421 Waterway Ln

Fort Walton Beach, FL 32547

$334,900
Price
3
Beds
1,249 Sq. Ft.
$268 / Sq. Ft.
1,249
Sq. Ft.
$268
per Sq. Ft.
a front view of a house with a garden
a front view of a house with a garden
a white house with a small yard plants and large tree
a view of a terrace with chairs
a living room with furniture and a floor to ceiling window
a living room with furniture and a window
a living room with furniture cabinets and a window
a living room with furniture ceiling fan and a rug
a kitchen with stainless steel appliances kitchen island granite countertop a sink and cabinets
a dining room with furniture and window
a view of a dining room with furniture window and wooden floor
a kitchen with stainless steel appliances granite countertop a refrigerator and a stove top oven
a kitchen with granite countertop cabinets a sink and appliances
a kitchen with granite countertop a sink cabinets and stainless steel appliances
a bedroom with a bed and a chandelier
a bedroom with a bed and a chandelier
a white toilet sitting next to a shower curtain
a bathroom with a sink and a mirror
a bedroom with a bed and a window
a bedroom with a bed and a window
a bathroom with a sink a toilet and mirror
a living room with furniture and a window
a living room with patio furniture
a backyard with table and chairs potted plants and large tree
a view of a tree in a garden
a view of a swimming pool with a patio
a view of a balcony with chairs
a view of a swimming pool with seating area
a view of a lake and outdoor space
a bathroom with a bathtub
a front view of a house with a yard

Description

Short term rentails allowed! DEED 24ft BOAT SLIP 1 STORY-3 Bedrooms, 2 bathrooms and a 1 car garage townhome. As you walk into your home you have cathedral ceilings in your family room. LVP FLOORING THROUGHOUT your home. Family room opens to your dining room which has French doors that lead out to your covered patio. Breakfast bar is what divides the kitchen from the dining room. Master suite with your en-suite is off of the kitchen. Your bathroom has tile and a marble tub. You have a nice size master...Short term rentails allowed! DEED 24ft BOAT SLIP 1 STORY-3 Bedrooms, 2 bathrooms and a 1 car garage townhome. As you walk into your home you have cathedral ceilings in your family room. LVP FLOORING THROUGHOUT your home. Family room opens to your dining room which has French doors that lead out to your covered patio. Breakfast bar is what divides the kitchen from the dining room. Master suite with your en-suite is off of the kitchen. Your bathroom has tile and a marble tub. You have a nice size master suite with walk in closet. Your other 2 guest bedrooms and bath are off of the family room. You have a hall that leads you to your spare bedrooms. You have a tiled full bath with and a tub/shower between the guest rooms. Your back guest room has a door that leads YOUR BOAT SLIP IS JUST STEPS AWAY. You also have an additional parking spot across the street that has your name on it. If you do not want the privacy that the bushes offer you can do what the first 1 story townhome did on Waterway. They have front parking with grass. Pets have left and moved to the new home

Property Details for 421 Waterway Lane

View
Bayou
Zoning
Resid Multi-Family
Architectural Style
Townhome
Subdivision Name
HARBOR T/H
LISTING UPDATED: 12/05/2025 03:55 PM

Property Details for 421 Waterway Lane

StatusActive
MLS #983456
Days on Market118
Taxes$2,557 / year
HOA Fees$100 / month
Condo/Co-op Fees-
Compass TypeTownhouse
MLS TypeResidential / Attached Single Unit
Year Built1989
Lot Size-
CountyOkaloosa County

Location

Listing Courtesy of Coldwell Banker Realty
Add your commute

Building Information for 421 Waterway Lane

Stories1Residences-Year Built1989Lot Size-

Payment Calculator

$1,968 per month

30 year fixed, 6.28% Interest

Principal and Interest

$1,655

Property Taxes

$213

HOA Dues

$100

The Payment Calculator is for illustrative purposes only.

Property Information for 421 Waterway Lane

Summary
Location and General Information
  • Community Features: Beach, Deed Access, Dock, Dumpster, Fishing, Pavillion/Gazebo, Pets Allowed, Waterfront
  • Directions: leaving Shalimar on Eglin heading south, Go over the Shalimar Bridge pass the dollar tree and at Matts Auto Shop turn-that is Waterway lane
  • Road Frontage Type: Private Road
  • MLS Area Minor: 1206 - Ocean City
  • MLS Area Major: 12 - Fort Walton Beach
  • Latitude: 30.442289
  • Longitude: -86.597038
  • Location Tax and Legal:Sub Area: 1206 - Ocean City
  • Location Tax and Legal:Elementary School: Shalimar
  • Location Tax and Legal:Middle School: Pryor
  • Location Tax and Legal:High School: Choctawhatchee
  • Location Tax and Legal:Legal Description: HARBOR T/H N5.46 FT LOT 8 & ALL LOTS 9 & 10 & S3.12 FT LOT 11
  • Project Facilities: Beach, Deed Access, Dock2, Dumpster, Fishing, PavillionGazebo2, Pets Allowed2, Waterfront
Taxes and HOA
  • Association Fee Frequency: Monthly
  • Association Fee Includes: Accounting, Ground Keeping, Land Recreation
  • Association Fee2: $100
  • Tax Legal Description: HARBOR T/H N5.46 FT LOT 8 & ALL LOTS 9 & 10 & S3.12 FT LOT 11
  • Parcel Number: 01-2S-24-5055-0000-009A
  • Association Fee: $0
  • Association YN: Yes
  • Tax Annual Amount: $2,557
  • Listing Info Tax Legal:Last Taxes: $2,557
  • Listing Info Tax Legal:Last Tax Year: 2024.0
School Information
  • Elementary School: Shalimar
  • Middle Or Junior School: Pryor
  • High School: Choctawhatchee
Parking
  • Carport YN: Yes
  • Attached Garage YN: No
  • Parking Features: Garage, Deeded
  • Garage Spaces: 1.0
  • General Property Info:Driveway Spaces: 1.0
  • Parking Features: Deeded, Garage3
Property
Lot Information
  • Building Area Source: County PA Records
  • Lot Size Units: Acres
  • Property Condition: Construction Complete
  • Lot Features: Covenants, Dead End, Flood Insurance Req, Interior, Level, Restrictions, Within 1/2 Mile to Water
  • Building Area Total: 1249.0
  • General Property Info:SqFt Source: County PA Records
  • Waterview: Bayou2
  • LotParcel Access: Paved Road, Private Road
  • Lot Features: Covenants, Dead End, Flood Insurance Req, Interior, Level, Restrictions, Within 12 Mile to Water
Property and Assessments
  • Road Surface Type: Paved
  • Tax Year: 2024.0
  • Floor Plans Count: 0.0
  • Property Type: Residential
  • Year Built: 1989.0
  • Property Sub Type: Attached Single Unit
  • New Construction YN: No
  • General Property Info:Sub-Type: Attached Single Unit
  • General Property Info:Design: Townhome
  • Listing Info Tax Legal:Homestead: No
  • Construction Status: Construction Complete
  • Construction Siding: Roof Dimensional Shg, Roof Pitched, Siding Brick Some, Siding Shake, Slab
Utilities
  • Sewer: Public Sewer
  • Utilities: Electric, Phone, Sewer Available, TV Cable
  • Electric: True
  • Utilities: Electric, Phone2, Public Sewer, Sewer Available, TV Cable
  • Energy: AC - Central Elect, Ceiling Fans, Heat Cntrl Electric, Water Heater - Elect
Interior and Exterior Features
Exterior Features
  • Construction Materials: Roof Pitched, Siding Brick Some, Siding Shake
  • Foundation Details: Slab
  • Stories: 1.0
  • Patio And Porch Features: Patio Covered
  • Fencing: Fenced Privacy
  • General Property Info:Pool: No
  • General Property Info:Pool Type: None
  • Exterior: Fenced Privacy, Patio Covered
Interior Features
  • Heating: Central
  • Cooling: Ceiling Fans, Central Air
  • Interior Features: Ceiling Vaulted, Pull Down Stairs, Split Bedroom, Washer/Dryer Hookup
  • Flooring: Floor Tile
  • Window Features: Window Treatmnt Some
  • Room Type: Kitchen, Living Room, Dining Area, Master Bedroom, Master Bathroom, Bedroom, Full Bathroom
  • Rooms Total: 8.0
  • Bathrooms Total Integer: 2.0
  • Bathrooms Total Decimal: 2.0
  • Bathrooms Total Notational: 2.0
  • Cooling YN: Yes
  • Heating YN: Yes
  • Bedrooms Total: 3.0
  • Bathrooms Full: 2.0
  • Bathrooms Half: 0.0
  • Interior: Ceiling Vaulted, Floor Tile, Pull Down Stairs, Split Bedroom, WasherDryer Hookup, Window Treatmnt Some
  • Appliances: Dishwasher, Disposal, Dryer, Refrigerator WIceMk, StoveOven Electric, Washer
Room Information
Room 1
  • Room Type: Kitchen
  • Room Level: First
  • Room Length: 10.9
  • Room Width: 11.6
  • Room Description: great breakfast bar opens the kitchen to the dining room
  • Room Dimensions: 10.9 x 11.6
Room 2
  • Room Type: Living Room
  • Room Level: First
  • Room Length: 17.1
  • Room Width: 14.6
  • Room Dimensions: 17.1 x 14.6
Room 3
  • Room Type: Dining Area
  • Room Level: First
  • Room Length: 14.9
  • Room Width: 12.0
  • Room Description: french doors that lead out to your patio
  • Room Dimensions: 14.9 x 12
Room 4
  • Room Type: Master Bedroom
  • Room Level: First
  • Room Length: 14.6
  • Room Width: 13.4
  • Room Dimensions: 14.6 x 13.4
Room 5
  • Room Type: Master Bathroom
  • Room Level: First
  • Room Length: 4.1
  • Room Width: 6.1
  • Room Dimensions: 4.1 x 6.1
Room 6
  • Room Type: Bedroom
  • Room Level: First
  • Room Length: 9.9
  • Room Width: 10.1
  • Room Dimensions: 9.9 x 10.1
Room 7
  • Room Type: Full Bathroom
  • Room Level: First
  • Room Length: 4.1
  • Room Dimensions: 4.1 x 6.1
Room 8
  • Room Type: Bedroom
  • Room Level: First
  • Room Length: 10.1
  • Room Width: 11.1
  • Room Dimensions: 10.1 x 11.1
Rental
Rent Information
  • General Property Info:Immediate Occupancy: Yes
  • Listing Info Tax Legal:Is Subject Leased: No

Property History for 421 Waterway Lane

DateEvent & SourcePriceAppreciation
Dec 5, 2025

Price Change

ECAR #983456

$334,900—
Oct 12, 2025

Price Change

ECAR #983456

$339,900—
Sep 13, 2025

Price Change

ECAR #983456

$349,900—
Aug 19, 2025

Listed (Active)

ECAR #983456

$369,900—
Jul 27, 2001

Sold (Public Record)

Public Record #76870171

$82,000—
DateEvent & SourcePrice
12/05/2025

Price Change

ECAR #983456

$334,900
10/12/2025

Price Change

ECAR #983456

$339,900
09/13/2025

Price Change

ECAR #983456

$349,900
08/19/2025

Listed (Active)

ECAR #983456

$369,900
07/27/2001

Sold (Public Record)

Public Record #76870171

$82,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 421 Waterway Lane

Taxable ValueLand$75,000Additions$165,456Total$240,456
Tax Record2025$2,657 ($221 / month)
Home Facts
Beds3Total Finished SqFt1,249 SqFtAbove Grade Finished SqFt1,249 SqFtStories1Lot Size3,601 SqFtStyleTownhouseYear Built1989CountyOKALOOSAAPN01-2S-24-5055-0000-009A

Schools near 421 Waterway Lane

This home is within Okaloosa County School District.
Rating
School
Type
Grades
Distance
Shalimar Elementary School
Public - PK to 5
W. C. Pryor Middle School
Public - 6 to 8
Choctawhatchee Senior High School
Public - 9 to 12
Choice High School And Technical Center
Public - 7 to 12
Rating
School
Distance
Shalimar Elementary School
PublicPK to 5

W. C. Pryor Middle School
Public6 to 8

Choctawhatchee Senior High School
Public9 to 12

Choice High School And Technical Center
Public7 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 421 Waterway Lane, Fort Walton Beach, FL 32547

421 Waterway Lane is a townhouse for sale in Fort Walton Beach, FL 32547. This property was listed for sale on August 19, 2025 by Coldwell Banker Realty, it's currently listed at $334,900. It has been on the market for a total of 118 days and was last sold on July 27, 2001. This listing's school district is Okaloosa County School District. Nearby schools include Shalimar Elementary School, W. C. Pryor Middle School and Choctawhatchee Senior High School. 421 Waterway Lane is a 3-bed, 2-bath, 1,249 sqft townhouse built in 1989.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass makes no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Coldwell Banker Realty

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