Last Sold Price
3903 Stewart Lake Rd, Chipley, FL 32428

Description

Welcome to your private lakeside retreat! This lovely approximately 2 acre parcel on peaceful Stewart Lake features a cozy 2-bedroom cabin with warm, inviting finishes -- a perfect place to relax and unwind. The property includes a spacious bathhouse with shower and laundry plus a handy storage shed for tools and water toys. Stewart Lake is roughly 35 acres; bring your boat for abundant fishing and a public boat ramp is nearby. Utilities are in place -- septic, well and power. No HOA fee is an added...Welcome to your private lakeside retreat! This lovely approximately 2 acre parcel on peaceful Stewart Lake features a cozy 2-bedroom cabin with warm, inviting finishes -- a perfect place to relax and unwind. The property includes a spacious bathhouse with shower and laundry plus a handy storage shed for tools and water toys. Stewart Lake is roughly 35 acres; bring your boat for abundant fishing and a public boat ramp is nearby. Utilities are in place -- septic, well and power. No HOA fee is an added incentive. This would also make an excellent homesite for building or placing a mobile home, if desired. Picturesque lake views and ample outdoor space make this a rare offering. Long gated driveway; please schedule a showing before walking the property. Lakefront lots this size seldom become available, don't miss out, call today to schedule your private viewing. Swing does not convey. All measurements and boundary lines are approximate and should be verified by the buyer.
LISTING CLOSED: 07/09/2026 12:00 AM

  1. Listed by Amanda O Peel • SOUTHERN WAY REALTY, INC.

Property Details for 3903 Stewart Lake Road

Status
MLS #
787027
Days on Market
91
Taxes
$1,702 / year
HOA Fees
-
Condo/Co-op Fees
-
Property Type
MLS Type
Residential / Land / Unimproved Land
Year Built
-
Lot Size
2.00 AC
Waterfront
Yes
Waterfront Features
Lake
Subdivision Name
Stewart Lake
View
Lake
View
Yes

Location

Listing Courtesy of SOUTHERN WAY REALTY, INC.

Sold By SOUTHERN WAY REALTY, INC.

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Building Information for 3903 Stewart Lake Road

Building Size-Lot Size2.00 AC

Payment Calculator

$1,006 per month

30 year fixed, 6.55% Interest

Principal and Interest

$864

Property Taxes

$142

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 3903 Stewart Lake Road

Summary
Location and General Information
  • City: Chipley
  • County Or Parish: Washington
  • Directions: From the intersection of Hwy 77 and Moss Hill Road, travel West on Moss Hill Road. Turn left on Lucas Lake Road, then left on Stewart Lake Road. Property is on left.
  • State Region: FL
  • Postal Code: 32428
  • Latitude: 30.542166
  • Longitude: -85.705479
  • State Or Province: FL
  • MLS Area Major: 10 - Washington County
  • MLS Area Minor: 1003 - Washington SW
Taxes and HOA Information
  • Parcel Number: 00000000-00-4415-0006
  • Association: No
  • Tax Annual Amount: $1,702.00
  • Tax Legal Description: LOTS 4,5 & 6 STEWART LAKE UNREC PLAT AS DESC IN ORB 1146 P 109, ORB 1179 P 563, ORB 1192 P 257
  • Tax Year: 2025
School Information
  • Elementary School: Vernon Elementary
  • High School: Vernon
  • Middle Or Junior School: Vernon
Property
Lot Information
  • Lot Size Acres: 2.0
  • Lot Size Area: 2.0
  • Lot Size Dimensions: Irregular
  • Lot Size Units: Acres
  • Lot Size Square Feet: 87120.0
Property and Assessments
  • Other Structures: Other, Residence, Sheds
  • Human Modified: No

Property History for 3903 Stewart Lake Road

DateEvent & SourcePriceAppreciation
Jul 9, 2026

Sold (Public Record)

Public Record #1946380943

$170,000

+9.8% / yr

Jul 9, 2026

Sold

CPAR #787027

$170,000
Jun 18, 2026

Pending

CPAR #787027

DateEvent & SourcePrice
07/09/2026

Sold (Public Record)

Public Record #1946380943

$170,000

+9.8% / yr

07/09/2026

Sold

CPAR #787027

$170,000
06/18/2026

Pending

CPAR #787027

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 3903 Stewart Lake Road

Taxable ValueLand$31,500Additions$91,376Total$122,876
Tax Record2025$1,702 ($142 / month)
Home Facts
Beds0Baths2Total Finished SqFt960 SqFtAbove Grade Finished SqFt960 SqFtStories1Lot Size61,855 SqFtStyleSingle Family ResidenceYear Built1999Year Renovated2010CountyWASHINGTONAPN00000000-00-4415-0006

Schools near 3903 Stewart Lake Road

This home is within Washington County School District.
Rating
School
Type
Grades
Distance
Public - PK to 5
Public - K to 5
Public - 6 to 8
Public - 6 to 8
Rating
School
Distance
Vernon Elementary School
PublicPK to 5

Kate M. Smith Elementary School
PublicK to 5

Roulhac Middle School
Public6 to 8

Vernon Middle School
Public6 to 8

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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Nearby home values

AddressSold priceBedsBathsSqftLot (Sqft)
This home: 3903 Stewart Lake Road, Chipley, FL 32428
$170,000
87,120
$12,000
28,749
$35,000
2
1,140
40,249
$35,000
40,075
$214,900
3
1,440
28,314
$42,000
114,562

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of SOUTHERN WAY REALTY, INC.

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.