431 Sandy Ridge Circle

Sold 7/22/26

Sold

Last Sold Price

$324,900

3 beds2 baths1,511 sqft

431 Sandy Ridge Cir, Mary Esther, FL 32569

Single FamilyProperty Type

0.12 acresLot Size

1994Year Built

$215/sq ftPrice per sq ft

6 carsParking Spaces

Description

Modern industrial-inspired finishes meet energy-saving luxury just minutes from Hurlburt Field! Vaulted ceilings and updated metallic fixtures give the home a clean, modern feel. Situated on approximately .12 acres, the exterior features a 2-car garage, extended driveway, irrigation system, fully fenced backyard, and garage utility sink for added convenience. Step through the foyer onto rich high-gloss wood-style flooring with no carpet throughout. The vaulted living area centers around a fireplace,...Modern industrial-inspired finishes meet energy-saving luxury just minutes from Hurlburt Field! Vaulted ceilings and updated metallic fixtures give the home a clean, modern feel. Situated on approximately .12 acres, the exterior features a 2-car garage, extended driveway, irrigation system, fully fenced backyard, and garage utility sink for added convenience. Step through the foyer onto rich high-gloss wood-style flooring with no carpet throughout. The vaulted living area centers around a fireplace, while dimmer lighting in the kitchen and living area creates the perfect atmosphere for relaxing evenings or movie nights. The updated kitchen features sleek black quartz countertops with reflective detailing, coordinating backsplash accents, custom beadboard cabinetry, oversized double-door pantry with built-in lighting, wine fridge, custom built wine rack, and a designer-inspired dining nook with integrated storage and matching quartz finishes. The split-bedroom layout offers added privacy, with the spacious primary suite featuring a large walk-in closet and ensuite bathroom complete with a garden tub and separate stand-up shower. Smart-home features include a Nest thermostat, solar panels, Nest security system, smart keyless front door lock, doorbell camera & exterior camera on the side of the home. Major improvements include paid-off solar panels, new roof prior to closing, 2025 water heater, and 2017 HVAC.

Listed by: Nicole M McGowan 850.855.6899 1realtornicole@gmail.com Brokerage DRE #224973 • Century 21 Wimco Realty Inc

Listing closed: 07/22/2026 12:00 AM • Source: ECAR, MLS#: 1004749

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Location

Listing Courtesy of Century 21 Wimco Realty Inc

Sold By Better Homes and Gardens Real Estate Emerald Coast

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$1,911 per month

30 year fixed, 6.71% Interest

Principal and Interest

$1,679

Property Taxes

$232

HOA Dues

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Property Information for 431 Sandy Ridge Circle

Property Details

Taxes: $2,782 / year
MLS Type: Residential / Detached Single Family
County: Okaloosa County
Zoning: Resid Single Family
Architectural Style: Contemporary
Subdivision Name: SANDY RIDGE ESTATES

Building Information

Stories: 1
Year Built: 1994
Lot Size: 0.12 AC / 5,227 SF

Summary

Location and General Information

Directions: From Hwy 98 Eastbound: Turn right onto Sandy Ridge Circle, continue into Sandy Ridge Estates, then turn right to stay on Sandy Ridge Circle. Home will be on the right. From Hwy 98 Westbound: Turn left onto Sandy Ridge Circle, continue into Sandy Ridge Estates, then turn right to stay on Sandy Ridge Circle. Home will be on the right.
Road Frontage Type: County Road

MLS Area Minor: 1212 - Mary Esther/West of Hurlburt
MLS Area Major: 12 - Fort Walton Beach
Latitude: 30.409133
Longitude: -86.762318
Location Tax and Legal:Sub Area: 1212 - Mary Esther/West of Hurlburt
Location Tax and Legal:Elementary School: Florosa
Location Tax and Legal:Middle School: Bruner
Location Tax and Legal:High School: Fort Walton Beach
Location Tax and Legal:Legal Description: SANDY RIDGE EST LOT 32 BLK A
Garage: true

Taxes and HOA

Tax Legal Description: SANDY RIDGE EST LOT 32 BLK A
Parcel Number: 16-2S-25-212B-000A-0320

Association Fee: $0
Tax Annual Amount: $2,782
Listing Info Tax Legal:Last Taxes: $2,782
Listing Info Tax Legal:Last Tax Year: 2025.0

School Information

Elementary School: Florosa
Middle Or Junior School: Bruner

High School: Fort Walton Beach

Parking

Carport YN: No
Attached Garage YN: No

Parking Features: Garage
Garage Spaces: 2.0
General Property Info:Driveway Spaces: 4.0
Parking Features: Garage3

Virtual Tour

Virtual Tour URL Unbranded: https://www.zillow.com/view-imx/549803d2-ba40-4bff-82eb-cdf4baf34822?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard

Property

Lot Information

Building Area Source: Building Plan
Lot Size Dimensions: 114 x50

Lot Size Acres: 0.12
Lot Size Area: 0.12
Lot Size Units: Acres
Property Condition: Renovated, Construction Complete
Lot Features: Within 1/2 Mile to Water
Building Area Total: 1511.0
Lot Size Square Feet: 5227.2
General Property Info:SqFt Source: Building Plan
LotParcel Access: County Road, Paved Road
Lot Features: Within 12 Mile to Water

Property and Assessments

Road Surface Type: Paved
Tax Year: 2025.0

Floor Plans Count: 0.0
Property Type: Residential
Year Built: 1994.0
Property Sub Type: Detached Single Family
New Construction YN: No
General Property Info:Sub-Type: Detached Single Family
General Property Info:Design: Contemporary
Listing Info Tax Legal:Homestead: false
Construction Status: Construction Complete
Construction Siding: Frame, Roof Dimensional Shg, Siding Brick Front, Siding Vinyl
Occupancy Status: Occupied

Utilities

Sewer: Public Sewer
Utilities: Electric, Public Water

Electric: True
Utilities: Electric, Public Sewer, Public Water
Energy: AC - Central Elect, Heat Cntrl Electric, Water Heater - Elect

Interior and Exterior Features

Exterior Features

Exterior Features: Rain Gutter, Fenced Back Yard, Sprinkler System
Construction Materials: Frame, Siding Brick Front, Siding Vinyl

Stories: 1.0
Patio And Porch Features: Patio Open
Fencing: Fenced Privacy
General Property Info:Pool: No
General Property Info:Pool Type: None
Exterior: Fenced Back Yard, Fenced Privacy, Patio Open, Rain Gutter, Sprinkler System

Interior Features

Heating: Central
Cooling: Central Air

Interior Features: Ceiling Vaulted, Fireplace, Pantry, Pull Down Stairs, Washer/Dryer Hookup, Woodwork Painted
Flooring: Floor Laminate, Floor Tile
Window Features: Window Bay, Window Treatment All
Room Type: Bedroom, Living Room, Dining Area, Garage, Kitchen, Breakfast Room
Rooms Total: 8.0
Bathrooms Total Integer: 2.0
Bathrooms Total Decimal: 2.0
Bathrooms Total Notational: 2.0
Cooling YN: Yes
Heating YN: Yes
Bedrooms Total: 3.0
Bathrooms Full: 2.0
Bathrooms Half: 0.0
Interior: Ceiling Vaulted, Fireplace, Floor Laminate, Floor Tile, Pantry, Pull Down Stairs, Renovated2, WasherDryer Hookup, Window Bay, Window Treatment All, Woodwork Painted
Appliances: Auto Garage Door Opn, Disposal, Microwave, Refrigerator WIceMk, Smoke Detector, Smooth Stovetop Rnge, StoveOven Electric, Wine Refrigerator

Room Information

Room 1

Room Type: Bedroom
Room Level: First

Room Length: 13.0
Room Width: 13.0
Room Dimensions: 13 x 13

Room 2

Room Type: Bedroom
Room Level: First

Room Length: 14.0
Room Width: 11.0
Room Dimensions: 14 x 11

Room 3

Room Type: Bedroom
Room Level: First

Room Length: 11.0
Room Width: 11.0
Room Dimensions: 11 x 11

Room 4

Room Type: Living Room
Room Level: First

Room Length: 15.0
Room Width: 14.0
Room Dimensions: 15 x 14

Room 5

Room Type: Dining Area
Room Level: First

Room Length: 15.0
Room Width: 10.0
Room Dimensions: 15 x 10

Room 6

Room Type: Garage
Room Level: First

Room Length: 20.0
Room Width: 19.0
Room Dimensions: 20 x 19

Room 7

Room Type: Kitchen
Room Level: First

Room Length: 11.0
Room Dimensions: 11 x 10

Room 8

Room Type: Breakfast Room
Room Level: First

Room Length: 10.0
Room Width: 8.0
Room Dimensions: 10 x 8

Rental

Rent Information

General Property Info:Immediate Occupancy: true
Listing Info Tax Legal:Is Subject Leased: false

Property History for 431 Sandy Ridge Circle

Date	Event & Source	Price	Appreciation
Jul 22, 2026	Sold ECAR #1004749	$324,900	—
Jul 16, 2026	Sold (Public Record) Public Record #1945778355	$324,900	—
Jul 16, 2026	Sold (Public Record) Public Record #140852931	$324,900	+6.5% / yr
Jun 12, 2026	Pending ECAR #1004749		—
Jun 5, 2026	Listed (Active) ECAR #1004749	$324,900	—
May 23, 2026	Withdrawn ECAR #997344	$319,900	—
Apr 13, 2026	Listed (Active) ECAR #997344	$319,900	—
Apr 4, 2026	Withdrawn ECAR #997344	$319,900	—
Mar 26, 2026	Listed (Active) ECAR #997344	$319,900	—
Aug 7, 2019	Sold (Public Record) Public Record #651108127	$210,000	+6.8% / yr
Aug 7, 2019	Sold ECAR #826361	$210,000	—
Jul 8, 2019	Pending ECAR #826361		—
Jul 3, 2019	Listed (Active) ECAR #826361	$210,000	—
Jan 21, 2011	Sold (Public Record) Public Record #304166843	$120,000	-6.7% / yr
Jan 21, 2011	Sold ECAR #547767	$120,000	—
Nov 24, 2010	Pending ECAR #547767		—
Nov 23, 2010	Listed (Active) ECAR #547767	$125,000	—
Feb 25, 2005	Sold (Public Record) Public Record #152545369	$180,500	+22.4% / yr
May 2, 2002	Sold (Public Record) Public Record #92981617	$102,000	—
May 1, 2002	Sold ECAR #321973	$102,000	—
Mar 21, 2002	Pending ECAR #321973		—
Feb 25, 2002	Listed (Active) ECAR #321973	$106,900	—
Sep 16, 1996	Sold ECAR #86438	$92,000	—
Sep 3, 1996	Pending ECAR #86438		—
Jul 19, 1996	Listed (Active) ECAR #86438	$93,500	—
Mar 11, 1994	Sold ECAR #40175	$84,980	—
Feb 9, 1994	Pending ECAR #40175		—
Oct 22, 1993	Listed (Active) ECAR #40175	$83,500	—

Date	Event & Source	Price
07/22/2026	Sold ECAR #1004749	$324,900
07/16/2026	Sold (Public Record) Public Record #1945778355	$324,900
07/16/2026	Sold (Public Record) Public Record #140852931	$324,900 +6.5% / yr
06/12/2026	Pending ECAR #1004749	—
06/05/2026	Listed (Active) ECAR #1004749	$324,900
05/23/2026	Withdrawn ECAR #997344	$319,900
04/13/2026	Listed (Active) ECAR #997344	$319,900
04/04/2026	Withdrawn ECAR #997344	$319,900
03/26/2026	Listed (Active) ECAR #997344	$319,900
08/07/2019	Sold (Public Record) Public Record #651108127	$210,000 +6.8% / yr
08/07/2019	Sold ECAR #826361	$210,000
07/08/2019	Pending ECAR #826361	—
07/03/2019	Listed (Active) ECAR #826361	$210,000
01/21/2011	Sold (Public Record) Public Record #304166843	$120,000 -6.7% / yr
01/21/2011	Sold ECAR #547767	$120,000
11/24/2010	Pending ECAR #547767	—
11/23/2010	Listed (Active) ECAR #547767	$125,000
02/25/2005	Sold (Public Record) Public Record #152545369	$180,500 +22.4% / yr
05/02/2002	Sold (Public Record) Public Record #92981617	$102,000
05/01/2002	Sold ECAR #321973	$102,000
03/21/2002	Pending ECAR #321973	—
02/25/2002	Listed (Active) ECAR #321973	$106,900
09/16/1996	Sold ECAR #86438	$92,000
09/03/1996	Pending ECAR #86438	—
07/19/1996	Listed (Active) ECAR #86438	$93,500
03/11/1994	Sold ECAR #40175	$84,980
02/09/1994	Pending ECAR #40175	—
10/22/1993	Listed (Active) ECAR #40175	$83,500

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 431 Sandy Ridge Circle

Taxable ValueLand$76,227Additions$157,509Total$233,736

Tax Record2025$2,782 ($232 / month)

Home Facts

Beds3Baths2Total Finished SqFt1,410 SqFtAbove Grade Finished SqFt1,410 SqFtStories1Lot Size5,625 SqFtStyleSingle Family ResidenceYear Built1994Year Renovated1994CountyOKALOOSAAPN16-2S-25-212B-000A-0320

Schools near 431 Sandy Ridge Circle

This home is within Okaloosa County School District.


Rating	School	Type	Grades	Distance
9/10	Florosa Elementary School	Public - Serves this home	PK to 5	2.0 mi
7/10	Max Bruner Junior Middle School	Public - Serves this home	6 to 8	7.7 mi
5/10	Fort Walton Beach High School	Public - Serves this home	9 to 12	7.3 mi
1/10	Okaloosa Academy	Charter - Choice school	2 to 12	5.9 mi
10/10	Liza Jackson Preparatory School	Charter - Choice school	K to 8	6.8 mi
NR	Silver Sands-Excep. Children	Public - Choice school	PK to 12	7.4 mi


Rating	School	Distance
9/10	Florosa Elementary School PublicPK to 5 Serves this home	2.0 mi
7/10	Max Bruner Junior Middle School Public6 to 8 Serves this home	7.7 mi
5/10	Fort Walton Beach High School Public9 to 12 Serves this home	7.3 mi
1/10	Okaloosa Academy Charter2 to 12 Choice school	5.9 mi
10/10	Liza Jackson Preparatory School CharterK to 8 Choice school	6.8 mi
NR	Silver Sands-Excep. Children PublicPK to 12 Choice school	7.4 mi

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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Nearby home values

Address	Sold price	Beds	Baths	Sqft	Lot (Sqft)
This home: 431 Sandy Ridge Circle, Mary Esther, FL 32569	$324,900	3	2	1,511	5,227
433 Sandy Ridge Circle, Mary Esther, FL 32569	$324,900	3	2	1,412	5,662
427 Sandy Ridge Circle, Mary Esther, FL 32569	$345,000	3	2	1,488	5,662
425 Sandy Ridge Circle, Mary Esther, FL 32569	$339,000	3	2	1,542	5,662
430 Sandy Ridge Circle, Mary Esther, FL 32569	$199,900	3	2	1,434	5,662
423 Sandy Ridge Circle, Mary Esther, FL 32569	$199,900	3	2	1,446	5,662
439 Sandy Ridge Circle, Mary Esther, FL 32569	$352,500	3	3	1,670	–
421 Sandy Ridge Circle, Mary Esther, FL 32569	$199,500	3	3	1,488	5,662
424 Sandy Ridge Circle, Mary Esther, FL 32569	–	4	2	1,770	5,600
450 Sandy Ridge Circle, Mary Esther, FL 32569	–	3	2	1,460	4,320
422 Sandy Ridge Circle, Mary Esther, FL 32569	$380,000	4	3	1,670	5,662
419 Sandy Ridge Circle, Mary Esther, FL 32569	$190,000	3	2	1,474	5,662
466 Sandy Ridge Circle, Mary Esther, FL 32569	$153,000	3	2	1,520	–
470 Sandy Ridge Circle, Mary Esther, FL 32569	$310,000	3	2	1,295	5,662

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Listing Courtesy of Century 21 Wimco Realty Inc

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.

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