3906 Napoli Rd

Panama City, FL 32405

$289,900
Price
5
Beds
2,472 Sq. Ft.
$117 / Sq. Ft.
2,472
Sq. Ft.
$117
per Sq. Ft.
Front
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Description

With 5 bedrooms, 3 full baths and multiple living areas, you are not going to want to miss out on this REO opportunity. Built in 1976, this split level home has all that you need to accommodate a larger family, multi generation housing and more. The main floor (when entering from the front entrance) opens to an open floor plan living space with dining area, living room with brick wood burning fireplace and open kitchen. Head down stairs on one side of the living room, and enter the oversized bonus...With 5 bedrooms, 3 full baths and multiple living areas, you are not going to want to miss out on this REO opportunity. Built in 1976, this split level home has all that you need to accommodate a larger family, multi generation housing and more. The main floor (when entering from the front entrance) opens to an open floor plan living space with dining area, living room with brick wood burning fireplace and open kitchen. Head down stairs on one side of the living room, and enter the oversized bonus room, den, or gaming room. This room can be entered from the exterior as well. On the opposite side of the LR, go upstairs and find 3 bedrooms, including the master bedroom and master bath, or go downstairs and find the laundry area and 2 additional bedrooms and a full bath. This area can be entered from the exterior as well. This is a lot of home with massive amounts of potential. Call today!
  1. Listed by Cosmo M Spellings • Brokerage DRE #1033115 • Assurance Realty of NWFL LLC
    P: (850)-699-1856 C: (850)-699-1856 cosmo@nwfl4sale.com

Property Details for 3906 Napoli Road

Zoning
Resid Single Family
Architectural Style
Split Level
Subdivision Name
None
LISTING UPDATED: 02/03/2026 10:06 AM

Property Details for 3906 Napoli Road

StatusActive
MLS #993980
Days on Market11
Taxes-
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Detached Single Family
Year Built1976
Lot Size0.23 AC / 10,018 SF
CountyBay County

Location

Listing Courtesy of Assurance Realty of NWFL LLC
Add your commute

Building Information for 3906 Napoli Road

Stories2Year Built1976Building Size-Lot Size0.23 AC / 10,018 SF

Payment Calculator

$1,794 per month

30 year fixed, 6.15% Interest

Principal and Interest

$1,413

Property Taxes

$381

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Property Information for 3906 Napoli Road

Summary
Location and General Information
  • Directions: 23rd St take 390 N. Turn left on Venetian Way, left on Napoli. House will be on the left.
  • Road Frontage Type: County Road
  • MLS Area Minor: 2719 - Beach - East
  • MLS Area Major: 27 - Bay County
  • Latitude: 30.219244
  • Longitude: -85.677023
  • Location Tax and Legal:Sub Area: 2719 - Beach - East
  • Location Tax and Legal:Elementary School: Northside
  • Location Tax and Legal:Middle School: Mowat
  • Location Tax and Legal:High School: Mosley
  • Location Tax and Legal:Legal Description: REPLAT VENETIAN VILLA 1ST ADD LOT 6 BLK 6
  • Garage 2: false
Taxes and HOA
  • Tax Legal Description: REPLAT VENETIAN VILLA 1ST ADD LOT 6 BLK 6
  • Parcel Number: 11727-673-000
  • Association Fee: $0
School Information
  • Elementary School: Northside
  • Middle Or Junior School: Mowat
  • High School: Mosley
Parking
  • Carport YN: No
Property
Lot Information
  • Building Area Source: County PA Records
  • Lot Size Dimensions: 100x105
  • Lot Size Acres: 0.23
  • Lot Size Area: 0.23
  • Lot Size Units: Acres
  • Property Condition: Construction Complete
  • Building Area Total: 2472.0
  • Lot Size Square Feet: 10018.8
  • General Property Info:SqFt Source: County PA Records
  • LotParcel Access: County Road, Paved Road
Property and Assessments
  • Road Surface Type: Paved
  • Floor Plans Count: 0.0
  • Property Type: Residential
  • Year Built: 1976.0
  • Property Sub Type: Detached Single Family
  • New Construction YN: No
  • General Property Info:Sub-Type: Detached Single Family
  • General Property Info:Design: Split Level
  • Listing Info Tax Legal:Homestead: false
  • Construction Status: Construction Complete
  • Construction Siding: Brick, Roof Dimensional Shg, Slab, Trim Vinyl, Trim Wood
  • Occupancy Status: Vacant
Utilities
  • Sewer: Public Sewer
  • Utilities: Electric, Public Water
  • Electric: True
  • Utilities: Electric, Public Sewer, Public Water
  • Energy: AC - Central Elect, Heat Cntrl Electric, Water Heater - Elect
Interior and Exterior Features
Exterior Features
  • Construction Materials: Brick, Trim Vinyl, Trim Wood
  • Foundation Details: Slab
  • Stories: 2.0
  • General Property Info:Pool: No
  • General Property Info:Pool Type: None
Interior Features
  • Heating: Central
  • Cooling: Central Air
  • Interior Features: Fireplace, Lighting Recessed, Split Bedroom, Washer/Dryer Hookup, Woodwork Painted
  • Flooring: Floor Laminate, Floor Tile
  • Window Features: Window Treatmnt Some
  • Room Type: Bedroom, Living Room, Bonus Room
  • Rooms Total: 7.0
  • Bathrooms Total Integer: 3.0
  • Bathrooms Total Decimal: 3.0
  • Bathrooms Total Notational: 3.0
  • Cooling YN: Yes
  • Heating YN: Yes
  • Bedrooms Total: 5.0
  • Bathrooms Full: 3.0
  • Bathrooms Half: 0.0
  • Interior: Fireplace, Floor Laminate, Floor Tile, Lighting Recessed, Split Bedroom, WasherDryer Hookup, Window Treatmnt Some, Woodwork Painted
Room Information
Room 1
  • Room Type: Bedroom
  • Room Level: First
  • Room Length: 14.0
  • Room Width: 13.0
  • Room Dimensions: 14 x 13
Room 2
  • Room Type: Bedroom
  • Room Level: First
  • Room Length: 12.0
  • Room Width: 11.0
  • Room Dimensions: 12 x 11
Room 3
  • Room Type: Bedroom
  • Room Level: Second
  • Room Length: 12.0
  • Room Width: 12.0
  • Room Dimensions: 12 x 12
Room 4
  • Room Type: Bedroom
  • Room Level: Second
  • Room Length: 12.0
  • Room Width: 13.0
  • Room Dimensions: 12 x 13
Room 5
  • Room Type: Bedroom
  • Room Level: Second
  • Room Length: 14.0
  • Room Width: 15.0
  • Room Dimensions: 14 x 15
Room 6
  • Room Type: Living Room
  • Room Level: First
  • Room Length: 18.0
  • Room Width: 20.0
  • Room Dimensions: 18 x 20
Room 7
  • Room Type: Bonus Room
  • Room Level: First
  • Room Length: 20.0
  • Room Dimensions: 20 x 24
Rental
Rent Information
  • General Property Info:Immediate Occupancy: true
  • Listing Info Tax Legal:Is Subject Leased: false

Property History for 3906 Napoli Road

DateEvent & SourcePriceAppreciation
Jan 29, 2026

Listed (Active)

ECAR #993980

$289,900—
Aug 23, 2021

Sold

CPAR #711862

$288,000—
Aug 18, 2021

Sold (Public Record)

Public Record #1469732577

$288,000

+1.7% / yr

Aug 2, 2021

Pending

CPAR #711862

—
May 21, 2021

Listed (Active)

CPAR #711862

$365,000—
Feb 7, 2019

Withdrawn

CPAR #679030

$215,000—
Jan 9, 2019

Listed (Active)

CPAR #679030

$215,000—
Nov 21, 2018

Expired

CPAR #671284

$235,000—
May 1, 2018

Listed (Active)

CPAR #671284

$250,000—
May 18, 2007

Sold (Public Record)

Public Record #220004622

$226,500—
May 18, 2007

Sold

CPAR #365757

$226,500—
Apr 5, 2007

Listed (Active)

CPAR #365757

$229,000—
Jan 1, 2007

Expired

CPAR #347956

$239,900—
Mar 17, 2006

Listed (Active)

CPAR #347956

$255,000—
DateEvent & SourcePrice
01/29/2026

Listed (Active)

ECAR #993980

$289,900
08/23/2021

Sold

CPAR #711862

$288,000
08/18/2021

Sold (Public Record)

Public Record #1469732577

$288,000

+1.7% / yr

08/02/2021

Pending

CPAR #711862

—
05/21/2021

Listed (Active)

CPAR #711862

$365,000
02/07/2019

Withdrawn

CPAR #679030

$215,000
01/09/2019

Listed (Active)

CPAR #679030

$215,000
11/21/2018

Expired

CPAR #671284

$235,000
05/01/2018

Listed (Active)

CPAR #671284

$250,000
05/18/2007

Sold (Public Record)

Public Record #220004622

$226,500
05/18/2007

Sold

CPAR #365757

$226,500
04/05/2007

Listed (Active)

CPAR #365757

$229,000
01/01/2007

Expired

CPAR #347956

$239,900
03/17/2006

Listed (Active)

CPAR #347956

$255,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 3906 Napoli Road

Taxable ValueLand$47,000Additions$242,204Total$289,204
Tax Record2025$4,568 ($381 / month)
Home Facts
Beds5Total Finished SqFt2,473 SqFtAbove Grade Finished SqFt2,473 SqFtStories2Lot Size9,975 SqFtStyleSingle Family ResidenceYear Built1976Year Renovated2016CountyBAYAPN11727-673-000Fireplace TypeHas Fireplace

Schools near 3906 Napoli Road

This home is within Bay.
Rating
School
Type
Grades
Distance
Northside Elementary School
Public - PK to 5
Mowat Middle School
Public - 6 to 8
A. Crawford Mosley High School
Public - 9 to 12
University Academy (Sabl, Inc.)
Charter - K to 8
Rating
School
Distance
Northside Elementary School
PublicPK to 5

Mowat Middle School
Public6 to 8

A. Crawford Mosley High School
Public9 to 12

University Academy (Sabl, Inc.)
CharterK to 8

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 3906 Napoli Road, Panama City, FL 32405

3906 Napoli Road is a single family home for sale in Panama City, FL 32405. This property was listed for sale on January 29, 2026 by Assurance Realty of NWFL LLC, it's currently listed at $289,900. It has been on the market for a total of 11 days and was last sold on August 23, 2021. This listing's school district is Bay. Nearby schools include Northside Elementary School, Mowat Middle School and A. Crawford Mosley High School. 3906 Napoli Road is a 5-bed, 3-bath, 2,472 sqft single family home built in 1976.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Assurance Realty of NWFL LLC

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.