, 2026

Listed (Active)

MRED #12529888

$599,900—
Oct 6, 2025

Cancelled

MRED #12476013

$625,000—
Sep 19, 2025

Cancelled

MRED #12430764

$649,000—
Sep 19, 2025

Listed (Active)

MRED #12476013

$648,000—
Aug 16, 2025

Listed (Active)

MRED #12430764

$649,000—
May 29, 2024

Sold (Public Record)

Public Record #1535032225

$569,000—
DateEvent & SourcePrice
02/18/2026

Listed (Active)

MRED #12529888

$599,900
10/06/2025

Cancelled

MRED #12476013

$625,000
09/19/2025

Cancelled

MRED #12430764

$649,000
09/19/2025

Listed (Active)

MRED #12476013

$648,000
08/16/2025

Listed (Active)

MRED #12430764

$649,000
05/29/2024

Sold (Public Record)

Public Record #1535032225

$569,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 3545 South Riding Ridge

Taxable ValueLand$1,988Additions$74,704Total$76,692
Tax Record2024$5,912 ($493 / month)
Home Facts
Beds0StyleSingle Family ResidenceCountyKANEAPN05-36-255-010

Schools near 3545 South Riding Ridge

This home is within School District U-46.
Rating
School
Type
Grades
Distance
Otter Creek Elementary School
Public - K to 6
Abbott Middle School
Public - 7 to 8
South Elgin High School
Public - 9 to 12
Central School Program
Public - 6 to 12
Rating
School
Distance
Otter Creek Elementary School
PublicK to 6

Abbott Middle School
Public7 to 8

South Elgin High School
Public9 to 12

Central School Program
Public6 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

Similar Sold Homes

Explore Nearby Homes

More information about 3545 South Riding Ridge, Elgin, IL 60124

3545 South Riding Ridge is a single family home for sale in Elgin, IL 60124. This property was listed for sale on February 18, 2026 by Keller Williams Infinity, it's currently listed at $599,900. It has been on the market for a total of 82 days and was last sold on May 29, 2024. This listing's school district is School District U-46. Nearby schools include Otter Creek Elementary School, Abbott Middle School and South Elgin High School. 3545 South Riding Ridge is a 4-bed, 3-bath, 2,898 sqft single family home built in 2024.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Keller Williams Infinity

Based on information from one of the following Multiple Listing Services: Midwest Real Estate Data LLC (\"MRED\"), MRED PLN GRID, Northwest Indiana REALTORS® Association and NorthWest Illinois Alliance of REALTORS. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by Midwest Real Estate Data LLC (\"MRED\"), MRED PLN GRID, Northwest Indiana REALTORS® Association and NorthWest Illinois Alliance of REALTORS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals. Properties displayed may be listed or sold by various participants in the MLS. Based on information submitted to the MLS GRID as of 02/25/2026 03:28 PM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.