428 Sandy Ridge Cir

1,500 Sq. Ft.
$222 / Sq. Ft.
1,500
Sq. Ft.
$222
per Sq. Ft.

Description

Welcome to your slice of Florida paradise in the heart of Mary Esther! This beautifully updated single-story home offers 3 bedrooms, 2 bathrooms, and a 2-car garage, all while in a prime location just minutes from the sugar-white beaches of Destin and Fort Walton Beach. Step inside and immediately feel at home. With no carpet, you'll enjoy gorgeous tile and luxury vinyl plank flooring throughout which are stylish, durable, and easy to maintain. The previous popcorn ceilings have been removed and...Welcome to your slice of Florida paradise in the heart of Mary Esther! This beautifully updated single-story home offers 3 bedrooms, 2 bathrooms, and a 2-car garage, all while in a prime location just minutes from the sugar-white beaches of Destin and Fort Walton Beach. Step inside and immediately feel at home. With no carpet, you'll enjoy gorgeous tile and luxury vinyl plank flooring throughout which are stylish, durable, and easy to maintain. The previous popcorn ceilings have been removed and replaced with modern texture, complemented by recessed lighting that creates a bright, inviting atmosphere. Fresh, updated paint throughout the home gives the entire home a clean, modern look and feel. The spacious living area is anchored... by a cozy wood-burning fireplace, perfect for gathering with friends on cooler evenings. And for movie nights or game days, you'll love the projector and massive screen, turning your living room into the ultimate entertainment hub. The kitchen is designed for both function and fun, featuring granite countertops, stainless steel appliances (including a 2024 refrigerator), decorative backsplash, accent walls, and a convenient pull-out trash can. Whether you're hosting dinner parties or casual weekend brunch, this space makes entertaining effortless. Retreat to the owner's suite, complete with a double vanity, stand-alone shower, and relaxing garden tub, for your own private spa-like experience at home. Ceiling fans in every bedroom and the main living areas ensure comfort year-round. Other features provide peace of mind, including a 2024 HVAC system, 2021 roof, new thermostat, privacy-fenced yard, and gutters. The designated laundry area adds convenience, while the freshly pressure-washed exterior and driveway boost curb appeal. Step outside to a freshly stained back deck, ideal for BBQs, morning coffee, or simply unwinding after a long day. The backyard space invites gatherings, laughter, and memory-making. Located just minutes from beautiful Gulf Coast beaches, shopping, dining, parks, and nearby military bases, this home truly offers the perfect blend of comfort, convenience, and coastal lifestyle. Let's not forget that his home has no HOA, and a 2.875% assumable VA loan option available for qualified Buyers! Inquire for details. If you've been looking for a move-in-ready home that's perfect for entertaining friends and equally perfect for simply calling your own, you've found the Place. This is HOME! Buyer(s) are responsible for verifying ALL data and information, including lot size and room measurements, as it is deemed reliable but not guaranteed.
  1. Listed by Marie McClure • Axen Realty LLC
    P: (850)-533-5880 C: (850)-533-5880 mmcclure@axenrealty.com

Property Details for 428 Sandy Ridge Circle

Zoning
Resid Single Family
Architectural Style
Traditional
Subdivision Name
SANDY RIDGE ESTATES
LISTING UPDATED: 03/15/2026 01:34 AM

Property Details for 428 Sandy Ridge Circle

StatusActive
MLS #996322
Days on Market24
Taxes-
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Detached Single Family
Year Built1993
Lot Size0.13 AC / 5,662 SF
CountyOkaloosa County

Location

Listing Courtesy of Axen Realty LLC
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Building Information for 428 Sandy Ridge Circle

Stories1Year Built1993Building Size-Lot Size0.13 AC / 5,662 SF

Payment Calculator

$1,619 per month

30 year fixed, 6.11% Interest

Principal and Interest

$1,619

Property Taxes

$0

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 428 Sandy Ridge Circle

Summary
Location and General Information
  • Directions: From HWY 98, turn South on Sandy Ridge Circle. Then, make the 1st right. The home is on the left side of the road.
  • MLS Area Minor: 1212 - Mary Esther/West of Hurlburt
  • MLS Area Major: 12 - Fort Walton Beach
  • Latitude: 30.409398
  • Longitude: -86.761809
  • Location Tax and Legal:Sub Area: 1212 - Mary Esther/West of Hurlburt
  • Location Tax and Legal:Elementary School: Florosa
  • Location Tax and Legal:Middle School: Bruner
  • Location Tax and Legal:High School: Fort Walton Beach
  • Location Tax and Legal:Legal Description: SANDY RIDGE EST LOT 20 BLK B
  • Garage: true
Taxes and HOA
  • Tax Legal Description: SANDY RIDGE EST LOT 20 BLK B
  • Parcel Number: 16-2S-25-212B-000B-0200
  • Association Fee: $0
School Information
  • Elementary School: Florosa
  • Middle Or Junior School: Bruner
  • High School: Fort Walton Beach
Parking
  • Carport YN: No
  • Attached Garage YN: No
  • Parking Features: Garage
  • Garage Spaces: 2.0
  • General Property Info:Driveway Spaces: 2.0
  • Parking Features: Garage3
Property
Lot Information
  • Building Area Source: County PA Records
  • Lot Size Dimensions: 50x112
  • Lot Size Acres: 0.13
  • Lot Size Area: 0.13
  • Lot Size Units: Acres
  • Property Condition: Construction Complete
  • Lot Features: Interior
  • Building Area Total: 1500.0
  • Lot Size Square Feet: 5662.8
  • General Property Info:SqFt Source: County PA Records
  • LotParcel Access: Paved Road
  • Lot Features: Interior
Property and Assessments
  • Road Surface Type: Paved
  • Floor Plans Count: 1.0
  • Property Type: Residential
  • Year Built: 1993.0
  • Property Sub Type: Detached Single Family
  • New Construction YN: No
  • General Property Info:Sub-Type: Detached Single Family
  • General Property Info:Design: Traditional
  • Listing Info Tax Legal:Homestead: false
  • Construction Status: Construction Complete
  • Construction Siding: Frame, Roof Dimensional Shg, Siding Brick Some, Siding Vinyl
  • Occupancy Status: Occupied
Utilities
  • Sewer: Public Sewer
  • Utilities: Electric, Public Water, TV Cable
  • Electric: True
  • Utilities: Electric, Public Sewer, Public Water, TV Cable
  • Energy: AC - Central Elect, Ceiling Fans, Double Pane Windows, Water Heater - Elect
Interior and Exterior Features
Exterior Features
  • Construction Materials: Frame, Siding Brick Some, Siding Vinyl
  • Stories: 1.0
  • Patio And Porch Features: Deck Open
  • Fencing: Fenced Privacy
  • General Property Info:Pool: No
  • General Property Info:Pool Type: None
  • Exterior: Deck Open, Fenced Privacy
Interior Features
  • Cooling: Ceiling Fans, Central Air
  • Interior Features: Fireplace
  • Flooring: Floor Laminate, Floor Tile
  • Window Features: Double Pane Windows
  • Room Type: Foyer, Living Room, Office, Dining Area, Master Bathroom
  • Rooms Total: 5.0
  • Bathrooms Total Integer: 2.0
  • Bathrooms Total Decimal: 2.0
  • Bathrooms Total Notational: 2.0
  • Cooling YN: Yes
  • Bedrooms Total: 3.0
  • Bathrooms Full: 2.0
  • Bathrooms Half: 0.0
  • Interior: Fireplace, Floor Laminate, Floor Tile
  • Appliances: Dishwasher, Microwave, Refrigerator, Smooth Stovetop Rnge
Room Information
Room 1
  • Room Type: Foyer
  • Room Level: First
  • Room Length: 15.0
  • Room Width: 7.0
  • Room Dimensions: 15 x 7
Room 2
  • Room Type: Living Room
  • Room Level: First
  • Room Length: 17.5
  • Room Width: 15.0
  • Room Dimensions: 17.5 x 15
Room 3
  • Room Type: Office
  • Room Level: First
  • Room Length: 11.0
  • Room Width: 11.0
  • Room Dimensions: 11 x 11
Room 4
  • Room Type: Dining Area
  • Room Level: First
  • Room Length: 20.0
  • Room Width: 10.0
  • Room Description: Dining/Kitchen combo
  • Room Dimensions: 20 x 10
Room 5
  • Room Type: Master Bathroom
  • Room Level: First
  • Room Length: 13.0
  • Room Width: 13.0
  • Room Dimensions: 13 x 13
Rental
Rent Information
  • General Property Info:Immediate Occupancy: true
  • Listing Info Tax Legal:Is Subject Leased: false

Property History for 428 Sandy Ridge Circle

DateEvent & SourcePriceAppreciation
Mar 4, 2026

Listed (Active)

ECAR #996322

$333,500—
Mar 3, 2026

Pending

ECAR #996322

—
Feb 26, 2026

Listed (Active)

ECAR #996322

$333,500—
Nov 30, 2021

Sold (Public Record)

Public Record #1478207238

$315,000

+10.5% / yr

Nov 30, 2021

Sold

ECAR #884772

$315,000—
Oct 31, 2021

Pending

ECAR #884772

—
Oct 28, 2021

Listed (Active)

ECAR #884772

$295,000—
Oct 23, 2015

Sold

ECAR #732264

$171,000—
Oct 16, 2015

Sold (Public Record)

Public Record #559841351

$171,000

-2.5% / yr

Aug 27, 2015

Pending

ECAR #732264

—
Jun 19, 2015

Listed (Active)

ECAR #732264

$187,000—
Jun 28, 2005

Sold (Public Record)

Public Record #161109565

$223,000—
May 18, 2005

Sold

ECAR #383950

$223,000—
Apr 22, 2005

Pending

ECAR #383950

—
Mar 25, 2005

Listed (Active)

ECAR #383950

$223,900—
Mar 8, 2000

Expired

ECAR #131168

—
Feb 11, 2000

Sold

ECAR #144493

$90,000—
Jan 16, 2000

Pending

ECAR #144493

—
Dec 8, 1999

Listed (Active)

ECAR #144493

$94,900—
Mar 8, 1999

Listed (Active)

ECAR #131168

$94,900—
Jul 11, 1996

Sold

ECAR #83567

$94,000—
Jun 7, 1996

Pending

ECAR #83567

—
May 8, 1996

Listed (Active)

ECAR #83567

$94,500—
May 10, 1994

Sold

ECAR #23857

—
May 10, 1994

Pending

ECAR #23857

—
Sep 2, 1993

Sold

ECAR #23857

$85,000—
May 7, 1993

Listed (Active)

ECAR #23857

$84,400—
DateEvent & SourcePrice
03/04/2026

Listed (Active)

ECAR #996322

$333,500
03/03/2026

Pending

ECAR #996322

—
02/26/2026

Listed (Active)

ECAR #996322

$333,500
11/30/2021

Sold (Public Record)

Public Record #1478207238

$315,000

+10.5% / yr

11/30/2021

Sold

ECAR #884772

$315,000
10/31/2021

Pending

ECAR #884772

—
10/28/2021

Listed (Active)

ECAR #884772

$295,000
10/23/2015

Sold

ECAR #732264

$171,000
10/16/2015

Sold (Public Record)

Public Record #559841351

$171,000

-2.5% / yr

08/27/2015

Pending

ECAR #732264

—
06/19/2015

Listed (Active)

ECAR #732264

$187,000
06/28/2005

Sold (Public Record)

Public Record #161109565

$223,000
05/18/2005

Sold

ECAR #383950

$223,000
04/22/2005

Pending

ECAR #383950

—
03/25/2005

Listed (Active)

ECAR #383950

$223,900
03/08/2000

Expired

ECAR #131168

—
02/11/2000

Sold

ECAR #144493

$90,000
01/16/2000

Pending

ECAR #144493

—
12/08/1999

Listed (Active)

ECAR #144493

$94,900
03/08/1999

Listed (Active)

ECAR #131168

$94,900
07/11/1996

Sold

ECAR #83567

$94,000
06/07/1996

Pending

ECAR #83567

—
05/08/1996

Listed (Active)

ECAR #83567

$94,500
05/10/1994

Sold

ECAR #23857

—
05/10/1994

Pending

ECAR #23857

—
09/02/1993

Sold

ECAR #23857

$85,000
05/07/1993

Listed (Active)

ECAR #23857

$84,400

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 428 Sandy Ridge Circle

Taxable ValueLand-Additions-Total-
Home Facts
Beds3Total Finished SqFt1,500 SqFtAbove Grade Finished SqFt1,500 SqFtStories1Lot Size5,600 SqFtStyleSingle Family ResidenceYear Built1993CountyOKALOOSAAPN16-2S-25-212B-000B-0200Fireplace TypeHas Fireplace

Schools near 428 Sandy Ridge Circle

This home is within Okaloosa County School District.
Rating
School
Type
Grades
Distance
Public - PK to 5
Public - 6 to 8
Public - 9 to 12
Charter - 2 to 12
Rating
School
Distance
Florosa Elementary School
PublicPK to 5

Max Bruner Junior Middle School
Public6 to 8

Fort Walton Beach High School
Public9 to 12

Okaloosa Academy
Charter2 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

Similar Sold Homes

428 Sandy Ridge Circle is a single family home for sale in Mary Esther, FL 32569. This property was listed for sale on February 26, 2026 by Axen Realty LLC, it's currently listed at $333,500. It has been on the market for a total of 24 days and was last sold on November 30, 2021. This listing's school district is Okaloosa County School District. Nearby schools include Florosa Elementary School, Max Bruner Junior Middle School and Fort Walton Beach High School. 428 Sandy Ridge Circle is a 3-bed, 2-bath, 1,500 sqft single family home built in 1993.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Axen Realty LLC

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.