400 E Cotton St
Description
Income Generator: Both sides rent easily at $850 per month,...Seller will Finance! $25K down, 6% interest rate. Investment Opportunity Near Downtown Longview. Discover this high-performing duplex located just minutes from the heart of downtown. This property features two identical units, each offering a spacious 2-bedroom, 2-bathroom layout. Unit B is available for instant showing. Designed for durability and low maintenance, the building is equipped with a modern corrugated metal roof. Key Highlights:
Income Generator: Both sides rent easily at $850 per month, per side. Convenient Parking: Situated on a large lot providing ample space for off-street parking. Ready for Inspection: One unit has been kept vacant specifically to allow for easy showings without disturbing tenants
Flexible Purchase Options: This property is available via Seller (Owner) Financing. Whether you are looking to expand your rental portfolio or seeking a house hack opportunity, this well-maintained duplex is a must-see.
- Listed by Yaw Asante • TREC #0658244 • United Real Estate Frisco • 832-216-7567
Property Details for 400 East Cotton Street
Property Details for 400 East Cotton Street
| Status | Active |
|---|---|
| MLS # | 21136456 |
| Days on Market | 27 |
| Taxes | - |
| HOA Fees | - |
| Condo/Co-op Fees | - |
| Compass Type | Multi Family |
| MLS Type | Multi-Family / Full Duplex |
| Year Built | 1946 |
| Lot Size | 0.62 AC / 27,000 SF |
| County | Gregg County |
Location
Building Information for 400 East Cotton Street
Payment Calculator
$931 per month
30 year fixed, 6.15% Interest
$731
$200
$0
Property Information for 400 East Cotton Street
- Complex Name: Cotton street
- Directions: Use GPS
- Elementary School: Doris Mcqueen
- High School: Longview
- High School Name: Longview
- Middle School: Judson
- Primary School: Doris Mcqueen
- Year Built Details: Preowned
- School District: Longview ISD
- Geocode Confidence: Medium
- Latitude: 32.49
- Longitude: -94.74
- State: Texas
- Parking Features: No Garage, Off Street
- Tax Legal Description: LTS 19; 20; & 21A BLK 4 BORING LEAK (NCB 142) (AK
- Association Type: None
- Tax Lot: 19
- Virtual Tour URL Unbranded: https://www.propertypanorama.com/instaview/ntreis/21136456
- Flooring: Combination, Laminate, Linoleum
- Heating: Wall Furnace
- Interior Features: Double Vanity, Pantry
- Appliances: Electric Oven, Refrigerator
- Cooling: Window Unit(s)
- Smart Home Features Appor Pass Y: No
- Building Area Source: Public Records
- Construction Materials: Board & Batten Siding, Brick
- Exterior Features: Balcony
- Foundation Details: Pillar/Post/Pier
- Number Of Stories: 1
- Roof: Metal
- Waterfront: No
- Number Of Units Total: 2
- Levels: One
- Utilities: Asphalt, City Sewer
- Financing Proposed: Cash, Contact Agent, Owner Will Carry
- Handicap: No
- Loan Interest Rate: 6.00%
- Loan Payment Type: Principal & Interest
- Loan Type: Treat As Clear
- Property Match: APN
- Lot Size: .5 to < 1 Acre
- Lot Size Acres: 0.6198
- Lot Size Area: 27000.0
- Lot Size Source: Public Records
- Lot Size Units: Square Feet
- Lot Size Square Feet: 27000.0
- Multi Parcel ID: No
- Parcel Number: 14000001420190002
- Lake Pump: No
- Number Of Buildings: 1
- Capitalization Rate: 10.01%
- Gross Annual Expenses: $5,400
- Gross Annual Income: $20,400
- Insurance Expense: $1,000
- Total Annual Expenses Include: Insurance, Maintenance, Maintenance Grounds, Maintenance Structure, Mortgage/Loans, Vacancy Allowance
- Net Operation Income: $15,000.00
- Approximate SQFT: 1060.0
- Average Lease Amount: $850.00
- Living Area Length: 12.0
- Living Area Width: 12.0
- Unit Type Type: Apartments
- Unit Type Units Total: 1
- Approximate SQFT: 1060.0
- Average Lease Amount: $850.00
- Living Area Length: 12.0
- Living Area Width: 12.0
- Unit Type Type: Apartments
- Unit Type Units Total: 1
- Lender Name: Seller
Property History for 400 East Cotton Street
| Date | Event & Source | Price | Appreciation |
|---|---|---|---|
| Dec 24, 2025 | Listed (Active) NTREIS #21136456 | $149,900 | — |
| Date | Event & Source | Price |
|---|---|---|
| 12/24/2025 | Listed (Active) NTREIS #21136456 | $149,900 |
For completeness, Compass often displays two records for one sale: the MLS record and the public record.
Public Records for 400 East Cotton Street
Schools near 400 East Cotton Street
Rating | School | Type | Grades | Distance |
|---|---|---|---|---|
| Charter - | 1 to 5 | |||
| Charter - | 8 to 12 | |||
| Charter - | 9 to 12 | |||
| Charter - | 1 to 5 |
Rating | School | Distance |
|---|---|---|
Bramlette Steam Academy Charter1 to 5 | ||
Longview High School Charter8 to 12 | ||
Lead Academy High School Charter9 to 12 | ||
Hudson Elementary School Charter1 to 5 |
School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.
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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.
Listing Courtesy of United Real Estate Frisco, Yaw Asante
The information being provided by North Texas Real Estate Information Systems (NTREIS) and Greater Tyler Association of REALTORS is for the consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the consumer may be interested in purchasing. This website may reference real estate listing(s) held by a brokerage firm other than Compass. Any information relating to real estate for sale in Dallas, Texas comes from NTREIS. Listings marked with an icon are provided courtesy of the NTREIS Internet Data Exchange database. The accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be verified through personal inspection by and/or with appropriate professionals.The data contained herein is copyrighted by NTREIS and is protected by all applicable copyright laws. Any unauthorized dissemination of this information is in violation of copyright laws and is strictly prohibited. Copyright 2026 North Texas Real Estate Information Systems. All rights reserved. Date last updated: 01/14/2026 08:10 PM
